How much can you get after retirement with a base of 6000

Personal account pension = personal account savingsThe number of months is calculated

Suppose Mr. Wang has paid pension insurance for 15 years.

When paying the pension insurance payment base is 3,000 yuan, and the local pension insurance payment base is 6,000 yuan when retirement, then the basic pension.

6000 20% = 1200 yuan, personal account pension = (3000 + 6000) 2 8% (the personal proportion of your pension insurance) 15 years and 12 months = 64800 yuan, which is all the pensions in Mr. Wang's personal account. After retirement, Mr. Wang's personal account pension can receive 64800 120 = 540 yuan per month. Therefore, the total pension that Mr. Wang can get in a month = 1200 + 540 yuan = 1740 yuan.

The specific amount of pension that can be obtained by paying 6000 per month for retirement is uncertain, because the pension is not only a simple return of the money paid before retirement, but is related to factors such as the average monthly salary of on-the-job workers in the province in the previous year. The specific base formula is: pension = personal account savings Number of months of payment + average monthly salary of on-the-job employees in the province in the previous year * (1 + average contribution index of the person) 2 Payment period 1%.

The number of months of issuance is calculated according to the estimated value stipulated by the state.

Extended Materials. From July 1, 2011, people with household registration in other cities are allowed to go through retirement procedures in Beijing on the premise of meeting the corresponding conditions. The two conditions that need to be met are:

First, men who have reached the age of 50 and women who have participated in the basic pension insurance in Beijing before the age of 40 have actually paid for 10 years in the city;

Second, when reaching the retirement age, the cumulative number of years of basic pension insurance in various places must be at least 15 years. This means that Beijing's pension has begun to open its "arms" to people with household registration in other cities. But at the same time as the "good", it is not difficult to see that in the two-year limit, there will inevitably be a hollow zone:

For those who have paid for 10 years in Beijing, but the entire payment period is less than 15 years, there is a dilemma, and they are unable to meet the necessary conditions for 15 years of payment to retire.

In this regard, on December 27, 2013, the Beijing Municipal Human Resources and Social Security Bureau made it clear for the first time that from January 1, 2014, those who have less than 15 years can meet the necessary conditions for retirement by extending the payment of social security premiums. Insured persons in other cities should submit a written application for extension of payment in the month when they reach the statutory retirement age, and start to pay social insurance premiums in accordance with the regulations in the following month until they meet the conditions for receiving basic pension insurance on a monthly basis, that is, reach 15 years of payment period. After that, the social security office will apply for the retirement procedures, and enjoy the basic pension insurance benefits from the next month approved by the human social security administrative department, and implement socialized management.

For those who extend the payment of basic pension insurance premiums and meet the requirements of receiving basic pension insurance premiums on a monthly basis, those who still do not meet the basic medical insurance payment period (25 years for men and 20 years for women) can voluntarily apply for a one-time payment of basic medical insurance premiums for the difference in years.

For the insured persons who meet the conditions for extending the payment in Beijing, the notice emphasizes that if the unit continues to be retained due to work needs, the two parties should sign a written agreement to clarify the retention time and related matters, report to the human resources and social security department of the city or district or county for the record, and keep the written agreement after the record in the social security agency. During the retention period, both the enterprise and the employee shall continue to pay social insurance premiums in accordance with the provisions of the city. After the end of the unit's retention, if the payment period of basic endowment insurance and basic medical insurance is still less than the specified number of years, the payment can be extended in accordance with the "Notice on Issues Concerning the Extension of Social Insurance Premiums for Insured Persons".

Dear, about how much can you get after fifteen years of retirement after paying the base of 6000: you can get a pension of 871. Pay 6000 per month.

According to the minimum 15 years, the total payment is 900,000 yuan, which is 300% more than the standard base. The yuan unit should be 640,000 yuan. It is 260,000 yuan for individuals.

The basic salary should be 750 yuan 300%. 2250 yuan. The account salary should be 1860 yuan.

A total pension of 4,110 yuan. 6000 * 8% * 12 * 15 = 86400 yuan, then with the calculation of 6000 yuan of social security for a year, after 15 years, you can receive 871 yuan per month to Pei Lu pension, after the workers are old or lose the ability to work, according to their contributions to the society and have the qualifications for pension insurance or retirement conditions, the insurance benefits paid in monetary form on a monthly or one-time basis are mainly used to protect the basic living needs of employees after retirement. The basic pension is composed of a basic pension, a personal account pension and a transitional pension, that is, the basic pension = basic pension + personal account pension + transitional pension.

