Does unemployment insurance pay by the company or by yourself?

Both are to be paid.

According to the Unemployment Insurance Regulations:

Article 5 Unemployment insurance** shall consist of the following items:

1) Unemployment insurance premiums paid by urban enterprises and public institutions and employees of urban enterprises and public institutions;

2) Interest on unemployment insurance**;

3) financial subsidies;

4) Other funds included in unemployment insurance** in accordance with the law.

Article 6 Urban enterprises and public institutions shall pay unemployment insurance premiums at the rate of 2 percent of their total wages. Employees of urban enterprises and public institutions shall pay unemployment insurance premiums at the rate of 1 percent of their wages. Peasant contract workers recruited by urban enterprises and institutions are not required to pay unemployment insurance premiums.

The five insurances and one housing fund are paid by individuals and companies respectively according to the corresponding proportions.

1. Endowment insurance: 20% of the base amount is paid by the unit, and 8% of the base amount is withheld by the individual;

2. Unemployment insurance: units pay according to the base, individuals withhold according to the base, and migrant workers do not pay;

3.Work-related injury insurance: according to the nature of the unit, the withholding ratio is different, for example, for wholly foreign-owned enterprises, 1% of the base amount is paid, and individuals do not pay;

4.Maternity insurance: Employees with foreign household registration are not covered by this insurance, and employees with Beijing household registration are paid according to the base number, and individuals do not pay;

5.Medical insurance: the unit pays 9% (basic medical care) + 1% (large-amount co-ordination) of the base, and the individual withholds 2% (basic medical care) + 3 (large-amount co-ordination);

6.Housing Provident Fund: Units and individuals are paid at 8% of the base, and if the unit conditions are good, it can be applied for to be increased to 10%.

Hello, unemployment insurance is 2% for companies and 1% for individuals. The payment standards for five insurances and one housing fund are as follows:

1.Basic endowment insurance: the employer rate is generally not more than 20%, and the individual rate is 8%.

The maximum payment base is 300% of the average monthly wage of employees in the overall area, and the minimum is 60%. The payment base for urban individual industrial and commercial households and flexibly employed persons to participate in the basic endowment insurance is the average salary of on-the-job employees in the previous year, and the contribution ratio is 20%, of which 8% is credited to the personal account.

2.Basic medical insurance: 6% for the unit (included in the overall account, sharing the hospitalization expenses and part of the outpatient service), 2% for the individual (together with about 30% of the 6% of the unit, used to pay for outpatient expenses or medical expenses below the starting line, which can be carried and inherited).

3.Unemployment insurance: 2% for units and 1% for individuals

4.Work-related injury and maternity insurance: The two insurance premiums are generally not more than 2%, all of which are paid by the employer.

5.Housing Provident Fund: The contribution ratio of both parties shall not be less than 5% and not higher than 12% of the average monthly salary of the employee in the previous year. All vested in personal accounts.

Individuals and enterprises can pay five insurances and one housing fund before income tax. Individuals are exempt from individual income tax when withdrawing basic pension insurance, medical insurance, unemployment insurance and housing provident fund.

Legal analysis Lianbi: The insurance for the lost person shall be jointly paid by the employer and the employee in accordance with the regulations of the state.

Legal basis: Social Insurance Law of the People's Republic of China Article 44 Employees shall participate in unemployment insurance, and the employer and the employee shall jointly pay unemployment insurance premiums in accordance with the provisions of the State.

The unemployment insurance unit clearly has to pay.

Unemployment insurance refers to the system that is enforced by the state through legislation and established by the society to provide material assistance to workers whose lives are temporarily interrupted due to unemployment, so as to ensure the basic livelihood of the unemployed during the period of unemployment and promote their reemployment.

According to the provisions of the "Regulations on Unemployment Insurance" (Order No. 258) on the payment of insurance premiums for the hosiery industry, urban enterprises and institutions shall pay according to the total salary of their own units.

1 to 1.5 percent of unemployment insurance premiums. Filial piety employees of the unit shall pay unemployment insurance premiums at the rate of 0.5 percent of their wages. Peasant contract workers recruited by urban enterprises and public institutions with prudence are not required to pay unemployment insurance premiums.

Unemployment insurance premiums are unemployment insurance**.

