How do you think about young people s consumption concepts?

I think that with the continuous development of today's society, everyone's consumption concept is different, and some people often buy some luxury bags because of their vanity, but they don't pay attention to the practicality of things, and they don't buy according to their own needs.

Now young people's consumption concept is not particularly good, how much money to spend, not at all for themselves in the future, some young people still consume in advance, such a consumption concept is very irrational.

Many young people, their consumption concept is not normal, because most of them want moonshine, and then they want to spend all their money every month, and even need a loan.

The consumption concept of contemporary young people is impulsive, and most of them use Huabei, borrowing, credit cards, etc. to consume in advance.

I think there are pros and cons to this concept of consumption:

Pro: advanced consumption is the practical needs of social development for consumers, and it is also a change in people's consumption outlook into a well-off society. In addition, moderate debt can effectively improve investment efficiency, fully enjoy the joy of life, and improve the quality of life of families.

Disadvantages: Excessive advanced consumption will also give consumer loan residents more pressure than psychological capacity, if out of comparison psychology, the ensuing loan repayment pressure will inevitably increase economic pressure, resulting in psychological pressure, quality of life, their own mentality will also be affected.

In the history of Chinese and foreign economic thought, there are three views of consumption: frugal consumption, extravagant consumption and moderate consumption. The concept of frugal consumption and extravagant consumption have reasonable factors and positive effects, but there are also negative factors and negative effects. The concept of moderate consumption not only absorbs the reasonable nutrition of the first two consumption concepts, but also abandons the irrational factors in them, which is the consumption concept that we should adhere to.

The concept of frugal consumption is a consumption concept that advocates that people should save material wealth to the greatest extent and reduce or even eliminate waste when consuming. This is the earliest, most influential, and longest-lasting consumption concept in human history. It can be said that since the emergence of human beings to the present, this concept of consumption has more or less, strongly or weakly influenced people's consumption behavior and consumption patterns.

The concept of extravagant consumption is a view of consumption that is completely opposed to the concept of frugal consumption, which advocates that consumers possess and consume material wealth in large quantities and without restraint to meet their own needs and desires.

In the short term, under the condition that the aggregate demand of society is less than the aggregate supply of society, and the main aspect of the contradiction is not production but consumption, luxury consumption is not without benefits to economic development, especially to the expansion of employment, but in the long run, the drawbacks it produces are quite huge, and the consequences are unimaginable. Therefore, the concept of extravagant consumption is a concept of consumption that has both positive and negative factors, and it is a concept of consumption in which the negative factors are greater than the positive factors, so it cannot become the concept of consumption that we believe in.

But there are also some people, in order to satisfy their vanity, often buy things that are beyond their financial means. It's understandable to want to be kind to yourself, but remember to spend in moderation. What a good thing it is to spend money.

Spending money can buy happiness, and it's not stupid not to do this kind of thing that can please your body and mind. You can make money again when the money is gone, but it's not good if the happiness is gone.

And it's so attractive to see those things you like, it's like a magnet, it won't let me go as soon as it gets close, it likes me so much, I can't help it. So if you love it, you have to take it home.

The consumption concept of contemporary young people is to buy some snacks and luxury goods, which is a kind of indiscriminate consumption, and entertainment consumption is relatively large. This kind of consumption is not very promoted, and it has no practical significance.

I think the right or wrong of this consumption view is debatable, because this consumption view will make it difficult for you to have savings.

In my opinion, young people's view of consumption is very exaggerated. I don't even know why they can spend all their wages every month. For you, how do you view the consumption outlook of young people now?

One. Young people's consumption concept ——— the monthly salary is paid in the same month.

I think there are three characteristics of young people's consumption outlook, the first is the salary of the month, which must be spent in the month; The second is that as long as it is shopping, it must be crazy, and the third is 1,000 yuan, which should be spent, but ten yuan must be frugal. Let's talk about the consumption concept of the current month's salary and monthly spending, young people are most looking forward to getting their salary, and they can start spending when they get their salary, so they must have a big meal after getting their salary, celebrate, or buy a few luxury goods to reward themselves.

Two. Young people's consumption concept ——— as long as it is shopping, it must be crazy.

After a meal of high consumption, in fact, there is not much left in the wallet, and then encounter activities in the live broadcast room or shopping software to give discounts, then, and start crazy shopping, young people's consumption concept is that shopping must be crazy, if you don't buy it, you have to buy it cool. I don't know how much money I can have in my wallet, and if I can withstand such a toss, after such a person's operation, my wallet is almost empty.

Three. Young people can spend 1,000 yuan on ——— consumption, but they can't waste ten yuan.

At this time, there is a third consumption concept, that is, 1,000 yuan, which is said to be spent, but when there is no money at the end of the month, ten yuan, the province has to be saved. I think it's all polarized consumption, when you first get your salary, you can say that you spend extravagantly, but when you run out of money, you start to save again, and even a bowl of noodles for ten yuan has to be bargained. Can you accept the current view of young people's consumption?

Do you think their consumption outlook is normal? <>

It is very irrational because there are many people who are very blind when they consume, and there will be a situation of advanced consumption, and sometimes they will be burdened with a lot of debts.

Nowadays, young people's consumption concept is not good, and this kind of advanced consumption will ruin young people. It will also put more pressure on young people, and young people will not be able to save money.

Put it in perspective. There are many people who do not have a particularly good sales concept now, and they will be extravagant in life, and they will not think about their future life and will not save money.

