Is it correct that the essence of the time value of money is the division of surplus value?

Personal opinions, not necessarily more appropriate.

There are different opinions about the time value of money, there is inflation, there is value expectation, there is compensation ....... Most of these views explain phenomena in terms of phenomena, but they cannot explain the essence.

We know that labor creates value, why, it is the exchange of value for labor. So how is the time value of money realized? It can be analyzed in terms of the function of money.

Imagine that the same 1,000 yuan is used for consumption to be realistically satisfied, and it is possible to achieve value growth when used for investment, that is, currency can be used for reinvestment to increase in value, but there is no problem of appreciation for consumption.

What are the reasons for the increase in investment value? It is also a matter of deep reflection on the value of it. Capital, which participates in social reproduction, cannot create value in itself.

The value of human labor is human labor. It can also be understood in this way: for example, a spade itself cannot create value, but it creates value after being used for labor, and the fundamental reason is that the spade, as a tool, contains invisible labor, which is the root of value creation.

The essence of the time value of money is the division of surplus value, right, this statement must have a premise, without a premise, how can there be no basis, it is incorrect.

The essence of the time value of money refers to the appreciation of money that occurs over time, also known as the time value of money. Secondly, the time value of money refers to a certain amount of money that is currently held and has a higher value than the equivalent amount of money obtained in the future. From an economic point of view, the difference in purchasing power between the current unit of money and the future unit of money is that it is necessary to save the current unit of money and consume it in the future.

Expand your knowledge: Definition of the time value of money: From the perspective of quantity, the time value of money is the average rate of profit of society without risk and inflation. Risk-reward and inflation factors should not be included when measuring the time value of money.

The time value of money is: refers to the value of money that increases after a certain period of investment and reinvestment, which is called the time value of money. The time value of money does not arise in the field of production and manufacturing, but in the field of circulation of social funds.

Abstinence: Investors must postpone consumption when investing, and they should be rewarded for their patience in postponing consumption, and the amount of this reward should be proportional to the time of postponement.

Labor Theory of Value: All value, including value-added, is formed in the production process, and the value-added part is the surplus value created by workers. The real value of time is the surplus value created by the worker.

No, time value is only one of the conditions, and it must also be a currency in circulation to have time value.

Marx pointed out that "the circulation of money as capital is an end in itself, because it is only in this constantly renewed movement that its value is valued" and "if it is taken out of circulation, it is solidified into a store of money, which will not increase by a cent, even if it is hidden until the end of the world." ”

Therefore, not all money has a time value, and only when money is invested in production and operation as capital can time value be generated, that is, time value is generated in production and operation.

No, the time value of money is created by the money in the process of use, and money that is not in use has no time value.

The time value of money refers to the fact that the value of the same amount of money is different at different times, because the same amount of money can be used for different investments at different times, generating different benefits or costs, thus affecting the value of the money. Therefore, the time value of money is determined based on the investment opportunity of the money and the cost of the money.

Therefore, the incorrect statement should be: "The time value of money does not arise from the opportunity to invest money and the cost of capital removal." This statement is false, because the time value of money is the investment opportunity and the cost of the capital.

The time value of money is derived from the following aspects:

1.Inflation: Over time, the purchasing power of money decreases because inflation leads to the loss of goods and services. As a result, those who hold money will lose a certain amount of their wealth due to the decline in purchasing power.

2.Opportunity cost: Holding currency also means that investments or other opportunities may be missed out that could lead to higher returns. As a result, people who hold currency can also lose a certain amount of wealth by missing out on these opportunities.

3.Risks: There are also certain risks associated with holding currencies, such as currency depreciation, political risks, etc. These risks may result in a decrease in the value of the currency's peg and thus the loss of some wealth.

Therefore, the time value of money is not only because of inflation, but also includes aspects such as opportunity cost and risk.

1 It does not originate from the use value of the currency itself.

2 For the use value of money is only one aspect of the value of money, and the time value of money refers to the change in value brought about by the temporal nature of money, not the change in value caused by its use value.

3 The temporal value of money stems from the risks and opportunity costs associated with the use and storage of money at different points in time, as well as the impact of changes in the economic environment behind the currency.

Therefore, the time value of money is closely related to time, reflecting the importance of time to economic activities.

