Young people have an average monthly deposit of 1,339 yuan, but they think that 1.63 million yuan ca

To retire comfortably, you must have a certain amount of savings. Therefore, when you are young, you must learn to open up sources and reduce expenses. And learn some financial knowledge and borrow less money from relatives and friends.

In this way, you can greatly increase your financial ability and retire comfortably.

Pension is a problem that everyone needs to face, and different people have different standards for pensionAfter all, everyone's living habits and consumption levels are completely different. And whether there is a pension and how much pension there is, also determines how much savings are needed for retirement in the future.

For example, some people have a pension of tens of thousands of yuan, so as long as there is no major illness, there is no deposit is enough for the elderly, and the life after retirement will not be too bad, and you can occasionally go out to travel. For people who do not have a pension or a pension of only a few hundred yuan, savings are more important, otherwise there is no way to provide for the elderly by themselves, and they have to rely on their children to support the elderly, and the quality of life of the elderly will not be very good.

This is nearly 500,000 yuan, not counting medical and health expenses, which is a big burden for most white-collar office workers. Some people say that raising children to prevent old age, children should take on the responsibility of support, but at that time they may also be exhausted for the mortgage, and it is the best situation for parents not to hold back. The monthly salary level of 500,000 deposits before retirement needs to reach a very high level to have this confidence.

Therefore, it is best to rely on money to make money, so that the derivation of capital can support a long-term retirement life

When I was young, I didn't have time to think about the support of old age, but the pressure of reality also forced us to face him. May we all be able to live a dignified old age with peace of mind.

If you want to retire comfortably with 1.63 million savings, you can first consider living for an extra 500 years. So how many people have more than 1.6 million deposits?

How can it be 1.63 million to retire, in fact, many people can't save money now, and even use credit cards or something.

I don't think I need that much money for retirement, just enough to spend. If you want to retire and live comfortably, then work hard to earn money now.

This statement is not true, now many people can't save money, more than 1.6 million, sure, how is it possible.

I think I need to change my consumption concept, and then have a healthy body in my daily life, and usually do some small investments, and I can get a lot of wealth when I need it.

Change your consumption concept, open source and reduce expenditure, make some small investments, and accumulate a lot of wealth over time, and then give yourself a healthy body, so exercise is indispensable, so there are still some possibilities for a comfortable retirement.

What is Quality of Life? It should be clarified. If you think of the glamours as a quality of life, the answer will be questionable.

Therefore, the quality of life does not depend on the amount of savings, you are how many billions you save, and you can't eat a day's illness. Not very well dressed. Is there a quality of life spring rent?

Moreover, other people's financial institutions do not have savings, but they are full of energy, strong as an ox, eat well, and dress pretty. Can you say that he has no quality of life? Therefore, the quality of life does not depend on the amount of savings.

Be physically and mentally healthy every day. There is money and no money. Life***.

53 years old, saving more than 13.5 million yuan, want to retire completely, do not want to reduce the quality of life. If your usual expenses are not too large, most of the savings are sufficient.

13.5 million yuan is a lot of money, if there are financial institutions can also talk about the annual interest rate, you can probably get about the annualized interest rate, and it is likely to be repaid monthly. In this way, if you deposit more than 13.5 million yuan, you can get more than 10,000 yuan in loan interest for one year, and the average monthly interest income is about 50,000 yuan or more. With an interest income of more than 50,000 yuan per month and an annual interest income of 600,000 yuan, it can be said that he has lived a good financial life.

But what your original quality of life was, hardly made clear.

If your original quality of life is very high, spending millions or more a year, for example, you have been driving millions of luxury cars around, and then Wang Senhong often goes to all over the world for leisure and vacation, and often plays cruises, takes the first class of the plane for transportation, and even sometimes takes a private jet, and often buys some big-name bags and personal collection watches, then it may be difficult to maintain your quality of life with just more than 13.5 million yuan of interest income.

But if you used to drive a domestic car, sometimes travel abroad, generally travel in China, go out to the economic warehouse or take the second-class seat of the high-speed rail, dress up, and most of them don't pay attention, then the interest income of 600,000 yuan a year is enough for you to live a good life.

Generally speaking, at the age of 53, there are more than 13.5 million yuan, and most of them can get 600,000 yuan in interest income a year. If you don't have too high requirements for the quality of life, this kind of money is enough for you to live a good life. However, if your daily living expenses are high, you don't want to do it, and it is likely that it will be difficult to maintain your quality of life with only more than 13.5 million yuan in interest income.

Yes, the scumbag is quiet because he has more savings, and at this time, he can also do some reliable investment and financial management projects, so that his quality of life will not decline.

Yes, because you have a large amount of savings and can maintain a high quality of life in your old age, so you don't have to worry too much.

It works. Because the interest generated by this money is enough for the usual expenses, I think it will work.