What is the difference between Sunshine Car Insurance and Ping An Car Insurance?

Is there a comparison between children and adults? It's okay to compare the People's Insurance and the Pacific Ocean with Ping'an.

In my opinion, Sunshine and Ping An are both large companies, **Sunshine is more expensive than Ping An, the scale of Sunshine is relatively smaller, and it is also a company that has just been established for a short time, ** It is also cheap But since you spend money to buy it, you can rest assured that you should buy a brand.

Mine is a sunshine fart.

Ping An's services are more comprehensive, and there are many outlets, so it will be more convenient to investigate and settle claims. The words of sunshine are newly developed, and it feels a little more appropriate.

Safe service is good, sunshine is cheap. Novices are safe, old drivers are only on the sun, car damage is not needed, usually drive to pay attention, small strokes while saving more to deal with.

The difference is that Ping An now has many services that other companies do not have, such as 100 kilometers of free roadside assistance and free fuel delivery.

There are also 12 free car washes a year, 3 free drunk driving times a year, and what is the first compensation.

Both insurance companies have their own advantages in the claims service, but the cost of Sunshine Insurance is less, if you only consider the premium, then you can choose Sunshine Insurance.

The claims service of Sunshine Auto Insurance is obvious to all in the hearts of many car owners, and it can be claimed nationwide. In addition, once the consumer is out of danger in the field, he does not need to rush back to the place where he was insured for processing, and he can make a claim on the spot. Moreover, it is more humane and faster than traditional claims, and consumers can make claims in the closest place to the insurance in any place in China, eliminating the inconvenience of going back and forth between the location of the insurance and the underwriting place under the traditional model.

Ping An auto insurance itself is a veteran, but also the king of the car insurance market, its most prominent place is in the claim, it can do after the car repair, first pay, which is not possible for many car insurance companies, in addition, traffic accident compensation below 10,000 yuan, within 3 days can be received, the speed is quite fast.

The difference is that it is different, I think that if you compare it alone, Sunshine may be slightly cheaper, and the general car of more than 100,000 yuan may be worse than dozens or hundreds of dollars even if it is fully insured. In terms of service, Ping An will definitely be faster and easier. Which one to choose depends on whether you are inclined to ** or service.

For insurance, the difference first depends on what type of insurance you are on, single compulsory insurance or full insurance, if the single strong that is the same, a total of seven or eight qualified, the following commercial insurance For the three major companies, PICC Ping'an, Pacific, are for the premium starting point is relatively high, and the details of the car owner requirements are strict and demanding, of course, the service also has their excellent place, for the second-class insurance companies, such as Sunshine and the earth are the premium starting point is relatively low and the service said in the past Especially sunshine, it is the new companies that have developed very fast in recent years, which can be said to have a great impact on the three major companies.

I always feel that Sunshine Car Insurance is the most cost-effective, the best service, and the insurance price is slightly cheaper, but it has also risen recently!Mainland rescue by electricity and oil, only the sunshine car insurance is the fastest!Baobi three, people's insurance, the earth is not as !! as sunshineSunshine all the way, good mood all the way !!

If you know the difference between BMW and Baojun, you will understand the difference between sunshine and peace!

Celery, to each his own. Crying, crying yourself;Laugh, laugh yourself.

Anyone who understands insurance knows that there is no difference.

Ping An Auto Insurance is a large state-owned insurance company, of course, it is more assured to buy, and the follow-up claims are more secure.

When buying car insurance, it is generally better to choose a large insurance company: first, the service is good and the claim settlement is fast;Second, these insurance companies have realized the national claims network, which can realize remote claims. For example, Chinese Insurance Company, Ping An of China, China Pacific and other relatively large insurance companies in China have basically been able to achieve the degree of non-local insurance and national compensation for car insurance claims.

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It mainly depends on what services are available, such as roadside assistance, free maintenance, etc., as well as looking**, who has more cheap services.

I think both of these are pretty good, each with its own benefits, and you can choose according to your situation. I have a lot of friends who buy Ping An car insurance, and they all say that the service is more practical, divided into many situations, with their own solutions, and the claim settlement speed is also very fast, very humane, if you are interested, you can go to the official website to find out.

Summary. Hello dear!Now for you to answer which is better, Sunshine car insurance or Ping An car insurance:

Ping An is better Ping An Auto Insurance customers can enjoy year-round insurance report and consulting services, one-stop direct claim service, and national general claim service for local settlement of insurance in other places. Ping An Auto Insurance has high claim settlement efficiency and supports claims settlement in other places. Ping An car insurance protection is not discounted, the service is better, the insurance is fast, and the compensation is more worry-free.

