The pre sale system has advantages and disadvantages , do you think the pre sale system should

In my opinion, the pre-sale system should be abolished. In the original market trading process, there is a popular saying, which is to pay with one hand and deliver with the other. From this old saying, it can be seen that the first requirement of consumers in the process of purchasing goods is the spot, and then the quality of the goods and other factors will be considered.

Why do consumers have to ask for spot in the process of shopping? Because only the goods that are actually earned in the hands feel that they belong to themselves. <>

If the money is paid, but the goods are in the hands of someone else, then the rights and interests of consumers will not be guaranteed. Even if the goods cannot be obtained and the money cannot be recovered, they can protect their rights and interests through legal means. However, in the process of safeguarding rights and interests, the consumption of time and energy is also relatively large.

As a result, most consumers want to eliminate this problem in the first place. It is precisely because consumers hope that their rights can be effectively guaranteed in the process of shopping, so it is required that the purchased goods must be in stock to meet the requirements of hand-to-hand payment and hand-delivery. <>

The emergence of the pre-sale system has undoubtedly destroyed the consumption principle of handing over money and delivering goods to a certain extent, and has become that consumers pay money first and goods are delivered later. In the process of waiting, consumers' personal expectations are being consumed infinitely. If the merchant is unable to deliver the goods on time, the money may be returned to the consumer and then subsidized, but some merchants may directly roll away the consumer's money, and the consumer needs to spend a lot of energy to recover the money that belongs to them.

Therefore, from the consumer's point of view, the existence of the pre-sale system is undoubtedly a deprivation of their rights and interests. Only when we actually get the goods and then hand over the price of the goods, can we ensure our rights and interests to the greatest extent. And through the pre-sale method is undoubtedly throwing away some of their rights, so I personally think that the system of pre-sale should be abolished.

Should the pre-sale system be abolishedFrom the current regulatory environment, the pre-sale system should be abolished. Because of the pre-sale system, it appeared in order to better build the community, but now this pre-collection system exists, which has affected everyone's normal rights and interests to buy houses, and even a lot of outrageous things, such as the community has been unfinished, but everyone has to repay the loan on time. <>

The pre-sale system has its reasonableness, but this reasonableness should be established when the community can be effectively supervised in the process of construction, and ensure that the community can complete the construction plan on time and in quantity, and there will be no problems with cash flow. To have a sound regulatory system, but after so many years, have you seen a sound regulatory system, the capital flow of real estate enterprises has always been a big problem, because many real estate enterprises have an asset-liability ratio of more than 100%, which means that it has assets of 10 billion, and it has more than 10 billion liabilities. If his cash flow is cut off, and if something goes wrong, the community will definitely be ruined, because he has no money, and although he has assets, he can't cash them out.

Without a sound regulatory system, in order to build this community, can real estate enterprises borrow money from the bank to be earmarked, can the construction progress of the community be announced to the owner in a timely manner, and can the construction quality be effectively guaranteed? These are all problems, and these problems have not been solved for decades since the implementation of the pre-sale system, which proves that it cannot solve this problem at all, or that it cannot be solved at all with the existing regulatory power. Since it can't be solved, what is the point of the existence of this pre-sale system?

Now there are some places that have begun to implement the sale of existing houses, that is, real estate developers should not engage in any pre-sale system, the houses in this community have been built, there is no problem, the owner can be renovated and moved in at any time after buying, then you can sell this house, and truly pay the money with one hand and hand over the house, and the owner has no risk. This should be achieved in the present. Because according to the previous pre-sale system, the real estate developer has no way to guarantee that the house will be handed over to everyone, and there will be an unfinished situation, he will not be two cases together this year.

I think it must be canceled, because the mortgage suspension is getting bigger and bigger, and the pre-sale system will cause many real estate developers to run away without finishing the building.

Personally, I think that the "pre-sale system" should be canceled, and there have been repeated news that real estate companies have made money through the "pre-sale system" and run away, and the cancellation of the "pre-sale system" can ensure that the people can buy their favorite real estate, and no longer have to worry about buying unfinished buildings.

I don't agree, I think we must cancel the pre-sale system, so as to avoid the raging situation of today's owners against the banks.

