Do 4S stores have zero down payment to buy a car? Is it reliable to buy a car with zero down payment

Do 4S stores have zero down payment to buy a car? 4S stores generally have a down payment of 30% and a zero down payment is not easy to do It is quite a lot on the Internet Detective buys a car with a low down payment is good.

The customers who buy cars are distributed all over the country, and basically the best friends have them, and everyone has any problems and slowly communicates here.

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Unreliable. The normal car down payment is 20 50, the general bank requires 40 50, some car dealers find some financing companies, you can do 20, or even lower.

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There are Volkswagen Lavida, Ford, GAC Trumpchi, Infiniti, etc. There are many cars with zero down payment, but there is no fixed brand of Pittampei, and there are many times when merchants or 4S stores do activities with this purchase method, and it also depends on the activities launched by local stores or brands.

Considerations for buying a car with zero down paymentMany car dealers and lenders cooperate to play zero down payment to buy a car in fact, in the implementation of the interest rate, it may be that the interest rate has been raised, although the down payment is gone, but the interest rate has increased, in fact, the messenger normal car purchase, all need to hand only at least two to three percent of the down payment, for car buyers, the pressure of repayment is very large, the monthly payment may be unbearable for ordinary office workers.

Some car companies will use the way to increase the handling fee to prevent and control the risk, often zero down payment to buy a car than the ordinary car loan method to charge a higher handling fee, there is no free lunch in the world, 4S shop does give you a bare car, but why can you still let you pick up the car with zero down payment, don't be too happy in a hurry, calculate a handling fee account You can probably understand the greasy.

The 21st century is an era of rapid development, and both the economy and people's lives have begun to operate at a high speed. Therefore, buying a car to bring convenience to their travel has become the first choice of modern people. However, a good car costs hundreds of thousands, hundreds of thousands, and luxury cars cost millions or tens of millions.

Zero down payment and one-fold car purchase services mainly exist on Internet car purchase platforms. On the homepage of an online car shopping platform, the slogan "A new revolution in car purchase, complete zero down payment" is huge and eye-catching in red. It is observed that the ** zero down payment products are all domestic cars.

However, the car cannot belong to the name of the car buyer, and the car purchase** emphasizes that the ownership of the vehicle belongs to China before the loan is settled, and the ownership of the vehicle and the license plate belongs to Shenzhou, and the vehicle can be transferred after the loan is settled. This means that when the buyer makes a large monthly payment, the car does not belong to him.

If you pay taxes on these things according to the invoice, the actual payment will be more than the money you spent when you bought it. There are two main types of cars in the market. The first is to issue more invoices.

If you buy a car for 100,000 yuan and apply for a loan of 10% of the invoice amount, I will increase the amount when issuing the invoice, so that 70% of the invoice amount is exactly 100,000 yuan for your car. It seems that no problem, we seem to be making a lot of money, but when it comes to paying purchase tax and insurance, you will find that there is more money and that is because these are paid according to the invoice amount.

If you can't even get a down payment, it is recommended not to buy a car. Isn't that a big face? In addition, there are many things to pay attention to when buying a car with a normal loan:

Although it is rare to be vigilant against the problem of secondary mortgages, it is indispensable to take precautions. Car owners are wary of their cars being mortgaged twice by dealers, resulting in loan fraud.

Don't be deceived by the low monthly payment, when auto financial institutions advertise to the outside world, they often do not directly state what the interest rate is, but talk about monthly and daily payments, so as to impress car buyers. It may not seem like much on a daily basis, but you will only know if your loan is worth it until the interest rate on the loan is calculated clearly。A processing fee will be charged by the reseller.

When buying a car, they often get a loan through a dealership, and they have to charge a processing fee, which is charged by themselves.

Fourth, the agreement should be negotiated before the mortgageIn the process of applying for a car mortgage, the buyer may encounter unsuccessful loan approval or relatively slow approval. At this point, the deposit has been paid and if you want to cancel your subscription, in some cases, the dealer refuses to refund the deposit. Therefore, the buyer and seller should negotiate beforehand.

It is very important to repay the loan on time. Be sure to pay attention to the monthly repayment time and don't think it's okay to spend more than one day. If the financial institution does not deduct the money, they will call ** to collect the loan from the car owner within 3 days, and a ** will incur a fee of 2,300 yuan, plus interest, which will unconsciously increase the cost of the loan.

So let's find out and try again.

AnswerNowadays, basically every family has a car, there are installments, full payments, etc., today I will tell you what the operation is to buy a car in installments with a down payment and 0 down payment.

