How to redeem Bank of Communications points for gifts

Bank of Communications. At present, the full points redemption service has been closed, and users cannot use all points to redeem gifts. Redeem points for gifts, points can only be deducted 50%**, and the other half must be paid in cash.

However, some users said that they can exchange points for food, and then use them at half price on Friday, which is equivalent to using the full amount of points.

In addition, Bank of Communications can also redeem all points for Ele.me.

Takeaway, this has been successfully redeemed by some users.

Extended Materials. 1. Credit card points rules of major banks.

1. Bank of Communications Points Rules:

Consumption points: 1 RMB.

1 point; $1 = 8 cents.

Cash withdrawal: no points; Transactions such as house purchases, car purchases, wholesale, hospitals, schools, etc., do not earn points.

Points combined: Points from multiple credit cards under the same principal cardholder's name can be combined. Co-branded cards cannot be combined with non-co-branded card points; Different types of co-branded card points cannot be combined.

Validity of points: at least 1 year and maximum 2 years?

2. ICBC Points Rules:

Consumption points: 1 RMB = 1 point; HK$1 = 1 cent; $1 = 8 cents. 1 euro = 10 points.

Cash withdrawal: no points; Transactions such as house purchases, car purchases, wholesale, and online transactions are not eligible for points.

Points merging: Points can be combined between different cards of the same customer in the same region.

Points validity: 2 years.

3. China Construction Bank Points Rules:

Consumption points: 1 RMB = 1 point; $1 = 10 cents.

Cash withdrawal: no points; Transactions such as home purchases, cars, hospitals, wholesales, etc., do not earn points.

Points pooling: Points from multiple credit cards under the same cardholder's name can be combined; Principal and supplementary card points can be combined.

Validity: Permanent.

4. Bank of China Points Rules:

Consumption points: 1 RMB = 1 point; $1 = 8 cents.

Cash withdrawals: None; 8 points for every 100 RMB for car purchases and 6 points for every 100 RMB for house purchases.

Points combined: BOC series card points under the same cardholder's name can be combined; The Great Wall International Card points under the same cardholder's name can be combined; The points of the principal card and supplementary card are combined and used in the principal card account.

Validity period of points: Bank of China series credit cards are valid for 2 years, and Great Wall RMB card points are valid for a long time.

Transportation credit card points are the most fake and have no substantial use, and careful people will find that there are 2 characteristics:

First: Points + cash redemption.

The products inside are specific, and they can't be bought outside, so it can't be transparent, for example, a certain brand of a certain item number electrical appliances, the price on it is 100 yuan, you go to any ** search according to this item number, either you can't find it, or there is only one to sell, and ** super expensive, the sales volume is basically 0This kind of is specially exchanged for points, and the actual same product can only be bought for 49 yuan or 39 yuan. However, when you redeem it, you need 50% points + 50 yuan cash.

You can buy it yourself. Or a barrel of edible oil of a certain brand, you can buy it directly on a certain treasure**It is 79 yuan, and the Bank of Communications shows 50% points + cash 79 yuan for exchange. Actually, you paid for it yourself.

Second: full redemption.

The products that are redeemed in full are basically what you can't use, such as car wash coupons, memberships, etc., etc., but although the full amount of redemption is written, careful people will find that he has indicated that he also has to pay part of the cash, and this part of the cash can also be purchased directly from the major official websites.

Bank of Communications. Users log in and redeem gifts on the credit card points page through Hui Finance and credit cards at the bottom of the official WeChat account of Bank of Communications. Or search for relevant mini programs to redeem points for gifts;

4. **Redemption, users can contact the official ** to consult the redemption of credit card points. Bank of Communications bank cards can be activated on the official website and online banking.

Activation, Bank Activation;

5. Different ways need to provide different information and materials, cardholders can choose the way they want to handle.

The credit card applied for is the first card, and the personal qualification conditions are definitely not good enough. The starting limit of the credit card depends on the applicant's credit conditions, and the higher the personal qualification, the credit card limit that can be applied for.

The higher. Bank of Communications' debit card.

