Can hospitalized cancer patients apply for critical illness medical insurance?

HospitalizationCancerPatients can apply for Critical Illness Medical Insurance, which covers the following areas:

1. Critical illness insurance.

The scope of protection is similar to that of urban residents' medical insurance and the New Rural Cooperative Medical System.

On this basis, the critical illness insurance mainly protects the compliant medical expenses that need to be borne by the urban residents' medical insurance and the NCMS after compensation in the case of high medical expenses incurred by the insured (cooperative) person suffering from a serious illness.

2. The annual per capita disposable income of urban residents in the previous year exceeds the annual per capita disposable income of urban residents announced by the local statistics department.

The annual per capita net income of rural residents is the criterion, and the specific amount is determined by the local government.

3. Compliant medical expenses refer to the actual and reasonable medical expenses (items that may not be paid), which are determined by the local government.

HandleCritical illness medical insuranceRequired Information:

1. ID card.

A copy of the household register;

2. Fill in the Application Form for Charity Assistance to Seriously Ill Patients;

3. The original and copy of the formal medical expense bills issued by the designated medical institutions of basic medical insurance and the reimbursement settlement issued by the basic medical insurance management department;

4. Families with social difficulties need to have an income certificate issued by the unit or neighborhood committee.

5. When needed, urban and rural subsistence allowances, rural five guarantees, urban three nos, orphans, etc., it is necessary to provide a copy of the "Minimum Living Security Certificate for Residents" and a "Rural Five Guarantees Support Certificate" and other valid certificates or certificates;

6. Other application materials.

The above content reference: China Merchants Cigna - What procedures are required for serious illness medical insurance?

If you have purchased serious illness medical insurance before, then a patient with stomach cancer can apply for reimbursement if you are hospitalized.

Of course, you can apply for serious illness medical insurance, and when you are discharged from the hospital, you are required to ask the doctor to open a serious illness medical insurance application form, and then 1. I hold basic medical insurance.

Medical manual, ID card.

The materials required for the declaration of the diagnosis certificate and hospitalization certificate stamped with the official seal of the hospital shall be filled in the application for serious illness medical insurance at the medical insurance department of the designated designated hospital within the specified time for preliminary review of the materials.

2. The information of the insured residents who have passed the preliminary examination will be reported to the medical insurance of each town.

The handling agency will conduct a second review.

3. After the review is passed, it means that the handling is completed.

Yes, at present, there is no clear and unified definition of the serious illness category of serious illness medical insurance in China, according to the previous China Insurance Association, and the Chinese Medical Doctor Association jointly formulated, the definition of critical illness insurance has clarified a total of 25 major diseases, including:

1. Malignant tumors, excluding some early-stage malignant tumors;

2. Acute myocardial infarction; 3. Sequelae of stroke, permanent dysfunction; 4. Major organ transplantation or hematopoietic stem cell transplantation, requiring allogeneic transplantation; 5. Coronary artery bypass grafting.

6. End-stage renal disease; 7. Missing limbs; 8. Acute or subacute severe hepatitis; 9. Benign brain tumor; 10. Decompensated period of chronic liver failure; Ten.

1. Sequelae of encephalitis or meningitis;

Ten. 2. Deep coma; Ten.

3. Deafness in both ears; Ten.

4. Blindness; Ten.

5. Paralysis; Ten.

6. Heart valve surgery; Ten.

7. Severe Alzheimer's disease; Ten.

8. Severe brain injury;

Ten. 9. Severe Parkinson's disease; Two.

10. Severe third-degree burns; Two.

Ten. 1. Severe primary pulmonary hypertension; Two.

Ten. 2. Severe motor neuron disease; Two.

Ten. 3. Loss of language ability;

Two. Ten. 4. Severe aplastic anemia; Two.

Ten. 5. Aortic surgery.

With the first article, you can apply for serious illness medical insurance.

When cancer patients are hospitalized and discharged, they can apply for serious illness medical insurance, and the doctor can send out the serious illness medical insurance application form when they are discharged, and then bring the discharge summary, medical record card, and various examination reports, remember to make copies, keep the originals, and go to the Social Security Bureau (community one-door service center) to apply for serious illness medical insurance, and then the cancer-related ** fee, the drug will be directly settled and reimbursed according to the serious illness medical insurance.

