What happened with a text message from the bank

The bank's advertisement is only, and it can be handled if it meets the requirements.

Credit Card Application Requirements:

1. Be at least 18 years old;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a certificate of fixed work;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources, such as bank deposits, real estate, automobiles, **, debts, etc.;

7. Certificate of social endowment insurance;

8. Provide two contact persons.

The first 3 conditions must be met, as far as possible to provide 4-8 supporting materials, which can contain the following information, optionally as much as possible, to ensure that the review is successfully passed and the amount of information is increased.

Materials and documents to be provided at the time of application:

1. For domestic residents, only need to provide: a completed and signed application form, identity document, residence certificate, income certificate;

2. Foreigners and Hong Kong, Macao and Taiwan residents also need to provide: Residence Permit for Foreigners (the reason for residence must be employment) or Employment Permit for Foreigners from Hong Kong, Macao and Taiwan;

3. If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant's name, business name and start date.

If you want to apply for a credit card with a relatively large amount, you need to provide proof of good economic strength, such as: a copy of the real estate certificate, a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or a copy of the deposit certificate, etc.

It's best to ignore these text messages.

If it's an immortal jump, it's over.

If he didn't get any bank password or transfer money from you Suozhou Buchun, then it is possible that it is true, because it is impossible for this bank to ask you for your personal information and your transfer.

You can decide whether this message was sent according to which bank's Danling card you are, and if it is your bank to destroy the bank card, of course, it is really sent by the bank.

The text messages sent by the bank are all a reminder, or a suggestion, for example, how much money have you spent today? However, the content of the ** Wu Hall is urgent. Gives you a feeling of "the sky is falling".

Then you will lose your mind. in order to achieve what you expect.

How can I tell if a text message is really from a bank? If you want to distinguish that the text message is a mountain digging real, the bank sent it, the general bank will not send a more sensitive short roll verification letter, if it is related to money or passwords or the like, I think it is better to go to the bank to consult.

Banks have special bank numbers, so you will be able to identify the number of the bank that is often issued.

Call directly to see if anyone answers, if no one answers, it's fake.

How to distinguish if a letter is really from a bank? If you want to find out if the text message is really from the bank, you can. I called the ** of the customer service of Yin Xun Bu to consult. Acre Bureau.

If you want to identify whether the authenticity of the text message is from the bank, then you can call the bank's ** to confirm this specific situation.

Receive a bank card transaction SMS stating that there are funds in and out of the card. If you have some online or offline consumption (or refund) funds are transferred in and out of your bank card, or if your bank card has transferred and repaid, you will have this kind of SMS reminder.

That's because SMS alerts are turned on.

1. Cancel through SMS, and use the SMS notification of the mobile phone "QXTZ account last four digits" to send to 95533 to cancel the SMS service for account balance changes of a single account corresponding to the mobile phone;

2. Through the cancellation, log in to the official website of CCB, select "Convenient Service - SMS Finance - Activation" - click on "China Construction Bank SMS Financial Service Individual Application Activation" to verify and enter the cancellation page;

3. Through online banking.

To log out, you can log in to the online banking and delete all mobile phone numbers or cancel the association between all accounts and mobile phones through "My Account - Other Account Services - Channel Interaction Signing and Maintenance - Account Change SMS Notification - Maintenance Channels".

and make a confirmation submission;

4. You can cancel by playing **, and you can use mobile banking.

Or call 95533 to log out.

Does your phone have a transaction details tied to a bank card, if any? When you bind the bank card to care about education, it will be through the text message. Notify you.

If you don't need it, you can go to the sales office to cancel it.

What you mean is that you didn't have this bank card, but you received a bank card text message. Explain that someone else's bank card has registered your mobile phone number incorrectly, it is recommended that you call the bank's customer service**, explain your situation, inform the customer service of the bank card number, and let the bank deal with it.

This situation should be caused by your mobile phone number, which was once reserved for the bank number by its original owner, and the bank reserved number was not modified when the mobile phone number was cancelled.

