Dragon Card Loan, can you tell me what this thing is?

Dragon Card Loan Bar is a virtual credit card specially designed for young customers and Dragon Pay customers. It's perfect for online shopping. Dragon credit card online shopping generally does not have points, especially Alipay and WeChat.

However, if you use the Dragon Card to take out a loan, you can get bonds for online shopping, and you can accumulate up to 20,000 bonds per month, which can be exchanged exclusively for popular virtual goods

In addition to the basic functions and rights of Dragon Credit Card, Dragon Credit Card also has the characteristics of "fast application, instant application", "wide coverage of online and offline transactions", "multi-faceted security protection", "easy self-management" and "exclusive dragon payment discount". Dragon Card Loan Bar is a virtual card and has no physical medium; The card level is Gold, and the initial limit ranges from 500-10,000. The initial limit for new customers shall not exceed 2,000 yuan, and the initial limit of existing cards shall not exceed 10,000 yuan.

From 4:30 a.m. to 24:00 p.m. every day, customers can quickly apply for a Dragon Card Loan through "Mobile Banking-Dragon Pay-Dragon Card Loan" or "Mobile Banking-Credit Card-Dragon Card Loan" (the mobile banking version must be updated to the latest version), or they can apply in person at our outlets with valid ID documents.

Under normal circumstances, the application and card will be issued immediately, please wait patiently after the customer submits the application, and our bank will inform the application result by SMS.

Dragon Card Loan Bar is a virtual credit card service launched by China Construction Bank, which has the benefits and most of the functions of a physical credit card. At the same time, it also has a loan function, users can apply for a loan limit of up to 5000 when using Dragon Card Loan, and there is no direct connection between this loan amount and the credit card limit, that is to say, the user still enjoys all the credit card limit after using all the loan limits, and the two limits are independent of each other.

Extended Materials. 1. Dragon Card Loan.

Dragon Card Loan Bar is a virtual credit card of China Construction Bank, which can be manually bound to third-party quick payment for online and offline payment.

If you activate the Dragon Card Loan, it will be automatically bound to Dragon Pay, and users can also manually bind third-party quick payments, such as Alipay, WeChat, UnionPay, etc., to make online and offline payments.

If you want to bind to a third-party quick payment platform, you first need to know the card number of Dragon Card Loan, you can click "Credit Card" - "Credit Card Management" - "Virtual Card" in CCB Mobile Banking, then select the card you want to query, and click "Show Card Information" to see the card number and other information.

Operating environment: brand model: iphone13

2. The application process of Dragon Card Loan.

2. Find the Dragon Card Loan Bar service option and click it.

3. Fill in the information on the application page, including but not limited to personal identification number, name, mobile phone number and other information, and all the information is completed.

Submit after checking that there are no errors.

4. After the application is submitted, the bank will verify the relevant information submitted by the user, mainly to verify the authenticity and validity of the information draft.

The legitimacy can only be passed after all are confirmed.

5. After passing the bank's review, the bank will activate the relevant functions for the user, and the user can use the Dragon Card bar.

Operating environment: brand model: iphone13

According to the staff of CCB, Dragon Card Loan Bar is the first mobile phone credit card carefully designed by CCB for young customersIt supports CCB Dragon Pay, UnionPay and third-party fast payments such as WeChat and Alipay, and deeply integrates mobile payment applications to achieve online and offline panoramic payment.

Dragon Card Loan Bar provides customers with a full range of security protection, and customers can self-set transaction switches and single transaction limits through mobile recluse machine banking and personal online banking to control the security of card use.

Not only can you control the security of the Dragon Card loan bar through self-service settings, but you can also enjoy instant transaction SMS reminder service when you order Dragon Card for safe use, and you can also get the compensation guarantee of up to 50,000 yuan per year for domestic and foreign fraudulent transactions. The multiple security protection of CCB Dragon Card Loan Bar allows customers to use it with confidence.

It is understood that from now until December 31, 2019, new customers who have successfully applied for the Dragon Card Loan Bar can receive a cash red envelope of 50 yuan if they spend more than three times (not Zheng Xianzhi limited amount); New customers who successfully apply for a Dragon Card Loan Bar and apply for a CCB UnionPay physical card for the first time and activate it during the campaign period can receive a cash red envelope of RMB 20. Seats are limited and available on a first-come, first-served basis.

