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General accidents. The processing process is as follows: 1: hit the double flash and pull over.
Take out the tripod and place it at the specified distance to evacuate the person to a safe area. 2: Protect the scene, if it is a small scratch, you can negotiate between the two sides to solve it, and the appropriate paint money is forgotten, after all, they are all good drivers in China.
If the responsibility is not clear, or if there is a dispute, then report to the traffic police and the insurance company to deal with it. 3: When the traffic police and insurance companies do not arrive at the scene of the accident, they can take pictures of the bottom, generally including the front, the rear and the contact position, and at the same time there must be a local magnification ** in case of backup.
4: The traffic police will take pictures and collect evidence when they arrive at the scene, and issue a certificate of responsibility for the accident.
You must pay attention to the insurance company's loss assessor, yourself and the 4S store must arrive at the scene to avoid unnecessary trouble. 5: After the damage assessment is completed, the insurance company's loss assessor submits the report, and the above supervisor underwrites it, then the car will be repaired in 4S.
Communicate with 4S for a good time, if the other party is fully responsible, ** contact the other party to send the money to your account in advance, if you are fully responsible, bring your bank card to pick up the car and ask for an invoice. 6: After picking up the car, get the invoice, liability accident certificate, and ID card.
Some of the driver's licenses and damage assessment forms also need to be old ** documents (handled by the insurance company's loss assessment personnel), and go directly to the insurance company for reimbursement. 7: If the other party is fully responsible, help the other party prepare the above information, express it to others, and be a good driver in China.
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1. The responsibility for traffic accidents is divided by the traffic police, if your car is driving normally and taking appropriate measures, and the car in front of you brakes suddenly, and it is not force majeure, then the car in front should be fully responsible or mainly responsible. Specifically, the responsibility is divided by the traffic police.
2. Generally, the rear-end chaser is fully responsible, and the maintenance costs of the two cars are compensated by the insurance company insured by the rear-end chaser, and the rear-end chaser only has a non-liability compensation of compulsory traffic insurance. This non-liability compensation is paid by the insurance company that underwrites the rear-end chaser. Seat insurance only pays for the person in the seat of the vehicle**.
3. You can claim compensation from the insurance company through the accident liability determination letter, mediation letter, driver's license, driving license, and copy of compulsory traffic insurance issued by the traffic police.
4. The two parties shall register and file in the traffic team, and the front car shall not be responsible, and the case shall be closed in the traffic team with the invoice for car repair and the owner of the rear car. And the owner of the car after this is not allowed to drive these days because the driver's license is withheld by the traffic team. After the case is closed, you can get your driver's license.
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Your suggestion is still insurance, this right fender can choose sheet metal, you can choose to replace the two ** almost, because the difference between repair and replacement will not be too big, the new fender is not painted to be counted as the money for painting, bumper paint repair, headlights are estimated to be fixed to be replaced, the right door can not be hit The problem is not small, and the overall maintenance cost is about 30
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Go through the insurance procedure for repairs.
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Hello, from a legal point of view, you can claim compensation for your own economic losses caused by the liability of the missing party, and the loss of vehicle depreciation caused by traffic accidents in a new car can of course be returned to Tongxiao to claim compensation. However, in order to obtain compensation, it is necessary to sue the court, and ask a professional institution recognized by the court to conduct an appraisal or appraisal of the depreciation of the wheels, and determine the amount of compensation that the other party should pay according to the assessment results and the division of responsibilities between the two parties.
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The new car was hit by two Bi Ziyue and there was no car damage, so you need to buy it yourselfCar damage insuranceVehicle damage insurance refers to a kind of automobile commercial insurance that is compensated by the insurance company within a reasonable range if the insured vehicle is damaged due to an insured accident while driving the insured vehicle or its permitted driver.
Car damage insurance and third-party insurance are vehicle insurance.
The basic insurance mainly compensates for the loss of the insured vehicle and the loss caused by the loss of the insured vehicle to a third party in use.