Main**. Therefore, urban enterprises and institutions.

and its employees shall, in accordance with the regulations, pay unemployment insurance premiums in time and in full, so as to ensure the ability to pay, and effectively ensure the basic livelihood of the unemployed and the capital expenditure required to promote reemployment. The development of unemployment insurance is an important duty of the state; on the one hand, it is necessary to organize well the collection and management of unemployment insurance premiums, and on the other hand, it is also responsible for passing financial subsidies when unemployment insurance premiums cannot meet the needs.

The form of the guarantee of ** expenditure needs. The unemployment insurance premiums levied are deposited in banks or purchased treasury bonds in accordance with regulations, and the interest income obtained is incorporated into the government, which is an important measure to ensure that the value of the insurance premiums will not be depreciated. Other funds refer to late fees that are imposed in accordance with the regulations.

and other funds that should be included in unemployment insurance**. Fines are not included.

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Unemployment insurance cannot be paid by oneself, and the employer and the employee need to jointly pay the unemployment insurance premium in accordance with the provisions of the state.

According to Article 44 of the Social Insurance Law of the People's Republic of China, employees shall participate in unemployment insurance, and the employer and the employee shall jointly pay unemployment insurance premiums in accordance with the provisions of the State.

Article 45 An unemployed person who meets the following conditions shall receive unemployment insurance money from unemployment insurance**:

1) The employer and the person have paid unemployment insurance premiums for one year before becoming unemployed;

2) Interruption of employment not due to the person's will;

3) Have been registered as unemployed and have a request to seek employment.

Answer: You do not need to pay social security during the period of receiving unemployment insurance benefits. Social insurance is mainly through the raising of social insurance, and within a certain range of social insurance ** to implement the overall adjustment to the workers to give the necessary help when they encounter labor risks, social insurance to provide workers with basic living security, as long as the workers meet the conditions for enjoying social insurance, that is, or with the employer to establish a labor relationship, or has paid various social insurance premiums in accordance with the regulations, you can enjoy social insurance benefits. Social insurance is the core content of the social security system.

Ask what procedures are required to receive unemployment insurance.

Bring your ID card, proof of termination or termination of labor relationship with the employer, unemployment insurance payment handbook, proof of payment and a recent 1-inch photo.

2. Conditions for applying for unemployment insurance money.

The first is to participate in unemployment insurance in accordance with the regulations, and the unit to which the employer belongs and the person have fulfilled the obligation to pay contributions in accordance with the regulations for one year.

The second is the interruption of employment not due to his own will, that is, the unemployed person is unwilling to interrupt employment, but is forced to interrupt employment due to reasons beyond his control. The Measures for the Application and Payment of Unemployment Insurance Premiums issued by the Ministry of Labor and Social Security stipulate the circumstances under which employment is interrupted not due to one's will, mainly including: termination of labor contract, termination of labor contract by the employer, dismissal, dismissal or dismissal of the employee by the employer, and resignation of the employee due to the employer's violation of the law or violation of the labor contract.

If an employee becomes unemployed due to the occurrence of the above-mentioned circumstances, the employee has the right to apply for unemployment insurance money.

Third, they have been registered as unemployed and have job search requirements. The purpose of unemployment registration is to grasp the basic information of the unemployed and confirm their qualifications. The requirement to seek employment is due to the fact that an important function of unemployment insurance is to facilitate the re-employment of the unemployed.

This is a prerequisite for enjoying unemployment insurance benefits, and it is also the obligation of the unemployed.

No, unemployment insurance can only be paid on the basis of the insured unit.

This is compulsory insurance, if the employer does not handle it for you, you should report it to labor arbitration.

If you only participate in the three insurances, it is not in accordance with the provisions of the Social Insurance Law, you can report to the local labor inspection department and ask them to help protect your rights. If you have a workplace, you don't have to pay for insurance yourself, and you can't pay it.

For social security, because the insurance policy in each city and each place is not the same, there are some differences, I don't know if there are special provisions for unemployment insurance in your local area, but the city where we are here is not this provision, that is to say, in accordance with the normal policy of the first issuance, if you pay insurance, you can pay endowment insurance and medical insurance, unemployment insurance is not payable. The so-called unemployment insurance means that you will receive unemployment insurance at this time to protect your interests when you suddenly lose your job and face income interruption due to your normal work unit and normal job. However, since you no longer have a job, you can pay the insurance by yourself, and you can't pay the unemployment insurance by yourself, but you can pay for the pension and medical care as a flexible employee, which is the most important thing.

