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It is not what you think, all legally registered enterprises will establish a corresponding credit file in the 11315 national enterprise credit system in accordance with the law, after the promulgation of the "Regulations on the Administration of the Credit Reporting Industry" on March 15, 2013, the enterprise credit file will be disclosed in accordance with the law, and the information disclosed in the file is in accordance with the provisions of the "National Information Disclosure Law", and Article 13 of the "Regulations on the Administration of the Credit Reporting Industry" clearly stipulates that the directors, supervisors, and senior managers of the enterprise shall not be used as personal information related to the performance of their duties. At the same time, as the main body that provides business services to the society and assumes social responsibility, enterprises also have the obligation to accept first-class supervision and consumer supervision.
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The credit file is automatically generated when you register the company in the industrial and commercial bureau, before the country was not perfect, now it is authorized by the Chinese people to report credit in China, if your business needs credit for your business, it is recommended to improve it in time. Personal opinion, I also saw a lot of companies in 05 years of bad information, so the credit file has always been there, but the state and ** did not advocate it.
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According to the "Regulations on the Administration of the Credit Reporting Industry", credit reporting establishments may collect and establish credit archives without the consent of the information subject, and make public inquiries to the public, and may learn about the "Regulations on the Administration of the Credit Reporting Industry" on their own.
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This is not necessary to go through the company's permission, the full name of 11315 is 11315 national enterprise credit system, is a third-party credit reporting agency, according to the "Regulations on the Administration of the Credit Information Industry" on March 15, 2013, the collection, processing, sorting and storage of enterprise credit information is done by the credit reporting agency, which is based on and legal.
In fact, the establishment and improvement of credit files is very necessary for enterprises, with the development of society, credit has become a scarce resource, the public of commercial fraud, counterfeiting and other untrustworthy phenomena are deeply disgusted, which is forward-looking enterprises, will be used as an opportunity to make full use of credit files to carry out credit marketing, especially for food and drug safety, environmental protection, medical and health and other sensitive areas of enterprises, especially important, enterprises in the focus on sales, product quality, service and other aspects of the outside, We should not ignore our own credit construction, and credit archives are an important support for the establishment of enterprise credit, and the most important thing is that enterprises should participate in social activities with practical actions of integrity. The above are personal opinions, all of which are typed one word at a time, so adopt them!
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I don't feel like a state agency, I just did it, and I have to charge 2000 service fees, and the key is to tell me that I have to pay 2000 annual review fees every year! Instantly I feel like I'm being framed! This is what it feels like to make money with credit!
When I asked him what agency he belonged to, he told me that it was the department of the state that led it.
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Please note that 11315 is a private enterprise credit reporting unit, why do you establish a corporate credit file online without the consent of the enterprise, and release it without review, I don't know, but I heard some friends in the business community say that sometimes there will be people from the 11315 company who ask for money.
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11315 seems to be responsible for establishing credit files for all enterprises, and it has just begun, and it should still be in the popularization stage, according to the (information disclosure regulations) is not illegal.
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If it's open, it's public, if it's not illegal, it's okay, anyway, open the door to do business, and the documents are complete. By the way, you can also give us promotion products or something.
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It seems that there is a new "Regulations on the Administration of the Credit Reporting Industry", > if they are credit reporting enterprises, it should be okay, and it should depend on whether their enterprises have this qualification.
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On May 17, 2013, the state, the People's Bank of China, and the ** compilation office jointly issued the "Several Opinions on the Use of Credit Records and Credit Reports in Administrative Management Matters", which clearly pointed out that all levels and relevant departments should take the lead in promoting the use of credit records and credit reports of relevant market entities in administrative management matters, specifically referring to procurement, bidding and bidding, administrative examination and approval, market access, In administrative management matters such as qualification reviews, relevant market entities are required to provide credit records or credit reports issued by third-party credit service establishments in accordance with law.
The credit file is the credit ID card of the enterprise, because the current social integrity is seriously ungood, and the customer must pay attention to the credit status of the counterparty in order to ensure the safety of the transaction, and the quality of the credit file is directly related to the success or failure of the transaction.
In the process of foreign affairs, credit reports are particularly important, foreign countries, especially European and American countries have a history of more than 100 years in terms of credit records, when they seek partners, the primary consideration is credit, so a perfect credit file will bring infinite benefits to enterprises.
Now many places** have begun to require enterprises to issue credit reports by third-party credit bureaus when taking loans from banks.
It is not difficult to see from the above analysis that in the future, whether it is with power or money or the public must have a credit file, the provisions of ** directly determine the survival of enterprises, and the requirements of banks and the public are directly related to the development of enterprises.
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Businesses need to provide:
Business license of the enterprise.
Organizational Certificate.
Tax registration certificate.
Bank Account Opening License.
People's Bank of China Institutional Credit ** Certificate.
Third-party credit verification.
QA information.
Administrative Licensing Identification Information.
Information on administrative rewards and punishments.
Trademarks, Patents, Copyright Information.
Information on the judgment of the people's court.
Charity and donations.
People's Bank of China credit evaluation information (People's Bank of China credit credit system inquiry shall prevail) commercial bank credit evaluation information.
Private lending evaluation information.
Evaluation information by industry associations (community organizations).
Evaluation of public utilities such as water, electricity, gas, and communications.
**Rating information.
Enterprise financial information (the information involves trade secrets and is not disclosed here) enterprise management system assessment information (special service).
Consumer review information.
Corporate evaluation information.
Employee evaluation information.
Other Credit Information.
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