The grade of the Dragon Card Credit Card is a gold card, and the annual fee of the card is 160 yuan a year, but all customers can enjoy the annual fee reduction policy during the validity period of the card. In other words, if a customer applies for a Dragon Card Loan credit card, there is no annual fee after that, regardless of whether it is used or not. Since the card is a virtual credit card.

Therefore, it can only be bound to Dragon Pay and UnionPay.

or third-party quick payment.

Wait for the payment in the dust line scenario.

Extended Information】Dragon Card Loan Bar is a virtual credit card of China Construction Bank, which can be manually bound to third-party quick payment for online and offline payment.

If you activate the Dragon Card Loan, it will be automatically bound to Dragon Pay, and users can also manually bind third-party quick payments, such as Alipay, WeChat, UnionPay, etc., to make online and offline payments.

If you want to bind to a third-party quick payment platform, you first need to know the card number of Dragon Card Loan, you can click "Credit Card" - "Credit Card Management" - "Virtual Card" in CCB Mobile Banking, then select the card you want to query, and click "Show Card Information" to see the card number and other information.

China Construction Bank (China Construction Bank), formerly known as the Chinese People's Construction Bank, was established on October 1, 1954.

It was officially renamed China Construction Bank on March 26, 1996. The head office is located at No. 25 Financial Street, Beijing, and is a large state-owned bank managed by the first company.

National vice-ministerial-level units. China Construction Bank's main business areas include corporate banking, personal banking and capital business, with branches and subsidiaries in 29 countries and regions, including **, leasing, trust, life, property insurance, investment banking, ** and pension.

and other industries of subsidiaries.

Idea. 1.Business philosophy.

Market-oriented, customer-centric.

2.Service concept.

Customer first and attention to detail.

3.Risk concept.

Understand the customer, understand the market, and grasp the key with full participation.

4.Talent concept.

Pay attention to comprehensive quality and outstanding performance effectiveness.

China Construction Bank's inner and outer circle graphics based on bronze coins have clear bank attributes, emphasizing the "square and circle" characteristics of CCB. Fang, on behalf of strict, standardized, serious; The circle symbolizes the fullness, affinity and integration of the friendship shed.

The change in the upper right corner of the figure forms an overlapping three-dimensional effect, representing the English abbreviation of "China" and "architecture", that is, the overlap of the two C letters, implying accumulation, symbolizing the development and growth of CCB in the process of capital accumulation and providing services for China's economic construction.

The graphic breaks through the closed circle, symbolizing the integration of ancient culture and modern business concepts, implying that China Construction Bank is rooted in China and facing the world in the new modern economic construction.

The standard color is sea blue, which symbolizes rationality, tolerance, harmony and stability, and reflects the state-owned commercial bank.

The demeanor of everyone means that China Construction Bank absorbs and accommodates talents and funds from all walks of life like the sea.

The withdrawal steps of Dragon Card Loan Bar are as follows:

2. On the home page, click "Credit Card" at the bottom;

3. On the credit card interface, scroll down until you can see "Credit Card Management", and click "Password Management" in it.

4. Select "Consumption and Cash Withdrawal Password";

5. Click on the credit card in the first column to select the corresponding Dragon Card loan card number, and then click "Reset Password" directly below;

6. Enter the password you want to set, click the "Click to get" button to get the verification code, enter it, click OK, and the password for consumption and cash withdrawal is set successfully.

Personal loans, also known as retail loans, were fought in World War II.

Later in Western countries.

After decades of development, it has become an important lending business.

The main reason for the rapid development of retail lending in the West after the war was the increasing competition among financial institutions and the recognition of the importance of retail business; After the war, the economic development of the West was relatively stable, personal income increased, and people were willing to use loans for consumption; A large number of various credit bureaus have appeared, so that banks can easily and quickly understand the credit status of borrowers.

Installment payment is mostly used in some product transactions with long production cycles and high costs. Such as complete sets of equipment, large vehicles.

Export of heavy machinery and equipment and other products. The practice of installment payment is that after the import and export contract is signed, the importer pays a small part of the purchase price as a deposit.

To the exporter, most of the remaining payment is paid in installments after the product is partially or fully produced and shipped on the ship, or when the goods are installed, commissioned, put into operation and the quality assurance period expires.

