How to find the right person and borrow money from him?

It depends on the amount of money borrowed, and the number of borrowed money is different, and the range of borrowing objects that can be selected is different.

Generally speaking, if the amount of money borrowed is small, it is about a few tens or hundreds of dollars. I think that as long as you don't have any stains on your reputation and integrity, as long as you're not the kind of person who is particularly picky, as long as you open your mouth, most people who know you well will lend it to you. Of course, it will also be decided according to his own economic conditions.

This one is generally not worried about not returning or delaying the return, and even if it is really not returned, most people can afford it. It's relatively easy to borrow.

If the amount of money borrowed is relatively large, reaching thousands or tens of thousands, then, don't open your mouth at will. Generally speaking, if it is less than 10,000 yuan, it is necessary to find classmates, colleagues or close relatives who have a close relationship or frequent contacts. When borrowing money, you must be careful not to borrow money for business or consumption, but only for reasons such as temporary emergencies or special encounters at home.

If the amount of money borrowed is larger, then the number of people who can open your mouth is extremely limited. It should be parents, siblings or particularly close relatives, especially good classmates or colleagues, otherwise, it will bring great trust pressure to others and yourself.

To give you my own example, when I was buying a house in the city, I didn't even have enough money to pay a down payment, because there was a trend in property prices at that time, so I still made the decision to buy a house. At that time, after much consideration, I decided not to borrow money from my classmates and colleagues, but to borrow $20,000 each from my brother, brother and brother-in-law. Of course, everything went well.

Later, I returned the borrowed money to my brother, younger brother and brother-in-law in a timely manner. There is no impact on the relationship between brothers and relatives because of borrowing or repaying money.

Therefore, we must be cautious about borrowing money, and we must not cast a net indiscriminately, otherwise, if we can't borrow money, it will affect mutual relations.

If it is a person who does not have integrity to borrow money, no matter how good the friend relationship will be rejected, and it may even affect the good friend relationship between you because of the loan. Therefore, it is the same as borrowing money from others, if you give it to someone who can be trusted, others will be willing to lend you money, and he also believes that if you lend you money, you will definitely return the money on time.

Of course, the first condition for borrowing money is, according to the amount of money you borrow, see if the person who is being borrowed has the strength, if you borrow 100,000 yuan, and he only has a deposit of 1,000 yuan, he will directly refuse that you don't have so much money, you open your mouth once is equivalent to rejecting a faceless reply, you are also embarrassed, he will also feel that you are a little deliberately embarrassed by his meaning. Therefore, borrowing money must at least understand whether the person has the strength.

Then borrowing money must not be like loans, investments and the like, what interest or dividends need to be calculated, all with personal feelings in it, if your relationship is more distant, he will not rest assured to lend you money, rich people generally do not care about lending their money to others, because as long as it belongs to their own money, it is the same in **, and there is not much interest in the bank, and he will be happier if he can help others.

But if he is worried that the money will be borrowed or not repaid, he will be very reluctant. Therefore, it is still necessary to be honest and credible in front of him, even if you have borrowed money, or promised him when, you must fulfill your promises on time and on time, not one day at a time, even if you borrow money even if it is not repaid when it is due, you must take the initiative to explain things, don't passively wait for others to urge, as long as someone urges you, next time you don't want to borrow money from this person. So you have to find a rich man and show your city in front of him, just in case.

If you want to borrow money from others, who will you borrow, you must be borrowing from someone around you, you can't find a stranger, and that person can't lend it to you, so you have to find someone around you. First of all, if the parents have sufficient funds, they can still borrow from their parents, because the parents are unconditional to us compared to others, so they will still borrow money, and they will not ask for anything additional similar to interest, even if they have no money, they will help us find a way, although we will be embarrassed, so I think the first choice is the parents, of course, the premise is that the parents have sufficient funds, otherwise do not borrow, it will hurt the two old people to worry. The second is to find a close friend to borrow, it is best to be the kind of heart-to-heart, this will also help you, if they have the ability, the amount of money you borrow is also within the range they can afford, they will borrow you, and will not take additional interest with you, if you know that you can't change it in a short period of time, you will not force you to change it quickly, I think these two types are more suitable for borrowing money, although the other is okay, but it is still not as good as these two.