Because after the phenomenon of loan suspension, many people first think of financial risks, which is of course right. However, from the perspective of home buyers, the suspension of loans is not the real cause of financial risks, and the suspension of real estate construction is the biggest inducement. In fact, the reason why some property owners choose to publicly suspend their mortgages is not because they are rotten, but because they hope to promote more attention to the problem of the suspension and unfinished construction of the house they have purchased, and finally contribute to the solution of the problem.

**Guangming.com commented that in the previous "bailout" narrative, we heard more of the voices of regulators, developers, and banks, but this time, the voices of the owners were heard by more people.

On the one hand, this shows that the pressure of the current property market has been truly transmitted to a considerable number of owners; On the other hand, it is also reminding developers, banks and local governments in a realistic way that they should not underestimate the ability of owners in the real estate industry to play games and defend their rights. Of course, the owners forced the resumption of work of the suspended real estate by suspending the loan, indicating that they are still eager to get back their own houses, and still believe in the disposal ability of the developer and the **, which actually shows that the most basic trust and confidence are still there. As long as this trust and confidence are nurtured with practical actions, the results will not be too bad.

Southern Weekly commented that to solve the problem, a thunderous means is to cancel the pre-sale of off-plan properties, and only sell existing houses after completion. Or continue to reform the pre-sale, for example, instead of paying the full amount of the house to the developer at its disposal, but pay a certain percentage first, and then pay part when the house is delivered, or you can gradually pay the purchase price according to the progress of the project, and pay it off when it is delivered: if you pay the final payment when the house is delivered, whether you pay it yourself or use a bank loan, the bank loan contract takes effect at this time, and the owner repays the loan at this time, which can avoid the turbulent situation of today's owners against the bank.

Dong Fan, director of the Real Estate Research Center of Beijing Normal University, believes that many people on the Internet are calling for the cancellation of the pre-sale system because they do not see the positive significance behind the pre-sale system, which can greatly improve the capital turnover of real estate enterprises, build more houses, and solve the current imbalance between real estate supply and demand. At the same time, it can also reduce unfinished buildings, and also allow people to gain asset appreciation in the process of housing prices.

He even said that the pre-sale system can test the waters, and adjust the planning ...... at any time when the sales are not good

It is undeniable that the pre-sale system does have merit and has played a very important role in economic development for a long period of time; It is undeniable that it is not possible to abolish the pre-sale system immediately at this time; It is undeniable that the pre-sale system can greatly improve the capital turnover of real estate enterprises; It is undeniable that within a certain period of time, the pre-sale system can solve the problem of imbalance between real estate supply and demand to a large extent......

However, we should not exaggerate everything, especially at a certain time, when evaluating a certain model, we should not ignore it, let alone ignore the objective influence and problems, and it is not appropriate to make such an absolute conclusion.

1. The era of high inventory has long arrived.

It has been shouting for many years that the real estate is "destocked", and in today's situation, it is still advocating that the pre-sale system can build more houses and solve the problem of imbalance between supply and demand, which is more or less a bit out of place! According to the data of the National Bureau of Statistics, as of the end of April this year, the area of commercial housing for sale in the country was 100 million square meters, a year-on-year increase. Moreover, because the cities are still vigorously "selling land", the generalized inventory of commercial housing in China (referring to the sum of the number of saleable houses and the construction volume of residential land) has reached 100 million square meters, which is enough to meet the residential needs of 96 million people.

In many cities, it takes many years to digest the inventory, and some even take more than ten years!

2. Can it reduce unfinished buildings?

This is one of the most outrageous solutions I've seen about unfinished buildings, and the pre-sale system can actually reduce the generation of unfinished buildings! Isn't the pre-sale system a major root cause of unfinished buildings? When did it become an artifact to reduce the production of unfinished buildings?

If it is a current sale system, is there likely to be so many unfinished buildings? A well-known fact, it can still be turned over like this......

3. In the process of housing prices, let the people get asset appreciation?

It is true that with the price of the house, the overall assets of the owners seem to have increased, but how many people have worked for the bank for a lifetime for a house? Will the quality of life improve because of housing prices**? How many people have emptied 6 wallets because of housing prices** and become "house slaves"!

4. If the pre-sale is not sold well, adjust the plan at any time to achieve preferential allocation of resources?

Before obtaining the pre-sale permit for commercial housing, the construction land planning permit and the construction project planning permit must be obtained, and all the plans are determined between the pre-sales and cannot be changed! Don't you know this basic property development procedure? In order to come to a ridiculous conclusion, to come up with such a reason is really against the name of an expert, and it is difficult to convince the public!