Hospitalized cancer patients can apply for serious illness medical insurance, but it is limited to national welfare medical insurance (serious illness), and commercial insurance will not cover it. However, some relevant specific policies and regulations, as well as cross-regional medical insurance related issues, must be consulted with local medical security bureaus to do a good job of registration and filing, otherwise.

It can be troublesome and you won't be able to get reimbursement even if you are enrolled.

Now you don't need to apply, you don't need to apply now, this cancer itself is a very big disease, and then basically you don't need to apply, that is, the full amount or most of it.

Yes, make a copy of the doctor's diagnosis certificate, hospitalization application, and examination report, and then bring your ID card and medical insurance card to the local social security bureau to apply for serious illness medical insurance.

Yes, the following documents can be provided for individual applications:

1) Application for medical assistance;

2) Household registration booklet, ID card of the person applying for assistance;

3) Rural (urban) low guarantee copy;

4) Discharge certificate and transfer certificate of the applicant for hospitalization;

5) Original invoice for inpatient medical expenses;

6) Copies of medical certificates and medical records.

Where to apply: Local Social Security Bureau!

If you have medical insurance, then of course you can apply for serious illness medical insurance. Because your hospitalized cancer is originally within the scope of medical insurance for serious illnesses. But the premise is that you must apply for your own medical insurance. If you don't have health insurance, you can't apply.

Hello, hospitalized cancer patients can apply for serious illness medical insurance. But if you have health insurance? If it is a rural hukou, is there any cooperative medical care?

If you have one, you can apply for serious illness medical insurance. In this way, the financial burden will be much reduced. I wish you good health.

If possible, it is recommended that you also buy some commercial critical illness insurance. But hopefully you won't use these plans for the rest of your life.

Hello, you can apply for serious illness medical insurance, directly provide the doctor's diagnosis certificate, hospitalization records, various examination reports, remember to copy, keep the original, go to the insurance bureau to apply, and it will be directly settled and reimbursed.

Hospitalized cancer patients can apply for critical illness insurance, and the medical insurance clearly stipulates that the patient's illness reimbursement can be obtained, and cancer can also get more compensation than other lesions, so hospitalized cancer patients can apply for critical illness insurance.

Hospitalized cancer patients can of course apply for critical illness medical insurance. However, a lifetime diagnosis certificate is required before you can handle related business.

Cancer patients who are hospitalized can apply for serious illness medical insurance. As long as those who have participated in the basic medical insurance for urban and rural residents (including the basic medical insurance for urban residents and the new rural cooperative medical care), they are all within the scope of application. 1. I hold the basic medical insurance diagnosis and treatment manual, ID card, diagnosis certificate stamped with the official seal of the hospital, hospitalization voucher and other materials required for the declaration, within the specified time, to the designated designated hospital medical insurance department to fill in the application for serious illness medical insurance** for the preliminary review of the materials;

2. The information of insured residents who have passed the preliminary examination will be reported to the urban medical insurance agency for re-examination;

3. The review is completed.

Hello friends! Hospitalized cancer patients can definitely apply for serious illness medical insurance. It is recommended that you prepare the diagnosis certificate, hospitalization records, various examination reports and their copies of the hospital doctor, keep the original, and apply to the medical insurance bureau, which will be directly settled and reimbursed, I wish you an early **!

Now the serious illness medical treatment should be reimbursable, the reimbursement process is to hold the certificate of hospitalization, but you have to copy this certificate, the original should be retained, copy all kinds of certificates, you see the window of reimbursement to consult, what documents are needed, copy it, take it to it. To put it simply, hospitalized cancer patients can apply for serious illness medical insurance, those who have purchased serious illness medical insurance can apply, and those who have not purchased can also apply for serious illness medical insurance from the civil affairs department. I wish you happiness.

Of course, you can't apply for serious illness medical insurance, if you say that you didn't get sick before, then the medical insurance you applied for will be reimbursed for you, but if you get sick. Let the family reimburse you, and let me be able to help you, hopefully, thank you.

Of course, you need to provide the diagnosis certificate of the hospital, various examination reports and other materials, and at the same time apply to the relevant departments, and the patient's own identity certificate and the certification materials of the relevant unit can be submitted to the local medical insurance department.

Of course, hospitalized cancer patients can apply for serious illness medical insurance, and if they need to continue to take medication and examination expenses in the later stage after the cancer is controlled, they can also apply for chronic diseases, so that there will be more reimbursement for medication and examination.

