What can I do to get richer?

First of all, you have to learn to work your own, and no matter what work you do, you can't slack off.

Learn more new knowledge, develop your brain, be able to accept new knowledge, and apply it.

For example, if you are asked to invest in a property now, you have money until the house price is high, but you are reluctant, and when you hesitate, the house price will rise faster, which means that you have not seized the opportunity.

If you know how to use money to make money, you can save part of it in the bank, and use the rest for investment, you can start a small business, open a small storefront, or work in the company, but you can invest in the development of new projects in the company.

Don't be timid and afraid, although you should be cautious in investing, you are timid, and it is even more terrible not to dare to invest. Those people will never make a lot of money.

If you want to be richer and richer, these points must be achieved.

First of all, our first point is to achieve that we want to be richer and richer, and we must improve ourselves, one of my abilities, we can't get wealth outside of ability, so ability is very important.

Secondly, you must have a pair of eyes that know enough to grasp the opportunity, and you must seize the opportunity to make money so that if you fail to grasp his opportunity, maybe you can only be forever.

And you have to have a way to understand whether it's worth their money or not, and to be really prepared for what to do every time they run out of money.

A certain amount of luck is needed.

But no matter what, the most important thing is your personal ability, and people still can't have wealth beyond their ability, so improving their ability is the most important thing.

1. Money-making model: Rely on selling your time, brainpower, and physical strength to make money, such a way of making money is called "money-making mode", this kind of money-making will always earn hard-earned money, and what you can earn can only be money to support your family, at most it is just well-off, not to mention getting richer and richer!

Most office workers and people who open shops and do business basically belong to this money-making model.

2. Money-making model: Having your own products, forming a team, and developing the market will make money much faster than the money-making model, but it is accompanied by endless troubles and pressures.

Most of the owners of small and medium-sized enterprises are basically like this, so most people just see the scenery in front of these bosses, but do not see the hard work behind these bosses.

3. Borrowing mode: You just need to think about why many people like to do chains, and try to think about the money-making model of platforms like Didi, Meituan, and JD.com.

The real way to make money is: to divide the money that can be seen and make money that cannot be seen! This is the master, which requires the systematic layout thinking of the business, which is commonly known as the "pattern".

It's not the profit that determines the speed of making money.

What really determines the speed of making money is definitely not the superficial "profit margin", this is where many people have misunderstood, if this concept is not opened, you cannot become richer and richer.

The absolute speed of making money is the "speed of capital turnover". For example, if you invest 1 million and do a project with a gross profit of 30%, if your capital turnover rate is once a year, that is to say, you have made a business of 1 million yuan in 1 year with an investment of 1 million yuan and earned 300,000 yuan.

For example, if you use an investment of 1 million yuan to do a project with a gross profit of only 10%, if the capital turnover rate is 1 time a month, that is, you have made a business of 12 million yuan in 1 year with an investment of 1 million yuan and earned 1.2 million yuan.

So, the so-called "money-making thinking" is like this, and so is the "poor people's thinking". Some people like to keep their money in the bank, that is you working for the bank, the bank uses your money to do business, the bank uses the "borrowing model", and you use the "earning model", and the interest you deposit in the bank is not as fast as the rise in prices, and the net loss. So you have to have an investment mindset to make you richer and richer.

The circle determines whether you will get richer or not.

Decide whether you have money or whether you can get richer and richer, not because of your academic qualifications, not because of your intelligence, not because of your skills or other hard conditions, but because of your own way of thinking about making money!

And under the way of thinking, it determines your network, only when you get in touch with a higher level of network, will it bring you more ways of thinking, try to think about the network of those rich people.

In today's economic society, from oil, salt, sauce and vinegar to clothing, food, housing and transportation, all aspects of life are inseparable from money.

So how can we get richer and richer? This is probably a matter of great concern to everyone.

I have the following views on this issue:

First, we must actively invest in ourselves to make ourselves continue to grow.

A cleaner, no matter how early he gets up and how much he does, he can earn up to 3,000 yuan a month, and it is impossible to earn more; So, sometimes it's not that the harder you work and the harder you work, the more money you will definitely earn, but that you need to be more valuable yourself!

You need to invest in yourself as soon as possible, keep learning new knowledge, master new skills, make yourself grow, constantly improve your own value, and make yourself more valuable. In this way, you can change from the original daily salary of 100 yuan to the later daily salary of 500 yuan or more, and increase your output value or value per unit of time, so that you can earn more money!

Second, it is necessary to open up different channels and ways to make money.

In addition to receiving wages at regular work, you need to open up new ways and channels to earn money.

You can start a side hustle and start your second career outside of work, and earn money through different ways and channels.

If you have a skill or specialty (e.g. design, dancing, fitness, etc.), you can earn money by doing jobs such as design, dance instructor, fitness trainer, etc. in your spare time.

If you don't have the above skills or conditions, then you can also earn money by delivering couriers, food delivery, and doing flash delivery.

Third, we must do what we can and consume moderately.

You have to consume according to your own economic ability, within your own ability, on demand, buy what you really need, and if you don't need it, even if it's cheap, don't buy it.

At the same time, you should also consume rationally, and you can't see supermarkets or shopping malls that are super cheap and buy a lot of things that you don't actually need on the spur of the moment, and then put them away and don't use them anymore, resulting in actual waste and loss of wealth.

Fourth, it is necessary to invest and manage money, so that money can make money.

You can master relevant financial management and investment skills by continuously learning relevant financial and investment knowledge.

You can make money by using Yue Bao, Coin Pass, Payroll, Bank Fixed Deposit, Bank Large Deposit Certificate, Bank Wealth Management Products, Bank Smart Deposit, Treasury Bonds and other related products; You can also make money by buying, buying, and investing equity.

