Is it reliable to buy insurance online and is it safe to shop online? Is it insured?

It is reliable to buy insurance online in Huize, but before buying insurance, the senior sister suggests that you should first understand the key knowledge points of insurance: before buying insurance, you must first understand these key knowledge points!

Founded in 2006, Huize Insurance Network is an Internet insurance platform established for many years, mainly providing insurance information, insurance consulting, risk assessment, insurance plan customization, insurance application, policy preservation, claim settlement assistance and other insurance services. To put it bluntly, Huize is an insurance intermediary company.

The insurance products on the Huize online are underwritten by insurance companies, and consumers can check the filing information of each product on the ** of the China Banking and Insurance Regulatory Commission, and its claim settlement strength is the same as that of offline products, so you can rest assured.

Nowadays, there are many online insurance sales platforms on the market, and everyone should still pay attention to screening when choosing. If you don't know how to choose, you can take a look at this article: How to choose a good insurance brokerage company?

In fact, when we buy insurance, choosing a sales platform is secondary, and the most important thing is to find the product that best matches our needs. If you don't know how to choose insurance, you may wish to take a look at this article: There are so many types of insurance, which one should I buy first?

The subject should be talking about "Huize.com", which holds the national insurance brokerage license and insurance network sales qualification issued by the China Banking and Insurance Regulatory Commission, and is one of the earliest insurance service platforms approved by the China Banking and Insurance Regulatory Commission to obtain insurance network sales qualifications.

Users can not only apply for insurance on the Huize platform, but also report cases, settle claims, and preserve, which is a completely one-stop service.

Huize is a well-known online insurance platform in China, and there is no doubt about its security. There are many insurance products, different product rules are different, and everyone's actual situation is different, so it is recommended to find a professional to assist in handling it. For professional planning of cyber insurance, you can contact me or insurance Ye Junshuai

What kind of insurance do you want to buy? If you look at it, you can also find a salesman to buy it.

In general, buying insurance online has the following advantages:

1. Freedom of time: The Internet understands that insurance is no longer confined to the traditional face-to-face interview with the best person, as long as you have time, you can browse a variety of favorite insurance products anytime and anywhere.

3. Convenient to apply for insurance: To buy insurance online, you only need to click the mouse according to the corresponding process to apply for insurance, and there is no need to prepare complicated materials.

4. Cheap: Online insurance eliminates intermediaries, *** and other links, and the cost is low, so the premium is also 15% cheaper than offline.

While there are many pros and cons to buying insurance online, you can't ignore the disadvantages:

1. There are hidden dangers in network security. Many people are worried about whether they will leak their information, and they are even more worried about their name being stolen by hackers or other bad people on the Internet and being harassed in the future.

2. The terms of some insurance are more complex, and it is difficult to explain them to consumers through the Internet.

3. Some types of insurance need to be restricted by various requirements such as physical examination and interview for consumers, and online insurance is obviously not suitable.

It can be seen that there are both advantages and disadvantages of buying insurance online, and you need to be cautious about buying insurance. Generally speaking, as long as you choose to buy insurance regularly, it is still more reliable.

This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

Buying insurance is essentially a contract to buy, and it has nothing to do with the size of the company or who the ** person is.

Take ** as an example:

What to buy Ask the seller as much as possible about what you want to ask

If you pay with Alipay, don't send money directly, otherwise it's dangerous, and you'll be lucky if you meet a good seller, and you'll be unlucky if you meet a bad one

1. Look at the reputation, the reputation is high, and the store has been open for a while, which means that it will not lie to you. At least you won't run away with the money. That would have been reported a long time ago. (Credibility can only prove these).

2. Ask the seller about the details of the product, if the seller doesn't know what he is selling, how can we buy it with confidence?

3. Look at the attitude of the seller, some sellers often do not reply after asking questions, or the answer is very simple, one or two words are over, and then there are all kinds of excuses "there is too much business in the store, there are many people who come to consult" and so on, your business is good, you can't be busy, it's your business, you can take care of people. But you can't fail to answer the customer's questions! If you cooperate with such a seller, after buying something, it will go well, and you won't say anything.