Hello, hospitalized patients can also apply for serious illness medical insurance if they are cancer, generally speaking, you need a diagnosis certificate issued by a doctor on crutches, and then you can apply with the relevant information.

Patients are not allowed to apply for serious illness medical insurance, generally when there is no disease, after the physical examination can be insured, the main finding of medical insurance is that hospitalized cancer patients will not apply for serious illness medical insurance.

Yes. But you need to report to your superiors that you already have cancer. Not because after.

Because of the sudden outbreak of cancer, then it was judged. Suddenly cancer before that no, no. That is, you have to report to your superiors that you have cancer now, and you can't know that you have cancer later, and then you will be judged why you have cancer, or something.

Later, if you have a cancer-related sudden illness, he will also give you medical insurance, but not so much. Because you already have this level yourself. It's just that you will buy medicine cheaper, and you will get a discount when you see a doctor.

What is the severity of the specific incident? That's right, so it's almost like this, you can apply for serious illness medical insurance. But this serious illness does not include cancer that you already have.

If there is a sudden outbreak of cancer, you can apply for a partial sticker. But it can't be done like that kind of sudden cancer. Subsidies are handled at high rates.

It's not going to work, of course. You can still apply.

Hospitalized cancer patients can apply for serious illness medical insurance, keep the doctor's diagnosis, ** expenses, and medical insurance cards can be handled at the hospital, so that a large part of the medical expenses can be reimbursed.

OK. Cancer is within the scope of the serious illness medical insurance catalog, provide a copy of the hospital medical record certificate and ** materials, and go to the insurance bureau for processing.

Hospitalized cancer patients can apply for critical illness medical insurance. Steps: 1. The insured fills in the "Individual Application Form for Outpatient Medical Certificate for Special Diseases" in duplicate; 2. Submit the completed application form, recent discharge records, outpatient medical records, relevant examination and testing materials and a one-inch ** to the unit; 3. Confirmed by the seal of the unit and submitted to the Municipal Medical Insurance Center for approval.

If the critical illness insurance benefits are directly settled by card for local medical treatment, there is no need for additional reimbursement. If the reimbursement is made in a different place, you need to choose a local designated medical institution for hospitalization**; Within 3 months after discharge, bring the medical certificate, ID card (or household registration book), diagnosis certificate, discharge certificate, invoice, and expense list (original) to the relevant local departments to go through the claim procedures.

Hospitalized cancer patients can apply for serious illness medical insurance, which is for this service, which greatly reduces the burden of personal expenses.

Hospitalized cancer patients can no longer apply for serious illness medical insurance, serious illness medical insurance must be applied before the illness can be successfully applied, after hospitalization can get a claim, if you have cancer, the insurance company will not give insurance, will not pay again. Serious illness medical insurance must be handled when you are healthy, and it is too late to apply for it when you use it.

No, you cannot. You can enroll in any medical insurance if you don't get sick before. When you get sick, you want to go to the insurance and ask the family to reimburse you.

Do you think it's fair and reasonable? Is it fair to those who are not sick and have always been insured? A person can get sick in his or her lifetime.

If you are insured for yourself and you don't spend money on others, why don't you enroll in insurance earlier? Why don't you pay pension insurance when you retire at 60? Then pay for a year and retire, and then you can get money to spend every month after that, which sounds beautiful.

But it can't be done. After being hospitalized and seriously ill, I will go to the insurance. There is no insurance unit for you to insure.

Because it's not fair and unreasonable.

Absolutely. Hospitalized cancer patients can apply for critical illness medical insurance. Critical illness medical insurance is for some important cancers**, so you can get some good compensation.

If hospitalized cancer patients, they should keep the detailed medical records of the hospitalization and the actual cost of the drug when they are discharged, and make copies of these medical records and drug bills to the social security center to apply for serious illness medical insurance.

Legal analysis: Hospitalized cancer patients can also apply for serious illness medical insurance, but it is limited to medical insurance (serious illness) with the nature of national welfare, and commercial insurance cannot be purchased.

Legal basis: Insurance Law of the People's Republic of China

Article 6 Insurance business shall be operated by insurance companies established in accordance with this Law and other insurance organizations as prescribed by laws and administrative regulations, and other units and individuals shall not engage in insurance business.

Article 7 Where legal persons and other organizations within the territory of the People's Republic of China need to apply for domestic insurance, they shall apply for insurance from insurance companies within the territory of the People's Republic of China.