1 The characteristics of the currency itself.

2 The time value of money stems from people's evaluation and preference for time, i.e., people prefer to gain now rather than in the future, so they need to convert future gains.

3 Different people's preferences and evaluations of time are also different, so the time value of Xingyuanling currency will also vary from person to person.

The time value of a currency refers to the result of the change in the value of a coin over a period of time, and it is the expected result of investors and consumers about the future value of the currency. The time value of money is determined by many factors, including inflation, monetary policy, interest rates, political stability, and other factors. The time value of money is an important factor that investors and consumers must consider when determining their purchasing power, and it can help their investment strategies determine future value more effectively.

The time value of money refers to the value of money that increases after a certain period of investment and reinvestment, also known as the time value of money.

Benjamin Frank said that money begets money, and the money that is born begets more money. This is the essence of the time value of money. The concept of "time value of money" holds that the current currency has more value than the same amount of money received in the future because the current currency can be invested and compounded.

Even with the effects of inflation, the present value of a currency must be greater than its future value whenever there is an investment opportunity.

The time value of money is when a certain amount of money is held at the moment and has a higher value than the same amount of money that will be acquired in the future. From an economic point of view, the difference in purchasing power between the current unit of money and the future unit of money is due to the fact that in order to save the current unit of money from consumption and convert it into consumption in the future, there must be more than one unit of money available for consumption in future consumption as a discount to compensate for delayed consumption.

What defines the time value of money? Let's find out.

The time value of money is the added value of money over time, also known as the time value of money, the time value of money refers to the fact that a certain amount of money currently has a higher value than the equivalent amount of money obtained in the future, from the perspective of economics, from the point of view of the difference in purchasing power between the current unit currency and the future unit money, in order to save and not consume the current unit of money and transform into future consumption, there must be a unit of money that can provide consumption when consuming in the future. And there is a premium for delayed consumption. Because it has to be used. At present, the academic community has not found a formula or method for calculating the Huishi fibrillation rate that is applicable to all countries in the world, and we only describe the simple and clear history and the current way of determining the exchange rate in the world.

For example, after I borrow 1 million yuan from you, I will return 1 million yuan to you during the Spring Festival next year. Just say thank you, you will definitely be unhappy, but it is still interesting, why is this money still alive after time? Let's think about it.

This is the essence of interest. Why does money have a time value? Why does it take a long time to **?

Why is there interest on this? There are probably two explanations, investment returns. Why does investment pay off?

In fact, on the surface it is to borrow money, but in fact, the resource preparation behind this money will increase. For example, to deal with 1 million yuan, it is 1 million catties of rice seeds. If I plant it, it is not as good as the level you plant, then I will not plant and lend you money, in fact, I lend you money to lend you the right to use the money.

This interest rate is a system, and the overall interest rate is many. Deposits and loans between the people and banks, as well as deposits and loans between banks and banks, and a fund exchange and deposit loans between commercial banks and banks, in the capital market, bonds, etc. are still a high-yield, huge system.

It will be determined according to the development of the country's economy, and it will be able to achieve a very good state of hand, so that the value of the currency can be higher, so as to be better exchanged.

It is defined by interest, which is a very intuitive criterion, very accurate, and allows people to judge the direction of the currency.

This is based on the purchasing power, and the purchasing power of the currency is completely different at different times.

It is based on the timing of buying and selling, as well as the value in the market, to determine the level of the currency, depending on the system contained in the currency.

Answer]: Families a, b, d

The main reasons why money has a time value are: The currency you hold now can be used as an investment to get a return on your investment; The purchasing power of money will be reduced by inflation; Future investment income expectations are uncertain. Ming Suiqing.

1 Shopping Installments. If you see what you want to buy and you are short on money, if you buy durable consumer goods such as household appliances, the utility of the use of the limbs can be extended to several years, and you can think of it as the same as borrowing money to buy property, and enjoy the utility of durable consumer goods in installments.

2 Loan Advertisement. For example, online lending or offline borrowing stipulates that the principal of the loan and the interest rate of the loan shall be repaid at a specified time.

3 Advertisements for savings policies. A common savings policy advertisement that calculates the time value of the compound interest of the currency.