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The current insurance for private cars is usually as follows:
1. Vehicle loss insurance.
It is the insurance price, and the rate is generally less than one percent of the car price;
2. Third-party liability insurance.
This price fluctuates, and now there are more 500,000 and 1 million, and the rate is generally less than one percent;
3. Whole car theft insurance.
It is the insurance price, and the rate is generally about 0.6% of the car price;
4. Third party liability accident insurance.
This floating, usually more than 2,000 yuan, the rate is generally less than five thousandths;
5. Accident insurance for people in the same car, that is, seat insurance.
This floating, usually more than 10,000, the rate is generally less than 1.5 percent;
6. Separate glass breakage insurance.
There is a difference between imported cars and domestic cars, and the rate is generally within 1/1000 to 2/1000 of the car price;
7. Body scratch loss insurance.
This rate is generally within 0.5 to 1 thousandth of the fare.
The general private car is the above 7 insurance, after the implementation of the new traffic law, "third party liability insurance" is required; The rates charged by each insurance company for vehicle insurance vary and are roughly the same.
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Car owners have a variety of ways to get car insurance**, either through **or online**. It is recommended that you call the insurance company** and they will teach you how to do it.
Buy insurance for a new car:
Compulsory traffic insurance is mandatory by law, so if you buy a car, you have to buy compulsory traffic insurance, and this money cannot be saved. The more new cars you get, the more you need to buy commercial insurance. First of all, there are many novices who drive new cars, and novices are not skilled in technology, and they are more likely to be in danger; Secondly, new cars are more eye-catching and more likely to be stolen and scratched.
Experts suggest that commercial third-party insurance, car damage insurance, theft insurance, glass insurance, etc. should still be bought.
For the situation of novices and new cars, in addition to third-party liability insurance, it is recommended to cover basic insurance types such as car damage insurance, full car theft insurance, deductible insurance, vehicle personnel liability insurance, and glass breakage insurance. Because the probability of spontaneous combustion of a new car is very small, spontaneous combustion insurance can be considered as insured.
If a novice buys a deductible, you should also understand the compensation scope of the deductible insurance in detail, because buying the deductible does not mean that you can claim at will. Whether the vehicle has a record of violations and claims in the previous year is directly related to the preferential coefficient of the next year's insurance, and the insurance company will give the owner a discount or additional premium according to the claim record of the previous year when renewing the insurance.
Buy insurance for used cars.
On October 1, 2009, the new Insurance Law came into effect. The relevant regulations of the new Insurance Law stipulate that the transferee of the transfer of the subject matter of insurance directly inherits the rights and obligations of the insured. That is to say, after purchasing a second-hand car, you can directly inherit the rights and obligations of the original owner, and there is no need to go to the insurance company to go through the transfer procedures, so as to avoid the situation that you cannot claim after the accident due to the failure to transfer the ownership in time.
The new Insurance Law also stipulates that if the degree of risk increases significantly due to the transfer of the subject matter of insurance, the insured shall promptly notify the insurer to go through the procedures for changing the ownership of the company, and the insurance company may increase the premium or terminate the contract according to the increase in the degree of risk. What is the increased level of danger? For example, if it was originally a private car, but it is transferred and used as a commercial vehicle, this is a situation where the degree of danger increases.
Such car owners should go to the insurance company to go through the transfer procedures in time. Ping An Auto Insurance of China provides you with precise car insurance**.
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Summary. Car Insurance** Schedule:
For newly purchased vehicles, there are several basic types of insurance when insured, the first is compulsory traffic insurance, private cars are generally unified as 950 yuan for less than 6 seats, and 1100 yuan for more than 6 seats;
Third-party liability insurance, if the insured amount is 200,000 yuan, the premium is generally about 1,400 yuan;
Car damage insurance is usually estimated according to the value of the new car, and the premium for a vehicle of about 100,000 yuan is generally between 2,400 yuan;
The liability insurance for people on the bus is determined according to the number of seats in the vehicle, and the insurance amount for each seat is 100,000 yuan, so the premium is about 80 yuan;
There is also deductible insurance, which is about 300 yuan.
How to check car insurance**.
Hello, I am glad to answer for you how to inquire about the car Huai shed insurance** You can use Mengming Alipay to query. Inquiry method: Alipay Apple 12, ios14, Alipay version of the mobile phone desktop to open the Alipay software.
Car Insurance** Schedule: For newly purchased vehicles, there are several basic types of insurance when insured, first of all, compulsory traffic insurance, private cars are generally unified for 950 yuan for less than 6 seats, 1100 yuan for more than 6 seats; Third-party liability insurance, if the insurance amount is 200,000 yuan, the premium is generally about 1,400 yuan; Car damage insurance is usually estimated according to the value of the new car, and the premium for a vehicle of about 100,000 yuan is generally between 2,400 yuan; The liability insurance of the personnel on the car, according to the number of seats in the vehicle and the number of damages, the insurance amount of each seat is 100,000 yuan, so the premium is about 80 yuan; There is also deductible insurance, which is about 300 yuan.