It can be accessed through **, bank counters, and mobile banking.

and credit card activation, which is divided into online activation and offline activation. If you activate online, you can activate it through the official website of your credit card, mobile banking, WeChat***, etc., and offline activation is relatively simple, just go to the bank counter to activate. In addition, there is no way to use the bank card if it is not activated, so please activate it as soon as possible after getting the card.

The activation method of Bank of Communications bank card is as follows:

1. First open the Bank of Communications;

2. Then click All;

3. Then click the card to activate;

4. After that, enter the debit card number;

5. Finally, click on the activation card.

Bank of Communications. Credit payment is a consumer credit product launched by the bank, consumers can choose the amount of credit payment when consuming, and repay the bill next month, with an interest-free period of up to 36 days. Of course, applicants need to have good credit and a stable income.

Operating Environment: Brand: Xiaomi Mi 8

As long as you have at least 100 points, you can purchase goods in the points park, and the points will be directly paid to cash, and the credit card 1000 points = yuan cash, and the points and cash can be freely combined. When points are spent as money, will Bank of Communications credit card holders still miss it?

1. Log in to the home page of the points park, select "My Account", and log in by email or mobile phone;

2. After entering My Account, you can see the points account information in the "Points Management" - "Credit Card Points" column. If you have not linked a credit card, please click "Link Credit Card" to link it.

3. According to the prompts on the page, enter the corresponding credit card information, link the card, and display the successful association page.

4. Return to the "Points Management" - "Credit Card Points" page, select the input card number, output card number, combined points value and account to be combined, click submit, and the merger will be successful.

Bank of Communications credit card points can be redeemed in the following ways: ** exchange, fax exchange, online banking exchange. At present, Bank of Communications credit card points can be exchanged for goods at the points park, exchanged for airline miles of partner airlines, or deducted consumption at partner merchants.

Cardholders can log in to the official website of Bank of Communications Credit Card, click on "Popular Activities" and select "Points Zone" to redeem points for the items you need. For every 1 yuan consumed by the user, 1 point will be accumulated, and 7 points will be accumulated for spending 1 US dollar, and transfer transactions, cash withdrawal transactions, online transactions, wholesale transactions, hospitals, schools and ** services will not be counted in the points.

Now, the use of points can not only be exchanged for gifts or airline miles, but also without the need to go online or call**, no need to wait for delivery, go to the designated points merchant of Bank of Communications credit card, you can easily use points to exchange for goods, points can be used directly as cash, a simple swipe, value-added experience. Platinum Card can also enjoy discounts on spending at Bonus Points merchants.

Hello, at present, if you want to redeem the points of the Bank of Communications credit card, you need to log in to pay for it, and now the Bank of Communications still has a gift for full points exchange, log in to pay the bill, and click on the points park to redeem it.

You can log on to the official website of Bank of Communications, find the points exchange, and then choose what you are more interested in to redeem.

Steps to redeem points in Bank of Communications Credit Card Points**Log in to the Bank of Communications Credit Card Center**Click on the points reward page to enter the points reward page, click on I want to redeem to enter the credit card login page, and then log in to submit an exchange application.

Bank of Communications credit card points can be redeemed through online banking points exchange**, or you can call the Bank of Communications credit card customer service center to redeem goods.

Hello, you can log in to the official Bank of Communications credit card** to redeem credit card points, or you can log in to the mobile banking of Bank of Communications to redeem credit card points.

Log in to the online banking, then find the popular activities inside, select the points area, and exchange them to redeem them.

You can log in to the official ** of the Bank of Communications to redeem, and you can redeem it successfully after following the steps in the points park.

1. Online banking to redeem gifts: Cardholders can log in to the Bank of Communications card service area and freely choose the gifts they want to redeem according to the credit card points.

2. Call the points hotline to redeem gifts: The cardholder dials the points redemption hotline of the Bank of Communications credit card and applies for points to exchange gifts.

Extended information: 1. Eligibility for Bank of Communications credit card points.

1. In addition to the types of cards specified in these Rules, cardholders of Bank of Communications Pacific Credit Card (including various standard cards, theme cards, co-branded cards, business cards, MORE cards and global cards) (hereinafter referred to as """Cardholders") can participate in the Bank of Communications credit card reward program. Among them, the points of the additional cardholder will be combined to the principal card account.

