The premium scale of Sino British Life Insurance Company ranks among the highest

People who don't pay attention to insurance may not be familiar with Sino-British Life, but in fact, Sino-British Life is a well-known company in the insurance company, and it is more intuitive to show you how many insurance companies it ranks inFreshly baked! China's Top 10 Insurance Companies Ranking!

Sino-British Life Insurance is a very large insurance company, and the scale of premiums is of course very large, from the information publicly disclosed last year, it can be seen that at the end of December 2019, the premiums receivable reached more than 400 million. However, it is definitely one-sided to evaluate a company just from the scale of the premium, or it is better to look at many aspects to evaluate this company, and look at it specifically.

We will explain from all angles whether Sino British Life is worth our trust.

1.Depending on solvency, the insurance company can afford to pay for it

This solvency is actually whether the insurance company can afford to pay the sum insured agreed in the contract. The higher the solvency of an insurance company, the more it can indicate that it has more than enough money to pay. Whether the solvency of Sino-British Life Insurance is possible, it is recommended to go to the right to find out:

"2020 Solvency Ranking List of the Most Complete Insurance Companies".

2.Look at the claim situation, the claim is not entangled

In addition to whether there is sufficient money to pay, the insurance company's claim timeliness is also one of the criteria to measure whether the insurance company is good or not. What is the timeliness of Sino-British Life's claims, let's look at the picture first:

From some of the data in the above figure, we can know that the total amount of claims in the first half of the year has reached 400 million, and you can see the claims in just one and a half days, and some people can get compensation in 160,000 claims, indicating that almost everyone who buys insurance in their homes can get compensation, and I think this kind of claim situation is very good.

3.Look at the service rating, the service is impatient

The service rating of the insurance company is one of the criteria for us to judge whether the insurance company is reliable, no matter what we buy, we don't want to meet a company that can't provide good service.

The service attitude of the insurance company is great, we can get a more detailed product introduction from the salesman, and we may get a faster claim when we really need to make a claim, I think even if I don't trust the insurance at the beginning, I will feel a lot more relaxed after getting such a service. Whether the service of Sino-British Life Insurance is good in the eyes of everyone, it is recommended to go to this list with a high complaint rate to see if there is it:"Insurance Company [Consumer Complaint List] is released, who has the worst service?

Based on the above points, the overall performance of Sino-British Life Insurance is still good, and when we don't know some insurance companies, we can also analyze whether it is a reliable insurance company from these aspects. Hope!

The premium income of Sino-British Life Insurance over the years is as follows: Year Premium income (10,000 yuan) 2005 88817 2006 111700 2007 353602 2008 385159 2009 418019 2010 492545 2011 354151 2012 360105

From the perspective of premium income, Sino-British Life's insurance premium income in the fourth quarter of 2022 was about 2.5 billion, and the premium income of the written policy in 2022 was about 11.8 billion. Out of 50 insurance companies, Sino-British Life ranked 38th.

Here I have also made a detailed analysis of the strength and background of the company, and friends who want to know more can read the following article:

Is Sino-British Life reliable? Is the product worth buying? Analysis in one article!

Sino-British Life Insurance is an insurance company approved by the China Banking and Insurance Regulatory Commission, and it is still a very reliable imitation, so you don't have to worry about being a fake company.

The controlling shareholders of Sino-British Life Insurance are COFCO Capital Investment**** and Aviva Group, which hold 50% of the shares respectively and are Sino-foreign joint ventures.

On May 13, 2020, Aviva Group ranked 213th on the 2020 Forbes Global 2000 list, and is also the largest insurance group in the UK and the fifth largest in the world.

Therefore, from the perspective of background strength, Sino-British Life Insurance is very reliable, and the registered capital of Sino-British Life Insurance has reached 100 million yuan, and its operating income in 2021 will exceed 15.1 billion yuan, and its profitability is also very reliable.

According to the information disclosed by the China Banking and Insurance Regulatory Commission, the core solvency adequacy ratio of Sino British Life Insurance in the fourth quarter of 2022 is the comprehensive solvency adequacy ratio, and the latest comprehensive risk rating is AA, which meets the solvency standards stipulated by the CBIRC.

However, when we look at insurance companies, in addition to looking at background strength and solvency, we should also pay attention to word-of-mouth ratings, claims settlement speed and other content.

When we look at insurance companies, what exactly do we look at?

Finally, if you want to buy insurance and not be cheated, you should also pay attention to these points:

Insurance] which is good, how to buy a good deal, hand to prepare the finch regret hand to teach you to avoid these pitfalls of insurance.

Sino-British Life Insurance Company ranked 17th.

Sino-British Life Insurance Company was established in 2003 and is headquartered in Chaoyang District, Beijing.

In addition, the British Aviva Group and COFCO Corporation of China jointly invested with registered capital.

2.9 billion, in the insurance joint venture, the strength of the first echelon, Aviva Group is the leading provider of insurance business in Europe, is the world's fifth largest insurance group.

The rankings of Sino-British life insurance companies are also different depending on the angle of comparison.

For example, in the solvency ranking of 74 life insurance companies in the third quarter of 2022, Sino-British Life Insurance Company ranked first.

However, if you compare it from the perspective of total assets, Sino-British Life Insurance Company may not be as good as some long-established insurance companies.

Ranked 78th in the country, Sino-British Life Insurance was established as a joint venture between Aviva Group and COFCO Capital Investment in 2003, with a registered capital of 100 million yuan. In the 2018 service evaluation of life insurance companies in Fengshiqiao, it ranked 58th, and the evaluation result was CCC level 7, which belongs to the middle and lower level.

