What are the opening procedures and precautions for Bond Qualified Investors?

Hello, the opening process of bond qualified investors is as follows:

The business staff will verify the customer's identity documents and require the customer to sign the "Risk Disclosure Letter for Qualified Investors in the Bond Market" in writing

Through the menu of [** - Investor Suitability Management - Bond Suitability Management - Bond Qualified Investor Registration] in the account system, the daily business personnel can select the transaction type (Shanghai, Shenzhen), select "Signed" in the risk disclosure form, verify the investor's assets, and complete the registration of bond qualified investors.

The business personnel of the headquarters export the undeclared records of the day through the account system menu [** - Investor Suitability Management - Bond Suitability Management - Bond Suitability Data Declaration], and report the account list of bond qualified investors through the bond area of the Shanghai and Shenzhen ** exchanges.

Precautions are:

1.If a branch accepts the entrustment of the client on T day, it must complete the registration process of bond qualified investors before 15:00 on T day. Customers who apply after 15:00 on T day must operate the system on T+1 day.

2.On the day of the declaration of the authority of the qualified investor of bonds, after the branch completes the system declaration, it is necessary to contact the operation management department of the wealth management headquarters in a timely manner to complete the relevant account filing.

Bonds that can be invested in by individual accredited investors include:

1. Treasury bonds. 2. Local ** debt.

3. Policy bank financial bonds.

4. Convertible corporate bonds issued to the public.

5. Debt rating AAA and risk-free large public offering corporate bonds and corporate bonds.

6. Small public corporate bonds and corporate bonds with AAA debt rating and no risk.

7. Securities lending transactions of pledged repurchase (i.e., bond pledged reverse repo).

Please note: If one of the following circumstances occurs during the duration of the bond, only institutional investors among qualified investors can ** the bond from the date of disclosure of the situation: The credit rating of corporate bonds and corporate bonds is downgraded to AAA

Below grade (excluding AAA) The issuer's audited financial report for the most recent fiscal year shows a loss or the corrected financial report shows a loss The issuer defaults on its debts, delays in paying principal and interest, or other events that may have a significant impact on the repayment of principal and interest on the bonds The issuer has seriously violated laws, administrative regulations, departmental rules or contractual agreements, or has been investigated by the ** supervision and management department, which seriously affects its solvency Other circumstances identified by the exchange.

Individuals who meet the following conditions can bring their ID cards.

Go to the account opening business department to go through the opening procedures for the opening of the sales on the spot

1.In the 20 trading days before applying for eligibility, Mingqiao smiled and did not buy financial assets.

The average daily income is not less than 5 million yuan, or the average annual income of individuals in the last 3 years is not less than 500,000 yuan.

2.Have more than 2 years of investment experience in foreign exchange, or have more than 2 years of financial product design.

Investment, risk management.

and work experience in the field of sensitive acceptance.

3.or it is a financial institution established with the approval of the relevant financial regulatory authorities, including ** company, ** company, ** management company and its subsidiaries, commercial banks, insurance companies, and trust companies.

financial companies, etc.;

**Company subsidiaries, **company subsidiaries, and private equity managers) that have been filed or registered by industry associations. Senior managers of qualified investors and certified public accountants engaged in finance-related business who have obtained professional qualifications.

and lawyers. Extended Materials

Although there are many types of bonds, they all contain some basic elements in terms of content. These elements refer to the basic content that must be set out on the bonds issued, which are the main agreements that clarify the rights and obligations of creditors and debtors, including:

1.The face value of the bond.

The par value of a bond refers to the par value of the bond, which is the principal amount that the issuer should repay to the bondholder after the maturity of the bond, and is also the basis for calculating the interest paid by the enterprise to the bondholder on time. The face value of the bond is not necessarily consistent with the actual issuance of the bond, the issuance ** is greater than the face value is called premium issuance, less than the face value is called discount issuance, and the equivalent issuance is called parity issuance.

2.Repayment period.

Bond repayment period refers to corporate bonds.

The period of time between the issue of the bond and the maturity date of the bond. The company should determine the corporate bonds based on its own capital turnover status and various influencing factors of the external capital market.

repayment period. 3.Interest payment period.

The interest payment period of a bond refers to the time when the interest is paid after the bond is issued. It can be a lump sum payment due or a one-year, semi-annual or three-month payment. Time value in consideration of money.

and inflation, the interest payment period has a significant impact on the real return of bond investors. The interest on a bond with a lump sum payment at maturity is usually calculated at simple interest; For bonds with interest paid in instalments during the year, the interest is compounded.

4.Coupon rate.

The coupon rate of a bond refers to the ratio of the interest of the bond to the face value of the bond, which is the calculation standard for the remuneration that the issuer promises to pay to the bondholder in a certain period of time. The determination of the coupon rate of bonds is mainly affected by factors such as the bank interest rate, the credit status of the issuer, the repayment period and the method of calculating the interest, as well as the supply and demand of funds in the capital market at that time.

5.Name of the issuer.

The name of the issuer specifies the debtor of the bond, which provides a basis for the creditor to recover the principal and interest when due.

The above elements are the basic elements of the bond face, but not all of them are printed on the face of the bond at the time of issuance, for example, in many cases, the bond issuer announces the maturity and interest rate of the bond to the public in the form of announcements or regulations.

Hello, Accredited Investors should meet the following qualifications:

1.Financial institutions established with the approval of the relevant financial regulatory authorities, including ** companies, ** management companies and their subsidiaries, ** companies, commercial banks, insurance companies and trust companies, as well as private equity ** managers registered by the China **Investment ** Industry Association (hereinafter referred to as "**Industry Association"); The wealth management products issued by the above-mentioned financial institutions to investors include but are not limited to **company asset management products, ** and **subsidiary products, **company asset management products, bank wealth management products, insurance products, trust products and private placements filed by ** industry associations.

2.Qualified Foreign Institutional Investor (QFII), Renminbi Qualified Foreign Institutional Investor (RQFII).

3.Social security**, enterprise annuity and other pensions**, charity** and other social welfare**4Private placement managers registered by China Investment Industry Association and private placements filed by it5

Enterprises and institutions with net assets of not less than RMB 10 million, legal persons and partnerships6Individual investors with financial assets of not less than RMB 3 million7Other qualified investors recognized by the China Securities Regulatory Commission; The term "financial assets" as used in the preceding paragraph includes bank deposits, bonds, shares, asset management plans, bank wealth management products, trust plans, insurance products, rights and interests, etc.

What are the conditions for qualified investors in the public issuance of corporate bonds.

1. 20 consecutive transactions of financial assets of 5 million yuan;

2. Have more than 2 years of investment experience.

These two provisions are only in principle, and will be flexibly grasped in the specific implementation process of each business department, and for ordinary investors with financial assets of less than 5 million or less than 2 years of investment experience, there are also relevant companies in the market that can assist in completing the process. If you are interested, you can ask further.

The application requirements for Qualified Investors in the Bond Market are as follows:

1) The average daily financial assets under the name in the 20 trading days prior to the application qualification determination shall not be less than 5 million yuan, or the average annual income of the individual in the last 3 years shall not be less than 500,000 yuan;

2) Senior managers who have more than 2 years of investment experience in foreign exchange, or more than 2 years of experience in financial product design, investment, risk management and related work, or who belong to the qualified investors specified in Article 6, Paragraph 1 (1) of the Measures for the Management of Investor Suitability in the Bond Market of Shenzhen ** Exchange, certified public accountants and lawyers engaged in finance-related business who have obtained professional qualification certification.