2. Bank of Communications installment credit card, Bank of Communications BOSS credit card, Bank of Communications corporate business card and other card types are temporarily excluded from participating in this bonus program, and Bank of Communications has the right to decide whether to participate in the rules of this reward program when issuing other card types.

3. Bank of Communications reserves the right to cancel the cardholder's qualification to participate in the Bonus Points Reward Program if any of the following circumstances occurs:

1) The credit card is deactivated or controlled, the card is not activated or cancelled, the card has expired and has not been renewed, or the account status is abnormal;

2) Violating the "Bank of Communications Pacific Personal Credit Card Usage Agreement", "Bank of Communications Pacific Credit Card Charter", the rules of this bonus point program and other relevant regulations.

2. Validity period of Bank of Communications points.

1. Except for the types of cards specified in these rules, the validity period of the points generated by the consumption of Bank of Communications credit card is fixed at 24 months, and the points will expire month by month, and the expiration date is the end of each natural month. For example, the points earned by cardholders between March 1, 2010 and March 31, 2010 will expire on March 31, 2012; And so on, April, May, June 2010 ......Points will be ...... at the end of April, May and June 2012Expired points will be cancelled if they are not used after the expiration date.

2. The validity period rules of the following Bank of Communications credit cards are as follows:

1) The points of Bank of Communications Walmart Credit Card are valid for 12 months, and the points will expire month by month, and the expiration date is the end of each natural month.

2) Bank of Communications China Eastern Airlines Credit Card, Bank of Communications Air China PhoenixMiles Credit Card, Bank of Communications UnionPay Single Currency Tesco Credit Card, Bank of Communications C.P. Lotus Credit Card, Bank of Communications China Resources Vanguard Credit Card, Bank of Communications China Resources Suguo Credit Card, and Bank of Communications Aeon Credit Card points will be automatically converted into co-branded party points.

Summary. Hello dear dear, you can tell customers that it is because Bank of Communications does not support the exchange of all points for physical objects, part of which is deducted from points, and part of which requires you to add part of the money.

Hello dear, you can tell customers that it is because Jiaoqiao and Tonglingheng Bank do not support the exchange of all points for physical goods, part of the points are deducted, and part of the money is that you need to add part of the Min Wang staring money.

Bank of Communications credit card points redemption method: 1. Online banking to redeem gifts: cardholders can log in to the Bank of Communications card service area, according to the rough credit card points, and freely choose the gifts they need to redeem, and then they can redeem.

Cardholders can call the customer service of the Bank of Communications Credit Card Center**, and then follow the instructions of the customer service staff to exchange credit card points for gifts. Bank of Communications credit card spending will earn 1 point for every RMB 1 spent, 7 points for every USD 1 spent, and points will not be awarded for certain types of transactions and specific merchant categories.

<>1. Official website of Bank of Communications: Select gift redemption through the redemption page of credit card points on the official website of Bank of Communications**.

3. WeChat*** and Mini Program: Users can log in and redeem gifts on the credit card points page through the Hui Finance-Credit Card at the bottom of the bend in the official WeChat of Bank of Communications. Or search for relevant mini programs to redeem points for gifts;

4. **Redemption, users can contact the official ** to consult the redemption of credit card points.

Bank of Communications points redemption gift inquiry method:

You can enter the official ** of the Bank of Communications, and then log in to your Bank of Communications online banking account and password to view, and you can also directly exchange points for goods!

At present, the Bank of Communications credit card points can be exchanged for gifts through three methods, which are: ** exchange, fax exchange, and online banking exchange. The specific steps are as follows:

You can call Bank of Communications credit card customer service**400-800-9888; Co-branded card customer service**400-889-3888 can directly apply for BOCOM credit card points to redeem gifts.

2. Redeem BOCOM credit card points for gifts by fax: Mail the completed redemption application form directly to the Bank of Communications Credit Card Center, and the customer service staff of BOCOM will complete the work of exchanging points for gifts.

3. To redeem BOCOM credit card points for gifts through online banking, the specific steps are as follows:

1) Log in to the Bank of Communications Credit Card Center** and click "Rewards".

2) Enter the "Integral Sedan Spring Reward" page and click "I want to redeem";

3) Enter the "Credit Card Login" page, and apply for redeeming BOCOM credit card points for gifts after logging in.