Then you have to be vigilant, immediately check which bank card is consuming, if it is not your own consumption, immediately temporarily freeze the account to prevent greater losses, and then call the police to deal with it.

Explain that your bank card is bound to your mobile phone number.

Has the balance of your mobile phone been reduced?

Nowadays, everyone will get a bank card for themselves, so that it will be convenient when making purchases and being able to make purchases online. However, some netizens obviously did not have a bank card of ICBC, but ICBC sent him a text message, saying that his card information had expired and he was going to the bank to update it, which showed that he already had an ICBC card.

First, it may be someone else who helps you do the posture fight.

In fact, this kind of Li Da situation does not exist, it may be because of some special reasons, such as salary payment, transfer, etc. That is, you worked in the company before, and the company handled an ICBC card for you, but you may have left the company before the card was completed, so this card was not given to you. So you don't know that you have an ICBC card in your name, so you will be puzzled, and you don't need to worry too much about this situation, you just need to take your ID card to the bank to cancel the card.

Second, it may also be that the former owner of the number has applied for an ICBC card.

There is also a situation that you are not the first user of this number, this number has been used by others before, and others have applied for an ICBC card and reserved this number in the bank, so ICBC will send you a message. The previous owner of the number has now changed his mobile phone number, but he has not updated the information of the bank card, so the bank will still send a message to this number. This is also very likely to happen, after all, many people will forget what bank cards they have handled, and they will not cancel these numbers when they change their mobile phone numbers.

3. Summary. In this case, you don't have to be too anxious, if it is a bank card handled by someone else, you can go to the bank to cancel the card. If the former owner of the number has applied for an ICBC card, you can call the customer service of ICBC and ask him to tell the former owner of the number to go to the bank as soon as possible to change the reserved mobile phone number.

Hopefully, I can help you.

1.The previous owner of this number left this mobile phone number at the bank, and forgot to go to the bank to change it after changing the number.

2.The wrong number was registered, but this is very unlikely and almost non-existent.

3.Probably**, you need to pay attention to fishing**. It's possible that your information was leaked elsewhere.

It is recommended that you call CCB customer service**, you keep the text message, press the 0 key to transfer the manual service, you provide the ID number, and let the customer service help you check whether there is a card under your name, so that you can determine whether someone will fraudulently use your ID card to apply for a card. If you don't have a card, it's best, you can reflect the situation, report the content of the text message to customer service, you can help you query, and then contact the cardholder himself to modify the mobile phone number, the other party modifies it, and you won't receive it here.

Extended information: Precautions for applying for CCB card:

1. I bring my ID card and a copy of my ID card to the bank, and tell the staff to open an account and apply for a bank card.

2. The staff will issue a "Personal Settlement Account Management Agreement" to read and sign it.

3. Fill in another one"Application form for personal card issuance"and hand it over to the bank staff.

4. Then enter the password on the device (the password should be memorized).

5. After the password is confirmed three times, the staff will issue the bank card.

Supplement: Generally, there is no handling fee for card issuance, but some banks require the production cost of the card and the production cost of the passbook.

Benefits of opening bank SMS service:

The first point: it can effectively guarantee the safety of funds. After opening this service, if there is a change in the funds of the bank card, whether it is in the account or outside the account, you can receive an SMS notification at the first time; If you don't open it, in case your bank card is stolen, you won't be able to get the information right away, and your personal funds will be at risk.

The second point is that activating this service can achieve a win-win situation for both parties. This business is beneficial for both individuals and banks, which can charge a certain fee to boost profits.

For individuals, they can understand the changes in funds as soon as possible and transfer funds through SMS verification codes, so as to ensure the safety of funds.

The third point: many people think that opening this business is likely to leak our personal information. In fact, we don't have to worry about that. Banks have a clear rule that they cannot divulge their customers' personal information.

The fourth point: if our bank card has a lot of turnover and a lot of incoming and outgoing accounts, we can open this business. If it's just a simple salary card, and there is not much money to go back and forth, it is okay if the business is not opened, after all, the business service fee is several dollars a month.

