If China delays the retirement age, what will be the impact on the country s development?

From a normal point of view, if China's retirement age is delayed, state-owned enterprises may reduce the economic burden a lot, very simple, if the retirement age of men is still 60 years old, and the retirement age of women is assumed to be 55 years old, then a large number of elderly people need pensions, it is likely to be a very large amount, which will bring a very large economic burden to the country's finances, but if the retirement age is slowly delayed, Then first of all, the economic burden of our country will be reduced in an instantAnd if this money is used properly, it will produce a very high income, and it can also be subsidized back to these elderly people who delay retirement, for example, my father is now catching up with delayed retirement, he should be retiring at the age of 62 now, but I heard that many old people should slowly delay their retirement at the age of 65. Of course, in addition to this, there are several impacts on the country's development:

1. The impact of technology

At present, our country is in a rapid development, many aspects need the help of talents, for example, in some technical fields, old employees with new employees is China's main technical heritage, if the retirement age is very early, then it is likely to make a lot of technical experience premature fault, but if the retirement age is extended, then it is likely to let the old employees provide more experience.

2. Tax implications

We all know that every legal citizen needs to pay taxes, if the retirement age is delayed, our country will receive more taxes, which is very helpful to the overall tax revenue, can ease the economic burden of our country, from an individual point of view, you can also get more money after retirement.

3. Promote employment

If retirement is delayed, many elderly people may continue to work in their positions for a few more years, and these elderly skilled jobs are likely to drive many young people to join the industry, so from the perspective of employment, it can also help to drive employment.

This is conducive to the sustainable development of the country, because the country has an aging trend, and only by postponing the retirement age can the aging of the population be effectively solved.

This means that the state can reduce some of the economic burden, and can reduce the retirement salary of several years to people, which is conducive to promoting economic development.

Then for those who have reached retirement age, it may increase the burden, but for the middle class, it can ease the pressure of young people.

One is that young people can't find a job, and the other is that the requirements for the elderly are higher, many old people may lose their jobs when they have no choice, and no one will pay for the pension insurance in the future, which is also very hard.

It will promote the development of the country, and if we retire later, we will make a greater contribution to society.

Delaying retirement is the most unreasonable for workers and peasants, and the minimum wages of workers and peasants should be delayed, and I think that the wages of workers and peasants should be doubled, and they should retire at the age of 45.

1. Reduce the burden of pensions. 2. It is conducive to improving the utilization rate of human resources. 3. It is conducive to reducing the burden of support for young people.

Delaying retirement is beneficial to the country and the people.

Summary. Delay retirement to release dividends. With the continued sluggish fertility rate in China, population aging has become an inevitable trend, and the "demographic dividend" has become a "population liability", which is manifested in the labor shortage and pension pressure caused by the decline in the proportion of the working-age population and the increase in the dependency ratio.

From the perspective of fertility rate, the current liberalization of the birth policy is not ideal, has not changed the trend of declining birth rate, and the effect period is long, and the demographic dividend has gradually drifted away. However, from the perspective of delayed retirement, there may be room to release dividends, firstly, China's retirement policy has not changed for many years and is inconsistent with the current development situation, secondly, compared with other countries, China's retirement age is low, third, some historical factors have led to a waste of resources, and fourth, the current retirement system is inflexible.

Delay retirement to release dividends. With the continued sluggish fertility rate in China, population aging has become an inevitable trend, and the "demographic dividend" has become a "population liability", which is manifested in the labor shortage and pension pressure caused by the decline in the proportion of the working-age population and the rise in the dependency ratio. From the perspective of the surplus fertility rate, the current effect of liberalizing the fertility policy is not ideal, and it has not changed the trend of declining birth rate, and the effective period is long, and the demographic dividend has gradually drifted away.

However, from the perspective of delayed retirement, there may be room to release dividends, firstly, China's retirement policy has not changed for many years and is inconsistent with the current development situation, secondly, compared with other countries, China's retirement age is low, third, some historical factors have led to a waste of resources, and fourth, the current retirement system is inflexible.

Can it be simpler and easy to understand.

Even if you retire late, you still have to work, and you can't get your retirement salary.

In advance. What the hell is yours, is the impact on the pension industry Affect Ang big brother.

