If you want to buy insurance for your daughter as a dowry, what can you buy?

Xueba talks about insurance, focusing on insurance evaluation! When you look at insurance simply, the problem is solved. You're still thinking about how to buy insurance, learn about this:Comparison table of 136 popular hot-selling insurance products in China

The three points we look at when buying insurance are the company, the type of insurance, and the product, as follows:

1. What is the choice of insurance company?

Let's take a look at this insurance company ranking first:Which of the top 10 insurance companies is good

An excellent insurance company can be seen from these three aspects: premium income, claims settlement ability, and service rating. Premium income represents popularity in the insurance industry; The ability to settle claims is the solvency, which condenses the basic credit status of the company; A fair service rating given by the Regulatory Institute is a service rating.

According to these three criteria, you will definitely find the right insurance company.

2. What is the type of insurance?

For us, the most common types of insurance are life insurance and property insurance, and the four types of life insurance are mainly: insurance that includes specific critical illnesses in the scope of compensation is critical illness insurance; Pure life insurance to protect people's life and death; Medical insurance is to cover part of the cost of our medical insurance; Accident insurance is the scope of protection for sudden accidents. In any case, we also need to consider the immediate needs to configure.

3. What are the options for insurance products?

You can't simply say that big companies are good and small companies are bad; According to your actual situation, it is good to choose the one that suits you. Remember that there is no such thing as the best insurance product, only the right one for you.

That's all I have for this question, I hope it helps you.

Don't know what your budget is for your premium? There are a variety of options for different budgets, please send me a private message for details.

On the one hand, my daughter's health is more guaranteed, on the other hand, the money will always be my own, and I will have a sense of security all my life.

This is the best love that parents can give their children.

If you give your daughter too much cash to her in-law's house, it will inevitably be calculated by her husband and her mother-in-law's family, which will affect the relationship between husband and wife, and most of them will end in a breakup. The hard-earned money of his parents was wasted like this, and he finally had to end his marriage, and he was the one who was hurt and pointed out to be himself.

I have a cousin who asked for a bride price of 60,000 yuan when she got married.

The mother's family married 300,000 yuan in cash and a 300,000 car, not to mention how beautiful it is when she gets married, after getting married, it is a chicken feather in a place, her husband wants to change the car and go 100,000, her mother-in-law is sick and hospitalized, and her mother-in-law has money to spend money, and her in-laws don't take it out if they have money to buy a house for you in full, and the family has no money, but my sister took 60,000 yuan, spent 50,000 yuan to reimburse 30,000, and the rest of the money went into my mother-in-law's pocket. After another year, the sister-in-law wanted to borrow 100,000 yuan to start a business, and the whole family said that they did not regard their family as relatives, not as their own sister, and took away 50,000 yuan, and the family was not happy, obviously there was money in hand, so they did not take it out to give 50,000, and the second year the brother-in-law wanted to get married and had no money to buy a house, and the mother-in-law family said that the family helped each other, and asked the sister-in-law to make a down payment, and if it was not enough, I would go to my mother's house to borrow some back, anyway, your family has money sooner or later our family, just because of this matter, the two have been separated for more than half a year, The man said that if he didn't take the money to buy a house for my brother, he would divorce it, so just leave, anyway, he can't live like this.

One day at work, my cousin fainted on the bench, and the company sent it to the hospital to diagnose it as a uterus, and then my mother-in-law's family immediately said that my family had no money to treat you, and the family disappeared directly, and said everywhere outside, you are cured and don't know if you can have children, we won't want such a daughter-in-law, Then all the dowries I brought back were spent to your house, and the money should be returned to me, and my husband's family said confidently that the money has been spent and will not be given to you, how can I give it to you if I spend it. In this marriage, the man did not have any pay and loss except for buying a house in full, and the girl's 360,000 dowry was all spent, and only a worthless car was driven back, and the girl's illness was still favored by her mother's money.

When my cousin remarried, my uncle's family was also proficient, and the car was only bought for 100,000 yuan, anyway, it was a substitute, and there was no need to be so high-end. Then there are three insurance contracts, 1 million critical illness protection, and 300,000 financial insurance for a total of five years every year, the beneficiary is my uncle and aunt, the child is sick and has claims and reimbursements, and there are dividends every year, and the most important thing is that no one can calculate this money.

Wise parents will accompany their children when they get married, which is the wisest love, and this kind of love will accompany the child for a lifetime of security.

I think it's very reasonable, and those who say it's unreasonable to do so are either misunderstandings about insurance or about dowry.

First of all, let's talk about the issue of insurance, insurance is also money, there are many types of insurance, there are critical illness insurance, there are dividend insurance, and some accident insurance, etc., but without exception, these insurances need money to support, without money, insurance companies will not give you insurance, so from the perspective of parents, they want to use insurance to do your dowry, which also needs to pay, and it also needs to spend money, but the way they spend money may be different, and the way of giving a one-time dowry has become a monthly payment or an annual payment.