Hope mine can help you<>
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There are mainly ** inquiries, online inquiries and APP client inquiries for car insurance, and different ways can be used to query the final results, so consumers can choose according to their own convenience. 1. **Query. Call ** to inquire, this method can not only find out the latest ** field of car insurance preferential activities, but also can carry out insurance services.
2. APP client query. Nowadays, the use of mobile smart terminals has become more and more popular, and almost everyone has a 3G mobile phone. As long as we have the best mobile phone client, we can check our own auto insurance related knowledge all the time.
The three types of insurance in car insurance are divided into several grades. The minimum level of insurance is 500,000 yuan. 1 million yuan and 2 million yuan in order.
If you want to check the ** of the three insurance, then the most straightforward way is to ask the salesperson of the insurance company. Let him report it to you directly. It is recommended that you insure at least 1 million of the three.
Large trucks are actually stronger than small cars in terms of transportation capacity, but trucks generally work for a long time, the freight routes are long, and they often have to drive on some muddy and rugged roads, so it is very necessary to buy insurance for trucks. For large trucks, the insurance of trucks is calculated according to tonnage, and most of the large trucks will also calculate the road silver cover that they often drive, different routes, different road conditions, will seriously affect the final cost of truck insurance.
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Hello, this question is from me, the car insurance ** list is as follows: the first year: one, compulsory traffic insurance:
5 blocks 950 yuan, 6-8 seats 1100 yuan second year: 5 blocks 855 yuan, 6-8 blocks 990 yuan third year: 5 blocks 760 yuan, 6-8 blocks 880 yuan fourth year:
5 blocks 665 yuan, 6-8 blocks 770 yuan in the fifth year: 5 blocks 665 yuan, 6-8 seats 770 yuan or more premiums, related to insurance, out of insurance, transfer, any one of them changes, then the Liang Wei premium will also change. 2. Commercial auto insurance:
For new car insurance, if you choose the insurance amount of the three insurance 2 million + car damage insurance 10,000 + the seat insurance of the people on the car 10,000: the third party liability insurance: 2 million insurance amount is lacking, ** is the yuan car damage insurance:
175498.6 yuan sum insured, ** is 23707 yuan on-board personnel liability insurance (driver):
10,000 sum insured, ** is 2127 yuan on-board personnel liability insurance (defeated passengers): 10,000 * 4 insurance amount, ** is 53
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Summary. Hello dear! Now for you to answer the car insurance ** policy:
Kiss car insurance ** single is the first year: 950 yuan for 5 seats, 1100 yuan for 6-8 seats, the second year: 855 yuan for 5 seats, 990 yuan for 6-8 seats, and the third year:
5 blocks 760 yuan, 6-8 blocks 880 yuan The fourth year: 5 blocks 665 yuan, 6-8 blocks 770 yuan The fifth year: 5 blocks 665 yuan, 6-8 seats 770 yuan or more The premium is related to the insurance, insurance breakout and transfer, and if any one of them changes, then the premium will also change.
Hello dear! Now for you to answer the car insurance ** policy: pro-family car insurance ** single is the first year:
5 blocks 950 yuan, 6-8 seats 1100 second year: 5 seats 855 yuan, 6-8 seats 990 yuan third year: 5 blocks 760 yuan, 6-8 seats 880 yuan fourth year:
5 blocks 665 yuan, 6-8 blocks 770 fifth year: 5 split state dan 665 yuan, 6-8 blocks 770 yuan or more premium, related to the insurance, out of the line of insurance, transfer of ownership, any one of the changes are wanton, then the premium will also change.
Kiss Car Insurance**.
1. Compulsory traffic insurance: 950 yuan per year for 6 or less households and 1,100 yuan for 6 or more households.
2. Vehicle loss insurance: (cash purchase of a lost car** This is a survey type slip to be fully insured. Clause.
3. Separate glass breakage insurance: (the purchase price of imported new cars, the purchase price of domestic new cars.)
4. Rental of special insurance without deductible: (vehicle loss insurance + third party liability insurance) 20%.
Which insurance company do you want?
How much is the total amount of all risks?
Peaceful. Kiss full insurance about 1500.
It mainly depends on how many seats you have.
Qinqin China Ping An Auto Insurance**Detail 1, compulsory traffic insurance 950 yuan (must be purchased); 2. The car damage insurance is almost 1,000 yuan; 3. The third-party liability insurance can be insured for 50,000, 100,000 and 200,000 yuan, and 100,000 yuan is 600 yuan; 4. More than 300 theft insurance; 5. The personnel on the car are calculated according to 5 seats, and 10,000 yuan per seat is about 100 yuan; 6. The above items add up to 400 without deductible; 7. Spontaneous combustion insurance of 50 yuan; 8. The glass is damaged separately according to 100 domestic glass; 9. Scratch insurance 300 yuan; 10. And these 3 are not counted as deductible of more than 50 yuan.
