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Anonymous users2024-02-12Is it this economic storm?
Some people in the United States who want to buy a house, these people have low credit, they go to the subprime loan bank in the United States to apply for a loan to buy a house, take their house as collateral, once they mortgage it is broken, the bank will auction their property, the house in the United States began to rise sharply, so the subprime loan bank is more assured, a large number of loans to these people with bad reputation.
What if the subprime lender doesn't have that much money to lend? They converted the assets of the house into bonds and sent them to reputable banks, saying, "Come and buy them, and see how much money I have made by lending money to people with poor credit to buy houses, and these banks will lend them money."
A good reputation of the bank found that there are still potential risks and funds are not enough to maximize profits, so they will go to the company. Insurance companies issue bonds for financingSay, . .Buy mine. will give you great rewards.
So the whole world went and bought their bonds. and other financial eye products.
One day, the price of housing in the United States will be **, and the loan rate will also be **. The people who bought the house couldn't afford it, and the bank couldn't get the money that had been lent out when they sold the house, and it went out of business. It went out of business.
Reputable banks also have losses. The person who bought the bond also loses. //
Got it? Scold. The brother downstairs said I was a master. Scold. Then I'll talk about Lou again.
The Defects of Capitalism The root cause of the economic crisis is that capitalism is socialized mass production, while the means of production are private ownership. In this way, the role of the market is omnipotent, and the market itself has lag, spontaneity, and blindness. Cons: The market will be very free.
There is also a crisis of chaos and opportunity. [A simple example, pork is rising, and pig farmers are following suit"Spontaneity'Don't analyze the amount of pork in the market spontaneity, see the rise of pork, just raise, but **is lagging behind, **is the past, now it's different] pork is now**down, pig farmers can't make money. If the pig is borrowed, then the bank is likely to fail to collect the money and go bankrupt.
If it's big, there will be an economic crisis.
The planned economy, on the other hand, has no market role. State administrative regulation. Private individuals do not have the right to raise pigs. The state raises pigs, and the distribution of pork according to the population will not create an economic crisis.
Ha ha. Mine, I hope you can fully understand. If you don't understand, you can discuss it together and send me a message.
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Anonymous users2024-02-11The first one speaks to the essence.
The second place is for the masters.
What about me. I'm here to occupy a seat.
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Anonymous users2024-02-10The flaws of the capitalist system.
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Anonymous users2024-02-09A financial crisis refers to a situation in which all or most of financial indicators such as interest rates, exchange rates, assets**, corporate solvency, and financial institution failure indices deteriorate, making it impossible to continue normal investment and financing activities.
No one can say for sure the specific time, China's ** is a long bear and a short cow, after a round of blowouts, everyone knows that there is such a heavy thing, maybe a few months later, with the improvement of the world economy, ** gradually started, maybe people's confidence has been insufficient, worried about 6000 to 2000 points that high-altitude pain feeling. During the period, it may rise to 4,000 points, and then fall, and then rise, everything may be there, the world economy is constantly changing, and sudden events are the fuse for the beginning of bulls and bears, such as the global downturn caused by U.S. subprime debt. I believe that China's ** will recover, not in the short term, and it will not take more than a year. >>>More
A financial crisis, also known as a financial turmoil, refers to a sharp, short-lived, and super-cyclical deterioration of all or most of the financial indicators of a country or several countries and regions.
It was the United States that was engaged in the tricks of financial speculators.
This financial crisis is going to last a long time! Looking at the outbreak of this financial crisis, it is not so much because of an unexpected event (subprime mortgage crisis) as it is because the US economy has been operating on a platform of high growth rate, low inflation and low unemployment for more than 5 years, ignoring investment risks, which led to the outbreak of the crisis. In fact, I personally think this is inevitable. >>>More
1. Globalization has made the economies of various countries more dependent on other countries, more complementary, and prone to a situation of both prosperity and loss, in the past decade, the foreign direct investment absorbed by developing countries has grown steadily, and the economic growth rate is nearly twice that of developed countries. China has relied on exports to promote GDP growth for many years, from the perspective of the exogenous economic theory of Western economics, without external impetus is China can not maintain a growth rate of about 10% for many years, when the United States has problems, the United States consumer demand will be reduced at home, and Americans will turn their consumption more to business investment and more conservative financial strategies. This will cause exports to shrink, the core of Western economics is demand and consumption, the United States savings rate climbed from 08 to 6% when consumption, consumption was greatly compressed, and the shrinking of its spending power led to a slowdown in the recovery of the economies of various countries. >>>More