Experts say that the cancellation of the pre sale system is not good for home buyers, what are the r

Quality, delivery delays, property rights, planning changes, false publicity, etc. are all risks that exist in off-plan housing.

The quality of the house is an important risk for off-plan housing, because when people buy off-plan housing, they will sign the corresponding purchase contract, but the house has not started to be built at all, and some even have not dug the foundation to the outside world, so the quality of such a house cannot be guaranteed. Developers will cut corners to lower construction standards or reduce the size of the house after they start building it, and they want to get a higher yield in this way, but the buyer will bear a lot of losses and face huge risks.

Delays in delivery are also important risks for off-plan properties. Many people will sign a specific delivery time when buying a house, and in the actual construction process of the developer, the project will be delayed due to force majeure factors or financial problems, and after the contract time, it will not be possible to deliver the house normally, which will affect the buyer's occupancy plan and increase their financial burden. Many people will also pay a deposit when buying off-plan property, but some developers have a transaction trap, when customers do not want to buy the property after the launch, the deposit cannot be refunded smoothly.

Planning changes are also an important risk for off-plan properties. When people buy off-plan housing, they only see the drawings of the house or the three-dimensional model after they are done, but after buying the house, the real estate developer will make corresponding adjustments to its planning in the process of building the property, and the supporting green space and floor area ratio will change to a certain extent. When you find that the property you buy is very different from the 3D model you see, in fact, the developer has already constituted an infringement, but most buyers will choose to swallow their anger.

Property rights are also an important risk for off-plan properties, and many people will give a commitment when buying off-plan properties. The promise of clear property rights, and will handle the real estate ownership certificate on time, but there will be a lot of contradictions and disputes after the real payment of money to buy a house, and after the delivery of the property can not handle the property ownership certificate, off-plan housing is a problem that will often be encountered, so when buying off-plan housing, we must fully consider its existing risks.

There may be a risk of delayed delivery of off-plan housing, and there may be an analysis of the change of scenery in the house, or the risk that the house ownership certificate cannot be obtained on time, and there may be some consumers who are deceived, and there may be some circumstances that the developer has no way to obtain the housing ownership certificate of the entire project on time, so the owner of the house will not be able to obtain the property right certificate of the house on time, which may lead to the risk that the buyer will suffer from the risk of property rights being converted or mortgage financing blocked. There is also the possibility of experiencing a downturn in the real estate market, and some losses caused by the decline in real estate**.

The quality of the house is the main problem when the off-plan property is closed. In order to seek the greatest commercial benefits, some developers deliberately change the construction area and increase the shared area when conducting actual measurements, and do not indicate the number and calculation method of the shared area, resulting in a serious discrepancy between the actual area of commercial housing and the sales area. Developers' sales advertisements are often beautiful and moving, and most people will find that the property delivered by the developer is very different from the quality of the house advertised.

Some developers use various excuses to delay the application of title certificates, etc. There is a certain risk in off-plan housing, but it is cheaper than existing housing.

It may lead to problems in the sale of the house, it will also affect the quality of the house, it will affect the style of the house, it will lead to conflicts in the housing transaction, and it will also cause the situation of multiple sales of one house.

There is basically no risk in canceling the pre-sale, and the reason why some experts will say that the pre-sale system cannot be canceled is mainly because the pre-sale system is related to the interests of many experts and real estate companies.

You can try to understand it this way, for countries and regions around the world, there are not many countries and regions that sell houses through the pre-sale system. To some extent, it is only when consumers see what they want to buy that they can decide whether to pay or not. On the issue of buying a house, because the buyer itself belongs to the buying and selling behavior that affects many people's lives, if the house they buy becomes an unfinished building, no one can accept this result, so there is no need for us to continue to support the so-called pre-sale system.

Some experts said that the pre-sale system cannot be abolished.