Introduction to car damage insurance
Vehicle wading insurance and vehicle damage insurance are not the same thing, and after the vehicle is damaged by water and the engine is not covered by vehicle damage insurance. This is also the disaster of this torrential rain.
After that, many misunderstandings between policyholders and insurance companies.
Next, let's understand the method of calculating the premium of car damage insurance, which is divided into full loss, partial loss, and rescue expenses according to the loss of the insured vehicle, and the amount of compensation for the loss of the insured vehicle is calculated separately, but does not exceed the insured amount.
amount. Moreover, the formula for calculating and compensating for each of these three types of losses is different.
The amount of car damage insurance insured.
There are three ways to determine the sum insured, the amount of insurance is determined according to the purchase price of the new car, and the amount of insurance is determined according to the actual value at the time of insurance, which is determined by the policyholder and the insurance company through negotiation.
Actual value is the purchase price of a new vehicle minus the amount of depreciation**. Although this insurance method can pay less premiums, it is underinsured in terms of insurance. Because in the event of a partial loss, the insurance company can only compensate proportionally according to the ratio of the actual value to the new car**.
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Summary. It is recommended to call the police immediately, there are traffic police to come, according to the situation at the scene to determine the division of responsibility, if the other party is at fault, you can claim compensation.
It is recommended to call the police immediately, there are traffic police to come, according to the situation at the scene to determine the division of responsibility, if the other party is at fault, you can claim compensation.
If the new car is less than one year old, it can be depreciated, if it is the full responsibility of the other party, in the case of the other party's purchase of insurance, the other party's insurance company will be compensated.
Hello, if the other party car purchase insurance, all the compensation is compensated by the insurance company, and the other party does not need to compensate for the depreciation of the car, if the other party does not buy insurance, the new car can be repaired directly to the 4S shop, because the 4S shop uses the original parts, so the maintenance cost will be higher, and the maintenance cost of the bridge will be borne by the other party.
I deserve to be hit.
You can ask for compensation.
My new car has become an accident car.
Hello, you can ask for depreciation.
Uh-huh. Okay pro.
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If the new car was hit less than a month ago, the method of claiming compensation is as follows:
If a new car is hit, the other party should compensate for all the losses arising therefrom, and the other party may be required to compensate for the repair cost of the vehicle and pay a reasonable first pass fee during the repair of the vehicle. If the other party is fully responsible but is unwilling to pay the repair fee, it may first pay the repair fee by itself, and then file a lawsuit with the court for compensation after obtaining the invoice for the repair fee.
Scrapping life of new vehicles:
1. Taxi (small, micro) 8 years;
2. Tourism, highway passenger vehicles (large, medium-sized) 15 years;
3. 20 years of non-operating large and medium-sized automobiles;
4. 12 years for miniature trucks;
5. 15 years for heavy, medium and light trucks;
6. Semi-trailer tractor for 15 years;
7. Non-operating small and micro cars have no service life. After more than 15 years, it must be inspected twice a year, and if the inspection fails, it will be scrapped.
To sum up, if you drive a motor vehicle that has been assembled or a motor vehicle that has reached the scrapping standard on the road, the traffic management department of the public security organ shall confiscate it and force it to be scrapped. Drivers who drive the motor vehicles listed in the preceding paragraph on the road shall be fined not less than 200 yuan but not more than 2,000 yuan, and their motor vehicle driver's license shall be revoked. **If the motor vehicle has reached the scrapping standard, the illegal income shall be confiscated, a fine equal to the sales amount shall be imposed, and the motor vehicle shall be disposed of in accordance with the regulations.
Legal basis]:
Article 15 of the Judicial Interpretation of the Supreme People's Court on the Trial of Road Traffic Accidents.
The parties have the right to demand compensation from the infringer for the cost of repairing the vehicle, the loss of the items contained in the vehicle, and the cost of rescuing the vehicle; Commercial vehicles shall be compensated for the losses during the period of suspension, and non-commercial vehicles shall be compensated for reasonable transportation expenses during the period when the vehicle cannot be used.
Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.
If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.
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