Experts say that the pre sale system cannot be abolished, what is the reason?

In an interview, experts said that the pre-sale system of the house cannot be canceled, and the main reasons are as follows:

The abolition of the pre-sale system of the house may increase the ** of the house in an all-round way. In the traditional pre-sale model, the developer can use less money to build the house and deliver it to the buyer, the bank can extract interest from it, the buyer can reduce his own economic pressure, and the developer can also reduce the investment cost of the company's operation, if the pre-sale system of the house is canceled, when the developer completes the house, it requires a considerable amount of capital investment, and some medium-sized developers or small developers basically do not have the ability to build a house, so the output of the house will be reduced, When the production of the house decreases, the number of people who buy houses increases, and the ** of the house will naturally **. Some relevant departments believe that after the cancellation of the pre-sale system of the house, the ** of the house will be at least 2 3 times or even more than the original.

Canceling the pre-sale system of the house is too risky for the developer. Some people think that the risk of buying a house cannot be borne by a single individual, and should be borne by the bank, the developer and the buyer, and from the developer's point of view, if the pre-sale system of the house is canceled, the developer needs to come up with more funds to build the house, and when the house is built, because the house is too high, no one will buy the house, and the developer has no extra funds to build more houses, or there is no return of funds, which is likely to lead to an economic crisis for the developer. When a large number of domestic developers have an economic crisis, the overall economic trend of domestic housing will gradually decline, which will also affect China's economic development.

Abolishing the pre-sale system may also reduce people's desire to buy a house. When developers build houses, they must first decide according to the local people's desire to buy a house, the pre-sale house price will be more favorable, and people's desire to buy a house will be stronger, and after the relaxation of the purchase restriction policy, people's down payment ratio is reduced to 20%, with more capital investment, developers are willing to build houses.

Professor Dong said that if the pre-sale system is canceled now, the production and construction capacity of developers will drop by two-thirds rapidly, and when the number of houses can only be built at one-third of the normal level, the relationship between supply and demand in the market and ** in the long run, it will definitely be bad. In addition, the pre-sale system will arise because in the case of pre-sale, it is possible to test whether the project can meet the needs of consumers and whether it will be welcomed before starting construction.

Hello, the abolition of the pre-sale system will hinder social development. Canceling the pre-sale will only make the price** unaffordable for consumers. It can also lead to financial difficulties for developers, and finally create a situation where several companies dominate, and the market without competition is imperfect.

Because if it is canceled, there is no way to do real estate delivery, because there is no financial support for this part.

The pre-sale system formulated in 1994 has been nearly 30 years now, and has achieved certain expected results, but there are big problems, unfinished buildings appear everywhere, causing great losses to buyers, and many buyers have worked hard to earn their hard-earned money to hand over to the real estate developer, but they can't get the house. In order to protect their rights, buyers look for the best and find relevant departments, but they cannot be solved, resulting in a variety of rights protection methods, and also causing social disorder and instability. In the past two or three years, the state has introduced very good policies on the supply and demand side, such as shantytown housing, economic and practical housing, low-rent housing, etc., and the relationship between supply and demand has been greatly improved.

Therefore, the time is ripe to cancel the pre-sale system. It is hoped that the pre-sale system will be cancelled in a timely manner and a fair and risk-free market environment will be given to buyers.

Personally, I don't agree with this logic, because I think that the abolition of the pre-sale system can help owners protect their rights and protect their basic rights and interests.

For those owners who forcibly apply for loan suspension because of unfinished buildings, because these owners basically buy off-plan houses, and some off-plan houses cannot be completed normally, so the owners will apply for forced loan suspension. When developing a real estate, not all developers will make reasonable use of the funds in the escrow account, which is also the disadvantage of the pre-sale system. If we can completely abolish the pre-sale system, I believe that such things will become less and less common, and owners will not need to worry about whether their houses will become unfinished at all.

Some experts said that the pre-sale system must not be abolished.

When the call for the cancellation of the pre-sale system is getting louder and louder, the China Banking and Insurance Regulatory Commission has said that the cancellation of the pre-sale system will become the mainstream direction in the future. In this case, an expert from Beijing Normal University said that the pre-sale system must not be abolished, because he believes that many people do not see the positive significance of the pre-sale system, which can further promote the overall development of the real estate industry. <>

Personally, I don't agree with this logic.

In my personal opinion, the pre-sale sales method can indeed allow real estate developers to obtain greater financial leverage, and can also allow the real estate industry to develop at a faster pace. But to a certain extent, the development speed of our domestic real estate industry has actually been very fast, I personally think that we need to cool down the real estate industry as much as possible, rather than through the pre-sale system to let real estate developers take the initiative to increase capital leverage, such behavior will also lead to a lot of real estate become unfinished buildings, so I personally support the full cancellation of the pre-sale system, we do not need to see the role of the pre-sale system so obvious. <>

Finally, the abolition of the pre-sale system has basically become an inevitable trend. For owners who buy a house in the future, almost all owners can buy an existing house, and the owner does not need to worry about his house becoming an unfinished building.

In fact, some of the logic behind it is that I still agree with it, because if some pre-sale systems are canceled, there are still certain difficulties in the return of funds.

I don't agree with this opinion of the experts, because I think the pre-sale is very unreasonable and a waste of time.

I don't agree that the pre-sale of small costs is still acceptable, but for example, unfinished buildings are invested in the early stage, and the losses in the later stage are too large.

The cancellation of the pre-sale is a real guarantee that the buyer can get his or her own home, and at the same time, it can also supervise the construction behavior of the real estate developer.

