How about the Jiabeibao Children s Critical Illness Insurance on sale online by Sycamore Tree Insura

Hengqin Jiabei Insurance is a new children's critical illness insurance launched by Hengqin Life Insurance Company that can be supplemented with two critical illness benefits.

On the whole, Jiabei Insurance provides comprehensive protection, with 60% additional payout in the first 10 or 20 years of the critical illness policy, and more optional additional liabilities.

According to the different protection periods, Hengqin Jiabeibao provides two versions: Premium Edition and Supreme Edition.

The premium version can choose to cover 20 25 30 years, and the maximum payment is 20 years; The Supreme Edition is guaranteed for life, and you can choose to pay for up to 30 years.

Critical Illness Benefit: Covers 112 critical illnesses and pays 100% of the basic sum assured.

One of the highlights of critical illness is that it can be paid extra.

If you choose term protection, if you suffer from critical illness for the first time before the 10th policy, an additional 60% of the basic sum assured will be paid.

If you choose the Whole Life Protection, an additional 60% of the Basic Sum Assured will be paid before the 20th policy.

Moderate illness benefit: 25 kinds of moderate illness, not grouped to pay twice, in turn to pay % of the basic sum assured, there is no interval between the two claims.

Mild illness benefit: There are 50 types of mild illness, which are also not grouped, there is no interval, and the claim is paid 3 times, and % of the basic sum insured will be paid in turn.

In addition to the basic critical illness and mild to moderate illness benefits, Jiabeibao also provides additional benefits for the second and third critical illnesses, children's specific diseases and rare diseases.

You can choose flexibly according to your own situation.

If you suffer from one or more of the 20 specific diseases before the age of 20, you will receive an additional 150% of the basic sum assured.

As can be seen from the chart, 16 kinds of children's high-incidence critical illnesses are covered by Jiabei Insurance, and the compensation ratio is very high, of which 13 diseases can be paid an additional 150% of the basic sum insured under limited conditions.

There are 5 rare diseases, namely pulmonary lymphangiomyomatosis, Wilson's disease, infantile progressive muscular atrophy, severe acquired or secondary alveolar proteinosis, and severe multiple sclerosis.

An additional 200% of the basic sum assured will be paid before the age of 20.

From the perspective of the content of the guarantee, Jiabei Bao has done a good job, and the product also has certain highlights:

(1) The waiting period is relatively short

The waiting period is 90 days, which is relatively short compared to other children's critical illness insurance.

Although the length of the waiting period is not the only criterion for measuring the quality of a critical illness insurance product, a short waiting period means that the effective time is faster, and to a certain extent, the actual protection time can be extended.

(2) The payout ratio is high

Whether it is the compensation ratio of the basic protection, the additional compensation, or the compensation of additional protection, the compensation strength of Jiabei Bao is relatively large, which means that the protection is also greatly enhanced.

3) Wide coverage of specific diseases in children.

The coverage rate of specific children's diseases is high, with all 16 high-incidence children's critical illnesses available, and the compensation ratio is also relatively high, and the protection of children's special diseases is good.

However, it should be noted that the coverage period for specific diseases and rare diseases of children is relatively short, up to the age of 20.

Additional benefits can be paid before the age of 20, and the basic sum insured will be paid after the age of 20.

Generally speaking, the protection amount of Hengqin Jiabeibao Children's Critical Illness Insurance is relatively high, and the product form is relatively flexible.

Hello, Hengqin Life Jiabei Insurance is a children's critical illness insurance that can be supplemented with multiple claims for critical illness, and special illness protection is also an optional liability, so the insurance plan will be more flexible:

Jiabei Bao must insured:

There are 112 kinds of critical illnesses, and there are additional claims in the first 10 or 20 years of insurance, and 800,000 will be paid according to the double basic sum assured, and the insurance will be 500,000 yuan.

The coverage for moderate and mild illnesses is decent, with 50% of the first insurance for moderate illness and 30% for the first time for mild illness. High incidence of the disease is completely covered, and minor stroke is compensated as moderate disease.

There are a total of 25 specific diseases for children, and the compensation will be doubled if the insurance occurs before the age of 20. It is divided into two categories: one category of 20 types, which is paid according to the sum insured; The other category of 5 types is paid according to 3 times the sum insured, which covers children with high morbidity.

