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If you have already requested a refund, you can log in to the purchaser's store to view the refund details. After entering, please click [Details] to enter, and the page will display the refund status of the current transaction. Generally, refunds take 1-3 days.
The process of purchase and return under the installment purchase service is the same as the existing process and rules online. If the refund amount is less than the balance of the arrears, it will be used to return the outstanding amount of the installment purchase, and will not be paid to the balance of Alipay. If the refund amount is greater than the balance owed, the remaining amount will be returned to the Alipay balance after the outstanding amount of the installment purchase is returned first.
1. First of all, open the homepage of Purchase** and click [Please Login] in the upper left corner to log in. After the user receives the refund notice, they can log in to the Alipay account where the order was paid at that time to view the refund.
2. Log in successfully, click [Bought Baby].
3.Then find the baby who has applied for a refund, and click [View Refund] at the back.
4.You will then be redirected to the refund details page. Click View where the money went.
5.Then you will jump to the Alipay page that is bound to you. Here, it is clear that the refund has been refunded to the Alipay balance, not to the bank card. The [wealth] of its mobile phone Alipay wallet - Alipay] can also be viewed as the refund to Alipay.
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It depends on how to return: Confirm that the refund before receipt is the original way of return, that is, the refund paid with the Alipay balance will be refunded to Alipay, the refund paid with the bank card will be refunded to the bank card, and the refund paid with Ant Huabei will be refunded to Huabei. This is the system setting, and it has not been changed.
After confirming the receipt, the refund is an Alipay transfer, which can be returned to the Alipay you purchased, or the Alipay number you specified - of course, the seller is willing to give you a refund.
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There are 2 ways to go for the refund amount:
1) If the refund amount is less than the balance of the arrears, it will be used to return the outstanding amount of Tmall installment purchases, and will not be credited to the balance of Alipay;
2) If the refund amount is greater than the balance owed, it will be used to return the outstanding amount of Tmall installment purchase first, and the remaining amount will be returned to your Alipay balance.
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The bank will generally not refund the handling fee that has been paid, and the remaining principal and installment handling fee will be settled in one lump sum in the next bill.
China Merchants Bank will refund the handling fee. Banks such as CCB, Bank of Communications, Shangxing, CITIC, Minsheng, GF, and Shenzhen Development all pay the handling fee in installments, while the credit card handling fee of ICBC, Bank of China, and Industrial Bank is paid at one time.
Most banks can not determine the time of arrival of the refund, and the cardholder and the merchant need to contact the merchant to return the refund to the bank in time, and the bank will transfer the refund to the cardholder's credit card.
Extended information: How to deal with refunds after the credit card purchase installment bill of major banks comes out:
1. Safety, industrial development, and investment promotion.
1) Full refund: If you cancel in installments, you will be refunded the full handling fee, and this amount will be added to the user's bill;
2) Partial refund: At the time of refund, the bank will cancel the original installment and re-initiate an installment transaction with the remaining amount, and the number of installments will remain unchanged; Recalculate instalment repayment amount: (Total instalment amount - Refund amount - Repayment amount) Total instalments.
Note: The money refunded in installments by Ping An and China Merchants Bank credit cards will be returned to the user by transfer (i.e., this amount will be added to the bill).
2. Agricultural Bank of China. 1) Full refund: If you cancel in installments, you will be refunded the full handling fee, and this amount will be added to the user's bill;
2) Partial refund: The installment will not be cancelled, and the partially refunded money will be returned to the user by transfer, and the repayment amount and number of installments will remain unchanged.
3. Everbright, GF, Minsheng and Bank of China.
1) Full refund: The installment will not be cancelled, the full handling fee will be refunded, and the fully refunded money will be returned to the user by transfer, and the repayment amount and number of installments will remain unchanged;
2) Partial refund: The installment will not be cancelled, and the partially refunded money will be returned to the user by transfer, and the repayment amount and number of installments will remain unchanged.
4. Pudong Development. Apply for a refund within 3 months (inclusive) from the date of successful installment payment.
1) Full refund: If you cancel in installments, you will be refunded the full handling fee, and this amount will be added to the user's bill;
ICBC cardholders can apply for installment payment at ICBC outlets, ICBC online banking, ** bank and mobile banking, and China Merchants Bank can apply for installment through the bank's online banking.
1. Banks generally assess the credit status of cardholders based on their credit limit and credit records for card-holding consumption. Only after the assessment is passed can the cardholder successfully make the installment payment;
2. If the assessment result is not satisfactory, the bank may reject the cardholder's application for installment payment, or may not be able to give the cardholder the desired installment payment limit. Cardholders can apply for instalments after fully considering their own financial situation**.
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The refund also received the goods, depending on the situation, some stores have a large sales volume, and the merchant may not notice it at this time. Some stores have relatively small sales volume, and at this time, merchants are easy to know.
