I took out an online loan of 2,500 yuan, and I received 1,500 yuan, and I was overdue for one day, s

Here are some things you need to do to deal with the situation:

1.First, confirm the overdue interest rate and associated fees in the loan contract.

2.Contact the borrower as soon as possible and explain your situation. Discuss whether you can extend the repayment period or create a workable repayment plan.

3.If possible, try to pay the overdue amount to avoid further late fees accumulating.

4.Explore other ways to raise capital, such as borrowing money from friends and family or seeking other sources of borrowing.

5.Take care to maintain a good credit history to avoid falling past in the future.

Summary: Dealing with overdue situations requires proactive communication with the borrower and finding solutions to avoid further financial losses. Maintaining a good credit history is also very important for obtaining financial services such as loans in the future.

It is recommended to communicate with the family as soon as possible to pay it off, and if the online loan is illegal, you can call the police to deal with it!

You are an anti-aircraft artillery, you don't have to pay it back, and it will continue to pay you back, all the time, all the time, so it's best not to pay it back, but to endure their explosive address book, intimidation, you can also call the police, let the police deal with it, the result is generally to pay off the next amount, that is, 1500

If you borrow 2,500 yuan and get 1,500 yuan, it is completely a routine loan. You can request that the interest receivable be recalculated at 1500 until the day you file it. Take care to preserve all kinds of evidence.

This is typical of usury, weekly loans, and a great violation of regulations. Direct reporting or reporting platform.

Think about it on the credit report, and sue him if you don't go up.

Hello, there are many platforms that can provide small loans, and the amount is basically between 5 million and 300,000 yuan, which can be applied for through banks, online loans, etc. Although the amount of small loans is lower than other loans, they are very popular because they are fast and flexible in borrowing and repayment. As long as you choose a regular platform, the security of funds and information is guaranteed, and you can use it with confidence.

1. Confess to your family and seek help from your family. This is for people who have certain financial conditions in the family, if the amount owed is not large, you can seek help from your family as soon as possible, don't feel good face or dare not confess, you must know that this kind of thing can't be delayed, the more the snowball will roll more and more in the end, don't wait until the end even your parents can't afford it, then there is no way at all. After confessing, negotiate with the platform to strive to repay only the principal or obtain a reduction, basically the platform will have various policies to achieve the purpose of reduction.

2. Get a credit report on a small program such as clean data, sort out your debts, and figure out how much you owe. If you don't owe much and your credit is not bad, you can apply for a regular large loan for installments, pay off all the small loans, and still negotiate with the platform for reduction and exemption in the process of repayment. If you choose to do this, then you must ensure that this large loan can pay off all the small loans, otherwise you must not borrow.

In addition, you must choose this solution if you have a regular income, and your income can repay this large loan every month. Otherwise, doing so will only aggravate your debt and make you sink deeper.

3. In fact, the borrowers who want to go ashore are basically people who can't borrow money, because the platforms that can borrow have already borrowed, and they really can't borrow money, and there is no way to help repay the loan, so they are looking forward to going ashore. So is there any possibility that these people will go ashore? Yes.

This is also the fastest way, which is to force the landing. What is forced disembarkation? It's all the loans that you choose not to repay, don't care about your face at this time, and don't struggle to support yourself for fear of being exposed to your address book, think about it, with your current state, isn't it a matter of time before your address book is exploded?

It's just that the timing is different, and the result is the same. Therefore, if you choose to be forced earlier, you can go ashore earlier, or you can get out as soon as possible.

If you apply for a small loan of less than 50,000 yuan, you can log in to our mobile banking first, click "My" - "All" - "Loan" - "I want to borrow money" to try to apply through this interface, or log in to Pocket Life to apply for credit card borrowing, which is subject to the review result.

There will be no consequences for the loan money:

If there is really no ability to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;

If the lending institution fails to perform the court judgment within the performance period after winning the lawsuit, it will apply to the court for enforcement;

When the court accepts the enforcement, it will inquire about the real estate, vehicles, ** and deposits in the name of the lender in accordance with the law;

If the lender has no property in his name that can be enforced and refuses to comply with the effective judgment of the court, negative information such as overdue repayment will be recorded in the individual's credit report, and he will be restricted from high consumption and entry and exit, and may even be subject to judicial detention.

Basically, there will be no impact, and you can repay the loan on time in the future.

Find a reliable one, go to it, it's all **.

Summary. Hello, it is not recommended not to repay, you can borrow 2500 to 1800 for three days, you can not use it, and you don't need to repay it if you don't use it. Online lending is also a private loan, according to the relevant regulations, the borrower needs to repay the principal and pay the interest on the loan on time in accordance with the contract signed at that time, and if the borrower maliciously defaults on the loan, in addition to paying the overdue interest, the borrower may also have to bear the corresponding legal responsibility.

Hello, it is not recommended not to repay, the online loan borrowed for three days 2500 to the account 1800, you can not use, do not use it, you do not need to repay it. Online lending is also a private loan, according to the relevant regulations, the borrower needs to repay the principal and pay the interest on the loan on time in accordance with the contract signed at that time.

Legal basis: Article 25 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases provides that if the lender requests the borrower to pay interest at the interest rate agreed in the contract, the people's court shall support it, except where the interest rate agreed upon by both parties exceeds four times the interest rate of the one-year loan market at the time of the contract. Article 28: If the borrower and the borrower have an agreement on the overdue interest rate, the agreement shall prevail, but it shall not exceed four times the interest rate of the one-year loan market at the time of the conclusion of the contract.

The key is that when borrowing, there is no service fee, and there is only a service fee of 1200 when it is said later

Besides, his cycle is not right, I chose six months, but it shows three days.