Optional benefits: Multiple claims for critical illness: divided into 6 groups, and the high-incidence critical illness is divided into different groups, which improves the odds of getting it.

Guaranteed both: premium refundable.

In general, Jiabeibao Children's Critical Illness Insurance is a very cost-effective children's critical illness insurance. For more questions, it is recommended to go to the Sycamore Tree Insurance Network, where the insurance planner will formulate a suitable insurance plan for your reference according to your actual situation.

The insurance age of Hengqin Jiabei Children's Critical Illness Insurance is 0 to 17 years old, which can be guaranteed for 20 years, 25 years or 30 years, and the payment period can be 20 years, 25 years or 30 years, and the waiting period is 90 days. For specific content, please click to read "Hengqin Life Jiabei Insurance In-depth Evaluation and Analysis, Is Children's Protection Comprehensive?" 》

Coverage. 1) Critical illness.

Hengqin Jiabei Insurance can cover 112 critical illnesses, which can be paid once, without time interval, and can pay up to 160% of the sum insured in the first 10 or 20 years of the policy

2) Moderate disease. Hengqin Jiabei Insurance can cover 25 kinds of moderate diseases, which can be paid 2 times and the diseases are not grouped, there is no time interval, 50% of the sum insured for the first time and 60% of the sum insured for the second claim

3) Mild symptoms. Hengqin Jiabei Insurance can cover 40 kinds of mild diseases, which can be paid 3 times and the diseases are not grouped, 30% of the sum insured for the first claim, 35% of the sum insured for the second claim, and 40% of the sum insured for the third claim

Sycamore Tree Insurance is an insurance brokerage institution approved by the China Banking and Insurance Regulatory Commission, which is reliable, and you can rest assured that you can apply for insurance on it.

Is it reliable to buy insurance online? What is the difference between online and offline insurance?

So below, the senior sister will give you a brief introduction to the Sycamore Tree Insurance Brokerage Agency to see how it is!

1.Company background.

Founded in December 2006, Sycamore Insurance Brokers is a national and comprehensive insurance brokerage institution approved by the China Banking and Insurance Regulatory Commission, with a registered capital of 50 million. Sycamore is composed of a group of senior insurance industry elites who have been in the industry for more than 16 years, a team of professional insurance planners, a claims service team and a customer service team, with nearly 800 employees.

How to choose a good insurance brokerage company?

2.Business situation.

Pre-sale: Insurance brokers provide consulting services such as product evaluation, product comparison, premium calculation and program customization. It is an online insurance sales platform, with a large number of insurance product reviews for our reference, you can learn about it before buying insurance.

On sale: After selecting the product, you can directly apply for insurance in the company's insurance supermarket of Sycamore Tree Insurance, and the purchase process is more streamlined.

After-sales: Sycamore has a special expert to help with claims, if there is a problem when making a claim, you can seek help from professionals, which can improve the efficiency of claims.

So now that you have found a reliable insurance brokerage company, how to choose insurance products next? Senior sister tells you:

Insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance.

Sycamore Tree Insurance Brokerage Company was established and operated in accordance with the law with the approval of the Insurance Regulatory Commission, and is bent and reliable.

1. The strength background of Sycamore Tree Insurance Brokerage Company.

Sycamore Tree Insurance Brokers was established in December 2006 with a registered capital of 50 million yuan.

Sycamore Insurance Brokerage Company is a national and comprehensive insurance brokerage institution approved by the China Insurance Regulatory Commission and established in accordance with the law, cooperating with many large insurance companies, covering accident insurance, health insurance, life insurance, annuity insurance, property insurance, liability insurance, credit insurance and other insurance fields. At the same time, Sycamore Tree Insurance won the 2022 Golden Tripod Award "Emerging Insurance Broker of the Year" award.

Overall, Sycamore Tree Insurance Brokers Company was established and operated under the supervision of the Insurance Regulatory Commission and is a trustworthy insurance company.

The insurance sold by Sycamore Tree Insurance Brokerage Company covers four major types of life insurance, and those who don't know can take a look at this:What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

2. Benefits of insurance brokerage companies.

Unlike insurance companies, insurance brokers offer a wide range of products that are more suitable for the needs of their customers. Adaptation.