This kind of SMS is generally selected by the bank a lot of customers, and then use the software, after all, the banking business is also very stressful, and it is necessary to complete monthly, quarterly, and annual KPI indicators. If there is a change in your credit information and financial information, the bank will get it as soon as possible, and then it will match the appropriate loan product and then push it to you. Or maybe personal information has been leaked.

Extended information: Loans, which means that banks, credit cooperatives and other institutions lend money to units or individuals who use the money, and generally stipulate the interest and repayment date. Loans in a broad sense refer to the general term for loans, discounts, overdrafts and other lending funds.

By lending money and monetary funds to the bank, the bank can meet the needs of the society for supplementary funds for expanding reproduction and promote economic development, and at the same time, the bank can also obtain interest income from loans and increase the bank's own accumulation.

Review the legal status of the borrower with regard to the legal establishment and continued existence of the borrower. If it is an enterprise, it should check whether the borrower is established in accordance with the law, whether it has the qualifications and qualifications to engage in relevant business, check the business license and qualification certificate, and pay attention to whether the relevant licenses have undergone annual inspection or relevant verification.

Regarding the creditworthiness of the borrower, check whether the registered capital of the borrower is compatible with the loan; Examine whether there is any obvious evasion of registered capital; past borrowing and repayment; and whether the borrower's product quality, environmental protection, tax payment and other illegal circumstances that may affect the repayment.

Key performance indicators (KPIs) are one of the methods of enterprise performance appraisal, which is characterized by the selection of assessment indicators around key achievement areas, and common enterprise management education such as MBA, CEO 12 articles and EMBA have introduced the application and characteristics of key performance indicators (KPIs).

There are three most common key performance indicators: one is the efficiency index, such as asset profitability efficiency, profitability level, etc.; the second is operational indicators, such as departmental management cost control, market share, etc.; The third is organizational indicators, such as satisfaction level, service efficiency, etc.

The production process of an enterprise is the process in which workers use labor tools to change the objects of labor. Among the three basic elements of enterprise production (labor, labor materials, and labor objects), labor force is the most important factor, and correct statistics, analysis, and labor productivity indicators are of great significance for enterprises to organize production in an orderly manner, fully develop and rationally utilize human resources.

Summary. Dear, I'm glad to answer for you The bank sent a message: From next month, consumers can receive communication bill information and consume clearly, which is a good thing, but remind you that you must keep your eyes open, and don't let some "Li Ghost" text messages pretending to be bills be deceived.

**Pretending to be a bank to send text messages to users to endanger the safety of users' property has been used by many people****. Recently, some consumers received a text message from the "bank", saying that YHK needs to be re-recorded and upgraded with real name, and the text message contains a**, some people opened** to operate, and the money on the card was transferred away in minutes.

Dear, I'm glad to answer for you The bank sent a message: From next month, consumers can receive communication bill information and consume clearly, which is a good thing, but remind you that you must keep your eyes open, and don't let some "Li Ghost" text messages pretending to be bills be deceived. **Pretending to be a bank to send text messages to users to endanger the safety of users' financial keys and smart property has been used by many people****.

Recently, some consumers received a text message from the "bank" to show their pants, saying that YHK needs to be re-recorded and upgraded with real names, etc., and the text message contains a**, and some people have opened it** to operate, and the money on the card has been transferred away in minutes.

I wonder what to do in this situation.

Dear, don't you want to receive this kind of message?

The bank sent a trembling message: Our bank monitors your account with the tail number 8888, and a suspected risky transaction is occurring, such as the date of birth of the account opening certificate.

If you are not doing it yourself, please call 95580 as soon as possible for verification.

What to do in this situation.

Dear, this situation is **sent, you don't have to pay attention, regular banks will not send you such information, of course, if you don't put a lead heart to cover the old Hu, you can directly stop the bank ** to confirm whether they sent it.

Call the bank directly** to confirm the situation.