This does not need to be repaid, and the amount borrowed from a third party is not used and does not need to be paid.

The point is that I'm already on my account.

I didn't touch the money either.

Mandatory credits to my account.

In this case, it is recommended to negotiate with the other party in a timely manner, and even if you need to use it, you do not need to pay an additional fee.

If the negotiation fails, he must repay the loan in full.

As long as there is no service fee before borrowing, and there is only a service fee of 1200 when it is said later, there is no need to pay.

This fee does not need to be paid, and if the negotiation fails, it is recommended to appeal to the court in time, which is a deceptive act.

Summary. It is recommended that you contact the creditor bank to negotiate a settlement. When it comes to the principal and reasonable interest, you need to repay, but when it comes to the unreasonable interest part and the overdue fee, you can refuse to repay it.

What should I do if I borrow an online loan of 5,000 yuan for a week, and it is 11 days overdue, and the overdue fee is 22,000.

Hello, happy to answer your questions. <>

Dear, according to the situation described by Sui Jing, the expenses involved in this overdue period are unreasonable and violate the law. Therefore, when it comes to unreasonable overdue fees, you can refuse to return this part of the guessing fees.

It is recommended that you contact the creditor bank to negotiate a settlement. When it comes to the principal and the interest of the commissioner, you need to repay, but you can refuse to repay the unreasonable interest and overdue fees. Ashwagandha.

If it can't be resolved through negotiation, you can ask the other party to sue you in court to make a decision. Or you can take the initiative to sue the other party in court, claiming that the overdue fees demanded by the other party are unreasonable.

Dear, have you contacted the creditor to negotiate now?

Summary. This is black net lending, which will deliberately make the borrower "default" through various means. For example, when the borrower wants to take the initiative to repay the loan when it expires, he will deliberately "play missing" and wait until the contract expires.

After breaching, they require the other party to compensate for "liquidated damages" and "handling fees" in accordance with the contract, which are often several times or even dozens of times higher than the amount borrowed. In the event that the borrower is unable to repay, ** will introduce other "microfinance companies" to sign a new "inflated loan contract" with the borrower to "settle the account".

I borrowed a thousand yuan online and had to repay 1698 in 3 days, what should I do.

Hello dear, glad to answer for you. You borrowed a thousand yuan online and had to repay 1698 in 3 days, what should I do, this is an obvious usury.

You can choose not to repay the principal.

This is black net lending, which will deliberately make the borrower "default" through various means. For example, when the borrower wants to take the initiative to repay the loan when it expires, he will deliberately "play missing" and wait until the contract expires. After breaching, they require the other party to compensate for "liquidated damages" and "handling fees" in accordance with the contract, which are often several times or even dozens of times higher than the amount borrowed.

In the event that the borrower is unable to repay, ** will introduce other "microfinance companies" to sign a new "inflated loan contract" with the borrower to "settle the account".

Is this due now?

But the platform has to repay so much, and the principal is still owed.

No, you don't. I've dealt with this many times.

Basically, only the principal is repaid.

What to do. I'll help you with this.

Because the other party is against the law, I can't tell you clearly by typing.

I'll give you a voice here**.

Direct voice teaches you how to deal with it.

Rest assured, I am a professional in handling this.

I can call the police.

OK. Calling the police doesn't do much.

Because it's a civil dispute.

The police don't care.

Summary. Dear, the online loan of 1000 yuan should be repaid 1700 in four days, which is unreasonable, and 500 will be added one day after the deadline, which belongs to the usury in the online loan, and immediately went to the local police station to report the case and refused to repay, and went to the court to apply for the cancellation of the online payment.

Is it reasonable to repay 1,700 yuan in four days for an online loan of 1,000 yuan? If it is overdue, you will add 500 a day.

Kiss, online loan 1000 yuan friends to repay 1700 days, unreasonable, overdue one day to add 500, this situation belongs to the online loan in the loan shark, immediately go to the local police station to report the refusal to repay, and go to the court to apply for the cancellation of the online payment.

Legal basis: Article 424 of the Contract Law stipulates that an intermediary contract is a contract in which the intermediary reports to the principal the opportunity to conclude a contract or provides intermediary services for the conclusion of a contract and the principal pays remuneration.

Article 426 of the Contract Law stipulates that if the intermediary facilitates the conclusion of the contract, the principal shall pay remuneration in accordance with the agreement. Article 90 of the General Principles of the Civil Law of the People's Republic of China provides:

Article 211 of the Contract Law stipulates that if the loan contract between natural persons stipulates the payment of interest, the interest rate of the loan shall not violate the provisions of the state on restricting the interest rate of borrowing. Article 53 of the Guarantee Law of the People's Republic of China stipulates that:

If the mortgagee has not been repaid upon the expiration of the period for performing the debt, it may agree with the mortgagor to discount the value of the mortgage or to be repaid with the price obtained from the auction or sale of the mortgage; If the agreement fails, the mortgagee may file a lawsuit with the people's court.

If the debtor does not repay the money for more than two years, the debtor can be required to return the arrears through negotiation, mediation, or litigation. If a lawsuit is filed, the parties shall prepare a complaint and submit the supporting materials related to the case to the people's court with jurisdiction over the case. Legal basis:

Article 119 of the Civil Procedure Law provides that the following conditions must be met for a lawsuit: (1) the plaintiff is a citizen, legal person, or other organization that has a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit. Article 120:Prosecutions shall be submitted to the people's courts, and copies shall be submitted in accordance with the number of defendants.

Where it is truly difficult to write a complaint, the complaint may be filed orally, and the people's court will record it in the record and inform the opposing party.