As for how to borrow money, do you still need to beat around the bush with your parents, although you may be a little embarrassed, but your parents raised you since childhood, and you can talk to them directly if you have something to say, they will borrow you directly, and if you are a friend, you can also say it directly, looking for a bosom friend, then what else can not be said, sometimes even if you haven't said it, he may know that you want to borrow money when he looks at you who want to talk and stop, if you want to borrow from others, then it depends on the situation to speak. Finally, as a word of advice, the borrowed money must be repaid.

Borrowing money, I really haven't borrowed money from others, occasionally I just go out to buy things without money and need a friend to pay for it, and I will turn it back, now mobile payment is so convenient, so this shouldn't be considered borrowing money, I don't borrow money, the first is that I don't want to use money to the point where I need to borrow from others, and the second is that I don't want to owe others favors.

Maybe because I'm a student, there isn't much need to borrow money, if I want to borrow money, the first choice must be my parents, after all, my parents are the closest people, so if I need anything, I will tell them as soon as possible, how to say it, borrowing money from my parents will not have too much psychological pressure, and if something goes wrong, I can communicate with my parents in time and solve it together.

Sometimes we are reluctant to tell our parents when we are short of money, for example, we spend our living expenses in advance at school, or if we lose our money and lose our mobile phones, and we want to solve it by ourselves, then I must first choose to borrow money from my brothers and sisters who are close to me, if not, it is to find a good friend and borrow a few hundred dollars for emergencies, basically everyone can take it, and good friends will not particularly care about this kind of thing. Like my friend, probably because their school is in the city, so there will be a lot of places to spend money, and when it is almost the end of the month, they need to find someone to deal with the emergency, and basically pay it back quickly.

Borrowing money is also a science, the suggestion is to borrow money is best to tell people when to pay back, if there is any problem that day to cause the money to be repaid, then tell a friend in advance, really I hate the most is to borrow money when it is said well, to the day of repayment can not find anyone, to be honest, there is not much money embarrassed to take the initiative to find you, but you do not take the initiative to explain, who knows if you forget or do not want to pay it back, people feel very uncomfortable.

First of all, the first piece of advice is to make it clear what kind of person is borrowing money from you, you are not a charity or a lending institution, not everyone can borrow money from you, but you need to know whether the other party has the ability to repay the money and other people's evaluation of his creditworthiness.

In addition, you should also pay attention to those who have not been looking for you for a long time, but suddenly find you to shout at you and then want to borrow money from you, this kind of person obviously can't find anyone else so he comes to the door, if you don't borrow, he will say that you don't miss the old love, if you borrow, you have to be prepared to not get it back.

There are also some relatives with general relations, who want you to lend him enough money when they borrow money with the identity of being your relative, and use emotion and blood as a condition, this kind of person is easy to stab you in the back, so you must pay attention.

The second suggestion is that as long as you borrow money, no matter how strong the relationship between the other party and you is, then you must make sure that the accounts are listed well, clearly listed, and have legal effect. Favors are indeed favors, if you want to send generously, then you have to say that it is good to send at the beginning, but if it is borrowed, then the number must be clear.

And this is something we usually use for our buddies and their families, and even if it's these people, you can't allow them to consume your trust and affection for them.

The third suggestion is to clarify what the other party is borrowing money for. If it is for livelihood or emergency, and the person has the ability to repay the money, then he can borrow with confidence, but if the other party borrows money for his extravagant activities, or to engage in illegal acts, then the money should never be lent to such a person.

At this time, lending money to them is not to help them, but to harm them, so you must find out what the other party is borrowing money for before borrowing money.

