Is it really reliable to work for 56 years and retire from the Agricultural Bank of China, with 46 y

A pension of 4,000 yuan a month, I don't think it's reliable. From the current standard of living, 4,000 yuan a month is just enough to live. For the elderly, with children to take care of and a house to live in, they can live a well-off life for 4,000 a month.

I think the reason for the unreliability is that 4,000 yuan a month and 48,000 yuan a year. If it is not enough for family expenses, take the sophistication of human affairs as an example, it will cost more than 2,000 a month, and the remaining 2,000 is not enough to spend. If you live in the city, pay the property fee, water and electricity bills a month.

4,000 yuan is not enough for daily expenses, and the main reason is the price**.

For the elderly living in rural areasLet's say that four thousand a month is not enough。Consumption in rural areas is low, and after retirement, you can grow vegetables and buy some daily necessities, and 4,000 yuan a month can't be spent.

We all know that we can receive a pension if we pay social security for 15 years. Many people are beginning to worry, is it cost-effective to pay pension insurance? In the long run, it is particularly cost-effective to pay social security.

Pension insurance is paid every month. After retirement, you receive money every month, although the money is not much, but there is an income, which is also a kind of living security.

He retired from the Agricultural Bank of China after 56 years of service, with a monthly age of 4,000 yuan. I think this pension is a bit small, 46 years of service. Receiving 4,000 yuan is a bit unreasonable.

I think that after retirement, we can go and make money instead of focusing on retirement.

I think a pension of 7,000 to 8,000 a month is the best option. This pension is the most secure guarantee for our current life, and we can live a better life of seven or eight thousand a month.

Seeing the pension, we young people should plan early. That is, when we are young, we can invest while paying social security. Do some business and save some money. Buying a house is a good choice, having a house to live in, can solve our old age.

After retirement, help your children more. If you have the ability, you can earn some extra money, and if you have an income, you will be guaranteed. Under the condition that we have the ability, help the children more, the children will be happy, and we will be particularly healthy and happy in our old age.

It is not right, the seniority salary of the Agricultural Bank is 100 yuan a year, and if the seniority is 46 years, the seniority salary will reach 4,600 yuan, and if you only take 4,000 yuan, there must be a problem.

This is unreliable, because there was no pension system at that time in five or six years, even if the working age is very long, you can't get 4,000 yuan, at most 1,000 yuan.

It is very reliable, their pension is not divided into grades, and there is a certain relationship with the length of service, so it is more fair.

Bank employees are divided into staff and contract employees, and their income is different depending on their status. If you work in a bank until you retire for 4,400 yuan, it seems that it is a little less, which means that you are still a small clerk.

Banks are managed as enterprises, and their salaries after retirement are less than those of government institutions and institutions, and more than those of ordinary enterprises, which is in the upper middle of the two. If you can pay more in your personal account, the pension you will open at that time is also considerable. The family members of our colleagues have worked in the bank for many years, and in order to improve their pension benefits, they all take the initiative to pay more pensions at one time.

If you have worked in the bank for many years and are still a contract employee, it is not easy to say how you will be treated after retirement, I am afraid there will not be much.

Male employees, retired at the age of 60, with 46 years of service? At the age of fourteen, he started working, who had the courage to recruit a child laborer to take up a job. Forty-two years of service is possible, forty-six years of service, unless the president of the bank at the time is your father.

The other 4,400 yuan pension is not less. I have worked for 42 years and have a pension of 3,398 yuan per month. Be content.

Sixty-nine old man. Could it be that you are retiring at the age of 64? Have worked all your life, and Huang has not been ordered to have a formal contract system within the official system?

Doing something else in the line? To put it bluntly, is it a handyman? But you are very lucky, you have handled a retiree, and now you have a retirement salary of 4400 yuan, congratulations, contentment!

The children's regiment is also counted as seniority, yes.

Of course it's reliable! It is deemed that the payment period is large, the actual payment period is less, and the early payment base and billing base are low.

He has worked for 46 years, retired at the age of 60, and joined the work force at 14.

He should also have a corporate annuity of more than 1,000.

It is impossible for you to receive a pension of 4,400 yuan for an employee of the Agricultural Bank of China for 46 years, and I am an employee of the Sichuan Grassroots Agricultural Bank who has participated in the work for 79 years and retired last year, with 41 years of service, more than 7,900 pensions and more than 1,000 occupational pensions, totaling a little bit less than 10,000 yuan, and the Agricultural Bank of China is paying social security contributions at 3 times.

If it is low enough, it may be related to working early and leaving early.

Unreliable, miscalculated.

Summary. Hello dear, it is a pleasure to serve you <>

I'm 54 years old this year, and I've only been buying agricultural insurance for five years, and I can't retire at the age of 60. 1.The retirement age of NCMS is 60 years old, provided that you need to pay social insurance for more than 15 years before you can receive a pension when you reach retirement age.

