How much is the down payment for a 4S store installment car?

The minimum down payment is 30%.

There are 3 types of installment purchases.

Bank Installment Loans: Credit card installment loans focus on the common people who have good credit and stable income. Bank installment loans focus on borrowers with more assets, as bank loans generally require collateral.

Auto finance companies and guarantee companies have lower thresholds, but higher interest rates. Each option has different down payment requirements for car purchases.

Auto finance company loan: For auto finance company loans, it is more convenient, go directly to the company's relative 4S shop to select a good car, provide corresponding information according to the requirements, such as identity certificate, income certificate, residence certificate, and then fill in a certain **, and then sign a contract according to the requirements of the financial company, you can basically wait to pick up the car.

Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended to use Youqian Hua, the original name of Youqian Hua is "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services

It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

It is possible to buy a car with a down payment online, and you must choose to go to a personal account.

More than 1,000 models for you to choose from, Dandan--- order a car-a-p-p is good. The main one percent down payment, on the individual account, good.

In general, the down payment of 1% when buying a new car online is 1%, that is, the low down payment is 10%, and the down payment method is different depending on the model. Support more than 300 cities and regions to pick up the car, fast and convenient.

If you buy a car in installments, the down payment should be between 30% and 50% to pick up the car.

There are many models of cars to pick up when the detective buys a car.

Sixth, it seems to be like this every time, without exception. When we need someone to rely on the most, we often end up getting through it alone.

Discounts vary from place to place.

Detectives buy a car with a tenth of the down payment and can pick up the car nearby.

Ideal is the beacon light of life, and confidence is the driving force to reach the goal. Give yourself a good mood and let the world smile at you: Give others a good mood and let life smile at us.

If you choose a 4S store to apply for a car loan when you buy a car, the down payment for buying a car is generally 30. If you have other collateral such as real estate on hand to use as collateral to buy a car, or if you don't have a real estate you can find someone to guarantee for you (the guarantor must have a regular job);

In addition, if you have a regular job and a stable income, you can provide proof of your income; If you have a good credit history, then you can reduce the down payment of 20 percentage points for a car without having to pay as much as 30 for a loan.

The minimum down payment for a car cannot be less than 20. The down payment ratio of car loans is mainly related to the institution of the loan, and the ratio stipulated by different banks is different, and the down payment ratio of car loans of banks is usually around 30 40.

The down payment ratio of auto finance lenders is relatively low, as low as 20. In addition, the down payment ratio of the car also has a lot to do with the loan qualification of the individual, and for the borrower with good qualifications, the down payment ratio can be appropriately reduced.

Extended Materials. The advantages of buying a car with a credit card loan are that it is fast, simple, and has a low threshold. Credit card processing procedures are relatively simple and the review is much lower than that of banks. Many credit card products have their interest-free period, so car buyers don't have to pay interest when they pay the monthly bill amount in full and on time.

However, at this time, the need to remind you is that the interest-free period and the handling fee are two different charges. When processing instalments, the bank will charge a certain handling fee, although it does not charge interest. The handling fee varies depending on the number of instalments of the bill, and the interest rate and charging method vary from bank to bank.

In addition to the handling fee, the down payment for a credit card loan to buy a car is generally higher than that of a bank. Credit cards are generally 30 40. In the bank, it is generally 30, and for high-quality customers with good credit and stable income, it can be as low as 20.

Secondly, when you buy a car with a credit card, the credit limit cannot exceed the credit limit of the credit card. Generally speaking, the overdraft limit of a credit card is within 5w, and the maximum is not more than 20w.

Car loan down payment minimum 15% to 20%.

According to the Administrative Measures for Auto Loans, which came into effect on January 1, 2018, issued by the People's Bank of China, the maximum issuance ratio of loans for self-use traditional powered vehicles is 80%, and the maximum issuance ratio of loans for self-use new energy vehicles is 85%, that is, the minimum down payment is 15% to 20%.

Due to the impact of the credit crunch, some banks have increased the down payment ratio of personal car loans from 20% to 30% 40%, and some banks even require 40% to 50%, but some car dealers through some financial companies, claim to be able to do 20% or even lower.

Each financial institution shall reasonably determine the specific proportion of auto loan issuance based on the borrower's credit status and repayment ability based on its own auto loan delivery policy, risk prevention and control and other factors.

Effectively strengthen the management of the whole process of auto loans, strengthen pre-loan review, and continuously improve the customer credit evaluation system to ensure that the first repayment of the loan** can fully cover the corresponding principal and interest.

Continuously strengthen the accumulation of residual value experience data, implement the policy of prudent assessment of collateral and collateral value, and improve the collateral and collateral value evaluation system; Improve the loan classification system, strengthen the monitoring of non-performing loans, and make corresponding provisions in full.

Answer each car's ** is different, the down payment is also different, now the car installment is basically two years interest-free three years of low interest, and then two years of interest-free requires a minimum down payment of 40%, the first year of the monthly payment is 67% of the loan amount, the second year is 33% of the loan amount, 67% of the loan amount divided by 12 is the first year of each month's **, compared with the second year is 33% divided by 12. The three-year low interest rate is 40% of the down payment, calculated according to the local interest plus the loan amount divided by 36 is the monthly repayment amount.

The down payment ratio is usually 20%-80%, and it is generally not less than 20%.

Staging usually starts in one year, and more people choose to divide it into two and three years. However, not all brands can provide rich and free financial solutions, so it is best to consult with 4S stores.

Precautions for buying a car in installments.

1. Check the production date of the new car, for example, the production period should not be too long, and generally should not exceed the production date for 6 months.

2. Check whether there are scratches and damage inside and outside the car, and whether some procedures of the vehicle are complete, such as vehicle certificate, car purchase invoice, etc.

3. Pay the required amount of installment payment at the specified time, and do not incur overdue.

4. After the installment payment is completed, you should go to the auto financial institution that handles the installment of the vehicle in time, go through the procedures for releasing the mortgage, and get back the green book of the vehicle.

If you pay for the car in installments, you can generally pick up the car between 30% and 50% down payment.

Detectives buy a car, pick up more models nearby, pick up the car quickly, and have many models.

Regardless of men and women, as long as they have been searching hard but have no results, such people will become regrets in their hearts and will always be worried.