The fourth suggestion is that on a good day, you must ask the other party to pay back the money, no matter who the other party is. You can't give the other party a long time to be lenient, and when the point comes, you must use legal means to defend your rights directly, otherwise the other party will become a liar, and in the end your money will never be recovered.

Since he chose to borrow your money at that time, it is natural that he has concluded a contract between the two of you, and it is natural to fulfill the obligations of both parties in black and white, so don't feel that you are chasing others to repay the money too much, this is a legal, reasonable and reasonable thing.

Saying that he is short of money and can't borrow so much, he can only borrow half or one-third, so that he will not offend anyone, and he can also keep most of the money in his wallet.

Borrow money from Hu Bingyan.

Borrow money to borrow favors, repay money and repay character.

Trust to lend out, repay the money to become an enemy.

Bitter meat plan, look at your character, you won't know if you borrow it, everyone is no exception, this is the most important, and the others are floating clouds.

It depends on what kind of person is borrowing. When you see people, you talk about people, and when you see ghosts, you talk nonsense. Naturally, it's easy to borrow!

Hello, if you are in need of money, you can consider taking out a loan to relieve stress, and at the same time, you should also do what you can and work hard to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan. There are online loan platforms with high credibility and fast audit(It is recommended to collect it in case you need it).

1.There is money to spend2.Pat Pat Loan

The brand plan of Paipai to help young people work hard and grow, including the Paipai Thousands of People Fighting Hard** and Young Plan, etc., and the borrowing services of the Paipai platform include general loans and other loans for the majority of individual users, with a maximum loan amount of 180,000 yuan(Click on the official link to receive the benefit test quota)., the lending process has been highly automated; The cumulative number of registered users has exceeded 100 million. It is a loan matching service platform chosen by many users in China.

3.Ease flowers4.Also5.China Post Wallet

People are generally reluctant to lend money to others, if it is a life-threatening event, need a large amount of money, then don't lose face, borrow hard, the subject needs twenty or thirty thousand funds for turnover, relatives and friends may not be willing to lend you, now more anxious,

Sincerity + commitment.

When borrowing money from a friend, you must be sincere, explain the difficulties you have encountered, hope that the friend can save the emergency, and at the same time make a promise to the friend to repay the loan, and at the latest when you can repay the loan.

If the amount of borrowing is large, you need to write an IOU to a friend, indicating the borrower, the amount of borrowing, the time of borrowing, the time of repayment, etc., and stamp your fingerprint, and you can also let your friend rest assured that you will lend you money by writing an IOU.

Find a trusted friend to borrow.

Friends are also divided into three, six, nine and so on, some friends are only suitable for eating, drinking and having fun together, but can not share weal and woe, so when borrowing money, we must also choose a good borrowing object, otherwise we will only hit a wall everywhere, and if we don't do it well, we will break off the friendship between friends.

When there is a shortage of funds, many people's first thought must be their relatives, after all, they know the roots, they are trustworthy, and they move around more frequently, and they should help you get through the difficulties when you encounter difficulties.

Control the amount borrowed.

When borrowing money from friends, you should fully consider the financial strength of your friends, don't catch one person and slaughter them, you can consider finding a few more people, and the amount of borrowing for each person is a little less, so that it will not exceed their psychological tolerance, and it is easy to lend you money.

Saving the emergency is not helping the poor.

As the saying goes, the emergency does not help the poor. The main purpose of borrowing money is to help you get through the shortage of funds, not to help you get out of poverty. A person who is lazy and unmotivated will always be suspicious of his ability to repay.

Precautions: Whether a friend is willing to lend you money is a friend's own right, don't hold a grudge because you didn't lend you, even if a friend lends you money, you must abide by the original promise, return the money to your friend in time, don't wait for others to urge you, once a friend urges you to repay, then he will definitely not lend you money again next time there is difficulty.