If I don t pay five insurances and one housing fund, can I return the part of the money I paid?

One of the five insurances cannot be refunded, unless the following three conditions are met: First, the insured dies, and the heirs can receive the personal part paid by the insured, with a small amount of money. Second, the insured reaches the retirement age, but the payment does not meet the retirement period, and is unwilling to continue to pay, so the personal part of the insured can also be refunded.

The third is to go abroad to settle down, give up Chinese nationality, cancel the household, and also refund the personal part paid by the insured.

Legal analysis. If the flow rate is much lower than the minimum flow rate to ensure accuracy, it will result in no output (e.g., vortex flowmeter) or the output signal will be cut off as a small signal (e.g., differential pressure flowmeter), which is unfavorable and unfair to the supplier. In order to prevent the loss of benefits, for a specific set of thermal energy metering equipment, the supply and demand parties often agree that a certain flow value is "agreed lower limit flow" according to the flow measurement range and the range that can be achieved, and it is agreed that if the actual flow rate is less than the agreed value, the lower limit will be charged.

The people's metrology administrative departments at or above the county level may set up metrological verification institutions as needed, or authorize other units of metrological verification institutions to carry out compulsory verification and other verification and testing tasks. Personnel who perform the verification and testing tasks provided for in the preceding paragraph must pass the assessment. This function is usually implemented in flow meters.

According to the needs of the region, the local people's measurement administrative department at or above the county level shall establish social public measurement standard instruments, which shall be used after passing the examination by the people's measurement administrative department at a higher level. Enterprises and institutions may establish the measurement standard instruments used by the unit according to their needs, and the highest measurement standard instruments shall be used after passing the examination presided over by the relevant people's measurement administrative department. Metrological verification work should be carried out in accordance with the principle of economic reasonableness and in the nearest place.

Metrological verification must be carried out in accordance with the national metrological verification system table. The national metrology verification system table shall be formulated by the administrative department of metrology.

Legal basis. Social Insurance Law of the People's Republic of China

Article 16 Individuals participating in the basic endowment insurance who have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basisIt can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Article 27 Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the State, and they will no longer pay the basic medical insurance premiums after retirement, and enjoy the basic medical insurance benefits in accordance with the provisions of the State; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.

Unfortunately, none of the five insurances can be refunded, unless the following 3 conditions are met:

First, when the insured dies, the heirs can receive the personal part paid by the insured, with a small amount of money.

Second, the insured reaches the retirement age, but the payment does not meet the retirement period, and is unwilling to continue to pay, so the personal part of the insured can also be refunded.

The third is to go abroad to settle down, give up Chinese nationality, cancel the household, and also refund the personal part paid by the insured.

Personally, I think that this is illegal.

Presently. If the five insurances are paid, they cannot be refunded, but can only be transferred.

If it can really be refunded, it means that the unit has not paid to you at all, and the provident fund can be withdrawn and transferred.

Presently. Five insurances and one housing fund.

The part paid by the individual is very small, and it is necessary to know that the unit pays a lot more.

You can talk to the labor department for a response.

Hope it helps.

If you don't pay five insurances and one housing fund, you can't quit it.

Under normal circumstances, before retirement, personal accounts cannot be withdrawn, that is, social security premiums cannot be refunded, because you can't say that you want to participate in it, and you can't surrender it if you want to. If you want to return the money, it means that you have to cancel the social security, which is often referred to as surrender. Surrender is subject to one of the following conditions:

1. Settle abroad. Settlement abroad means that if the household registration moves out of China, the employee can apply in writing to terminate the basic pension insurance relationship of the employee at the time of departure or after leaving the country, and the amount saved in the personal account shall be paid to the person in a lump sum.

2. Death. If there is a balance in the personal account, the principal and interest of the individual payment in the balance can be inherited. When an employee dies during his or her employment, the amount of his inheritance shall be the principal and interest of the personal contribution part of the total amount of the personal account at the time of his death.

3. When you reach retirement age and the pension insurance payment is less than 15 years, then you can apply for the termination of the pension insurance relationship, at this time, the personal account deposit will be paid to me in a lump sum.

Social insurance is a social and economic system that provides income or compensation to people who are incapacitated, temporarily unemployed, or have lost their jobs due to health reasons. The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax (fee), and under the condition of meeting certain conditions, the insured can receive a fixed income or loss compensation from **, it is a redistribution system, its goal is to ensure the reproduction of material and labor force and social stability. The main items of social insurance include old-age social insurance, medical social insurance, unemployment insurance, work-related injury insurance, maternity insurance, etc.

Social Insurance Law of the People's Republic of China

Article 6 The State shall exercise strict supervision over social insurance. and the people of provinces, autonomous regions and municipalities directly under the Central Government to establish and improve the supervision and management system of social insurance to ensure the safe and effective operation of social insurance.

The people at or above the county level should take measures to encourage and support all sectors of society to participate in the supervision of social insurance.

Legal analysis: The five insurances cannot be withdrawn, and can only be withdrawn or enjoyed when retired, and the housing provident fund can be withdrawn. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the balance stored in the employee's housing provident fund account.

Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund Employees may withdraw the balance stored in their housing provident fund accounts under any of the following circumstances: (1) purchasing, building, renovating or overhauling self-occupied housing; (2) Retired or retired; (3) Completely losing the ability to work and terminating the labor relationship with the unit; (4) Those who have left the country to settle down; (5) Repayment of principal and interest of housing loans; (6) The rent exceeds the prescribed proportion of the family's wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the balance stored in the employee's housing provident fund account. If there are no heirs or legatees, the balance stored in the employee's housing provident fund account shall be included in the value-added income of the housing provident fund.