At the age of forty three, my business has failed and I am in debt, and I am about to start working,

Once a person reaches middle age, whether it is a business failure, or a part-time job to make money, it is actually quite difficult, because in this case, there are old and young, and many people are pinning their hopes on you, the backbone of the family. At the age of forty-three, even if the business has failed and is riddled with debts, if you want to gradually work to make money, don't fool around anymore, do a good job in the operation you know and concentrate on the industry, so that you can grasp the winning side higher. If you still want to start from scratch and start from a new industry at this moment, frankly speaking, there is no merit, people over forty, compared with themselves, self-learning ability will be reduced, <>

It's impossible to keep up with others compared to young people, so it's important to remember what you don't want to do and what you can do, and don't mess around. Although it is difficult to start from scratch, you must think clearly, especially if you want to know what you want in your heart. What do you want to do?

Then do your best, persevere to the end, and firmly believe that a good result will occur! Naturally, if you want to persevere to the end, you must first have a little accumulation, especially if you used to rely on a little economic ability, otherwise, life is unsatisfactory at this age, and the problem of survival cannot be handled, let alone the development trend! Don't be too pessimistic or worried!

There is no road in the world, and there are many people who walk, <>

and also have the road. This is also what Lu Xun said. I often reflect on myself in life, and when I encounter difficulties and frustrations, I still think about what to do next.

Naturally, we can only move forward, we can't go back, we must stick to our original intention, firmly believe in ourselves, this is very important! I have always felt that a person's self-confidence in success is very important, to have confidence in themselves, absolutely not to give up, otherwise it will be difficult to achieve the goal, and finally sorry for yourself, and really sorry for the people around you! Don't care about the salary, because the salary can't be recovered and the debt is all over the body, <>

The most important thing is to improve one's own work ability, how much work ability and how much money to earn is suitable for all periods and all fields. Now you can have no money, you can be in debt, but you must have the overall strength to make a comeback. Empower yourself, wait for your chances, and believe in yourself.

The dragon is in a hurry, just looking to step forward from the beginning. As long as you keep working hard, there will always be opportunities that suit you, so the current work should be combined with your own reality and future goals, and try your best to do it.

If you have an academic qualification, then choose the one with the right major. If you have some work experience, you can also do those jobs again, after all, there are advantages to interviewing too. Otherwise, you are engaged in work related to your own business, after all, you know the industry, and you can put yourself in the shoes of your boss.

You can choose to deliver food or express delivery, the income of these two jobs is relatively high, if you have a car, you can go to Didi at night, you can choose to be a substitute driver.

It would be better to continue looking for a job.

Middle-aged people over 40 years old are not competitive with young people in the workplace, and their physical strength and energy are not as good as those of young people, but it is difficult to start a business at this time, and it will be more stable to find a job in comparison.

Starting a business is much more difficult than working part-time. RawIn our work, we see that some bosses stay in the office all day long, or they can't see their people all day long, we think they are very idle, and they think it's good to be a boss, but we don't know that they can be bosses, and they put a lot of effort behind the scenes, for example, they have to find out how to find customers, and they have to maintain various relationships. You have no experience in entrepreneurship before the age of 40, and you have to put in a lot of effort to start a business at this time than before, and even if you put in a lot of effort, you may not be successful.

If you don't have the corresponding accumulation, it is difficult to succeed in starting a business. There are thousands of people who want to start a business, but in the end there are very few successful entrepreneurs, which is related to the direction they choose and the resources and connections they have accumulated. If a 40-year-old person is not popular in the workplace, and he is unemployed because of it, it can be seen that such a person is also average, he is not treated well by the boss when he works in the workplace, and it is even more difficult to succeed in starting his own business.

Finding a stable job is more secure for you and your family. If you fail to start a business, you may have all the savings you have accumulated before, and your family will fall into a difficult situation because of your choice. As a middle-aged person, you should face your situation rationally, if you do have the ability and resources, then you can start a business, if you have nothing, give up the idea of starting a business.

Since the subject wants to open a store now, I will analyze the pros and cons of the franchise model with you, and see that the end of the franchise is still self-employed.

Franchise stores, uneven, the projects on the market are dazzling, I don't know which one to choose.

If you can invest hundreds of thousands, and are willing to accept the management of the headquarters, and can afford to lose hundreds of thousands after failure, you can continue to look down on how to choose a reliable franchisee.

1. It depends on the registration time of the franchise company, if it is just a few years, or even a few months, the franchise store is very popular, don't be too anxious to decide, you have to believe that a good product needs time to verify, just a few months of popularity, it is likely that customers will try more.

2. Franchisees dare to promise anything, don't believe it. A good project is only the foundation, success or failure depends on the person who implements it, and some franchisees even dare to promise to make a profit without losing money.

3. It depends on the business situation of other franchise stores, the business of the headquarters is good, it may be packaged, and only the business of other franchise stores is the most real situation.

4. Try to choose big brands, although the cost of big brands is high, but their headquarters pay more attention to brand influence, so they will fully support you.

If you don't have a lot of capital, but you still want to start a business at a low cost, you can consider opening your own store and opening your own store, you need to consider a low-cost, high-return, and fast-learning business.

I chose the artisanal yogurt shop project because of the 5 advantages.

Low investment: Try to choose low cost for entrepreneurship, and for novices, you must reduce the failure rate. When I first opened this yogurt shop, the first thing I thought about was to keep the investment low and not need to stock up.