For parents, this is a way to relieve stress, taking out a lot of dowry at one time will inevitably bring a lot of pressure to the family, but insurance can be purchased in installments, so there is no need to take out too much money at once.

Secondly, there is another reason, maybe it is also selfish to do this, after the dowry is brought over, I will become a shared asset with the man, but insurance will not, insurance is a kind of personal property, and the beneficiary will certainly not write your current husband, so this is also a kind of property protection for you. There is certainly no problem with using it for a dowry.

No matter how parents decide, I don't think it's wrong, children are raised by their parents is a very difficult thing, parents have paid a lot of hard work in the process of raising us, don't have so many requirements when you get married, give it, don't give it, you can't change your view of your parents because of this, the grace of parenting in this life can not be repaid, this truth we should understand, gratitude is a quality that a person should have.

There are many girls who will not get the dowry brought by their parents when they get married, but will fight for a lot of bride price money for the family, and it can be said that most areas have the custom of asking for a dowry, so if your parents can give you a dowry, you can steal the fun.

It's not very reasonable, it sounds weird, it feels like it will make the man think badly, and it depends on what kind of insurance it is, if it's the kind of insurance that can be withdrawn every day in the future, it's okay.

This is also very unreasonable, because for girls, the dowry is also in cash, or there is a special meaning, it is better not to use insurance to do the dowry.

There is nothing unreasonable, it is not easy for your mother to give birth to you and raise you for so many years, and it is normal not to give a dowry, so you are not qualified to choose what kind of dowry you will give you, no matter what it is, it is your mother's love.

I think this is unreasonable, the dowry should not be linked to insurance, otherwise it gives the impression that there is an idea.

That's great. The policyholder is the mother, so the money is the daughter's. The husband cannot move, and even if the divorce is not part of the joint property.

No need to divide. Moreover, the current price of wealth management insurance is a fixed income, with stable value-added for life, and the money at the bottom of the box. Doubling in 20 years.

If you want to use it, it is also flexible, just take it directly. Or apply for a loan at the current price and use 80% out.

Silly girl. Because your mom understands insurance, you don't. Insurance, as the cash flow of the policyholder to the insured for a lifetime, belongs entirely to the insured himself. Not marital property. Your mother has given you money that has been with you for the rest of your life.

I think it's reasonable, in this era, insurance is also a necessary guarantee for your personal safety, not to mention that an insurance is also a lot of money, I think it's reasonable.

I think it's reasonable. Giving is affection, not giving is duty. It's good that the heart arrives, don't care about her way.

This is unreasonable, insurance has its own value. It can't be used for other purposes directly, so you shouldn't let your mother do it.

This mom is smart and can be used as a reference.

A unique love that no one can share.

Arnold answered:

Hello! Marriage insurance, in fact, refers to the current education insurance. Education fund insurance is mainly a form of insurance to raise education expenses for children and future marriage expenses or further education expenses, with the dual functions of insurance and savings.

Parents first negotiate with the insurance company how much money they want to deposit each year, and then withdraw the money according to the insurance contract when the child needs this fee for school in the future. Usually, during the period from high school to college, the child can receive an annual education fee, and after the child graduates from college, the money can be withdrawn at one time, which can be used for the child's marriage, further education or entrepreneurial expenses. Therefore, it is necessary to buy education insurance.

Xueba said insurance, teach you to buy insurance for your children and not be pitted! This year's comparison table of 136 best-selling children's critical illness insurance has been updated, you can click to take a look, which can help you choose your child's insurance.

What insurance is good for childrenI don't know how many parents who want to give their babies comprehensive protection are stumped by this question, today let's take a good look at how to buy insurance for their children so as not to be pitted! Pay attention to three key points:

First, medical insurance must be handled well, which is the basic guarantee of the people!

After the child is born, as long as the household registration is registered, you can immediately apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so this must be handled for the child.

Second, in addition to the national medical insurance, some necessary commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance is preferred.

Let's start with critical illness insurance, which provides coverage for as long as possible. Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the first expense, it can also solve other associated problems, such as children who delay their studies due to illness, and even some subsequent life losses, which require a lot of cash to make up for it. Buying a pure protection critical illness insurance can solve these problems in the future.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the insurance amount of 10,000 yuan is only one or two hundred yuan per year, and the cost performance is very high.

Finally, it is necessary to configure an accident insurance, the child's accident insurance is very cheap, as long as it is sixty or seventy yuan a year, you can buy 200,000 yuan of protection, which can fully protect the child's accidental death, disability and medical expenses caused by the accident, and the cost performance is quite high.

Third, is there any insurance that I should not buy for my child?

has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is low and real.

That's all for me"What is bridal insurance, and is it necessary to buy bridal insurance for children? "