How to get back the money you owe, how to get the money you owe

Maybe your money won't come back, but let him know that you are not easy to mess with, call his house and tell his parents, so that he will be sad and sad.

Now that's it, it's really depressing, if you don't come back, you can only admit it, and you can't meet such a person. If you're not afraid, just go to him and add it, and give him a shameless face, that's the only way to go.

Looks like you're going to have to learn a lesson. I really feel sorry for you. But you are afraid of hurting and being angry, what can you do? You can't always take this to heart, so as not to affect your learning. It is more important to focus on learning, and it is more important to have more knowledge than anything else.

He had no intention of paying you back. You cut ties with him. Don't lend him money in the future. Just feed the dog with that money.

Toward. If you really can't do it, you can beat him up. Temade. The world is big. The villain is the most.

I don't think he wants to pay it back.

I don't think you should pester him either.

Wait until you see that he has money in his hand and then go over and ask for it.

You can also say that you have no money on you and are waiting for the money to be used.

He has money in his hand for you to see, so he should be embarrassed not to pay it back.

I've been across this before.

However, they only borrowed ten yuan, and later asked him for it, and he also said that he would pay it back when he had rich money.

Later, I didn't care about what he wanted, and I met someone for ten dollars.

Tell him that you have something urgent and need the 45 yuan, and if he doesn't give it, it means that he is angry first.

Just go and tell the teacher, he's like this, don't back down.

Don't say yes. That's what you say.

You said I'm in a bit of a hurry right now.

Lend me some money.

And then very sincerely.

She was going to say no, you said you helped me figure it out.

I'm really in a hurry, and I'm going to say something to break the ground.

Follow her!

There is also such a person in our class, and our method is to ignore him.

It's okay, don't tell him to pay back the money, you pay more attention to his spending, when he eats with friends or something, you say that you forgot to bring money to borrow from him, and borrow the money back, he shouldn't not borrow it, and his friend doesn't borrow it next to him to look stingy. If it doesn't work. It should be donated to the disaster area.

I guess it's useless to find his parents, what kind of parents teach what kind of dog eats children, and it's even more useless to find a teacher, he won't admit it to being a scoundrel. I don't think the money will come back. Psychological imbalance can throw him things when no one is around, tear up his homework or something.

Tear up enough for 45 quick bucks.

It is recommended to go to the court to sue the debtor, and after learning that the court's judgment is effective and enforced, and has the ability to pay and refuses to pay, it is suspected of constituting the crime of refusing to perform the judgment and ruling. The law stipulates that if the borrower fails to return the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.

Legal analysis

What to do if you don't pay back the money you owe: 1. Keep the relevant evidence (such as a copy of the other party's ID card or ID number, contract, email, mobile phone text message, recording, remittance records, etc.), and sue to repay the money in time. 2. Lu Da can be sent to contact the lawyer in time to help analyze and guide how to further obtain evidence, so as not to miss the statute of limitations, otherwise you will not be able to win the lawsuit.

Safeguard their legitimate rights and interests. 3. It depends on whether there is a repayment time on the IOU, if there is, the lawsuit should be filed within three years after the repayment time, if there is no lawsuit, the two-year statute of limitations has expired, and the right to win the lawsuit cannot be obtained. It also depends on whether there is evidence of suspension or interruption of the statute of limitations.

If there is no time to repay the money on the IOU, you can sue for money at any time. 4. The law will not support the part of the interest exceeding 36% of the annual interest rate. 5. If it is found that the other party has property before filing a lawsuit, it can apply for preservation.

6. If there is a guarantor, the borrower and the guarantor can be sued and required to bear joint and several liability. 7. If it is a private lending relationship or a contractual relationship, there is no fraud or other criminal acts, only civil liability is borne, not criminal liability, and the public security organ will not accept it. It is recommended that you go to court to file a lawsuit.

8. If the borrower does not go to the court, the court will announce the service, and the default judgment will have the same legal effect. 9. If you have a bank transfer, you can only prove that you have transferred money to him, but it cannot prove that the money is a loan, if you have no other evidence to prove that it is a loan, you can sue him for unjust enrichment and ask him to return it. 10. If it is a gambling debt or other illegal or criminal debt, it is not protected by law and does not need to be repaid.

Legal basis

Article 676 of the Civil Code of the People's Republic of China Where the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.

Criminal Law of the People's Republic of China" Article 313:Where a people's court has the ability to enforce a judgment or ruling but refuses to do so, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention or a fine is to be given; where the circumstances are especially serious, the sentence is between three and seven years imprisonment and a concurrent fine. Where a unit commits the crime in the preceding paragraph, the unit is to be fined, and the directly responsible managers and other directly responsible personnel are to be punished in accordance with the provisions of the preceding paragraph.

The first trick: 10,000 prior consultation!

First of all, there will be one to convince people!

If you do not repay the money you owe, you can first negotiate with the other party amicably as calmly as possible, appropriately relax the repayment conditions, and repay it in a timely manner. If the other party is indeed unable to repay the loan in time, both parties can sign a Repayment Agreement to agree on the specific method and time limit of repayment; It is also agreed that if the other party still fails to perform when due, it may apply to the court for enforcement of the debtor's property.

To sign such a repayment agreement, it must be notarized by a notary public in advance. Once the repayment agreement expires, the creditor can directly apply to the court for enforcement in accordance with the terms of the agreement, eliminating a lot of cumbersome litigation procedures and saving time and money for debt collection. The second trick:

Collection letters for arrears.