So after I inspected a lot of projects, I decided to open this yogurt shop, which cost about 60,000 yuan for decoration, equipment and rent, and it was made and sold every day, and the capital flow would not be broken.

Learn fast: Entrepreneurship should not only choose low cost, but also consider the problem of time, if it takes months or even years to learn, it is certainly unrealistic, when you learn, maybe the market is occupied by others. I learned yogurt technology in a few days, and I fixed the recipe operation.

Because I majored in bio-food at university, I have developed a lot of new products myself, and I have improved the technology of the entire yogurt industry to make it more efficient.

High profits: the amount of profit is determined by the cost, open your own store, control all raw material channels by yourself, reduce the cost by at least half, and the profit will naturally increase.

Fast return on investment: The most important thing in doing business is mentality, making money can often make the mentality better and career development better. Therefore, a business with a quick return on investment is very important, just like the membership system made by my yogurt shop, the early publicity is good, the service is good, you can collect tens of thousands of membership fees in a few months, and the cost of opening the store can be recovered, and you can continue to expand the scale with this money.

Low operating costs: There is a risk in starting a business, we must reduce the operating costs, the highest operating costs are often labor, what you do, can you complete it alone in the early stage, and when the real business is good, it is too late to recruit people.

Personally, I think you should start your own business, because you are 40 years old, and it is difficult to find a job that suits you, it is better to start your own business, which is easier and can make money.

I think that at such a time, first of all, don't be anxious, keep a calm mind, think about whether you choose to start a business or choose to continue working, consider according to your true strength, and don't worry too much, so as not to affect your judgment.

It should be better to find a job, so that it is more stable and can also have a good development.

You're still young, and although you've lost 400,000, I think you must still have some connections.

Don't give up, I think you should make a comeback, look for a good project, and then go and borrow some money, I'm sure you'll succeed.

If you can't accept it, then you have to go to work in the factory, and pay a little more every month.

As the old saying goes: from the ** fall from the ** get up, anyone to do anything is impossible to do anything smooth sailing, why the loss, where the loss is, summarize more, start over, a person, there are thousands of roads to success, there is only one reason for failure. Many things may fail for the same reason.

Almost forty years old is only in his thirties, if there is no company at this age, I am really curious about what age the workers of those companies are. So at this time, it is not necessary to consider the question of whether you have money to start a business, but to think about why no one wants it when you are in your thirties!

No one wants a big company, so change to a small company and keep trying, lowering the standard and always finding a suitable job. There are some large enterprises do have higher requirements for age, if it is a professional and technical white, it may be required to be under the age of 35, if the professional and technical skills are quite strong, and there is a professional and technical certificate, the upper limit of this age will be raised, and the specific amount depends on the company's requirements. If you are approaching the age of 40, it may not be able to meet the requirements of these large companies, but in addition to these large companies, there are still many businesses that are willing to hire people under the age of 40, as long as they are willing to lower their requirements for the company, they can still find the corresponding work location.

For example, food delivery workers, welders, moving companies, agricultural machinery market sales, auxiliary police, security guards, sanitation workers, etc., can all try. <>

Among them, I recommend the delivery worker industry the most. Compared with other industries, the wages earned by delivery workers are relatively high and the requirements are relatively low, as long as they are a little familiar with the order-taking process, and fully understand the local path and detailed address, they can do this job very well. However, correspondingly, delivery workers are also a relatively hard industry, and the threat of eating and sleeping, threatening bad reviews, etc. may be prohibitive, if you are familiar with the requirements of customers and the requirements of the store, this job must be quite profitable.

You don't necessarily have to invest a lot of money to make money to support your family, and you can make money with a new business model. If you want to start a business, no money is not a problem, as long as you ensure that your ability is okay. Nowadays, starting a business does require a lot of funds, from renting a store to decorating, to purchasing goods and hiring people, etc., which is not a small amount of capital, and many people can't take it out is a normal thing.

However, there are some professions that do not require too much investment, such as the stall economy, the form of the stall economy is very good, regardless of age, regardless of location, as long as you think of the goods you are more familiar with to sell, you can get a very good profit every day. <>

In addition, some micro-businesses or APP stores do not hoard goods at their own homes, but contact large companies or factories in advance, and only earn the middle price difference as sales, and when customers buy, they can directly ship goods from the factory to customers, so that even if fewer goods are sold, they will not be hoarded in their hands and cause money loss. Many college students or people who earn less money in formal jobs choose this way as a side hustle to increase their extra income. If you do this wholeheartedly, you will definitely earn more than these people who do it as a side hustle, provided that you can do marketing.

If you want to start a business, it is recommended that you choose a suitable entrepreneurial project, see if you have the qualifications of the relevant project, and work hard after finding the right project. Of course, capital is also a problem to consider in the process of starting a business, and if you have limited start-up capital, you can solve it through small loans.

It is recommended to use the money to spend, the money to spend is the credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services, and borrows money on the Du Xiaoman Financial APP (click on the official measurement).

With money to spend on consumer loans, the daily interest rate is as low as low, and the annualized interest rate is as low as low, which has the characteristics of easy application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

On May 21, 2021, Du Xiaoman Finance launched a small and micro activity with the theme of "Home and Wanye Xing", providing 100,000 copies of "Daily Interest + Million Insurance" gift packages to help small and micro enterprises grow their families. The number is limited, first-come, first-served, please refer to the details of the event on the page of Du Xiaoman Financial APP.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.