The interest on the salary pot of China CITIC Bank will arrive in a few days

The salary pot is the currency**, and the interest will be calculated on the second working day when subscribing, and the interest will be credited to the account every day on the third working day.

You can check it on the online bank, and it will indeed arrive the next day, but the ATM should not be able to check the balance of the payroll.

There are two situations for the transfer out of the CITIC Bank salary cooker, one is that the system automatically transfers out and redeems, and the other is that the user initiates a redemption application for currency**.

Automatic transfer-out: When the user withdraws cash through the counter, ATM withdrawal, ATM transfer, online bank transfer and POS payment transaction and other fund instructions, if the current account balance of the user's account is insufficient, the system will automatically initiate a ** fast cash transaction application, so as to quickly realize the funds to the user's bank card account.

Active transfer-out: Users need to go to the payroll page, and then take the initiative to initiate a quick cash-out application, so that the funds can be redeemed into the debit card accountIn addition, you can also apply for a normal redemption, in the case of ordinary redemption, the funds will not arrive until the next trading day.

The China CITIC Bank Salary Cooker is a currency** product launched by China CITIC Bank, jointly issued by China CITIC Bank in conjunction with Harvest** and Prudential**. The payroll cooker can be set a minimum amount after the customer applies for the bank card of China CITIC Bank, and the amount beyond the set part will be automatically converted into the payroll cashpot currency**, which can be directly withdrawn through the ATM to make payments, swipe the card for consumption, transfer money, etc.

However, it should be noted that since China CITIC Bank has a minimum purchase threshold of 1,000 yuan, the minimum amount set cannot be less than 1,000 yuan. In addition, the maximum daily redemption limit for a single account of China CITIC Bank's payroll pot is 500,000 yuan.

1. Purchase threshold.

The purchase threshold of Harvest Salary Treasure and Prudential Salary Treasure docked by China CITIC Bank Salary Cooker is both RMB, which is very friendly to small investors.

2. Withdrawal limit.

The redemption of these two CITIC Bank wealth management products cannot exceed 500,000 in a single day.

3. Monetization speed.

The Harvest Salary Treasure and Prudential Salary Treasure docked by China CITIC Bank Salary Cooker can be realized in real time 24 hours a day.

4. Income. Harvest Salary's current income of 10,000 shares is, and the seven-day annualized income is;The income of Xincheng salary treasure is 10,000 shares, and the annualized income of 7 days is. In comparison, the CITIC Bank salary cooker is slightly higher.

5. Scale. The current scale of Harvest Salary is 100 million yuan, and the salary of China CITIC Bank is 100 million yuan.

2. Summary. Based on the above five aspects, if you look at it from the perspective of income, Xincheng Salary Jinbao ** is better than Harvest Salary Jinbao; In terms of scale, Harvest is even bigger. In fact, there is not much difference between the two versions of the CITIC Bank salary cooker, so you can consider it according to your actual situation when buying.

The CITIC Bank Salary Cooker is a currency similar to Yue Bao** with high liquidity and flexible returns for customers. The biggest feature of CITIC Bank Payroll is that its subscription and redemption adopt a "fully automatic" mode, after customers apply for a CITIC bank card, they can set a minimum amount, and the excess part will be automatically converted into currency**, when customers need to use funds, there is no need to issue redemption instructions, and they can withdraw money directly through ATMs or directly swipe the card for consumption. Buying tips for a salary cooker at CITIC Bank.

1. Skillfully set up a retained balance - enough is enough, and it is useless to keep more.

The minimum amount of bank card retention guarantee is 1,000 yuan, and the salary cooker can meet the daily needs of ATM withdrawal, POS consumption, transfer, automatic association to repay credit card, housing loan, car and car loan, etc., and the excessively high minimum guarantee amount will reduce the investment efficiency of your account funds.

2. Clever use of redemption methods - quick redemption with urgent money, and ordinary redemption with delayed money.

Apply for quick redemption of ** shares and know that you will not enjoy the profit and loss of the day, and apply for ordinary redemption of ** shares, you can enjoy the profit and loss of the day.

3. Skillfully change and eliminate the active transfer in - it is better to be sooner rather than later, and the profit and loss should be calculated before 15 o'clock.

The effective active transfer-in (subscription) shares initiated before 15:00 on each open day will be calculated from the next trading day.

Summary. Hello, in fact, customers only need to sign up for CITIC Bank in one go"Salary cooker"The business opening agreement sets a minimum balance of not less than 1,000 yuan for the account, without the need for customers"Initiative"Purchase, on the books"Guaranteed Balance"Demand funds will be automatically subscribed for currency** on a daily basis, with a minimum subscription amount of RMB, thereby maximizing the expected annualized return level of idle funds. When customers need to use funds, there is no need to issue redemption instructions, and the backend of China CITIC Bank will automatically realize the rapid redemption of currency** to meet customers' real-time cash withdrawal, consumption or transfer and other payment needs.

While"The cargo base can be used as cash"It's also CITIC Bank"Salary cooker"The biggest innovation of the business is even faster and more convenient than Internet financial products. This time CITIC Bank"Salary cooker"The product supports T+0 redemption, which can be realized in real time 24 hours a day, and the maximum daily redemption amount of a single account is 500,000 yuan.

Hello, my side is inquiring for you, please wait a while, I will reply to you right away Hello, in fact, customers only need to sign CITIC Bank at one time"Salary cooker"The business opening agreement sets a minimum balance of not less than 1,000 yuan for the account, without the need for customers"Initiative"Purchase, on the books"Guaranteed Balance"Demand funds will be automatically subscribed for currency** on a daily basis, with a minimum subscription amount of RMB, thereby maximizing the expected annualized return level of idle funds. When customers need to use funds, there is no need to issue redemption instructions, and the backend of China CITIC Bank will automatically realize the rapid redemption of currency** to meet customers' real-time cash withdrawal, consumption or transfer and other payment needs. While"The cargo base can be used as cash"It is also a Zhonghe credit bank"Salary cooker"The biggest innovation of the business is even faster and more convenient than Internet financial products.

This time CITIC Bank"Salary cooker"The product supports T+0 redemption, which can be realized in real time 24 hours a day, and the upper limit of the single-day redemption amount of a single account is 500,000 yuan.

You can describe any other questions you would like to ask.