Although the majority of consumers hope that the pre-sale system can be abolished as soon as possible, they also hope that the sales method of existing houses can be implemented as soon as possible. However, for some real estate experts, they believe that the pre-sale system cannot be canceled, and at the same time, they believe that the cancellation of the pre-sale system will have a certain negative impact. This statement is very funny, no wonder many netizens said that these experts had better not give advice to everyone.

There is no risk in canceling the pre-sale system.

This principle is actually very simple, when the pre-sale system exists, because the owner has no way to see the house he is about to buy, so the owner has no way to guarantee the quality of his house, let alone whether the house can be completed normally. For real estate developers, they can embezzle the funds in the escrow account in advance, which will further damage the basic rights and interests of the owners, so there is no risk in canceling the pre-sale system, and this behavior will benefit the majority of buyers. <>

In addition, I personally suggest that everyone should also pay attention to the issue of shared area, because the shared area is also harming the basic rights and interests of the majority of owners, and we need to say no to this unfair behavior.

If the pre-sale system is abolished, it may bring a lot of losses to real estate merchants, so they cannot do this.

It will affect the problem of funds, there may be a shortage of funds, and there will also be financial risks.

It is because experts say that after the cancellation, it will cause many people to take out loans to buy houses, and it will also cause some real estate developers to be deceived by owners.

In order to ensure the ** of the property, but also to ensure the sale of the house. In terms of consumption, in terms of house purchase, in terms of social security, in terms of people's purchasing power.

The significance of the pre-sale system can reduce the pressure on the builders and help them alleviate the problem of tight funds in their hands. If the pre-sale system is canceled, it will lead to a big problem in the capital chain of the real estate business, and the corresponding property cannot be provided accordingly, and the supply will exceed demand in the short term, resulting in an increase in housing prices. <>

In the long run, the pre-sale system can indeed be slowly abolished, and what needs to be done now is to strengthen the supervision of off-plan sales, and set up corresponding supervision accounts in banks, and at the same time, the housing and construction department should set up a corresponding third-party custodian, these steps can rely on the establishment of ** as a third-party institution. At the same time, we also need to ensure that the developer is paid in installments according to the progress of the project, so that the construction period will not be delayed. In order to make the negative impact of the pre-sale system, such as the disappearance of unfinished buildings, we need to deal with it slowly in the long run, and we cannot cancel the pre-sale system all at once.

We can start by selecting some places to pilot. In fact, in Shijiazhuang, Qinghai, Tianjin and other places have already begun to implement the relevant local supervision system. Xi'an and other cities have fired the first shot of the pre-sale system fund supervision in advance.

Promote the fund supervision account of the entire pre-sale system, which is transparent to the public, and at the same time, it is also necessary to make the entire pre-sale funds not only subject to supervision, but also to be supervised by the public. When the pre-sale system was just emerging in China's commercial housing, it greatly promoted the landing of China's commercial housing funds and its development speed, but it also contributed to the problems in the later stage when it was not implemented properly.

Since the current real estate has entered a state of low growth and relatively sluggish, its disadvantages have been exposed. Once the developer's funds are broken, it is the common people who suffer. We must always understand that the pre-sale system does not mean that the house can not be delivered, in fact, it is still the responsibility of unfavorable supervision and the real estate itself, and it cannot all be attributed to the pre-sale system, the pre-sale funds should all supervise the progress of the third-party account, if it is to be used in accordance with the entire regulations, and it is not misappropriated, then it is difficult to exist such as unfinished buildings.

In the case of quality problems and other problems in the house, there is no way to guarantee the benefits in time.

The pre-sale system can give real estate developers time to draw up contracts, but many people are reluctant to buy because they are afraid that the house they buy will be unfinished.

The pain point of pre-sale of off-plan housing is that there are many uncertain factors, which make the delivery of real estate also affected by many uncertainties. The operating conditions of the developer's company, the fluctuation of building materials, and the construction quality level of the construction company can affect the construction progress of the expired house.