Handling fee expenditure: refers to the hand-held renewal fee paid by the bank to the agency in accordance with the regulations in the process of handling financial and insurance business. The handling fee of the insurance business shall be controlled and used according to the prescribed proportion of the premium income of the agency. This ledger account.

CCB's "Dragon Card Loan" is a virtual credit card.

Enjoy the Dragon credit card.

All basic features and benefits.

CCB's "Dragon Card Loan" is one of the Dragon Card series products issued by China Construction Bank, which has functions such as consumption, cash withdrawal, and consumer credit, and can be used at home and abroad, and is settled in RMB and US dollars respectively.

Dragon Card Loan Bar can provide no more than 50,000 credit loans.

The card will be automatically bound to Dragon Pay, and you can also manually bind Dragon Card Cloud Quick Pass.

Open Dragon Pay and have a CCB credit card.

Open to customers or CCB premium customers.

If you want to apply, you can log in to CCB Mobile Banking from 4:30 a.m. to 24 p.m. every day, click "Dragon Pay", and then click "Dragon Card Loan" to apply (each person can apply for a maximum of one Dragon Card Credit Card).

It should be noted that the limit of Dragon Card Loan and other CCB credit cards under its name is shared, and Dragon Card Loan Bar will generate a separate account, which needs to be repaid separately when repaying.

How to apply for a CCB Dragon Card Loan:

1. Open the China Construction Bank app on your mobile phone;

2. On the home page of the app, select Open Credit Card;

3. On the credit card page, select Open Dragon Card Loan;

4. Enter the application process of Dragon Card Loan Bar, enter the necessary application information according to the prompts on the page, and click Apply Now;

5. After entering the SMS verification, it can be used normally.

A credit card is also called a credit card.

A credit certificate issued by a commercial bank or credit card company to a credit-qualified consumer. It is in the form of a card with the name of the issuing bank, expiration date, number, and name of the cardholder printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to the special commercial service department to make purchases or purchases, and then the bank will settle with the merchant and the cardholder, and the cardholder can overdraft within the specified limit.

Operating system: Brand: vivox70

CCB's "Dragon Card Loan" is actually a virtual credit card.

Enjoy all the basic features and benefits of Dragon Credit Card. The card will be automatically bound to Dragon Pay, and customers can also manually bind Dragon Card Cloud Quick Pass.

Dragon Card Loan Bar is only available for contracted mobile banking.

Open Dragon Pay and have a CCB credit card.

Open to customers or CCB premium customers. If customers want to apply, they can log in to CCB Mobile Banking from 4:30 a.m. to 24 p.m. every day, click "Dragon Pay", and then click "Dragon Card Loan" to apply (each customer can apply for a maximum of one Dragon Card Credit Card).

It should be noted that the limit of the Dragon Card Loan Bar and other CCB credit cards under the customer's name is shared, but applying for the Dragon Card Loan Bar will generate an independent account, so the repayment will be made separately.

In addition to enjoying the basic functions and rights of Dragon Credit Card, Dragon Card Loan Bar also has the characteristics of "fast application, instant application", "full coverage of online and offline transactions", "multi-faceted security protection" and "exclusive bonds".

Users only need to fill in the simplified information of the credit card application through mobile banking, complete the application quickly, and the banking system will automatically and instantly complete a series of operations such as approval, card issuance, activation, and binding dragon payment, so that you can enjoy financial technology immediately.

Convenient service.

In addition to Dragon Pay, Dragon Card Loan Bar also supports binding Dragon Card Cloud Quick Pass and third-party quick payment, deeply integrating mobile payment.

application, to achieve online and offline panoramic payment.

You can set up transaction switches and single transaction limits through mobile banking or personal online banking to control the security of the Dragon Card loan bar, and at the same time enjoy the instant transaction SMS reminder service, order the Dragon Card with peace of mind (3 yuan per month), and you can also get the maximum annual compensation protection of up to 50,000 yuan for domestic and foreign fraudulent transactions.

Customers can accumulate 1 comprehensive point (also known as "bonds") for every 1 yuan spent on Dragon Card Loan, and the consumption type is not limited, with a maximum of 20,000 bonds per month, and the excess part will not be accumulated, and the validity period is 5 years. Coupons can be exchanged exclusively for popular virtual goods, and activities such as limited-time discount redemption and 66 coupon redemption are regularly carried out.