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Summary. Hello, Car Insurance** Policy: First Year:
First, compulsory traffic insurance: 950 yuan for 5 blocks, 1100 yuan for 6-8 blocks, the second year: 855 yuan for 5 blocks, 990 yuan for 6-8 blocks, and the third year:
5 blocks 760 yuan, 6-8 blocks 880 yuan fourth year: 5 blocks 665 yuan, 6-8 blocks 770 yuan fifth year: 5 blocks 665 yuan, 6-8 seats 770 yuan or more premium, and the insurance, out of insurance, transfer of ownership has a relationship, any one of them changes, then the premium will also change.
2. Commercial auto insurance: insurance for new cars, if you choose the insurance amount of the third party insurance of 2 million + car damage insurance of 10,000 + the seat insurance of the people on the car 10,000: third party liability insurance
2 million insurance amount, ** is the yuan car damage insurance: yuan insurance amount, ** is the yuan car personnel liability insurance (driver): 10,000 insurance amount, ** is the yuan car personnel liability insurance (passengers):
10,000 * 4 sum insured, ** is yuan.
Hello, car transportation and sales insurance** policy: the first year: one, compulsory traffic insurance:
5 blocks 950 yuan, 6-8 seats 1100 yuan second year: 5 blocks 855 yuan, 6-8 blocks 990 yuan third year: 5 blocks 760 yuan, 6-8 blocks 880 yuan fourth year:
5 blocks 665 yuan, 6-8 blocks 770 yuan The fifth year: 5 blocks 665 yuan, 6-8 seats 770 yuan or more premiums, and the insurance, insurance, transfer, any one of them changes, then the premium will also change. 2. Commercial auto insurance:
For new car insurance, if you choose the insurance amount of the three insurance 2 million + car damage insurance 10,000 + the seat insurance of the people on the car 10,000: the third party liability insurance: 2 million the insurance amount, ** is the yuan car damage insurance:
Yuan insurance amount, ** is the yuan car personnel liability insurance (driver): 10,000 insurance amount, ** is the yuan car type passenger liability insurance (passengers): 10,000 * 4 insurance amount, ** is the yuan.
Car insurance table: Take the model of the family with less than 6 seats as an example, the car insurance and sales **Juekai table is: 1
Compulsory insurance: 950 yuan in the first year, if there is no insurance in the first year, the premium will be reduced by 10% in the second year, and so on, and the price will be 30% lower. 2.
Car damage insurance: about 800 yuan per year. 3.
Third-party liability insurance: The amount of insurance is different and the premiums are different, there are 50,000, 100,000, 200,000, 500,000, and 1 million respectively, and if the sum insured is 100,000, the annual premium is about 600 yuan. 4.
Theft insurance: about 300 yuan per year. 5.
Seat liability insurance on the bus: about 100 yuan per year. 6.
Not deductible: about 400 yuan per year. 7.
Spontaneous combustion insurance: about 80 yuan per year. 8.
Glass breakage insurance: about 180 yuan per year. 9.
Scratch insurance: about 350 yuan per year.
What is car insurance motor vehicle insurance, that is, car insurance, referred to as car insurance, refers to a kind of commercial insurance that is liable for personal or property damage caused by natural muffled disasters or accidents.
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Summary. 500,000, 1 million, the maximum 5 million different insurance amounts, assuming that the insurance amount is 100,000, the premium is about 600 up and down theft insurance: 300 yuan in the car seat liability insurance:
100 yuan without deductible: 40 yuan up and down spontaneous combustion insurance: 80 up and down glass breakage insurance:
18 zero yuan up and down scratch insurance: 350 yuan up and down cumulative: 360 yuan, the first year of the new car premium is also in the middle of 3000-4500, in general, the premium for one year or can be carried out, and with the application of the vehicle, there is no compensation or traffic violation premium will continue to decline every year.
Car insurance** compulsory traffic insurance is 950 yuan. First of all, compulsory traffic insurance, private car Burning Ling is generally unified for 950 yuan for less than 6 seats, and 1100 yuan for more than 6 seats; 2.Third-party liability insurance, if the insurance amount is 200,000 yuan, Baoxiang ride fee is generally about 1,400 yuan; 3.
Car damage insurance is usually estimated according to the value of a new car, and the premium for a vehicle of about 100,000 yuan is generally between 2,400 yuan.
The liability insurance for personnel on the bus is determined according to the number of seats in the vehicle, and the insurance amount for each seat is 100,000 yuan, so the premium is about 80 yuan; There is also a deductible insurance without Xiaoliang, which is about 300 yuan.
500,000, 1 million, the maximum 5 million different insurance amounts, assuming that the insurance amount is 100,000, the premium is about 600 up and down theft insurance: 300 yuan on Lao Kai get off the car seat liability insurance: a song with 100 yuan up and down without deductible:
40 yuan up and down spontaneous combustion insurance: 80 up and down glass shattering insurance: 18 zero yuan up and down scratch insurance:
350 yuan around the accumulation: 360 zero yuan, the first year of the new car premium is also in the middle of 3000-4500, in general, the one-year premium or can be served, and with the application of the vehicle, there is no compensation or traffic violation premium will continue to decline every year.
As of February 2020:
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