In my opinion, the pre-sale system is disadvantageous for home buyers. The reason why experts say that the abolition of the pre-sale system is not good for home buyers is because experts consider the supply of houses. From the perspective of the supply of houses, if the pre-sale system is abolished, then some developers will develop commercial housing due to lack of funds, so the entire house construction process will be much longer than before, and even within a few years can not be officially delivered.

Because many developers now get the money in advance through the pre-sale system in the process of building houses, and then start building houses. If the pre-sale system is abolished, then these developers will have to prepare enough money to build their own houses, so that they can complete the houses smoothly. Therefore, from the perspective of the supply of houses, the abolition of the pre-sale system will make the commercial housing on the market become less, and the ** may also increase accordingly.

But on the whole, I personally think that the pre-sale system is actually disadvantageous for home buyers. Because you will find that most of the problems of buying unfinished buildings are these pre-sale houses, and the pre-sale system is actually more unfriendly to consumers. Before the house is officially built, the consumer has already signed the house contract, paid the down payment, and signed a mortgage loan with the bank.

This shows that although the consumer has not officially moved into the house, he has already paid for the house, and in this process, the consumer lacks a strong guarantee. <>

As a result, there will be consumers who pay their monthly payments on time, but the developer runs away with the money, resulting in the house becoming unfinished. All the money invested by consumers has been wasted, and rights protection has become a difficulty. Therefore, from the perspective of consumers' personal interests, I personally think that the pre-sale system is actually very unfriendly to home buyers.

Because the consumer pays the money without any guarantees.

The pre-sale system is not good for home buyers. The spot system can reduce the risk of unfinished houses.

The system of pre-sale of commercial housing and sales based on floor area has its historical background, but it is undeniable that it generally violates the rules of market transactions and is obviously unfair to buyers. It is proposed to cancel the pre-sale system of commercial housing. However, experts said that if the pre-sale system is canceled, the financial pressure on real estate companies will be greater, and the housing prices will be further improved, which is more unfavorable to buyers.

Hello, in fact, the cancellation of pre-sales does not take advantage of buyers. After the cancellation of the pre-purchase, the developer needs a large amount of funds for the development of the real estate, and the corresponding housing cost will increase, so the buyer needs to face the price of the house again.

The real estate industry needs to digest the existing bubble as soon as possible, especially for those small and medium-sized cities, many of which are indeed too high.

When we develop the real estate industry, some people will look at the real estate industry as a reservoir. In fact, the real estate industry is not a so-called reservoir at all, and even the real estate industry itself belongs to the faucet. But when housing prices in many places are speculated to the point that the housing income ratio is more than 20 times, the housing prices in this place are not healthy, and many ordinary people cannot afford to buy local houses.

Regardless of whether the pre-sale system is abolished or not, if housing prices remain too high, the problems of the real estate industry will not be solved. <>

What's going on here?

When talking about the real estate industry, Ren Zeping, an economist, said that he does not support the abolition of the pre-sale system, because he believes that the abolition of the pre-sale system is more detrimental to ordinary home buyers. This statement is completely absurd, and many people really seriously doubt Ren Zeping's motives for talking. For us ordinary home buyers, the reason why many people encounter the so-called unfinished buildings is mainly because of the existence of the pre-sale system in the real estate industry, which is actually only Hong Kong and our country will use the so-called pre-sale system to buy a house, so this method itself is unreasonable.

The real estate industry as a whole needs to digest the bubble that is already in place.

If it wants to effectively restore the real estate industry, the first thing the real estate industry needs to solve is the problem of high housing prices, and at the same time, it needs to further digest the existing real estate bubbles. In many cities, the housing area is actually very large, in this case, we need to ensure the quality of housing on the one hand, and at the same time need to effectively control the housing prices in various areas. In this way, we can really make the real estate industry healthy.

From my personal point of view, economists like Ren Zeping have bad intentions in themselves, and there is no need for us ordinary people to pay attention to the statements of people like Ren Zeping, because the purpose of these people is only to protect their vested interests.