Is it true that if the real estate market cancels the pre sale of houses, more than 75 real estate c

If the real estate market cancels the pre-sale of houses, more than 75% of the real estate companies will go bankrupt, which is fake, it can only be said that the cancellation of pre-sold houses will have more financial pressure and greater risks for real estate companies.

It will be very difficult for real estate development companies to withdraw funds, and the financial cost will increase. But in the end, it developed in a set direction, that is, the wool came out of the sheep. Don't treat real estate companies as the root of all evil, the beast of the flood, and the recent collapse of real estate companies abounds.

Win-win cooperation between real estate and society is the way out, not a zero-sum game!

Canceling a pre-sale is not the same thing as going bankrupt with a developer, and you're asking a layman's question. If you have financed a developer or know the president of a branch or a local real estate exchange center, you won't ask such a question. Let's first find out how the developer gets the money back.

The trading center you know is just a place to transfer ownership, apply for real estate deeds, and pay taxes?

No, because real estate is always the most popular industry, everyone needs a house to live in, so there is never too many houses.

According to the business level of these losers, even if 150% of the pre-sale payment is received, 75% of the real estate companies will still go bankrupt.

It's true, because many real estate companies get money through pre-sales and then open the market.

It's safe to buy a house. Banks have money to figure it out.

It was just right to go out of business, and now the houses are full.

I don't agree, I think we must cancel the pre-sale system, so as to avoid the raging situation of today's owners against the banks.

Because after the phenomenon of loan suspension, many people first think of financial risks, which is of course right. However, from the perspective of home buyers, the suspension of loans is not the real cause of financial risks, and the suspension of real estate construction is the biggest inducement. In fact, the reason why some property owners choose to publicly suspend their mortgages is not because they are rotten, but because they hope to promote more attention to the problem of the suspension and unfinished construction of the house they have purchased, and finally contribute to the solution of the problem.

**Guangming.com commented that in the previous "bailout" narrative, we heard more of the voices of regulators, developers, and banks, but this time, the voices of the owners were heard by more people.

On the one hand, this shows that the pressure of the current property market has been truly transmitted to a considerable number of owners; On the other hand, it is also reminding developers, banks and local governments in a realistic way that they should not underestimate the ability of owners in the real estate industry to play games and defend their rights. Of course, the owners forced the resumption of work of the suspended real estate by suspending the loan, indicating that they are still eager to get back their own houses, and still believe in the disposal ability of the developer and the **, which actually shows that the most basic trust and confidence are still there. As long as this trust and confidence are nurtured with practical actions, the results will not be too bad.

Southern Weekly commented that to solve the problem, a thunderous means is to cancel the pre-sale of off-plan properties, and only sell existing houses after completion. Or continue to reform the pre-sale, for example, instead of paying the full amount of the house to the developer at its disposal, but pay a certain percentage first, and then pay part when the house is delivered, or you can gradually pay the purchase price according to the progress of the project, and pay it off when it is delivered: if you pay the final payment when the house is delivered, whether you pay it yourself or use a bank loan, the bank loan contract takes effect at this time, and the owner repays the loan at this time, which can avoid the turbulent situation of today's owners against the bank.

Dong Fan, director of the Real Estate Research Center of Beijing Normal University, believes that many people on the Internet are calling for the cancellation of the pre-sale system because they do not see the positive significance behind the pre-sale system, which can greatly improve the capital turnover of real estate enterprises, build more houses, and solve the current imbalance between real estate supply and demand. At the same time, it can also reduce unfinished buildings, and also allow people to gain asset appreciation in the process of housing prices.

He even said that the pre-sale system can test the waters, and adjust the planning ...... at any time when the sales are not good

It is undeniable that the pre-sale system does have merit and has played a very important role in economic development for a long period of time; It is undeniable that it is not possible to abolish the pre-sale system immediately at this time; It is undeniable that the pre-sale system can greatly improve the capital turnover of real estate enterprises; It is undeniable that within a certain period of time, the pre-sale system can solve the problem of imbalance between real estate supply and demand to a large extent......