If the refund is successful, the seller is better off rejecting the delivery. If the buyer has already signed, communicate with the seller to return the goods, return the goods to the seller, and the shipping fee can only be cash on delivery. In fact, the seller has already lost a shipping fee after the refund, and if the buyer receives the goods and does not return them to the seller, then the seller is losing money and goods.
In the event that the refund is successful and the goods are received, if the value of the goods is low, the merchant may choose to abandon it by default. If it is a relatively high-value product, you should take the initiative to contact the merchant to negotiate the return of the goods, and the merchant will generally compensate for the postage.
Return Items
If you don't want to leave the item, take the initiative to contact the merchant to see if you need to return it. Under normal circumstances, if it is not very valuable, consumers may need to pay postage even higher than the value of the goods if they send the goods back, in this case, the merchant may not be willing to compensate the pure blind consumer for the postage. At this time, the merchant may choose to give up the recovery, because the loss amount of free shipping is greater.
If the goods arrive at the express delivery outlets, but they are not signed, the consumer can choose to refuse the visa. If the consumer has successfully refunded, but the goods have arrived at the express delivery outlets, the consumer can choose to refuse the visa or not go to the outlets to pick up the express delivery, so that the goods will be automatically returned to the shipping merchant after a few days.
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Installment payment is a common payment method for modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough funds for the time being, so we can use the installment payment method to transfer the payment pressure to a later period of time. There are many installment payment platforms on the market, but how can you choose the right one for you?
First of all, we need to determine the amount of funds we need, if you need a small amount of funds, you can choose some loan platforms with a lower amount. If you need more money, you can focus on platforms with higher loan amounts.
Secondly, we also need to take into account the number of installments we want to install, and most of the loan platforms on the market have an installment period of between 3 months and 3 years.
The most important point is that we need to choose some regular big brands, and the loan products launched by regular platforms will be more reliable and formal.
Among them, Du Xiaoman Finance's money is easy to apply, fast to lend, flexible to borrow and repay, and users can take the initiative to apply. The interest fee for money is transparent, the interest rate of big brands is reliable, and the maximum borrowing amount is 200,000.
In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.
This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.
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Goods paid in installments. Select Refund, later select Return, Later. Send it back by courier, then his funds will also be returned to your purchased Alipay or. The inside of the bank card goes. There is time to be a little slower.
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With the seller's consent, it's good to choose a refund.
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Click on the item you bought in the ** where you have bought the goods, where you know that there is a single number. If you can find it, don't worry.
**Buy something online for seven days without a reason to refund the place of return. Send the things back to the seller, apply for a refund and return in the order details, and upload the order number sent back, the system will automatically identify the logistics information, and the system will automatically return the money as soon as the seller receives the goods.
**How to operate the refund process for online purchases:
1. Log in to your account.
2. Click to tease my ** to choose to tease the baby you have bought.
3. Find the order that needs to be refunded and click on the place to apply for a refund after the order.
4. Fill in the return information, click on the place where the goods have been received and click on the place of return in it, fill in the amount that needs to be refunded, the reason for the refund, the place where the refund is explained, and the place where the voucher is uploaded.
5. Click to submit the application.
6. The refund application is successfully displayed, waiting for the merchant to process the refund application.
7. The seller takes 7 days to process the refund application, and the seller agrees to the refund, and the return address will appear.
8. Fill in the return information and select courier.
9. If the seller does not receive the goods within 10 days, the transaction will be closed. If the seller receives the goods, the difference is not processed. The refund will be automatically made to the customer.
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If you are not satisfied with the refund agreed upon by the seller, you can enter your own ** background to find the baby you have bought for a refund application, and the installment and full refund process are the same.
The handling fee for credit card installment is charged in a lump sum. After the refund is successful, the bank will usually refund the instalment handling fee to the cardholder's credit card account in proportion to the refund, for example, when half of the transaction amount needs to be refunded, half of the instalment handling fee will be refunded. In the case of a full refund, the fee will be refunded to the cardholder's credit card in full.
If you are trading on the website, you can complain and ask customer service to intervene on the return page (there is a submission entrance). Evidence such as waybills** is required to be uploaded and submitted.
First, first of all, open **.
Second, find My Orders, All Orders, and find the order you need to refund. >>>More
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I don't know if you are buying something in **, if you are buying something in a physical store, it depends on whether the physical store has a provision that you can return unconditionally, if you return it, you can refund the money, if you buy something online, it is unconditionally returned, so that you can get a refund.
After the refund is successful, negotiate with the seller for non-refund: the seller needs to refuse the refund agreement to repay the loan and cancel the processing. **After the quick refund, if the buyer has already returned the goods online, but the two parties have agreed not to return the goods or exchange the goods, and the buyer needs to reject the buyer's refund agreement, the buyer can repay and cancel it on its refund application page, and after returning the money advanced for the quick refund, the cancellation of the refund will be successful. >>>More