Summary. For example, the local average salary on the job is 6,500 yuan, the upper limit of the payment base is 3 times the average salary on the job, and the lower limit of the payment base is 60% of the average salary on the job. The upper and lower limits of the payment base are 3,900 yuan-19,500 yuan, which are divided into 7 grades

60% grade: 3900 yuan 80% grade: 5200 yuan 90% grade:

5850 yuan 100% grade: 6500 yuan 150% grade: 9750 yuan 200% grade:

13,000 yuan 300% grade: 19,500 yuan If someone pays the base of 6,500 yuan, it means that the fourth grade is chosen, that is, 100% grade, and the payment ratio of flexible employment personnel is 20%, according to the payment base of 6,500 yuan, and the monthly payment is 1,300 yuan 3, and individuals pay according to the lowest grade, pay for 15 years, how much can they get for retirement? Take the above case, the individual pays according to the payment base of 3900, the average local salary on the job is 6500 yuan, paid for 15 years, and the woman retires at the age of 50, so what is the pension?

Basic pension: (6500 + 6500 payment period 15 1% = 780 yuan personal account pension: (3900 8% December 15 years) The number of months is 195 = 288 yuan, then the pension is 780 + 288 = 1068 yuan, if it is a male employee, the number of months is 139 months, individual.

For example, the local average salary on the job is 6,500 yuan, the upper limit of the payment base is 3 times the average salary on the job, and the lower limit of the payment base is 60% of the average salary on the job. The upper and lower limits of the payment base are 3,900 yuan - 19,500 yuan, which are divided into 7 grades: 60% grades

3900 yuan 80% grade: 5200 yuan 90% grade: 5850 yuan 100% grade:

6500 yuan 150% grade: 9750 yuan 200% grade: 13000 yuan 300% grade:

19,500 yuan If someone pays the base of 6,500 yuan, it means that the fourth gear is chosen, Hu liquid is 100% grade, and the payment ratio of flexible employment personnel is 20%, according to the payment base of 6,500 yuan, the monthly payment is 1,300 yuan 3, and the individual pays according to the lowest grade, and pays for 15 years, how much can he get for retirement? Take the above case, the individual pays according to the payment base of 3900, the average local salary on the job is 6500 yuan, paid for 15 years, and the woman retires at the age of 50, so what is the pension? Basic Pension:

6500 + 6500 Payment period 15 1% = 780 yuan personal account pension: pants cherry (3900 8% December 15 years) The number of months is 195 = 288 yuan, then the pension is 780 + 288 = 1068 yuan, if it is a male employee, the number of months is 139 months, individual.

The account pension is 404 yuan, and the retirement pension is 1184 yuan.

If the social security payment base is 7,000, the monthly pension that can be received after retirement = 7,000 yuan 15% + 7,000 yuan 8% 12 10 120 = 1,610 yuan.

The formula is: basic pension = basic pension + personal account pension + transitional pension. (7,000 yuan, 8%, 12 10 120) is a personal account pension, (7,000 yuan, 15%) is a basic pension.

It is not just the length of service that determines the amount of pension. At present, the amount of pension in China is linked to three factors:

1) the number of years of social insurance (that is, commonly known as "length of service"), the longer the number of years of social insurance, the higher the pension amount, most provinces, autonomous regions and municipalities directly under the Central Government divide the length of service into 15 years, 20 years, 25 years, 30 years, 35 years, 35 years or more than six grades, the higher the grade, the higher the pension amount.

2) The balance of the personal account of the pension insurance (hereinafter referred to as the "personal account balance"), the higher the personal account balance, the higher the pension amount.

3) The level of local socio-economic development in the previous year of retirement (referred to as "regional differences"), the higher the level of local socio-economic development, the higher the pension amount.

Social insurance is a system enforced by the state through legislation to ensure that workers are given basic living security in the event of old age, unemployment, illness, work-related injury, etc., which is incapacitated.

The social security payment base is an important basis for employees to enjoy social insurance benefits, and the personal account of endowment insurance is based on the storage amount of social security contributions.

The level of pension received by employees is directly related to the number of years of contribution and the amount of contributions, that is, the longer the payment period and the more cumulative amount of contributions, the higher the level of pension received at retirement.

The difference is mainly in the personal account pension part, if the base of the employee to pay the pension insurance premium every month is low, it will inevitably affect the cumulative amount credited to the employee's personal account, but also affect the pension insurance treatment.

The number of years for which employees have paid social security must be accumulated on an uninterrupted basis, with a minimum of 15 years.

First of all, from the perspective of the social security payment base, the proportion of the enterprise to pay the pension insurance for the employees every month is: the enterprise pays the basic pension insurance premium at 18% based on the total monthly salary of all employees.

Based on their monthly salary income, employees shall pay basic pension insurance premiums at 8%. 8% of the deduction in the endowment insurance paid by the enterprise for the employees is used to pay the social endowment insurance premium.

At the same time, the enterprise should pay 3% of the social security and pension insurance premiums for the employee, so that the pension accumulated into the personal account is 11% of the individual's monthly salary

Therefore, according to its proportion, the higher the base of the enterprise's contribution to the employee (but not more than 300% of the average salary level of the local employee in the previous year), the more the cumulative amount of pension insurance included in the employee's personal account at the time of retirement will also be.

Benefits of Buying Social InsuranceThe country develops social insurance and establishes a social insurance system so that workers can receive help and compensation in the event of old age, illness, work-related injury, unemployment, childbirth, etc. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.