4. Communicate with the seller, don't be afraid of him, don't care about his crowns, he should ask the same thing, and keep chat records, and resolutely complain if there is a problem, you can't get used to their problems, and you can't admit that you're unlucky.

5. When receiving, be sure to inspect the goods on the spot. Some courier companies may be reluctant to ask you to sign before inspecting the goods. You should pay attention to the fact that you must inspect the goods before signing, because as long as you sign, it proves that you agree that the goods are in good condition, or there are no problems that can be seen on the surface.

When the time comes, I will regret the loss caused by signing first. The attitude must be resolute, it really doesn't work, it's a big deal I don't sign, I don't receive the goods, and the last urgent is the courier company.

6. When returning and exchanging goods, you must communicate with the seller, and pay attention to who will pay for the return and exchange postage, (the return postage will be more than 20 yuan.) ）

**The good and the bad are uneven, mainly to see their own vision, there is,**There is also the truth that you get what you pay for,,If you buy a book, you will be fooled,More assured,Excellence can also be.

It's safe, it's not safe, and so many people use it?

I think it's okay, but some items must be **, some are very consistent with ** but some will have some differences, if you want to buy something you like, it is recommended to go to the mall to buy it will be more reassuring!

Try to choose a shopping with a good reputation** For example** Dangdang I often buy things online to save time and effort It's very safe Rest assured.

Online shopping is not credible, you should be careful, and see what security measures are provided to ensure safety. ** In relation to the provision of services and measures in this regard.

The Want Want instant chat tool is very useful. Not only can you use it to communicate with the seller and learn about the details of the item, but through communication, you can always find a little feeling for the seller.

Alipay is currently the most secure payment tool, and the seller can only get the money when you confirm it. This is safe for both buyers and sellers.

As long as you choose an honest seller, it should be very safe. I think there will be a little difference between the real thing and **, such as the color difference, I have bought it, which is the most obvious.

It's not too safe, pay more attention to yourself!!

It's still okay to go to the big ** to buy things.

I've bought electronics on the table.

It feels pretty good.

It depends on the credibility of the seller, and in addition, it is often the best looking, all of which make you tempted, and you will regret it if you buy it. It depends on how high your expectations are, of course.

Either you buy the cheap one first and take a look!

For online shopping, I recommend you to go **. It's safer there.

When you're buying something, look for sellers who are diamond-level. If you find something bad and they don't give it back, you can give them a "bad" rating if there is a rating on it. The seller will be deducted credit. Hee-hee

I also often buy Dongdong on **.

At least so far, I haven't had to return the goods. Quack

Nowadays, everything is connected to the Internet, there is contact, how can you know the fun of it if you don't try it!

Hello, shopping online, the most worrying thing is the loss of the purchased items. It is possible to purchase insurance for online purchases. Many buyers are worried that the product is not suitable and will be returned or exchanged, so they will buy shipping insurance.

In addition, express insurance can also help buyers avoid some risks. At present, many insurance companies have launched insurance that can cover online shopping, so you can choose the right insurance for online shopping according to your actual situation.

What insurance covers online purchases?

1.**Shipping insurance, known as return shipping insurance, is currently divided into two categories: return shipping insurance (buyer) and return shipping insurance (seller). The difference is that the buyer pays the insurance premium, which is the buyer's return shipping insurance, and the other way around, the seller's return shipping insurance.

In order to resolve the disputes between buyers and sellers due to freight expenses in the return of goods, insurance companies have launched return freight insurance products in a timely manner according to the characteristics of online transactions, also referred to as "return insurance" and "freight insurance".

2.Courier insurance, the delivery of goods to their destination by courier, may be transported by land or air, or by two or more means of transport. Regardless of the type of means of delivery, any insurance that delivers the goods to the destination by express delivery is express insurance.