1) The view of the opposing side that the postponement of the retirement age will extend the working life of the old employee, and in some cases it will not be possible to have more vacancies. This will undoubtedly make the current dire employment situation worse and make the employment rate even lower. If the enterprise is concerned, it will not get more fresh blood injection, so as to reduce the difference in innovation and better development of the enterprise.

Hypothesis (2) The view of the pro-side that with the increase in the average age of the population today, for many people who have reached retirement age, sometimes premature retirement seems to cause a waste of social resources. It will also cause a certain financial burden for many people to a certain extent. Delaying the retirement age will allow more people to receive more high-paying wages and comparatively larger pensions.

The delay in retirement will affect the number of people who are hungry (1) female workers aged 50 or less (women born in 1972 and later); 2. Female cadres and male workers (born in 1967 and later) aged 55 or less; 3. Male cadres aged less than or equal to 60 years old (males born in 1962 or later); In general, the provision of delaying the retirement age has a greater impact on the post-70s and post-80s.

Delaying the retirement age helps the second employment of individuals, because many people will have a lot of infinite possibilities created by themselves in their lives after retirement, but for the society, it is conducive to alleviating the pressure brought by the aging population, so the implementation of the gradual postponement of the statutory retirement age is a good news, and at the same time, the delay in the retirement age will also have many benefits. <>

Because our country has a very serious problem of population aging, and at the same time, the pressure of population aging has brought great problems to the country's economy, so the country's pension capacity and social welfare and other issues are also a huge test brought about by the aging of the population. Therefore, we need to deal with the aging of the population, and the pressure brought by it must be constantly challenged, so delaying retirement is also a very good way, because the country is constantly developing, China's medical capacity and living standards are constantly improving, so the life expectancy of our country's citizens is also constantly extended, and delayed retirement can also better solve the problem of artificial aging. <>

Being able to delay retirement can allow people who have reached retirement age to work for a few more years, so because individuals have created a second career opportunity, it can also make the pressure on pension smaller, so it can also relieve the pressure of society, and can also stimulate the economic vitality of our country, and at the same time, it can also make certain adjustments to the economic structure of our country in our country. At the same time, delaying the retirement age is also conducive to alleviating the social pressure brought about by the aging of the population, and can also adjust the pressure of pension issuance, so it is still of great benefit to postpone the law to determine the retirement age. <>

Gradual delayed retirement when studying can make the country's economy develop to a certain extent, but for individuals, many people do not agree with the plan of delayed retirement, because many people want to have a good life after retirement, after all, there is a pension after retirement, so that you can enjoy life. So many retirees will have an opinion, because this kind of policy comes at the expense of everyone's interests. But we should look at plans to delay retirement with a positive attitude.

It can effectively reduce the pressure on the national finances, alleviate the problem of staring at the ear caused by the aging of the population, let the elderly have a bird to rely on, give full play to the role of the elderly, relieve the pressure of social security, and promote and effectively solve the excess capacity of workers.

The official implementation of progressive delayed retirement, the most affected group of people who are about to retire is these people who are close to retirement, for example, he retired at the age of 60 before, and now this person is 59 years old, when should he retire? Whether it is still the same as the previous 60 years old or directly extended to 65 years old, this is the question. <>

Retire directly at the age of 65, which is definitely not possible, because 60 to 65 years old, this is 5 years, 5 years, this is not a small number, you must know that the average life expectancy of most Chinese people is about 75 years old. Working to the age of 65 to 70 years old, may not be in good physical condition, just these three years and five years of time is really their own in a lifetime, this is unfair to these people, it is possible that people who retired last year or retired at the age of 60. I will be 65 years old this year, and everyone must have an opinion.

Therefore, in order to avoid everyone's opinions on the use of this kind of delayed gradual retirement, the person who retired last year, he retired at the age of 60, although this year the policy of delaying retirement has been implemented, but it is not a one-size-fits-all approach. It's not directly delayed to the age of 65, for example, if you retire this year, delay it by three months, delay it by more than 5 months, and work for so long You can also retire normally, and then slowly increase the transition over timeLet those who are close to retirement gradually accept that there will not be a difference of several years in the work situation due to the difference between retirement and retirement in a short period of time. <>

The impact on young people is very limited, because now young people may be 20 or 30 years old, in this case, even if the specific retirement is calculated according to 60 years old, at least there are more than 20 years. It may not be accurate again, because now we have begun to carry out the two-child policy, liberalize the three-child policy, and so on. Twenty-five years from now, it may be a different story, and young people don't need to worry too much about it.