One percent down payment to buy a car, more than 80% of this car purchase model are rented, very few are normal installment car purchases, to rent ** in a down payment to buy a car means that as long as you only need 10% of the guide price, you can drive the car away, after the payment is settled, you can transfer the car, such as 100,000 cars, 10,000 yuan can pick up the car, this is to rent ** in the down payment to buy a car, but in this case, the interest will be slightly higher, most of the people who choose this way to buy a car are not qualified, People who can't get a mortgage from the bank or don't have much money in their hands will choose this model; There is also a down payment to buy a car, this car purchase model is in addition to paying 10% of the price of the naked car, but also to pay insurance, purchase tax, license plate and a series of fees, this way of buying a car also has requirements for credit, although it is less than the 4S store to pay 20% of the down payment, but the requirements for qualification are not low.

There are two kinds of zero down payment to buy a car, one is not to spend a penny, and the other is to only pay insurance, purchase tax, license plate and other expenses.

Don't spend a penny, drive home with a new car, how do you operate it? For example, Ha, 100,000 car, landing 10,000, and then sell your car to give you a loan of 10,000, your car 10,000, financial interest 20,000, and 10,000 left, into the pocket of the platform that sells your car, this is the operation of driving home with a new car without spending a penny; There is also a way to pay for insurance purchase tax and the like, and then settle down in the company and take it home, to put it bluntly, this is also a kind of rent, because it is convenient, haha.

Don't spend a penny, drive home with a new car, how do you operate it? For example, Ha, 100,000 car, landing 10,000, and then sell your car to give you a loan of 10,000, your car 10,000, financial interest 20,000, and 10,000 left, into the pocket of the platform that sells your car, this is the operation of driving home with a new car without spending a penny; There is also a way to pay for insurance purchase tax and the like, and then settle down in the company and take it home, to put it bluntly, this is also a kind of rent, because it is convenient, haha.

Zero down payment car purchase is a new car purchase model launched by car manufacturers or zero down payment car purchase companies, zero down payment car purchase is different from the traditional car purchase model, zero down payment car purchase car gets rid of the traditional car purchase process complex procedures, the car demand range gradually expands, can more people drive the car.

Extended Materials. The process of buying a car with zero down payment is that the car consumer signs a two-year agreement with the car purchase company with zero down payment, the car consumer does not need to pay a down payment, only needs to pay the monthly payment as agreed, and when the two years are up, the ownership of the car will belong to the car consumer.

In addition, Che Convenience Car Rental specifically pointed out that during the two-year period, car consumers only have the right to use the car, but not the ownership of the car, and the ownership of the car has always belonged to the car purchase company with zero down payment during the period.

Another big advantage of buying a car with zero down payment is that you can pick up the car quickly, go through the formalities on the same day, and pick up the car on the same day. With such a fast pick-up speed, it must only be possible to buy a car with zero down payment, and other car buying methods cannot be compared.

Therefore, car convenience car rental is recommended that those consumers who are eager to own a car are a good choice to buy a car with zero down payment.

Another important feature of buying a car with zero down payment is that car consumers are fully responsible for all other expenses of the car, such as purchase tax, license fee, insurance, etc., without the need for car consumers to pay. In other words, car consumers only need to pay the monthly payment as agreed, and the company is responsible for the rest of the procedures with zero down payment.

In order to link a policy of high consumption and low income for contemporary young people, if you choose to buy a car in installments with zero down payment, you must find a platform that can go to the private household, for example, our company is a private household, do not mistakenly enter the company that rents **, and you still need to spend money to buy your own second-hand car in the later stage.

Buying a car with zero down payment means that you don't need to make a down payment, and you can directly installment it.

That is, the down payment does not require money, but the effect is almost the same as the loan in installments.

If you buy a car in installments, you will repay the car loan every month. In the early stage, you only need to pay the insurance fee, purchase tax, service fee, and GPS fee, and there are basically no other expenses. However, this has relatively high requirements for qualifications, and some car booking platforms are OK, the kind that goes to private households.

This zero down payment depends on personal qualifications, but it is not clear whether it is reliable or not, but a down payment of 10% can definitely be done.

That means you can take out a loan, and they have different ways of borrowing, so they require you to make a down payment.

He counted the cost of the original car and all the interest in the later period into the future installment repayment.

I think I may have to go every month and pay a little money, so I have to pay for the car at retail, but I still need money.

For those who want a car, it can be like this. Loan to zero down payment.

It's a marketing strategy that lets you buy a car, and you still have to repay it later

It's just a marketing ploy to attract people to buy a car.

This is a kind of loan to buy a car, I think this is really not cost-effective.

This is a means to attract us to buy a car, it is a loan.