You can let money work for you through scientific asset allocation and reasonable financial management, so as to achieve steady growth in wealth.

By investing yourself to make yourself more valuable, you can earn more money; By opening up sources and saving money, you can keep more money; The money you have accumulated through investment and financial management, so that the money continues to generate money, and the wealth can become more and more.

Only in this way can we make ourselves.

If you want to get richer and richer, you need to start from the following aspects:

1.Raise your income: Raising your own income is an important way to increase your wealth. You can strive for a higher salary by learning skills, improving professionalism, changing jobs, etc.

2.Increase financial returns: In addition to working hard, it is also a good option to manage your money. You can choose a variety of ways such as fixed deposits, **, **, etc., to obtain financial income, and steadily increase your assets.

3.Controlling spending: In addition to increasing revenue, controlling spending is also very important. You can cut some necessary expenses, such as shopping, entertainment, etc. At the same time, you can also reduce the pressure of spending by spending rationally and avoiding bank card overdrafts.

4.Borrow wisely: Borrowing can help us reach our wealth goals faster, but it also needs to be treated with caution. Before borrowing, you need to evaluate your repayment ability and choose the right loan product and institution.

5.Cultivating financial awareness: Effective financial management requires a good sense of financial management. You can increase your financial knowledge and ability by reading books, participating in financial training, seeking professional advice, etc.

In short, it takes a long time and patience to get richer. You need to consider comprehensively according to your actual situation, and adhere to a rational and healthy lifestyle and consumption concept.

Work hard: Do your job well.

If you want to become richer, to be wealthy, or to achieve financial freedom, you must have a stable income.

When you are young, it is recommended that you still do your job well and increase your income by raising your salary regularly.

Young people who are new to the workplace should develop good work habits, prioritize things, do things without delay, and finish today. Do your job first, and then think about other side hustles.

After all, if you don't even do well in your main business, you won't necessarily do well in your side hustle?

3. Maintain a good attitude: complain less when encountering problems, and learn to change.

1.Complain less, act more.

Some people complained that they did not study well in college that year, and some people complained that they did not work well and did not earn much.

If you just complain, your life and work may not change in any way. If you feel that your education is not high, you can continue your studies and have a low work income, so you can improve your workplace ability.

No one likes someone who complains and won't do it. Therefore, when encountering problems, you should complain less and use more actions to change.

2.Don't be a slave to emotions.

Some people, venting their emotions, will release themselves by shopping, buying things that they may not need on a daily basis, or overeating. After waking up, not only will you regret it, but you will also have an upset stomach because you eat too much.

There are also people who start to quarrel with their bosses or partners at work, and they will quit if they don't agree with them. At that time, I was relieved, but what happened afterward? In order to live, you have to invest time and cost to find a new job.

Pay attention to "and" is precious, "and" is angry, and the folk saying often says: Stretch out your hand and don't hit the smiling person. Maintain a good attitude in your daily life and don't become a slave to your emotions.

Fourth, open source and reduce expenditure: we must have the ability to make money, but also have a sense of saving.

How to open source? 1.Keep learning.

One blogger said: "Many people are better than you, not because they are smarter than you, but because they work harder than you and are good at learning and growing." ”

Don't let Hiroshi Zino's knowledge stay at the moment of walking out of the school gate for a long time. If you want to get rich, you must first be "wise" and rich, and the most practical, effective, and low-cost way to enrich "smart" wealth is to read.

After work, the fun-loving crowd chases less dramas, plays fewer games, watches more on the Internet, and strives to improve their "experience points" through continuous learning.

2.Learn to manage your money.

The first step in managing money is to learn to save, and we can spend 10 to 15% of our total income on saving or investing.

Regarding savings, you can save a sum of money from your monthly salary for your future self, preferably on the day of your salary, and this money can be saved in an account that cannot be withdrawn in the short term, so as to prevent yourself from withdrawing money.

For investment, it is recommended not to invest blindly or pursue high returns, you must understand yourself. If you don't understand it, you should invest time in learning basic investment knowledge and skills, instead of listening to others and blindly following the trend of investing.

1. Don't be poor and stable.

2. Learn to mix with the rich, not the poor.

3. Before earning the first pot of gold, all hobbies must make way for making money.

4. It is necessary to dig deep holes, accumulate grain, save more money, and postpone enjoyment.

5. Like the smell of money.

6. You have to rely on the place where many people are stupid.

7. Have a good sense of money. You can smell money when you go to **.

8. Be bold and thin-skinned to make money.

9. Learn to respect the God of Wealth. Regretting faith and returning wealth is like cherishing life.

10. When marrying a wife, don't slip and guess that hunger can be poor or poor. It is necessary to pay attention to win-win.

11. Stay away from the habit of being lazy and lying down to be equal to poverty.

12. Don't let poverty limit your imagination. Even if you are poor, you must have the ambition to be rich.

13. If you can't be a rich second generation, you can be a rich second generation father.

14. Don't hate anything but hate poverty, and don't be afraid of anything except being afraid of old age. Loneliness and emptiness are what qualified people can say.

15. The family has a daughter, it is better to make a penny every day. We must learn to keep our income flowing and our income always greater than our expenses.

16. We must know how to work hard and pay money, and pay money to work.

17. Learn to be heavy when buying a house and light when buying a car. It can't be the other way around.

18. Let the income after sleep be more than the salary income.

19. Learn to plan the plate. Distinguish gross profit, net profit and compound interest.

20. Understand that there are positive and negative profits in profits.

21. Money is earned, not saved. That's poisonous chicken soup, don't believe it. Even public companies have dedicated financial staff to study how to save money.

22. Learn to stop loss. Lose less to win.

23. Never make the last copper plate in Zhaoling.