Express insurance corresponds to the insurance terms corresponding to its means of transportation according to the different modes of transportation of its goods.

In short, it is important to remind you that when shopping online, it is necessary to buy a suitable insurance. **When buying something, it is important to buy insurance such as freight insurance. How do I buy this type of insurance? Generally, there will be a purchase link for freight insurance on the Internet, and buyers only need to click on it to view.

Look at the shopping card yourself, or ask the person who gave it to you.

Freight insurance is a business opened by some **store sellers. You carry this logo when you buy goods. Tmall is shipping insurance.

If you buy a baby with shipping insurance. After the refund is completed, the insurance company will confirm that you will be refunded a part of the shipping cost within 3 days. This is not limited to that courier, mainly communicate with the seller, and fill in the courier number after the seller agrees to the refund.

I am a ** seller and buyer, you can continue to consult me if you have any questions.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Yes, it is valid for 7 days after receiving the goods.

There are two types of return shipping insurance: one is the seller's version, as long as you place an order, the seller will automatically pay you to buy a good refund shipping insurance;

The second is the buyer's version, first of all, the buyer must apply for the buyer's version of the refund shipping insurance, and then you have the option of whether to purchase shipping insurance in the lower right corner before submitting the order.

Generally, there is this option for those who join 7 days without reason to return or exchange.

At the bottom right of the order submission page, there is an option for shipping insurance, and the insurance premium is different for different products, and the refund shipping fee is also different.

This freight insurance is yuan, the compensation is 7 yuan, you need the freight insurance to check that item, and the payment is to deduct your yuan.

Before submitting the order, check the shipping insurance box before submitting the order.

**Shopping Freight Insurance Reimbursement Conditions:

1. The buyer has successfully insured the freight insurance, and when the transaction is returned, the buyer needs to click "Received goods to apply for refund";

2. After the seller agrees to the buyer's return application, the buyer only needs to fill in the correct information such as "logistics company and tracking number" in the return process of **.com;

3. After the buyer completes the return and the seller confirms receipt of the return, that is, "the return is successful", the system will automatically initiate a claim application; The insurance company will review and process the claim after 72 hours, and the compensation amount will be paid directly to the buyer's Alipay account after confirming the claim.

4. Buyers can click on "Return Insurance" in the corresponding order in the "Purchased Baby" to view the insurance details and understand the progress of the claim.

Oriental Shopping revealed our information, and we were deceived into buying insurance just now.

When it farts, ignore it, be careful**.

If you want to buy insurance, you just need to find a local one, and there is no shortage of insurance companies.

It is best to buy through formal channels or choose a larger insurance company.

You first register an account on JD.com, select the items you want to buy, and then click checkout. When choosing a payment method, there is an item that uses JD coupons or something, after you select this item, enter the card number and password of the JD shopping card as required, and it's OK. The balance will remain in your account and can be used next time.

Is it to give you an electronic roll or what? Or shopping red envelopes? If the former can be used arbitrarily, the latter can be offset by various store activities. So you keep a snack and don't get caught.

You can first look at the description of the shopping coupon, and there is a coupon function when you take a picture of something on Jingdong and pay for it.

Beijing Coupon Jingdong** is universal, and there are no restrictions on usage limits, categories, stores, and regions. A single order can use multiple Beijing Coupons, which can be paid at a reduced or reduced amount of the face value, and cannot be used in conjunction with East Coupons. Special items cannot be used.

When submitting an order using a Beijing Coupon, if the amount of the Beijing Coupons is greater than the amount of the goods to be paid for the order, the difference will not be refunded.

When the total amount of goods purchased in the order meets the use limit of the East Coupon can be used, and the face value of the East Coupon can be reduced, for example: 2000-100 East Bonds, the amount of goods to be paid for the order must be more than 2000 yuan to be used, and the actual payment after use is reduced by 100 yuan. Special items cannot be used.

Only one coupon can be used for a single order, and it cannot be combined with any other coupon.