Ping An Auto Insurance VIP services include: 24-hour all-weather professional car rescue service, power connection service; emergency oil delivery; Urgent water refill; Replacement of tires; on-site emergency repair; Trailer traction, hoisting, rescue, etc.

Sunshine car insurance services include: Pure car damage cases below 5,000 yuan without objection, compensation will be paid within 24 hours after the procedures are completed. National "three-dimensional compensation":

Nationwide three-dimensional compensation for underwriting in place A, survey in place B, and payment in place C. Non-accident roadside assistance: provide the following rescue services to the owner of the non-accident vehicle: 1. On-site maintenance; 2. a trailer; 3. Change tires; 4. Emergency refueling; 5. Battery charging; 6. Emergency water addition, etc.

Travel medical rescue services: provide customers with medical rescue services during travel 1. Emergency medical rescue services at the scene of the accident; 2. Emergency rescue guidance; 3. Guaranteed rescue services during travel.

Which is better, sunshine car insurance or Ping An car insurance?

Hello dear!Now for you to answer which is better: Ping An Auto Insurance is better Customers of Ping An Auto Insurance can enjoy year-round insurance report and consulting services, one-stop direct claim service for claims, and nationwide general claim service for local settlement of insurance in other places.

Ping An Auto Insurance has high claim settlement efficiency and supports claims settlement in other places. Ping An car insurance protection is not discounted, the service is better, the insurance is fast, and the compensation is more worry-free. Ping An Auto Insurance VIP services include:

24-hour all-weather professional car rescue service, power connection service; emergency oil delivery; Urgent water refill; Replacement of tires; on-site emergency repair; Trailer traction, hoisting, rescue, etc. Sunshine car insurance services include: Pure car damage cases below 5,000 yuan without objection, compensation will be paid within 24 hours after the procedures are completed.

National "three-dimensional compensation": three-dimensional compensation for underwriting in place A, survey in place B, and payment in place C nationwide. Non-accident roadside assistance:

Provide the following rescue services to the owner of the non-accident vehicle: 1. On-site maintenance; 2. a trailer; 3. Change tires; 4. Emergency refueling; 5. Battery charging; 6. Emergency water addition, etc. Travel medical rescue services: provide customers with medical rescue services during travel 1. Emergency medical rescue services at the scene of the accident; 2. Emergency rescue guidance; 3. Guaranteed rescue services during travel.

Second, solvencySolvency, as the name suggests, is the ability to repay the amount of compensation, and in layman's terms, it is whether there is enough money to accompany it, which is a comprehensive embodiment of the company's revenue capacity and ability to settle claims, so it is a very important factor to consider the company. Sunshine Insurance's core solvency ratio was 188% and its comprehensive solvency ratio was 207%. Ping An's core solvency ratio was 224% and its comprehensive solvency ratio was 232%.

I think Ping An car insurance is better. Founded in 1988 in Shekou, Shenzhen, Ping An Insurance (Group) Co., Ltd. is the first joint-stock insurance company in China, and has developed into an integrated, close and diversified comprehensive financial service group integrating financial insurance, banking, investment and other financial services. It is one of the three old insurance companies in China's insurance industry, and its strength is very strong.

The business area covers the whole country, with 35 secondary institutions and more than 1,100 business outlets in various provinces, municipalities and autonomous regions in China; In addition, Ping An P&C has also set up survey outlets in nearly 400 cities in 150 countries and regions around the world, with a wide range.

Extended Materials. 1.Motor vehicle insurance, also known as automobile insurance (referred to as car insurance), refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents caused by natural disasters or accidents.

The first motor vehicle insurance policy was issued in 1895 by the British "Legal Accident Insurance Company", which was a motor third party liability insurance policy with an insurance premium of 10 to 100 pounds, which could be added to the insurance premium.

2.Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

3.The world's first car insurance policy appeared in the United States in 1898. Traveler's Insurance in the United States**** gave Truman Martin of Buffalo, New York, the first car insurance policy in 1898.

Martin was very worried that his car would be hit by a horse. There are just over 4,000 cars in the United States, but the number of horses has reached 20 million, and horse-drawn carriages are still the main means of transportation. More than 100 years later, there are 100 million cars in the United States, and the number of horses has dwindled to 2 million.

Car insurance, which was considered a novelty more than a century ago, has become commonplace.