What should I do if the company does not buy unemployment insurance?

Unemployment insurance belongs to the content of five insurances and one housing fund, which should be paid by the unit, and the specific content is as follows:

1. Individually-owned businesses do not buy insurance for their employees, which is illegal and violated, violates the law, and needs to bear corresponding responsibilities. According to the relevant regulations, if the employer fails to pay social insurance to the employee, the employee may terminate the labor contract and require the employer to pay economic compensation.

2. If the insurance is not paid, the employee can complain to the labor inspection department, and the company will be required to pay the insurance at that time, and the company will issue a penalty decision if it refuses to implement it until the court is required to enforce it.

The content of five insurances and one housing fund:

Five insurances and one housing fund refer to the collective name of several types of protective benefits given by employers to employees, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund.

Legal basisArticle 10 of the Social Insurance Law of the People's Republic of China.

Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.

Article 11. The basic endowment insurance implements a combination of social pooling and individual accounts.

The basic endowment insurance is composed of employer and individual contributions, as well as subsidies.

Article 12. The employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them in the overall planning of the basic endowment insurance for nuclear hail and hunger.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

Formal enterprises will buy five insurances for employees, and some units will also buy provident funds, which are of great use to workers, and if they are unemployed, they can also receive insurance benefits in the case of unemployment insurance. Many people will ask, so should the unemployment insurance be paid by themselves or by the unit? Below I have sorted out the details of whether the unemployment insurance is paid by yourself or the unit, I hope it will be helpful to you!

1. Whether unemployment insurance is paid by oneself or by one's employer

The five insurances and one housing fund are paid by individuals and companies respectively according to the corresponding proportions.

1. Endowment insurance: 20% of the base amount is paid by the unit, and 8% of the base amount is withheld by the individual;

2. Unemployment insurance: units pay according to the base, individuals withhold according to the base, and migrant workers do not pay;

3. Work-related injury insurance: according to the nature of the unit, the withholding ratio is different, for example, the wholly foreign-owned enterprise is paid at 1% of the base, and the individual does not pay;

4. Maternity insurance: Employees with foreign household registration are not covered by this insurance, and those with Beijing household registration are not covered by this insurance'The employee unit pays according to the base number, and the individual does not pay;

5. Medical capacity insurance: the unit pays 9% (basic medical care) + 1% (large-amount co-ordination) of the base, and the individual withholds 2% (basic medical care) + 3 (large-amount co-ordination);

6. Housing provident fund: units and individuals are paid at 8% of the base, and if the unit conditions are good, it can be applied for to be increased to 10%.

2. What are the conditions for receiving unemployment insurance money?

1) Unemployed persons who meet the following conditions may receive unemployment insurance money.

1. Participate in unemployment insurance in accordance with the regulations, and the employer and the person have fulfilled the obligation to pay contributions in accordance with the provisions for one year;

2. Interruption of employment not due to one's own will;

3. Those who have been registered as unemployed in accordance with the procedures prescribed by law;

4. Those who have job search requirements and are willing to accept vocational training and job introduction.

2) The interruption of employment by a worker not due to his or her own will specifically includes the following circumstances:

1. Termination of labor contract;

2. The labor contract is terminated by the employer;

3. The employer proposes to terminate the labor contract because it does not provide working conditions in accordance with the regulations;

4. The employer proposes to terminate the labor contract because the employer has forced labor by means of violence, coercion or restriction of personal freedom;

5. The employer proposes to terminate the labor contract because the employer withholds or arrears wages, or fails to pay labor remuneration for extended working hours in accordance with regulations;

6. The employer proposes to terminate the labor contract because the employer pays wages lower than the local minimum wage standard or the wage standard agreed in the collective contract;

7. The employer proposes to terminate the labor contract due to the seizure of identity, qualifications, qualifications and other documents;

8. The employer proposes to terminate the labor contract because the employer has not paid social or empty rock insurance premiums in accordance with the law;

9. Laws and regulations provide otherwise.