How to check the balance of a personal pension account

1. First of all, we open the "National Pension Insurance Personal Account Inquiry Network" in the browser. Select your province or city from the list below. Or click directly on the link: National Pension Insurance Personal Inquiry Network.

2. The page pops up the query entrance of our provincial and municipal pension insurance, as shown in the figure below, click the link to enter.

3. On the personal online service page, if you are a new user, you need to click "New User Registration". Follow the prompts step by step. If you have already registered, click to enter the ID number, password, and verification code to enter.

4. Click "Social Insurance" - Pension Insurance in the page shown in the figure below.

5. As indicated by the arrow in the figure below, we can see our personal account balance.

How to check the balance of your personal pension account:

1. Insured persons can go to the service hall of the Social Security Bureau with their ID cards to print the payment list of personal accounts for inquiry;

2. Call the labor security service **12333 and inquire according to the relevant voice prompts;

3. Enter the local social security bureau** and inquire about the payment status of the personal social security account.

The role of pension insurance:

1. The social security card records personal social security-related information, electronic vouchers and information inquiries, etc.;

2. Record the basic information such as the name, ID number, date of birth, gender, ethnicity, and household registration of the insured person;

3. You can inquire about your pension, unemployment, medical care, work-related injury and maternity insurance payment;

4. You can go to the hospital with the card for medical treatment and buy medicine at the pharmacy;

5. Social security affairs such as medical treatment, unemployment, pension, work-related injury and maternity can be handled;

6. You can inquire about the cumulative total amount of endowment insurance and medical insurance.

Article 4 of the Social Insurance Law of the People's Republic of China.

Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

The balance of the pension personal account can be queried in several ways through the following machines:

Clause. 1. Pension personal account self-service machine inquiry. Generally, there will be such machines in the corresponding labor and social security service agencies, or in places managed by social security centers.

For example, the city service function in Alipay has a convenient way to inquire about the social security provident fund. As long as you have social security card, provident fund and other information, you can find out your specific individual.

The amount of money in the person's account and the social security contributions.

Clause. 3. Human resources and social security** inquiry. Generally speaking, each prefecture-level city has its own human resources and social security net. Through this**, you can find your own social security payment information.

Clause. Fourth, the window self-service inquiry. If you are close to the social security center, you can go to the window to check. However, if you are busy with the window work, you may have to wait for a long time.

The balance of the pension account can be queried on Alipay, and the specific operation method is as follows:

2.After entering the relevant page, click "Social Security Inquiry" in the middle of the page;

3.Find the "pension treatment inquiry", you can query your pension-related treatment;

4.The balance of the personal account can also be viewed in the "Pension Account Query" in this column.

In addition, after an individual reaches the retirement age and has paid for pension insurance for 15 years, he or she needs to go through the retirement benefit qualification certification before applying for pension benefits.

Extended information: Social endowment insurance is a social insurance system established in China according to certain laws and regulations to solve the basic life of workers after reaching the working age limit for the release of labor obligations stipulated by the state, or after retiring from the labor post due to old age. Endowment insurance is an important part of the social security system and one of the most important types of social insurance.

In accordance with the decision-making and deployment of the first and the best, starting from January 2022, the national overall planning of pension insurance will be implemented.

The "Twelfth Five-Year Plan" period is a critical period for China to comprehensively deepen reform and opening up, accelerate the transformation of economic development mode, and build a moderately prosperous society in an all-round way, and it is also a critical period for the insurance industry to achieve structural adjustment.

The "Twelfth Five-Year Plan" for the development of China's insurance industry proposes to vigorously expand the enterprise annuity business, support qualified enterprises to establish commercial pension security plans, improve the level of employee protection, explore personal pension insurance business, and broaden the field of commercial pension insurance services.

China's old-age security system has three levels: social basic old-age insurance, enterprise supplementary old-age insurance, and individual savings old-age insurance. ** The leading social security coverage continues to expand, China's urban residents social pension insurance basically achieve full coverage, but because the principle of social security is "low level wide coverage", the current pension insurance system still has a big problem, the huge demand of the pension insurance market, can not rely only on social security to stand out, the pension replacement rate since the end of the last century began to decline year by year, now it is less than 47%, there is an urgent need for commercial insurance to participate in social security, through the combination of commercial insurance and social security mechanism, Divert the pressure of social security and establish a multi-level pension system for the whole society.

Pension insurance is automatically effective after the elderly within the legal scope "completely" or "basically" withdraw from social and working life. So-called"Completely"It is characterized by the separation of the laborer from the means of production; So-called"Basic", which means that participation in production activities has ceased to be the main content of social life. The legal age cut-off is a practical measure.