Nowadays, many young people will have their own very good financial habits and plans, and they will be very comfortable in everything, and they will not become extravagant when spending money.

1. If you don't work hard, you will grow up and open Xiali. Eat hard, grow up and drive a Land Rover.

2. Only when you taste the hardships of life can you drive a Land Rover.

3. Men should be as domineering as Toyota and as domineering as Land Rover.

4. Values are changing, control your heart, buy a house and a villa, buy a car and buy a Land Rover.

5. Don't say anything, if you have money to buy a Land Rover, if you don't have money, just bike.

6. If you buy a Land Rover, it's enough to brag once a year.

7. Buy a Land Rover for 3,000, and the local tyrant will lend me something.

8. When I knew that the maintenance cost of Land Rover was extremely expensive, I gave up my plan to buy Land Rover.

9. Life is not hard, and there is no money to buy a Land Rover. Wolves travel thousands of miles to eat meat, and horses travel thousands of miles to eat grass. Live fish swim upstream, and dead fish go with the flow.

As a post-90s generation, I deeply feel that young people's consumption psychology has unique characteristics. We live in an era of rapid development, and with the continuous development of the economy, people's consumption concepts are also constantly changing. In this era, there are many people who are willing to spend 10,000 yuan to buy a mobile phone, but they are not willing to use a few yuan of shared power bank.

What is behind this consumer mentality?

1.Mobile phones are a "social weapon" and pay more attention to image.

For young people, mobile phones are not only a communication tool, but also a social tool. In social situations, a high-end phone can also often bring more attention and heat. Therefore, young people are more willing to spend more money to buy a mobile phone that can enhance their image, rather than using a cheap shared power bank.

2.Mobile phones are long-term use items that require quality and longevity.

As a necessity in our daily life, mobile phones are used every day, so we pay more attention to the quality and durability of mobile phones. A high-quality mobile phone can be used for many years, while power banks often have the problem of short service life. Therefore, young people are more willing to buy a high-quality mobile phone, and for less important power banks, they are more willing to choose sharing.

3.The social environment and culture subtly affect our consumption.

The social environment and culture have a subtle influence on our consumption habits. In today's society, the level of consumption is constantly increasing, and it has become a common phenomenon to buy high-end goods. Many young people think that as long as they can afford it, they should buy expensive mobile phones and other goods to improve their sense of identity and self-esteem.

In short, young people are willing to spend a lot of money to buy high-end mobile phones, but they are unwilling to use cheap shared charging treasures, and there are various reasons behind the consumer psychology. We need to be aware of our own consumption needs and choose the products we need wisely. At the same time, Hengchang also needs to gradually change those inappropriate consumption concepts to achieve a healthier and more rational consumption mode.

Nowadays, some mature young people are still more rational in consumption, and they will spend all their funds on rigid needs, and most of these people owe mortgages or car loans. After getting my salary every month, I basically don't have much money left, and I can't afford to spend if I want to. Such people often can't afford to take the risk of a sudden situation, which can be exacerbated if someone in the family gets sick.

There are some consumers who are more strange, they get a salary of three to five thousand a month, they can't afford to buy a 15 yuan membership, and they must fight with others when ordering takeout. But you can buy more than 1,000 yuan a concert ticket, and no matter how expensive food you buy for your pet, you are afraid that it will be unsafe.

I think money should be spent on a knife edge, and I resolutely don't buy things that I don't need. I rarely go shopping, and when my favorite movie comes out, I don't want to spend money to go outside**, and I will wait patiently for the movie to hit the shelves**. Because I live inland, the economy of this place is not developed, but the daily necessities are not more expensive than outside, and it costs a few hundred yuan a month to save money.

However, with my efforts, I still saved tens of thousands of yuan, which I still dare not spend, for fear that one day my job will be gone, and my life will become a mess.

How can we consume responsibly?

If you are always spending lavishly, it is recommended to make a spending plan first, stipulating how much money should be spent on clothing, housing, and transportation each month? Then keep the money exclusively in your WeChat wallet or Alipay balance. The rest of the rest is deposited in the bank on a regular basis, and in addition, it is necessary to develop the habit of bookkeeping, and there are many bookkeeping software that can help you understand the consumption items.

Remember to check how much you have left after each mobile payment, so you can control your next purchase.

I think everyone should have some savings, have debts, and have the ability to repay is your ability, don't become a person who lives on Huabei every day. This kind of life is estimated to be aspired to by no one, not only will it bring pressure to itself, but once it encounters an emergency, it will fall into a very embarrassing situation.

No matter how much they earn in one month or how expensive that thing is, as long as they want to buy it, they will buy it immediately, or even take out a loan to buy it.

The consumption outlook of contemporary young people should also be relatively normal, because they will spend their money where they need to spend it.

Most young people like to consume ahead of time, do not like to save money, advocate the concept of drinking today and getting drunk today, and use money lavishly.

The consumption concept of contemporary young people is a complex and bright topic, which cannot be summarized by a single evaluation. Some may think that today's young people are more focused on quality of life and experience, and are willing to spend more money to get better products and services. Others may argue that today's young people are more wasteful and greedy, and are ignoring future financial responsibilities and investments.

In general, the perception of jokes is determined by many factors, including personal values, economic environment, family background, etc. Therefore, it is impossible to make a uniform evaluation of the consumption concept of all young people.