1. Premium ranking.

According to the original premium data of annual life insurance companies released by the China Insurance Regulatory Commission, the original premium income of Sino-British Life Insurance in 2018 totaled 100 million yuan, accounting for 100 million yuan in market share, ranking 37th. In January 2019, Sino British Life Insurance ranked 45th with original premium income of RMB1.4 billion and scale premium of RMB1.5 billion.

2. Solvency ranking.

According to the life insurance solvency data released by the China Insurance Regulatory Commission in the fourth quarter of 2018, the core solvency adequacy ratio of Sino-British Life Insurance is 193%, the comprehensive solvency is 193%, and the risk rating is A, ranking 36th, and meets the regulatory requirements of the China Insurance Regulatory Commission.

Officially opened in January 2003, Sino-British Life Insurance is a joint venture between the world's sixth largest insurance group, the British Jiehua Group, and COFCO, a large state-owned backbone enterprise, with both parties holding 50% of the shares. At present, the registered capital has reached 100 million yuan. The business has expanded to 10 provinces including Guangzhou, Beijing, Shandong, Hebei, Hunan and Jiangsu, as well as more than 40 key cities.

Since its establishment, Sino British Life Insurance has always been committed to providing customers with the most suitable insurance and wealth management products based on China's national conditions and relying on more than 300 years of professional insurance experience of Aviva Group, and has established the product development principle of taking long-term pension planning as the main target market, customer needs as the fundamental starting point and channel demand as the guidance.

Further information: 1. At present, Sino-British Life Insurance has more than 100 professional insurance products, and will continue to plan six major accounts including savings, risk, medical care, wealth management, retirement and asset allocation. The well-built Sino-British series of products will bring every Sino-British customer a full range of lifelong protection.

2. After a special year of 2020, in the midst of great changes, all walks of life are facing arduous tests. In the severe economic environment at home and abroad, Sino-British Life Insurance actively met the challenges, made progress while maintaining stability, reached a new high, achieved a bumper harvest in revenue and profit level, and delivered a satisfactory answer.

In the face of the complex economic situation, Sino-British Life's business developed steadily and healthily, and a number of core operating indicators increased significantly. Among them, the operating income increased by 15% over the previous year to 12.2 billion yuan; The net profit was 100 million yuan, a year-on-year increase of 32%, significantly exceeding the industry level. At the end of the year, the total assets reached a new level, reaching 50.1 billion yuan, an increase of 25% over the beginning of the year.

Hello, glad to answer for you. Sino-British Life Insurance Company ranked 17th. Sino-British Life Insurance **** is a joint venture between the world's sixth largest insurance group - British Aviva Group and a large state-owned backbone enterprise - COFCO, with a registered capital of 500 million yuan, officially opened in Guangzhou on January 1, 2003, and its business has expanded to Beijing, Guangdong, Sichuan and Fujian and other provinces, cities and regions across the country.

Summary. Hello, glad to answer for you. Sino-British Life Insurance Company ranked 17th.

Hello, glad to answer for you. Sino-British Life Insurance Company ranked 17th.

Sino-British Life Insurance **** is a joint venture between the world's sixth largest insurance group - British Aviva Group and a large state-owned backbone enterprise - COFCO, with a registered capital of 500 million yuan, officially opened in Guangzhou on January 1, 2003, and its business has expanded to Beijing, Guangdong, Sichuan and Fujian and other provinces, cities and regions across the country.

I hope mine can help you and have a great life! If you have any other questions, please feel free to consult me, professional teachers will solve your problems 100% and provide one-on-one guidance.

If you are in insurance, the ranking is not important, but the main thing is to look at the product. Because the start-up capital of insurance companies is at least 300 million, and the start-up capital of China and Britain seems to be about 3 billion.

Bomb the company, deceive the illiterate elderly, deceive the 55-year-old man to pay yuan every year for ten years, a total of 69,096 yuan, 66 back 7,800 yuan per year for eight years, a total of 62,400 yuan, intolerable, at that time the deception said that the annual income is more than 1,000, it is easy to deceive the elderly, can formal enterprises take advantage of the trust of good people in the enterprise?

Hello, Sino-British Life Insurance ranks a few times, there is no exact number, because Sino-British Life Insurance is a joint venture company, so it is now the first echelon of foreign-funded companies, his two ** East are China's COFCO and the UK's Aviva Group, both of which are two of the world's top 500 companies, Aviva is the world's sixth largest insurance group, and the United Kingdom ranks first. If Aviva wants to come to China for development, it must find a joint venture to establish an insurance company, so after the opening of the WTO, the Sino-British Life Insurance was established as a joint venture.

Risk Cover Source Sum Insured: It is used by insurance companies to calculate the risk protection fee (often reflected in universal insurance) or as the basis for medical examination standards.

Take Sino-British Life Caizhi Life as an example: the risk insurance amount of a 30-year-old woman is 120,000 yuan, and the corresponding risk insurance fee for the current year is 75 yuan.

The risk insurance amount for a 40-year-old woman is 120,000 yuan, and the corresponding risk premium for the current year is 152 yuan.

The higher the age, the higher the risk, the higher the premium, and so on.

In the above-mentioned types of insurance, the risk insured amount mainly refers to the rotation state of the liability (death from illness, total disability and accidental death, total disability).

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"