However, we should not exaggerate everything, especially at a certain time, when evaluating a certain model, we should not ignore it, let alone ignore the objective influence and problems, and it is not appropriate to make such an absolute conclusion.

1. The era of high inventory has long arrived.

It has been shouting for many years that the real estate is "destocked", and in today's situation, it is still advocating that the pre-sale system can build more houses and solve the problem of imbalance between supply and demand, which is more or less a bit out of place! According to the data of the National Bureau of Statistics, as of the end of April this year, the area of commercial housing for sale in the country was 100 million square meters, a year-on-year increase. Moreover, because the cities are still vigorously "selling land", the generalized inventory of commercial housing in China (referring to the sum of the number of saleable houses and the construction volume of residential land) has reached 100 million square meters, which is enough to meet the residential needs of 96 million people.

In many cities, it takes many years to digest the inventory, and some even take more than ten years!

2. Can it reduce unfinished buildings?

This is one of the most outrageous solutions I've seen about unfinished buildings, and the pre-sale system can actually reduce the generation of unfinished buildings! Isn't the pre-sale system a major root cause of unfinished buildings? When did it become an artifact to reduce the production of unfinished buildings?

If it is a current sale system, is there likely to be so many unfinished buildings? A well-known fact, it can still be turned over like this......

3. In the process of housing prices, let the people get asset appreciation?

It is true that with the price of the house, the overall assets of the owners seem to have increased, but how many people have worked for the bank for a lifetime for a house? Will the quality of life improve because of housing prices**? How many people have emptied 6 wallets because of housing prices** and become "house slaves"!

4. If the pre-sale is not sold well, adjust the plan at any time to achieve preferential allocation of resources?

Before obtaining the pre-sale permit for commercial housing, the construction land planning permit and the construction project planning permit must be obtained, and all the plans are determined between the pre-sales and cannot be changed! Don't you know this basic property development procedure? In order to come to a ridiculous conclusion, to come up with such a reason is really against the name of an expert, and it is difficult to convince the public!

As for the problems brought about by the pre-sale system over the years, false propaganda and unfinished buildings ......Not to mention, not to mention how many disputes have been caused. "Delivery is rights protection" has long been common......

Real estate experts say that the pre-sale system must not be abolished. For the pre-sale system has its positive effect, that's for sure. After the pre-sale system.

These real estate businesses will be more active, although the money from the pre-sale is not directly in the hands of the real estate developer, but he knows how much the pre-sale. If the sale is good, then of course he hopes to be able to build the house as soon as possible and hand it over to the buyer.

But the current situation, now our economy has been greatly affected, not only because of masks, but also others, such as our OEM processing. Going on, many of the gods moved to these places in Vietnam. Our labor costs have become higher, so naturally, in the case of not making money, these big enterprises will naturally leave.

This leads us to where we are. The economy is not as good as it used to be, and many people want to keep their money in their pockets. If you are so easily controlled, people will not see the built house.

Naturally, they are reluctant to pay for it. Experts only saw the positive effect of the pre-sale system in previous years, and did not combine it with the current situation. In this case, the experts said that there is no way to cancel the pre-sale system, and according to the current market, it is also adjusted.

The positive effect of the pre-sale system is not able to play a role in promoting the current economic environment, so I think it would be better to cancel the pre-sale system now.

After the pre-sale system is abolished, as long as you sell the capped house again, then naturally everyone will buy it, and there are still many rich people now. So the expert, he didn't realize this, he was stuck in this economic model of the past.

Based on the above explanation, I can be outdated for this kind of advice from experts. I don't agree with what the experts said about resolutely not abolishing the pre-sale system, and what kind of strategy to adopt in what kind of economic environment is to change with the times, and we can't stick to the previous ideas and practices, which will make the economy stagnant and the house cannot be sold, so I think what the experts say is a summary of past experience and cannot represent the future. Or it doesn't represent the current market situation, so I don't agree, experts say that the week cannot be canceled.

