What are the disadvantages of online gambling? Will it affect credit reporting?

From ancient times to the present, gambling has always been a thing that people hate, because of gambling, how many families have been broken up and wives separated. Sociologists believe that gambling is a kind of human nature, in the changes of society, only the gambling industry is not affected, but the harm caused by gambling is huge, and people have been cracking down on this behavior. With the development of society and the development of network technology, the situation of gambling has also diversified, and now there is a new way of gambling, called online gambling, which is undoubtedly more harmful to people.

First of all, with the development of the economy, almost everyone has a smartphone, as long as you have a mobile phone, you can participate in online gambling anytime and anywhere, and even some people are playing 24 hours a day. Secondly, online gambling is more hidden, because it is played on a mobile phone, it is difficult for you to see what he is doing with his mobile phone, which opens the door for those gamblers. There are also invisible bets on online gambling, and people don't take the money in the virtual world seriously, and it is easy to play bigger and bigger, become more and more addicted, and finally go bankrupt.

There are many harms of online gambling, it not only has an impact on people's money, but also causes great harm to people's bodies. First of all, people who are addicted to online gambling will be emotionally unstable, irritable, and often have self-harm behaviors, only thinking about gambling all day long, losing appetite, and being mentally exhausted all day long, and unable to lift their spirits by doing anything. Some people will also suffer from severe insomnia due to gambling day and night, detached from the crowd, out of society, and distorted views.

There are even some people who steal, rob and cheat because of gambling, and their morals are degraded and they become gamblers that everyone shouts at.

Will online gambling affect credit reporting? If you are just involved in online gambling, then it will not have an impact on your credit, but you have used a credit card to overdraft money in the process of gambling, or take out a loan on other platforms and cannot pay it back, this situation will affect your credit problem, so whether it is for yourself or your family, we must stay away from gambling, no matter what kind of situation of gambling, you can not touch, otherwise you will step into the abyss, and there will be no place to turn over.

Online gambling has great disadvantages, first of all, this is an illegal behavior, and at the same time, this behavior will also be punished by law, and it will also lead to their own bad habits, which will lead to the destruction of their families, will lead to their own debts, and will also affect credit problems.

It is possible to make yourself addicted, which will affect your life, and you will invest a lot of money, resulting in excessive consumption, which will not affect the credit report, but if you do not repay the money, you will be on the credit report.

It can lead to bankruptcy, or family separation, or it can lead to a loss of mind, violent behavior, and a deviation from the right track of life. It will affect credit reporting, and the impact on credit reporting records is very large.

It will affect your credit report. It will make you owe a lot of money, it will make you bankrupt, you may fall into it, and you may be cheated of money.

There is the ability to go abroad to catch dog villages, as well as domestic sales of ** cards, bank cards, mobile phone numbers, running points, as well as ** operator virtual numbers, mobile phones with no real names,

Legal analysis: Participating in online gambling has no impact on personal credit for the time being, if the bank card is frozen due to the enforcement of the arrears court, it will affect the credit investigation, if it is only because of the abnormal transaction involving the bank card account, such as participating in online gambling bank cards are frozen, the freezing applied by the individual will not affect the personal credit. Credit card has an overdue record, once the overdue record is generated, it will affect the individual's credit rating, can not enjoy the bank's preferential interest rate, and even can not take out a loan, so avoid overdue repayment of the credit card, if it is a credit card cash withdrawal, but timely repayment, it will not affect the credit report.

Personal debts are too high, such as having a loan before, and the loan amount is large, the credit rating will be lower. If personal credit is inquired by other institutions many times, then it is likely to be a credit record query caused by borrowing from multiple institutions, and some loan information on the network should be noted.

Legal basis: "Several Provisions of the Supreme People's Court on the Publication of Information on the List of Judgment Defaulters" Article 8: The people's courts shall notify the relevant departments, financial regulators, financial institutions, public institutions and industry associations that undertake administrative functions of the information on the Judgment Defaulters List to the relevant units in accordance with laws, regulations, and relevant provisions, in areas such as procurement, bidding and bidding, administrative approvals, support, financing and credit, market access, and qualification determinations, to give credit punishments to judgment defaulters. The people's courts shall report the information on the Judgment Defaulters List to the credit reporting establishments, and the credit reporting establishments are to record it in their credit reporting systems.

Where state employees, people's congress deputies, CPPCC members, and so forth are included in the list of judgment defaulters, the people's courts shall notify their units and relevant departments of the circumstances of the untrustworthiness. Where state organs, public institutions, state-owned enterprises, and so forth are included in the list of judgment defaulters, the people's courts shall notify the unit at the level above of them, the competent department, or the institution performing the duties of an investor.

Legal analysis: Online gambling will not be on the credit report, because online gambling does not form file records, nor does it have some credit information, and does not affect work. If you find that the bank card is frozen by the public security organs, you need to cooperate with the investigation of the public security, after the investigation is completed, if there are no other problems, the account will be unfrozen in time, do not worry too much; If there is a suspicion of violating the law, the account can be permanently frozen.

Legal basis: Article 266 of the Criminal Law of the People's Republic of China: Where public or private property is defrauded, and the amount is relatively large, a sentence of up to three years imprisonment, short-term detention or controlled release is to be given, and/or a fine; where the amount is huge or there are other serious circumstances, a sentence of between 3 and 10 years imprisonment is to be given, and a concurrent fine; where the amount is especially huge or there are other especially serious circumstances, the sentence is to be 10 or more years imprisonment or life imprisonment in the case of alteration and demolition, and a concurrent fine or confiscation of property. Where this Law provides otherwise, follow those provisions.

If the bank card is frozen due to the compulsory enforcement of the arrears court, it will affect the credit investigation, if it is only because of the abnormal transaction of the bank card account, such as the freezing of the bank card participating in online gambling, it will not affect the personal credit investigation. Once the bank card credit card has an overdue record, it will affect the individual's credit rating, and you will not be able to enjoy the bank's preferential interest rate, or even be unable to take out a loan, so avoid overdue repayment of the credit card.

Legal Analysis: No, personal credit is only related to loans and banks, and other matters are not affected.

Legal basis: Article 303 of the Criminal Law of the People's Republic of China: Gathering crowds to gamble or using gambling as a business for the purpose of making profits is to be sentenced to up to three years imprisonment, short-term detention or controlled release, and a concurrent fine. where a casino is opened, a sentence of up to five years imprisonment, short-term detention or controlled release is to be given, and a concurrent fine; where the circumstances are serious, a sentence of between 5 and 10 years imprisonment and a concurrent fine is to be given.

Where citizens of the People's Republic of China are organized to participate in gambling outside the country (territory), where the amount is huge or there are other serious circumstances, punishment is to be given in accordance with the provisions of the preceding paragraph. where a casino is opened, a sentence of up to three years imprisonment, short-term detention or controlled release is to be given, and a concurrent fine; where the circumstances are serious, a sentence of between three and ten years imprisonment is to be given, and a concurrent fine of rolling with gold is to be given.

Legal analysis: the online gambling bank card is frozen, there is no impact on the individual's credit for the time being, if the arrears court enforcement results in the bank card being frozen, it will affect the credit investigation, if it is only because of the abnormal transaction involving the bank card account, such as the online gambling bank card is frozen, the freezing applied by the individual will not affect the personal credit.

Legal basis: Article 675 of the Civil Code of the People's Republic of China The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return the loan within a reasonable period of time.