Insurance brokers work with a variety of insurance companies to sell a wide variety of products, while also creating insurance solutions that meet the needs of different consumers from the perspective of consumers. So for consumers, it is easier for insurance brokerage companies to choose products and insurance methods that suit them.

If you don't know how to choose an insurance brokerage company, you can take a look at this article:How to choose a good insurance brokerage company? Hope.

Sycamore tree insurance is safe and secure.

Sycamore Tree Insurance, the full name of Sycamore Insurance Brokers, is approved by the China Banking and Insurance Regulatory Commission to establish a national, comprehensive insurance brokerage institution, with a registered capital of 50 million, and many large insurance companies in the country, such as Ping An of China, Hengqin Life Insurance, China Merchants Cigna and other insurance companies.

At the same time, Sycamore holds a license to operate insurance brokerage business, which is formal and reliable, and many insurance brokerage companies have an online insurance platform like Sycamore Tree Insurance, which can not only provide insurance sales, but also provide intimate services, such as: Xueba said that there are professional expert consultants, who will provide targeted insurance advice according to the actual situation of the policyholder and help the policyholder formulate an insurance plan; After applying for insurance, when making a claim, Xueba said that the 24-hour assistance claim service can help customers get it faster and smoother.

How to choose insurance:

1. Understand the coverage of existing insurance and clarify your own insurance needs;

2. Choose a formal and authoritative insurance company, and pay attention to the authority and credibility of the selected public leasing company;

3. In addition to the basic social insurance, the insured shall make supplementary insurance for hail or physical condition. For example, policyholders who have been working outside the home for a long time can take out accident insurance;

4. Assuming that the policyholder wants to choose an endowment insurance, he can choose an insurance that provides additional pension when he retires;

5. Assuming that the human body is weak and sick, you can choose insurance with serious illness to improve the comprehensiveness of protection;

6. All in all, the policyholder should always keep in mind his own economic situation and the specific needs of insurance when choosing insurance, and carefully apply for insurance according to the characteristics of each insurance, so as to add a guarantee to the life of himself and his family. <>

Sycamore Tree Insurance is a regular and legal insurance company. It is reported that the Sycamore Tree Insurance Brokers **** is a national, comprehensive insurance brokerage institution approved by the China Banking and Insurance Regulatory Commission, rather than an insurance company.

According to public information, Sycamore Tree Insurance Brokers was established in December 2006 with a registered capital of 50 million. Cooperate with many large insurance companies around the world, select good insurance, and provide services covering accident insurance, health insurance, life insurance, annuity insurance, property insurance, liability insurance, credit insurance and other insurance fields.

From the perspective of the company's business, at this stage, Sycamore Insurance Network cooperates with more than 60 insurance companies around the world to select high-quality products, covering accident insurance, health insurance, life insurance, annuity insurance, property insurance, etc. It can select cost-effective products for the majority of customers, so that customers can spend less money to configure a more comprehensive and suitable guarantee.

In terms of company services, launched"Wuyou claims"The service system, through OCR image recognition, artificial intelligence, big data and other service support, the use of 1V1 assistance, data pre-review, expert coordination, claims supervision and other services, can solve claims for users in all aspects, truly save time, effort and worry. Especially"Wuyou claims"The million-dollar critical illness insurance claim case was recognized by industry experts, stood out among many claim cases, and was awarded the 2020 China Insurance Industry Innovation Case Award.

Summary. Sycamore tree insurance is legit and legitimate. Sycamore Tree Insurance Brokers was established in December 2006 with a registered capital of 50 million, which is a national, comprehensive insurance brokerage institution approved by the China Banking and Insurance Regulatory Commission, rather than an insurance company.

Sycamore tree insurance is legit and legitimate. Sycamore Tree Insurance Brokers **** was established in December 2006, with a capital of 50 million yuan, which is approved by the China Banking and Insurance Regulatory Commission to establish a national bureau and comprehensive insurance brokerage institution, rather than an insurance company.

If you need to buy insurance, you can buy this insurance.

Or you can choose other insurance companies, such as Ping An or Chinese Life, which are relatively large companies.

There is also the need to have extra economic conditions to buy insurance, so as not to cause financial burden to yourself.

Financial burden.