Commercial housing pre-sale, that is, off-plan sales, before the house is built, even before it is built, it is sold to the buyer first, so that the developer can obtain the sales funds, and the buyer needs to wait for a period of time, generally a few years later, before he can really see and get his house.

Of course, this is an unfair sales system, the developer itself, as a strong party, does not have to take any risks, first return investment and profits, and then whether the completed real estate and the quality of the house can only depend on the conscience of the developer. As the weaker party, the buyer needs to bear all the risks after paying the money, and there is almost nothing to be done if the property is unfinished or the house is broken.

The current supervision and punishment mechanism has basically no deterrent effect on the developer, and the developer has already transferred the funds, and there is not a dime in the company's account. The developer is registered as ****, which means that the company is only liable for compensation with its assets, and has no joint and several relationship with the company's owner. In theory, almost all developers are leather bag companies, and their property is limited to office items such as tables, chairs, benches, etc., and even the offices are rented.

Even if the court orders the developer to compensate the buyer, it will not find any valuable property from the developer to compensate.

Is the company's property not enough to compensate? It doesn't matter, Lao Tzu declared bankruptcy, shook his hands and left, and in a few days changed places and legal persons to register a few more. Even if the boss of the developer has billions of personal assets, he does not have to bear any liability for compensation, and no matter how big the company's commercial compensation problem is, it has no legal relationship with him.

From the perspective of law and results, it is actually on the side of capital.

However, buyers who take risks and pay in advance are subject to unlimited liability, and must continue to repay the loan to the bank unconditionally, regardless of whether the property is unfinished or not, and whether the buyer can finally get the completed house. Otherwise, it will affect the lifelong credit of home buyers, and they will not be able to obtain bank loans, restrict consumption and travel in the future.

So in the end, the ridiculous ending is that the developer boss who owes the bank trillions has nothing to do and continues to enjoy the life of a rich man, but the buyer who has been cheated out of money is blacklisted and cannot move an inch.

It's an unfair game, set up for you to come in. But the rules are laid down in the form of law, and ordinary home buyers have no choice.

Because the pre-sale of commercial housing can speed up the real estate making speed by several times, and at the same time can completely transfer the risk to the vulnerable group of home buyers, it is basically impossible for this system to be abolished.

Real estate will "change", and the "pre-sale" of buying a house will be completely canceled. This is the official response, and the "pre-sale" will be completely canceled in the future. However, it will take a process, it will take time, and I believe that in the future, it will be realized.

I think it's good news for those who just need to buy off-plan. We need to pay for it first and get the house in three years. This is expected to ease the economic pressure, which is acceptable.

However, many real estate projects are unfinished, and it is expected that they will not be able to hand over the house, which will bring too many losses to our buyers, after all, a house is worth millions. A house is the work of three generations, so buying a house needs to be cautious.

Looking back on the history of real estate, we all know that the house has risen from one or two thousand yuan per square meter to more than 100,000 square meters now. In this process, more of us are feeling a lot of pressure to pay off the mortgage, and the children's schooling, marriage, etc., all of which are based on the house. I saw such a news on the Internet, Xi'an has been unfinished for 11 years, and the owner lives in the unfinished building, and there is no water and electricity.

It looks sad, and many owners say that they live in at least one house. In the face of such a pre-sale of real estate, it brings us pain, happy to buy a house, but we have not received the house for a long time.

Faced with such a situation, the owners collectively cut off the payment, which brought trouble to the bank. The most aggrieved thing is that the owner bought a house and couldn't get a house. This is the reason for the cancellation of "pre-sale" in the future, and it is also one of the factors that change the sky in real estate.

If the house is not finished, we owners and developers live in peace, but the developers let us down, and we owners have to defend our own rights.

This is also the mode of buying a house that I am most looking forward to, and in the future, I hope to control housing prices so that more people who just need to buy cheap houses. I hope that everyone will no longer worry about paying off the mortgage, and let us live a simple and happy life.