Check the balance of the personal pension account as follows:

1. Alipay, WeChat inquiryNow the most convenient way to inquire about the pension account may be through Alipay and WeChat inquiry, log in to the mobile phone Alipay or WeChat, find the "city service" bound to your own social security card, you can check the balance of the pension personal account on it, and you can also check the medical insurance account, provident fund account and other information;

2. **Inquiry, directly dial human resources and social security**consulting services**12333, operate according to the voice prompts, or you can choose to transfer manual services during working hours for inquiry.

3. For official website inquiry, use the ID number or social security card number to log in to the human resources and social security network in the region, enter the query password, and click on the personal social security information query to find the balance details of the personal pension.

4. For self-service terminal inquiry, you can bring your ID card and social security card to the nearest street, town community affairs acceptance service center or the nearest district social security agency self-service inquiry machine for inquiry.

Pension, also known as retirement pension and retirement fee, is one of the most important social pension insurance benefits. That is, the relevant documents of the state stipulate that after the worker is old or loses the ability to work, according to the contribution made to the society and the qualifications for enjoying the pension insurance or retirement conditions, the insurance benefits paid in the form of money on a monthly or one-time basis are the needs of benefiting the society, and are mainly used to ensure the basic living needs of the workers after retirement.

Social Insurance Law of the People's Republic of China

Article 12 The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, which shall be credited to the basic endowment insurance pool.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively. Article 13 Before the employees of state-owned enterprises and public institutions participate in the basic endowment insurance, the basic endowment insurance premiums that should be paid during the deemed payment period shall be borne by the first employee.

The specific steps to check the balance of the personal pension account are as follows:

Tools: Mac, keyboard, mouse, Social Security Administration. Radical

1. Open the official website of the Social Security Bureau on an Apple computer and click to enter the personal online service system.

2. Log in with your real name.

3. Select the inquiry service and click on the insurance information inquiry.

4. Then click on the basic medical insurance personal account inquiry.

5. Finally, find the pension insurance account balance item in the pop-up window to query the account balance.

Use a browser to open the official website of the social security bureau in the place where the social security is located, click and log in to the personal online service system. When logging in, Shendan needs to log in with your real name and swipe your face for authentication.

Go to the personal online service system and select Enquiry Service.

Select Enrollment Information Inquiry and click Personal Account Inquiry.

Enter the personal account inquiry page, and you can inquire about the balance of the personal account of the pension insurance in the payment column.

Extended Materials. Pension, also known as pension and retirement fee, is one of the most important social pension insurance benefits. That is, the relevant national documents stipulate:

After workers are old or lose their ability to work, according to their contributions to society and their qualifications for pension insurance or retirement conditions, the insurance benefits paid in the form of money on a monthly or one-time basis are the needs of benefiting the society, and are mainly used to ensure the basic living needs of employees after retirement.

Pensions are accumulated and operated in accordance with the principle of common accumulation of the state, collectives and individuals. When people are in the prime of life, a portion of the wealth created is invested in pension plans to ensure that they are provided for in old age.

From 2005 to 2015, although China has increased the pension level of corporate retirees for the 11th consecutive year, due to the large difference in pension levels, currency depreciation and prices, all sectors of society do not "appreciate", on the contrary, it is the dissatisfaction and questioning of the decline in the pension replacement rate year after year.

The proportion of pensions in wages has fallen for nine consecutive years, and has fallen below the international warning line.

As of August 2020, 31 provinces in China have implemented pension adjustments. In 2020, the average increase in pensions will be 5%, and some special groups have implemented preferential policies in various places.

In April 2021, the Ministry of Human Resources and Social Security and the Ministry of Finance issued the Notice on Adjusting the Basic Pension of Retirees in 2021, and the overall adjustment level is the monthly per capita basic pension of retirees in 2020.

On June 29, 2015, the Ministry of Human Resources and Social Security of the People's Republic of China and the Ministry of Finance jointly issued the "Measures for the Management of Basic Pension Insurance Investment" to solicit opinions from the public, and the deadline for feedback is July 13, 2015. [3] With the solid advancement of the pension reform, the number of insured people continues to increase, the scale continues to expand, and the pension investment management measures should be introduced in due course. On August 23, China's ** network announced the "Basic Pension Insurance ** Investment Management Measures" officially promulgated and implemented by *** recently.

This is a major event and a major breakthrough in the history of the reform and development of China's pension insurance system, marking that trillions of yuan of basic pension insurance is expected to become a new force in China's capital market. [4] The Notice on the Establishment of the Basic Pension Insurance for Enterprise Employees issued by the Company will be implemented as of July 1, 2018.

The balance of the endowment insurance can be inquired by the following places

1. Inquire at the counters of each outlet of the Social Cracks and Protection Center.

2. Inquire at the counters of major bank outlets.

4. Call the Social Security Bureau or the bank** for inquiries.