Tell us about how those who are in debt are doing now.

What I want to complain about is that my friend is in such a debt-ridden economic condition, and he can't afford to repay the money of relatives and friends, but he still has no plan to live his life and doesn't know how to save.

It may be a good life, or it may be a mess, these things have not been understood since he moved away, he is a friend for many years, and he has lost a lot of money because of some things.

My high school classmate's father owed a lot of money, and that classmate had a hard time in the next few years, and when I met her after graduating from college, she had a bad time.

My college roommate at the time borrowed a lot of money because of the bankruptcy of the company, probably it was a mistake, and the business has been very good in the past few years.

On the contrary, I don't feel ashamed of people who are in a lot of debt, I know someone who owes a lot of money and spends lavishly every day.

Let's just say that my dad lost a lot of money at that time, and after thinking about it later, he felt that this was a lesson, and he never touched it again since then, and worked hard.

My dad helped a friend of his, also because of debts, introduced him to a business, the economic conditions are slightly better than before, and the debt has not been paid off yet.

I have a relative at home who came to my house to borrow money, and then we found out that he owed a huge amount, and then he arranged a job for him, and he paid it off in a few years, and now he is doing well.

I really can't figure out that I'm already in debt, and I'm still spending money like this, as if I have to squander the borrowed money to be at ease.

Most debts are due to the fact that people like to spend ahead of time, from swiping credit cards to buy mobile phones, to taking out loans to buy cars and houses. For example, the rich can easily buy the luxury brands they want, while the low- and middle-income people can easily buy their own luxury brands, while the low- and middle-income people can achieve their personal consumption goals by paying in installments or by indebtedness such as bank credit cards. There are many places to take out loans, and there are many microfinance companies in addition to the formal banking industry, and there are many new ways to borrow money in a variety of ways.

The number of people is gradually increasing, mainly because many people dare to owe debts and are not afraid of debtsIn the past, many people were afraid of loans and debts, but now it is different. Of course, the masses owe debts to promote personal consumption, stimulate domestic demand, and promote economic development, but too much debt will allow them to put the future into it, and it will also directly affect social stability and finance. In recent years, the over-issuance of loans in China has mainly flowed to the real estate industry, and the real estate industry accounts for 77% of the household property.

The rest of the assets account for 23%, which means that the masses have invested all their money in buying houses. Low- and middle-income people need to empty several wallets in order to buy a house and make a down payment on a house, and it is inevitable to bear debt. There is also a car loan, the annual growth rate of the car is explosive every year, in many rural areas can see a lot of motor vehicles, many people for their own face,If you are willing to borrow from the bank or borrow the rest of the money, you need to find a way to get yourself a car, and the loan can be repaid slowly in installments.

In addition, there are also many electronic devices, which are purchased in large shopping malls or ** purchases, and various loan products are released, which are direct borrowing for the moonlight family or people who have no property. So many people owe money for a very simple reason, either they are worried about buying a house and making a fortune, or they are thinking about being a rich manMoney ** went? The first is the banking sector, and the second is that the rest of the lending platforms have taken it.

These people's money is spent on life, because their salary is not very high, but their expenses are very large, so they can also spend money in ordinary times. It could also be because these people used the money to buy a house or a car.

The money is used for loans, or it is spent on some luxury goods, and young people have no plan for money, so a lot of money is spent where it should not be spent.

Because of the advance consumption. In fact, many people have said that the current economic development is very brittle, and the obvious improvement of life can be said to be the price of overdraft in the future to a certain extent, and more and more people use Huabei and borrowing, and the prevalence of various free loans and free registration of credit cards has undoubtedly contributed to this trend.

All this money is spent on car loans, housing loans, children's learning and education, because the cost of living is very high now, people's wages are simply not enough, so they can only go into debt.