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Because it can only be handled with the consent of the competent financial department at the same level.
Zero-balance account refers to the account opened by the financial department in commercial banks for its own department and budget unit, which is used for direct payment and payment and liquidation authorized by the financial department.
The nature of the zero-balance account determines that it plays an important role in the treasury single account system and financial payment management, and is a bridge to realize fiscal centralized payment.
First of all, the zero balance account is the link between the single account of the treasury and the account of the goods or services, and the payment of the goods or services by the treasury single account. The essence of financial payment is that the budget funds are transferred from the single account of the treasury to the account of the commodity or labor service merchant, in the zero balance account mode, the transfer of funds is realized through the payment and liquidation activities of the zero balance account, the budget expenditure is first paid from the zero balance account to the commodity or labor service business account, and then the single account of the treasury is paid and cleared to the zero balance account, and the entire payment process is completed.
Second, and more importantly, the zero-balance account is a necessary technical means to achieve control over the final payment of budget funds, and is an important institutional arrangement for China's treasury single account system to ensure that budget funds flow out of the treasury single account only when they are actually disbursed. The zero-balance characteristic of the zero-balance account enables all budget funds to be centrally controlled in a single account of the treasury, thus overcoming the traditional large number of budget funds stranded in the budget units due to scattered and duplicate account settings and a series of drawbacks caused by this.
In this sense, the effective management of zero-balance accounts is key to achieving the objectives of the reform.
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The zero-balance account of the budget unit is the zero-balance account opened by the budget unit in the commercial bank itself, and it can only be handled with the consent of the financial department at the same level.
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c. The composition of the Treasury Single Account System and the functions of each component are required to be mastered by the candidates. According to the nature of the use of funds, the financial department shall open a zero-balance account in a commercial bank for direct financial payment and the settlement of expenditures with the single account of the state treasury; Zero-balance accounts opened in commercial banks for budget units are paid and cleared with financial authorization.
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Situation: refers to the strength and weakness of personnel; The state of development of things, which is distinguished from "form".
Policy: In order to realize the interests and will of the class or stratum they represent, the organs of state power, political party organizations and other social and political groups stipulate, in a standardized form of authority, the goals to be achieved, the principles of action to be followed, the clear tasks to be accomplished, the work methods to be carried out, the general steps to be taken, and the specific measures to be taken within a certain historical period.
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The situation is the form and trend of the change and development of things. The situation includes the form of change and development of things, and the trend of change and development of things.
A policy is a code of conduct set by a political party or a state to achieve a certain task.
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Medical insurance co-ordination refers to the medical insurance premiums paid by all employers for employees in a co-ordination area, after deducting the remaining part after being transferred to personal accounts, including financial subsidies; social donations; bank interest; Additional income such as late fees. The medical insurance co-ordination belongs to all the insured personnel, which is centrally managed by the social insurance agency and used in a unified manner, mainly for paying for the medical expenses, surgical expenses, nursing expenses, basic examination fees, etc. incurred by the insured employees. Medical insurance co-ordination ** implementation of special storage, special funds, no unit and no individual may embezzle.
Medical insurance pooling is equivalent to social insurance**, which is used to reimburse medical expenses.
Medical insurance co-ordination** includes:
1. The remaining part of the total payment of all insured units in the overall area after deducting the personal account 2. Financial subsidy.
3. Social donations.
4. Bank interest.
5. Late fees, etc.
Medical insurance co-ordination, belongs to all insured personnel, the implementation of special storage, special funds, no unit or individual may be misappropriated. Co-ordination**It is mainly used for medical expenses such as hospitalization of insured persons, emergency rescue in non-designated hospitals, referral (hospital) in other places, placement in other places, and outpatient clinics for special diseases.
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Co-ordination means that when there is a payment of medical insurance, after the medical expenses incurred during the medical treatment reach the co-ordination line, it will enter the co-ordination, and the medical insurance will bear a certain proportion of the medical expenses. Suppose you spend 10,000 yuan on hospitalization, and the overall payment line is 1,500 yuan, then the remaining 8,500 yuan will enter the overall planning, and you may only need to take 2,000 or 3,000 yuan, that is, the medical insurance will help you pay part of the overall payment.
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Medical insurance is divided into two accounts, personal account, the money embodied in the medical insurance card, can be used to buy drugs in designated pharmacies, the payment of outpatient expenses and the payment of the self-paid part of hospitalization expenses; The pooled account is managed by the medical insurance center, and the expenses incurred by the insured persons in line with the local medical insurance reimbursement are paid by the pooled account.
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