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I've used it before, and I can get a loan of about 200,000 yuan, and the amount is quite high.
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The internal code must be looking for an insider.
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Find your friends or relatives in Ping An Easy Loan.
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I used the internal code for 320,000.
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Each of us has a different amount.
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The limit is based on your personal credit.
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My quota is 200,000 don't know yours.
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The basic quota is above 100,000, mine is 150,000.
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You apply directly to see how much you can get down when the time comes.
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Generally, it depends on credit, and if you have high credit, you will have more.
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Mine is 300,000 yuan, and I bought a house.
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I bought a house for 300,000 yuan.
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The first application is 200,000.
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How much yours is, I've had overdue before.
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It's usually more than 100,000.
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Generally, it is to look at the credit to pull.
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Generally speaking, if you look at your assets and credit, you can ask a credit manager to give you a calculation.
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If it's very low, let's see if it's a problem with your credit.
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Much higher than banks anyway. It's not that strict here.
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When it comes to personal creditworthiness, everyone is different.
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Generally speaking, it is more than 100,000. 200,000 white households with good credit is not a problem.
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I used to be 100,000 yuan, and I applied for 200,000 last month.
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If you want to go a little higher, go for an internal code.
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Look at your own credit, everyone is different, I see some say that they have 100,200,000, depending on how much you apply for, and then they give it to you based on your situation, which is relatively high.
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I am a bar car mortgage on it, and now it is 400,000.
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The quota is basically more than 100,000.
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The amount is more than 100,000.
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The quota is something that everyone doesn't look at.
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The maximum amount you can borrow is measured based on your current personal income level and existing assets.
Application requirements: Chinese nationality (excluding Hong Kong, Macao and Taiwan residents).
21-55 years old.
The current residential address has lived for at least 6 months.
Have a good credit card and loan repayment history, and currently have no overdue minimum monthly income after tax of 2000
Office workers: 6 months of work in the current unit.
Required Documents: Valid ID card.
Valid proof of residence (such as water and electricity, ** bills, etc.) and proof of work of the current employer (such as labor contract, etc.) within the last 30 days
Bank card passbook statement with stable income for the last 3 months.
Loan amount: 10,000-150,000.
Loan term: 3 months, you can choose as long as your information is complete, and you can get it in one day at the earliest.
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I ** asked, it is 9 times your salary, and the loan time is not necessarily me, it is said to be very fast, but there are also people who get the money after 2 months, but the interest is very expensive, higher than that of loan sharks!
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50,000, 3 years, the repayment amount of each period is 2472 yuan, and the principal of each period is 50000 36 = 1389 yuan.
After 13 months, the remaining principal is 50,000-1,389*13=31,943 yuan.
If you repay the loan in a lump sum in the 14th month, it includes the remaining principal + interest in the 14th month + liquidated damages for early repayment.
The liquidated damages for early repayment are 1% of the remaining principal, i.e. 319 yuan.
The monthly interest is: 1083 yuan.
The total amount of one-time return is: 31943 + 319 + 1083 = 33345 yuan.
The above information may be slightly different from the actual due to the adjustment of the benchmark interest rate and the tenor of your early repayment, please refer to the bank's calculation. )
Most of the monthly interest rates of unsecured credit loans are more than two cents, and Ping An Easy Loan is relatively low. It is suitable for emergency use and turnover. The cost of long-term use is high.
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This kind of loan is only suitable for short-term turnover, because it is easy to make a payment and does not require collateral, so it is not suitable for long-term use.
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Why doesn't it feel right, now there is no reverse deduction for Ping An Easy Loan, are you taking out a loan from a black intermediary?? If the interest is deducted, then your 70,000 yuan is a few years to repay, if 70,000 December is more than 3,000 per month, people must have said how to calculate the interest, or how do you take out a loan? This is also a big company, how can it be just you, you can call Ping An's customer service to ask, the other party does not answer you can complain, and it has been more than a year before you react, what have you been thinking about these months?
I was given a quota of 350,000 yuan when I went through the employee channel. There are also people who have better credit than me and have a higher credit than me.
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