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The premise is that you have sufficient documentation.
Depending on your requirements, you can choose a place that is closer to the place of work or a place with a better environment.
After finding the right location, you can choose according to your needs, such as orientation, room type, landscape, location, etc., you can pay a deposit (2-50,000 yuan) after you are determined, and go to the sales office to sign a contract for the sale of commercial housing within 7 working days after paying the deposit. When you take the house, you need to pay the deed tax below 90 square meters is 1%, 90-144 is 2%, 144 or more is 4% (are the total house price), public maintenance**, each place is different, you can go to the local check, stamp duty five ten-thousandths, other costs together will not exceed 1000 yuan, all the fees can be paid after the property right certificate can be done, the property right certificate is done after the land certificate (generally the developer is acting on behalf of).
In this case, it is not possible to complete it in 1 week normally.
I wish you a comfortable house!
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Buying a house is a big deal, don't be too hasty, I suggest you do a notarization of entrustment, and it is better to entrust your family to handle it.
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Contact in advance to confirm some related matters.
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If the materials are handed over to the real estate bureau, there will be a receipt form, and you must pay the tax on the date stated above, which generally takes about 15 working days. After the tax is paid, they are waiting in line to get their new title deeds. Also pay attention to:
1.If the transfer of the real estate certificate does not go through a real estate agency, the terms of the contract and the terms of breach of contract must be clearly written, and the party named on the seller's real estate certificate must be present when signing the contract (if it is married, both husband and wife need to be present and signed, even if there is only one person's name on the real estate certificate). 2.
Materials required by the seller: original ID card and a copy of ID card. If you are married, you need the original marriage certificate and a copy, and the original real estate certificate; If one of the husband and wife is unable to be present, they must first write a power of attorney and then go to the justice bureau to notarize, the household registration book and a copy.
3.Materials required by the buyer: original ID card and a copy of the ID card, household registration book and copy, if you are single, you need to go to the Civil Affairs Bureau to open a single certificate.
If there is no problem with the materials, you must go to the real estate bureau and fill in some ** and a stock contract, and the amount on the stock contract must be the same as the amount on the signed contract.
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It generally takes about 1-15 days to process the transfer of real estate.
After the buyer and seller negotiate the house price and sign the contract, they need to bring the identity certificate, housing right certificate, household registration book, marriage certificate, sales contract, and transfer confirmation approval form to the housing management department to sign online and pay the house payment, and then go to the housing management department surveying and mapping company to apply for surveying and mapping and issue a new surveying and mapping map.
If the transfer of the real estate certificate does not go through a real estate agent, the terms of the contract and the terms of breach of contract must be clearly written, and the party named on the seller's real estate certificate must be present when signing the contract (if married, both husband and wife need to be present and signed, even if there is only one person's name on the real estate certificate).
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It depends on whether you take out a loan or not, if you pay for the house at one time, let your dad pay the deposit in his own name in advance, so that you can go home directly (the distance takes time to add in) and then sign a formal sales contract with the owner, and then you can go to the real estate transaction center on the same day to transfer, so that it is over, and the rest of the work can be done by the family, and it will take two days. If you take out a loan, it should be at least five working days.
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In China, the Interim Regulations on Real Estate Registration do not distinguish between registration types, and the time limit for real estate transfer registration is uniformly set at 30 days, which is a comprehensive consideration of the previous provisions made by various types of real estate registration agencies on the time limit for registration of various types of real estate. If the land registration is 20 days, it can be extended by 10 days under special circumstances; For housing registration, the registration period varies depending on the type of registration, 30 working days for the registration of house ownership within the scope of state-owned land, and 60 working days for the registration of house ownership within the scope of collective land; Registration of mortgages and easements, 10 working days; 10 working days for advance notice registration and correction registration; Opposition registration, 1 working day.
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If there is no place to correct the real estate certificate, the owner only needs to go to the housing authority with you to apply for the transfer of ownership, and you can pay the tax after seven working days, and pay all the taxes and fees to the housing authority to apply for a new certificate, and you can get a new certificate after three working days. It adds up to about half a month.
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The information is complete, the fee is paid, generally about ten days.
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It's over in no time.
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You should be doing things the same thing as what you don't want to do or don't like to do. You choose this way, you are in school to do a good job in learning. What do you want to do when you don't go to school? Since you have gone, it means that you should do a good job. Single-mindedness.
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The procedures are complete, no collateral, the loan is paid off, there is a commercial real estate certificate, a deed tax certificate, a land certificate of the nature of the transfer, the above procedures are complete, you can sell and transfer to others at any time.
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ID card, household registration book, house purchase contract, price receipt, income certificate issued by the unit, marriage or marriage certificate (both the unit and the civil affairs bureau where the household registration is located).
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If both the buyer and the seller have enough time, then the process will be much faster, and it will take about a week from signing the mortgage to closing the mortgage.
The materials you need to prepare are, ID card, household registration book, marriage certificate (or single certificate), no house certificate, and income certificate. That's all there is to it.
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FYI:
The age plus the loan term shall not exceed 70 years old, and the maximum loan term shall not exceed 30 years;
Ability to repay loan principal and interest on time. The ratio of the borrower's monthly loan expenditure to monthly income shall be controlled below 50% (inclusive), and the ratio of all monthly debt expenses to monthly income shall be controlled below 55% (inclusive);
Generally, the down payment is 30%, and the specific amount depends on the regulations of your city.
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A three-bedroom and two-hall house is about 100 to 120 square meters, if it is a total of about 400,000 yuan for 100 square meters, a down payment of about 120,000 yuan for 30%, and a monthly repayment of about 280,000 yuan for 20 years. You go to see it first, and then ask me after you have seen it, and I'll do the math for you.
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Now the question is where you are going to buy a house, what are the local housing prices, and then you use a house buying calculator to calculate, how to buy the most suitable one, if the local housing prices are too high, can you go back to your hometown in the countryside to build a house. It depends on your goal, whether you can take a back seat. If your goal is to buy a house in your city, you need to figure out when you can buy it.
There are now multiple online or mobile apps that can be calculated.
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If you want to accumulate wealth as soon as possible, there is only one way to gamble, but nine out of ten gambles are lost, you don't have such an eager mentality, it is easy to let others take advantage of it, some things are natural, I suggest that you can do some small investment and financial management, this may allow your wealth to grow slowly, and at the same time play a role in maintaining and increasing value! Usually save as much as you can, so see if you can save enough money at the end of the year!
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Excluding the basic expenses every month, there is a maximum of 1,500 left, and by the end of next year, 14 months, a maximum of 20,000 will be saved.
4,500 per square meter, it takes 360,000 yuan to buy a small 80 square meters, a down payment of 30%, 100,000 8, so unless the family helps, there will be no drama next year.
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Your monthly salary of 4,000 yuan can bring 15-200,000 yuan, and you can repay 2,000 yuan per month with a loan, so that the interest on your loan year will be less.
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