The materials required for the employee's retirement procedures are the retirement certificate, the ID card, and the provident fund issued by the employer. 2.The retirement age is 60 years old, and it is the same for both men and women.

When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance treatment for urban workers do not need to pay the basic pension on a monthly basis, but their children who meet the conditions for insurance should participate in the insurance and pay; If it is less than 15 years from the age of receiving it, it is necessary to pay annually, and supplementary payment is allowed, and the cumulative payment shall not exceed 15 years; If it is more than 15 years from the age of receiving it, it is necessary to pay the fee on an annual basis, and the cumulative payment should not be less than 15 years.

I am 54 years old this year, and I have only been buying agricultural insurance for five years, can I retire at the age of 60.

Hello dear, it is a pleasure to serve you <>

I'm 54 years old this year, and I've only been buying agricultural insurance for five years, and I can't retire at the age of 60. 1.The retirement age of NCMS is 60 years old, provided that you need to pay social insurance for more than 15 years and reach retirement age before you can receive a pension.

The materials required for the retirement procedures are the retirement certificate, the ID card, and the provident fund issued by the unit. 2.The retirement age is 60 years old, and it is the same for both men and women.

When the new rural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance treatment for urban workers do not need to pay the basic pension on a monthly basis, but their children who meet the conditions for insurance should participate in the insurance and pay; If it is less than 15 years from the age of receiving it, it is necessary to pay annually, and supplementary payment is allowed, and the cumulative payment shall not exceed 15 years; If it is more than 15 years away from the age of receiving, it is necessary to pay the fee according to the return of prudence, and the cumulative payment should not be less than 15 years.

Extended information: Information to be prepared for retirement: 1

The original and a copy of the employee's retirement certificate; 2.The original and a copy of the employee's ID card; 3.The provident fund issued by the unit is withdrawn in a single triple.

If you entrust someone else to do it on your behalf, you also need to provide:1The original and a copy of the agent's ID card; 2.

A letter of authorization signed by the employee himself (the power of attorney Huaizhou should indicate the name, ID number, entrustment matters, and signature and seal of the principal and the entrusted person).

Summary. Hello dear.

Retired in August this year, with a personal account of 5-60,000 yuan, 44 years of service, and how much salary he actually gets after retirement.

Hello dear. The pension is calculated carefully based on the number of years you have paid, the amount of your pension insurance personal account and the average salary of the previous year in the local area when you retire.

One is related to the payment base, you pay according to the base of 60, then the index is, 100 is 1. The second is with the length of the payment time of the socks, every 1 year, the proportion of 1 liquid is good to star, 15 years is 15. Third, it is related to the average salary of the local society at the time of retirement, and it cannot be improved for the time being.

Fourth, it is related to the amount of contributions, that is, the amount of accumulated personal accounts and other factors.

Retirement pension = basic pension + personal account pension + transitional pension (only available in the middle) + adjustment fund (cancelled after 2010). Among them: basic pension reputation balance gold = (local social average salary + my indexed monthly average payment salary) 2 * payment period * 1%, my indexed monthly average payment salary refers to the product of Qinghua's local social security salary and my own payment index.

Current Statutory Retirement Age:

1.Female: Worker 50 years old; The manager is 55 years old.

2.Male: 60 years old (not divided into labor and managers).

3.Among them, workers engaged in underground, high-altitude, high-temperature, particularly heavy physical labor or other work harmful to health, workers who work in plateau areas above 3,500 meters above sea level all year round and in cold storage, production workshops and other low-temperature places below zero degrees Celsius all year round can retire early, including 55 years old for men and 45 years old for women.

After a minimum of 15 years of pension contributions, you can only receive a pension after retirement. The main factors affecting the level of pension are: the average salary of the local society in the previous year of retirement, the level of the payment base, the length of the payment period and so on.

Basic formula: basic pension The average monthly salary of employees in the city in the year before retirement is 20 personal account principal and interest and 120+ adjustment coefficient, and the actual calculation and payment formula will be different in various places, and the local policy shall prevail. Adjust parameters:

According to the length of the payment period, the initial working time, and the special provisions of local policies. In short, the endowment insurance is to follow the principle of "pay more and receive more", and there are no special circumstances, and it is recommended to pay normally until retirement age.

There is no preferential policy, and the proportion of social security contributions is uniformly stipulated by the local social security policy.

Farmers over the age of 60 can have a pension, reach the statutory retirement age and have paid pension insurance premiums for 15 years, after retirement can receive a basic pension on a monthly basis, pension treatment is the sum of the three parts of personal account pension, basic pension and other allowances.

Social Insurance Law of the People's Republic of China

Article 16. Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic endowment on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis;

It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance treatment in accordance with the regulations.