For us ordinary home buyers, because of our own limited level of legal knowledge, many people do not know how to protect their basic rights and interests. When buying a house, if the bank and the developer can use the funds in the escrow account without authorization, there is no way to ensure that the construction of the property can be completed normally. In this situation, it is no wonder that more and more people are calling for the abolition of the pre-sale system, which is also a sales method that harms the basic rights and interests of home buyers.

Experts who advise not to abolish the pre-sale system are themselves ill-intentioned.

You can try to understand that for some real estate experts and economists, because their position itself is not on different people, they exist to protect real estate developers and other vested interests, so they will suggest that the pre-sale system cannot be abolished. For these experts, they simply do not think about the sale of the pre-sale system from the perspective of home buyers. <>

The abolition of the pre-sale system can protect the basic rights and interests of home buyers.

If the pre-sale system can be abolished, when buyers buy a house, buyers do not need to worry about their houses becoming unfinished buildings at all, because buyers can fully see the houses they will live in. At the same time, buyers can also monitor the construction quality of their homes in real time, and when they are not satisfied with the construction quality of their houses, buyers can choose to choose other properties. For home buyers, no home buyer would support the continued existence of the so-called pre-sale system.

From my personal point of view, the complete abolition of the pre-sale system is basically expected. If we want the real estate industry to develop healthily, the pre-sale sales method should be abolished as soon as possible, and in this way, we need to actively protect the basic interests of home buyers, and we also need to implement and monitor the various use of funds by real estate developers.

The first point is that the pre-sale system cannot be canceled, the main reason is that after the cancellation, then there will definitely be a lot of problems, and the second point is that the biggest advantage is that the house can be sold in advance, and there will be no backlog of houses.

Many experts feel that once such a system is abolished, it will lead to problems in the purchase of real estate, and it will also lead to greater pressure on the operation of houses. The advantage is to be able to choose a house that is more suitable for you, and you can reduce your financial pressure, be able to buy a house better, and also promote the sale of a house and promote the purchase of a house.

This is because experts believe that the pre-sale system can be linked to the vacancy rate of the house, but if it is canceled, buyers can largely avoid buying unfinished properties.

Of course, the pre-sale system needs to be abolished as soon as possible, and we cannot continue to condone the pre-sale system of commercial housing.

For us ordinary buyers, if we still buy a house through the pre-sale system, there is no way to guarantee whether the house we buy can be delivered normally. In this situation, more and more people are calling for the complete abolition of the pre-sale system, and when people buy a house, they just want to be able to buy a real existing house. For some experts, because the pre-sale system itself protects the interests of these experts, they will say that the cancellation of the pre-sale system is not conducive to home buyers.

What's going on with this statement?

This is the view of some real estate experts on the complete abolition of the pre-sale system, although almost all home buyers support the complete abolition of the pre-sale system, but some real estate experts say that the complete cancellation of the pre-sale system is not conducive to home buyers, because this method may lead to further housing prices. After this remark came out, many netizens said that the expert's advice was just a joke, and some even thought that the expert should not talk nonsense if he didn't understand. <>

Of course, the pre-sale system needs to be eliminated as soon as possible.

For those experts, before we talked about the abolition of the pre-sale system, many experts used to advise everyone to empty their own wallets to buy a house. However, in fact, the advice of experts is just a matter of entrapment for ordinary people, if we can cancel the pre-sale system, we ordinary buyers do not need to worry about the emergence of unfinished buildings, which also means that we can really protect our basic rights and interests in the process of buying a house. <>

Finally, I personally strongly support the complete abolition of the pre-sale system, because this sales method is indeed not conducive to ordinary home buyers, and may even lead to ordinary home buyers buying so-called unfinished properties. And for those experts who oppose the abolition of the pre-sale system, I personally suggest that these experts have more professional ethics and better do less shoddy things that open their eyes and tell nonsense.

I think it should be canceled, so we need so much money to buy a house, so why not use this money to buy an existing house, so that it can also reduce the wind of buying unfinished buildings.

The pre-sale house should actually be canceled, because he doesn't know if the house is unfinished or the boss runs away and doesn't know whether it is built, so don't pay in advance.

Experts say that the abolition of the pre-sale system is more detrimental to the pre-sale system for home buyers and should not be abolished.

With the frequent occurrence of unfinished buildings, owners around the country began to spontaneously resist the repayment of loans, and the public on the Internet also expressed dissatisfaction with the pre-sale system of commercial housing, and most people believe that the main reason for the frequent occurrence of unfinished buildings is because of the pre-sale system of commercial housing. For the view that this is quite recognized on the Internet, some experts do not agree, in their opinion, the pre-sale system can not be canceled but can only be improved, this system has a very positive significance for the real estate industry, for this point of view I personally agree with it. <>

First of all, the pre-sale system obviously affects the completion of houses. As we all know, developers are basically through the pre-sale system to obtain funds plus loans to operate the project, if the pre-sale system is canceled then they will lose part of the money**, then real estate developers are bound to increase loans or invest a lot of money on their own, today's real estate industry is sluggish, if you want to pay out of your own pocket to run the project, I believe that not many real estate developers have the courage to do so, it is obvious that this greatly affects the progress of the construction of commercial housing around the country. <>

Secondly, the abolition of the pre-sale system will also further increase housing prices. It is a very popular reason that the sale of existing houses must be higher than the pre-sale, after all, the developers of existing houses have to bear greater economic pressure, and they are bound to transfer this pressure to consumers, and the sales of existing houses are more attractive to buyers, and countless people are flocking to it will inevitably promote the price of housing to a certain extent. <>

In general, I agree with this expert's statement, the pre-sale system can not be canceled, but the relevant institutions must improve the corresponding laws and regulations, can not let the buyer bear the consequences of the unfinished building, many people spend their lives just to be able to have a house of their own, if the house is unfinished and the buyer has to bear all the loans, it is obviously unreasonable, I hope this problem can be properly solved.