How should young people choose insurance?

For young people who have just entered the society, everything has just begun, so the guarantee should start from the most basic and be "targeted". From a happy single aristocrat to a future family, the living environment and living conditions experienced by single young people have changed the most, and it is an important stage to use insurance to prepare for a rainy day, and arrangements should be made as soon as possible. First, clarify the key points of protection.

Most life insurance products are long-term, so be sure to do a long-term financial plan before you plan to buy them. Taking protection insurance as an example, protection insurance mainly reflects the responsibility to the family, a person before marriage and after marriage, the concept of family is different, of course, the responsibility for the family is not the same, of course, the amount of demand will be very different. If you are currently single, you will have to face life events such as getting married, buying a house, and having children in the next few years.

At this stage, pension insurance is not the most urgently needed. As a social freshman whose income is not very high, and there is not much family burden, the first thing that should be paid attention to is his own accident and accidental medical protection; Secondly, you can consider a certain amount of life insurance to fully prepare for repaying your parents' kindness; At the same time, while you are young now, prepare yourself for the big as soon as possible. <>

How do you buy insurance when you're young? From less to more, accidental injuries and accidental injuries for medical treatment, term life insurance, to critical illnesses, that's enough! Please stay away from inpatient medical treatment!

Also, the young word young is only a small factor in determining how much insurance costs, the landlord is a young moonlight family, a young white-collar worker, or a young rich man, or a young wealthy lady, or a young divorced man or woman with a child, the method of buying insurance is very different. Indeed, the insurance company wants to be bored with the customers who are out of insurance, which is not training for the people who sell insurance in the company, and the insurance company is only responsible for training them to sell insurance. What do you call the process complicated?

No! I've run through the client, it's very simple, let the person who sold you the insurance to assist you. When you buy it, you have to ask him to promise you about it!

The customer pays the expenses out of pocket, and there are two cases of accidental injury medical claims, 2For hospitalization medical claims, there is no advance payment problem for other types of insurance. <>

The choice of insurance for young people needs to be decided based on the specific needs of the individual.

For office workers, the frequency of daily travel is higher, and traffic accident insurance can be given priority to protect the losses caused by accidents, and secondly, due to the influence of work pressure, living environment and other factors, medical insurance can be selected to make up for the expenses incurred in daily outpatient and emergency treatment. In addition, with the trend of younger incidence of critical diseases, you can also configure certain health insurance, specific disease insurance, etc., in case of critical illness to protect your own ** or surgical expenses. Finally, if the economic conditions allow, you can choose to configure a certain term life insurance or whole life product, as a means of compulsory savings, which can ensure that you have a certain economic ** in old age.

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