As for the problems brought about by the pre-sale system over the years, false propaganda and unfinished buildings ......Not to mention, not to mention how many disputes have been caused. "Delivery is rights protection" has long been common......

Real estate experts say that the pre-sale system must not be abolished. For the pre-sale system has its positive effect, that's for sure. After the pre-sale system.

These real estate businesses will be more active, although the money from the pre-sale is not directly in the hands of the real estate developer, but he knows how much the pre-sale. If the sale is good, then of course he hopes to be able to build the house as soon as possible and hand it over to the buyer.

But the current situation, now our economy has been greatly affected, not only because of masks, but also others, such as our OEM processing. Going on, many of the gods moved to these places in Vietnam. Our labor costs have become higher, so naturally, in the case of not making money, these big enterprises will naturally leave.

This leads us to where we are. The economy is not as good as it used to be, and many people want to keep their money in their pockets. If you are so easily controlled, people will not see the built house.

Naturally, they are reluctant to pay for it. Experts only saw the positive effect of the pre-sale system in previous years, and did not combine it with the current situation. In this case, the experts said that there is no way to cancel the pre-sale system, and according to the current market, it is also adjusted.

The positive effect of the pre-sale system is not able to play a role in promoting the current economic environment, so I think it would be better to cancel the pre-sale system now.

After the pre-sale system is abolished, as long as you sell the capped house again, then naturally everyone will buy it, and there are still many rich people now. So the expert, he didn't realize this, he was stuck in this economic model of the past.

Based on the above explanation, I can be outdated for this kind of advice from experts. I don't agree with what the experts said about resolutely not abolishing the pre-sale system, and what kind of strategy to adopt in what kind of economic environment is to change with the times, and we can't stick to the previous ideas and practices, which will make the economy stagnant and the house cannot be sold, so I think what the experts say is a summary of past experience and cannot represent the future. Or it doesn't represent the current market situation, so I don't agree, experts say that the week cannot be canceled.

Commercial housing pre-sale, that is, off-plan sales, before the house is built, even before it is built, it is sold to the buyer first, so that the developer can obtain the sales funds, and the buyer needs to wait for a period of time, generally a few years later, before he can really see and get his house.

Of course, this is an unfair sales system, the developer itself, as a strong party, does not have to take any risks, first return investment and profits, and then whether the completed real estate and the quality of the house can only depend on the conscience of the developer. As the weaker party, the buyer needs to bear all the risks after paying the money, and there is almost nothing to be done if the property is unfinished or the house is broken.

The current supervision and punishment mechanism has basically no deterrent effect on the developer, and the developer has already transferred the funds, and there is not a dime in the company's account. The developer is registered as ****, which means that the company is only liable for compensation with its assets, and has no joint and several relationship with the company's owner. In theory, almost all developers are leather bag companies, and their property is limited to office items such as tables, chairs, benches, etc., and even the offices are rented.

Even if the court orders the developer to compensate the buyer, it will not find any valuable property from the developer to compensate.

Is the company's property not enough to compensate? It doesn't matter, Lao Tzu declared bankruptcy, shook his hands and left, and in a few days changed places and legal persons to register a few more. Even if the boss of the developer has billions of personal assets, he does not have to bear any liability for compensation, and no matter how big the company's commercial compensation problem is, it has no legal relationship with him.

From the perspective of law and results, it is actually on the side of capital.

However, buyers who take risks and pay in advance are subject to unlimited liability, and must continue to repay the loan to the bank unconditionally, regardless of whether the property is unfinished or not, and whether the buyer can finally get the completed house. Otherwise, it will affect the lifelong credit of home buyers, and they will not be able to obtain bank loans, restrict consumption and travel in the future.

So in the end, the ridiculous ending is that the developer boss who owes the bank trillions has nothing to do and continues to enjoy the life of a rich man, but the buyer who has been cheated out of money is blacklisted and cannot move an inch.

It's an unfair game, set up for you to come in. But the rules are laid down in the form of law, and ordinary home buyers have no choice.

Because the pre-sale of commercial housing can speed up the real estate making speed by several times, and at the same time can completely transfer the risk to the vulnerable group of home buyers, it is basically impossible for this system to be abolished.