How to pay five insurances and one housing fund to employees, and how to pay five insurances and one

How to pay five insurances and one housing fund to employees in a newly established company.

Step 1: Preparation of social security materials.

The company needs to go to the social security department of the place where the business of the unit is registered to handle the social guarantee of the unit.

Materials to be provided: 1. A copy of the business license of the unit, the first certificate of the organization, the official seal, the original and the copy (now it is basically three certificates in one).

2. A copy of the ID card of the company's legal person and handling personnel.

3. Social insurance registration form of the unit (need to be obtained from the Human Resources and Social Security Bureau).

Step 2: Preparation of CPF materials.

The company needs to go to the nearest provident fund deposit management department to register the provident fund.

Materials to be submitted: 1. A copy of the business license of the unit, the first certificate of the organization, the official seal, the original and the copy;

2. A copy of the ID card of the legal person and the handling personnel;

3. Application form for unit provident fund registration (need to be collected by the housing provident fund management center).

Step 3: Employees prepare materials for five insurances.

Materials to be submitted: 1. Employees need to provide a copy of their ID card, a 1-inch white background**, a personal information registration form, and a social security increase.

2. Employees who have paid social security in other units can fill in the social security increase form.

Step 4: Apply for five insurances.

The social security personnel of the unit (generally the personnel commissioner or the administrative agent) bring the social security guarantee, official seal, and relevant information of the insured personnel to the social security department for unified handling of the social security department, and the social security card will be issued. Through the social security card, you can check the personal social security payment record.

Step 5: Preparation of housing provident fund materials for employees.

Materials to be submitted: 1. Employees need to provide a copy of their ID card.

2. The unit shall fill in the housing provident fund remittance list, affix the official seal, and submit it to the provident fund management department.

3. After the unit submits the inventory, it needs to go to the designated bank to open a personal account for the employee.

Employees' provident fund can be used for a wide range of purposes, such as buying and renting houses. ）

Step 6: Pay the fee.

After the five insurances and one housing fund for employees are handled, according to the local five insurances and one housing fund, they need to go to the local social security bureau every month to pay the five insurances, and the provident fund is paid at the local housing provident fund management center.

How does the company pay social security to employees:

Preparation of CPF materials.

The company needs to go to the nearest provident fund deposit management department to register the provident fund. The information that needs to be prepared includes a copy of the business license of the unit, the ** certificate of the organization, the official seal, the original and the copy, the copy of the ID card of the legal person and the handling personnel, and the application form for the registration of the unit provident fund (which needs to be collected by the housing provident fund management center) (** may be different in different provinces and cities).

Employee submissions.

Employees need to provide a copy of their ID card, 1-inch white background**, personal information registration form, social security increase form, and employees who have paid social security in other units can fill in the social security increase form.

Apply for five insurances. The social security personnel of the unit will bring the social security guarantee, official seal, and relevant information of the insured personnel to the social security department for unified handling of the social security department, and the social security card will be issued. Through the social security card, you can check the personal social security payment record.

Employees prepare CPF materials.

Employees need to provide a copy of their ID card, and the unit shall fill in the housing provident fund remittance list, affix the official seal, and submit it to the provident fund management department, and the unit needs to open a personal account for the employee at the designated bank after submitting the inventory.

Payment. After handling the five insurances and one housing fund, pay the fee according to the local five insurances and one housing fund.

The proportion of social security paid by the company:

Pension insurance contribution ratio: 20 units (17 of which are allocated to the overall planning**, 3 to personal accounts), 8 individuals (all to personal accounts);

Medical insurance payment ratio: 10 for units, 2 + 3 yuan for individuals;

Unemployment Insurance Contribution Ratio: Unit, Individual;

Work-related injury insurance determines its work-related injury rate according to the scope of the industry in which the unit is divided; Maternity insurance contribution ratio: units, individuals do not pay.

Provident Fund Contribution Ratio: According to the actual situation of the enterprise, choose the housing provident fund contribution ratio.

The basic process of social security mainly includes two aspects: "new personnel joining" and "personnel exiting". 1. New personnel joining: If the employee has not paid insurance before, he or she should bring the personnel increase form and the information form of the first person participating in social insurance to the relevant window of the Social Security Bureau to handle the personnel joining.

If the employee has paid insurance before, he or she needs to provide a payment voucher from the social security center in the area where the company is located before, and go to the window of the Social Security Bureau to apply for the addition of personnel and the personnel increase form, the application form for the transfer and continuation of the insurance relationship, and the information form of the first-time social insurance personnel. 2. Personnel withdrawal: If the company's personnel have social security relations in and out (in * out *), the handler needs to bring the increase of insured personnel and the reduction of insured personnel, retirement form, employment registration certificate, resignation report, etc.

If the social security relationship of the company's personnel is not in or out, the handler needs to bring the reduction form of the insured personnel to the Labor and Employment Management Guidance Center for signature, otherwise the Social Security Bureau will not handle the withdrawal.

Legal analysis: Enterprises need to go to the Social Security Bureau and the Provident Fund Center to handle the account opening process of social security and provident fund within 30 days from the date of establishment. Every month, the enterprise must add the number of new employees to the unit's five social insurance and one housing fund account, and also need to delete the employees who have left the company from the account change.

After opening a social security account, you will get a "Social Security Registration Certificate".

Legal basis: Article 57 of the Social Insurance Law of the People's Republic of China An employer shall, within 30 days from the date of establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within 15 days of receiving the application, conduct a review and issue a social insurance registration certificate.

If there is a change in the social insurance registration items of the employer or the termination of the social insurance registration by the employer in accordance with the law, it shall, within 30 days from the date of the change or termination, go to the social insurance agency to change or cancel the social insurance registration.

The departments for market regulation, civil affairs, and the establishment and management organs shall promptly notify the social insurance agency of the establishment and termination of the employer, and the public security organ shall promptly notify the social insurance agency of the individual's birth, death, and household registration, relocation, and cancellation.

Legal analysis: the specific process of the five insurances: first of all, social security registration:

Organize the list of social security personnel to be handled by the unit and the original pickpocket copy and copy of the ID card; The original and copy of the labor contract are required for new employees; Renewal personnel, to ensure that the personal window has been suspended, or the former unit has been suspended; Fill it out smartly**.

Legal basis: Article 29 of the Social Insurance Law of the People's Republic of China Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.