People in public institutions, those who were employed in 1996, employees of state-owned enterprises, people who are only five years away from retirement, female workers who have reached the statutory retirement age, and those who participate in flexible employment will be the first to be affected.

Employees who have joined the Communist Party of China, employees with very old qualifications, scarce talents, people who have mastered rare technologies, and state officials.

Teachers, doctors, scholars, civil servants, and personnel of public institutions, etc., are too affected by the relevant regulations.

Civil servants, doctors, teachers, staff of public institutions, and employees of state-owned enterprises will be the first to be affected.

The new policy for delaying the retirement age is as follows:

The retirement age for men is delayed by one year every six years, and the retirement age for women is delayed by one year every three years, until it reaches 65 years by 2045.

In 2017, the postponement plan was introduced, setting a "grace period" of about 5 years, and the official implementation will start in 2022 and be completed until 2045. China should gradually postpone retirement, and it is recommended that by 2045, the retirement age will be 65 years old for both men and women. The current retirement age is 60 for men and 50 for women.

Based on the earliest implementation time in 2022, the current female 55-year-old and male retirement at the age of 60, the current female age of 48 and male age 53 will be the first batch of postponement, and people younger than this age will gradually transition to delayed retirement. In fact, in addition to the policy of delaying the retirement of all personnel, this year the voluntary retirement of female cadres at the principal and deputy department levels and female professional and technical personnel with senior titles has been extended to the age of 60.

Legal basisArticle 16 of the Social Insurance Law of the People's Republic of China.

Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Put simply, age means that some of the jobs that could be available to young people will be occupied, or worsen the dire employment situation for young people, the so-called "job occupancy effect". However, whether and how to carry out a reform of the delayed retirement age must be based on a comprehensive and rational consideration of the pros and cons of the reform. In fact, the postponement of the retirement age has not only a job occupancy effect on young people's employment, but also a "job creation effect".

Our country now has one of the highest social insurance contribution rates in the world, and the demand-driven labor costs have begun to have a significant negative impact on employment rates. At the provincial level, there is a clear positive correlation between the local contribution rate and the registered unemployment rate. After the postponement, the level of contribution rates necessary to maintain the balance of payments could be significantly reduced from the original level due to an increase in the number of incumbents and a decrease in the number of benefit recipients.

The decline in the contribution rate means that the labor cost of enterprises will be reduced and the demand for labor will increase, which will also create some jobs. The "Decision of the Communist Party of China on Several Major Issues Concerning Comprehensively Deepening Reform" establishes a more fair and sustainable social security system. Improve the personal account system, improve the incentive mechanism for overpayment and pure multi-payment, and ensure the rights and interests of the insured.

Improve the policy of relational transfer and continuation of social insurance, expand the coverage of insurance contributions, and appropriately reduce social insurance rates in a timely manner. We will study and formulate a policy of gradually delaying the retirement age, actively respond to the aging of the population, and accelerate the establishment of a social pension service system and the development of the elderly service industry.

Article 2 of the Interim Measures on the Retirement and Retirement of Workers After retirement, workers shall be paid retirement allowances according to the following standards every month until their death.

1) Those who meet the requirements of Article 1 (1), (2) and (3) and participate in revolutionary work during the War of Resistance Against Japanese Aggression shall be paid 90 percent of their standard salary. Those who participated in revolutionary work during the War of Liberation were paid 80 percent of their standard salary. Those who have participated in revolutionary work after the founding of the People's Republic of China and have worked continuously for 20 years or more shall be paid 75 percent of their standard salary; Those who have worked continuously for 15 years but less than 20 years shall be paid 70% of their standard salary; Those who have worked continuously for 10 years but less than 15 years shall be paid 60% of their standard salary.

If the retirement allowance is less than 25 yuan, it shall be paid at 25 yuan.

2) Those who meet the requirements of Article 1 (4) and need assistance in food and daily life shall be paid 90 percent of their standard wages, and may also be paid a certain amount of nursing expenses according to the actual situation, and the standard of nursing expenses shall generally not exceed the salary of an ordinary worker; Those who do not need assistance in food and daily life shall be paid 80 percent of their standard salary. If two or more retirement conditions are met at the same time, it shall be paid at the highest standard. If the retirement allowance is less than 35 yuan, it shall be paid at 35 yuan.