Sending a collection letter to the other party is also an effective solution.

1. Effective interruption of the statute of limitations: The Civil Procedure Law stipulates that the statute of limitations for arrears is generally two years, that is, within two years after the expiration of the repayment period, the creditor does not demand payment from the debtor, and the court will no longer protect it. However, according to the regulations, if the arrears collection letter is used as a reminder notice and has the legal effect of suspending the statute of limitations, the statute of limitations can be extended, so that the creditor can flexibly decide the time to file a lawsuit.

2. The arrears collection letter indicates that the creditor has fulfilled the obligation to inform and give a reasonable period of time: according to the regulations, if the debtor fails to repay the loan within the time limit, the creditor should generally perform the obligation of notification and give a reasonable period of time, and only then can the debtor sue for repayment if the debtor still fails to repay the debt.

3. Arrears collection letter is a fast and affordable way to collect arrears: arrears collection letter is a very formal way to collect arrears, if you hire a lawyer to issue a more professional arrears collection letter, it will make the debtor more cautious and can effectively improve the possibility of repayment. The third trick:

Lawsuit. The law is the last line of defense to protect one's own rights and interests, and if the other party still refuses to repay the money after trying various methods, then you can only choose the legal path of litigation.

However, before filing a lawsuit, remember to apply for pre-litigation property preservation. Quietly.

Pre-litigation property preservation is to apply to the court to seize and freeze the other party's property, such as accounts, real estate, cars, etc., at the same time or in advance when a lawsuit is filed, so as to prevent the other party from transferring property and ensure that the parties can get back the money and property in time after winning the lawsuit.

However, this step is not necessary and can be omitted if you cannot provide proof of the other party's assets, or if the amount owed is not high, and the other party has a clear ability to repay.

In general, people will have different attitudes and ways of dealing with people who do not pay back money, depending on the situation of the debtor, the size of the amount owed, the identity and credit history of the debtor. Here are some possible ways to treat a debtor:

1. Communicate with the debtor: When the debtor does not take the initiative to contact the creditor or delays repayment, the creditor can take the initiative to contact the debtor and reach a repayment plan or solution through communication and negotiation.

3. Seek legal aid: When the debtor is unwilling to repay or unable to repay, the creditor can protect his rights and interests by seeking legal aid, such as suing the debtor, applying for property preservation, etc.

4. Report to the credit bureau: The creditor can report the credit history of the debtor to the credit bureau, which will have a negative impact on the credit rating of the debtor, thereby prompting the debtor to repay. It should be noted that the debtor needs to abide by laws and regulations, cannot use illegal means such as violent threats and intimidation, and should protect his rights and interests rationally and legally.

I am a person who pays attention to integrity, values the character of borrowing well and borrowing again, I can take measures for this kind of person who owes money and does not pay it back, one is that the other party will never communicate and coordinate so that the other party can repay the money in a timely manner, the second is to find the other party with evidence and ask the other party to repay the money, and the third is to protect their own interests through relevant parties in accordance with laws and regulations and ask the other party to repay the money.

First of all, I will communicate and coordinate with the other party to make the other party repay the money in time, which is the most ideal solution. For the situation of not paying back the money, the ideal transition is to solve the problem through communication and coordination. Specifically, you can find the person who owes money and don't pay it back, communicate and coordinate with reason, and in this way, the other party can pay off the money in time, so that you can properly solve this problem.

This is clearly the most ideal way to solve the problem.

Secondly, if the other party does not take the initiative to repay the money, you can take the evidence and ask the other party to repay the money. In most cases, people who owe money and don't pay it back won't take the initiative to pay it back, and communication won't work out. With real evidence in hand, it is reasonable to do so on your own.

In this way, the other party feels that he is at a loss, and he will repay the money in time. Although this will have an impact on the relationship between the two parties, it is also a good solution to get your money back.

Finally, if the other party refuses to repay the money, it can protect its own interests through relevant parties in accordance with laws and regulations. In real life, there are some people who are of low quality and refuse to pay back the money after owing money, and communication with them is simply ineffective. In this case, we can protect our own interests in accordance with laws and regulations, and demand that the other party repay the money through the relevant parties.

All in all, those who owe money and do not pay it back have no way to deny that they must pay back the money when the facts are clear and the evidence is conclusive. This matter can be solved after the pretense, and one's own interests can be effectively safeguarded.

Faced with the problem of arrears, many poor cherry blossoms don't know what to do. Here are some ways to deal with what you owe:

Clause. 1. Establish contact with the debtor: Try to get in touch with the debtor to discuss the way to deal with the arrears, and you can also form a written agreement to repay the money.

Clause. 2. Ask a lawyer to intervene: If the arrears are large and you cannot communicate with the debtor, you can write a lawyer's letter or ask a lawyer to contact the other party.

Clause. 3. Apply for court arbitration: If the debtor has not repaid the money with action, litigation is also an option. Filing a lawsuit directly with the court is enforced by the court.

In general, if you want to get the arrears back, the best way is to maintain your own creditworthiness, pay attention to the debtor's repayment commitments, conduct active communication and negotiation in a timely manner, and even encourage the debtor to pay the loan by relaxing interest rates. I hope that everyone can be vigilant and careful when facing arrears.