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ABC's Golden Harvest Tongbao Card has an annual fee and a small account management fee.
The annual fee of the Agricultural Bank of China Golden Harvest Tongbao Card is 10 yuan, and if the average daily balance of your account does not reach 300 yuan every quarter, you will be charged a small account management fee, 3 yuan per quarter, and no small account management fee will be charged for more than 300 yuan. The annual fee of ABC Golden Harvest Tongbao Card is automatically deducted from your account.
If the amount on your ABC Golden Harvest Tongbao Card is 0 and has not been used for a year, it will be automatically closed.
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The debit card issued by the Agricultural Bank of China cannot be used for overdraft, and the quasi-credit card and credit card issued by the Agricultural Bank of China have the function of overdraft.
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Overdraft is not permitted.
The Golden Harvest Treasure Card is a debit card, which can neither be overdrawn, but can only be saved first and then used. In addition to that, it has all the functions of a bank card, such as online banking, spending, bill payment, money transfer, etc. This card is easy to apply for, as long as you bring your ID card to any outlet.
There is a difference with a credit card
In addition to the basic functions of deposit and withdrawal, transfer and settlement, shopping and consumption, the card also adds financial management functions such as agreed rollover, mortgage automatic repayment, investment product trading, collection and payment, and account aggregation.
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1. There are two types of bank cards: credit cards (which can be overdrawn) and debit cards (which cannot be overdrawn).
A debit card is a bank card that does not have an overdraft function when depositing money and then spending (or withdrawing cash).
A credit card is issued by a bank or credit card company to a cardholder based on the user's creditworthiness and financial resources, and the cardholder does not need to pay cash when making purchases with the credit card, and the repayment will be made on the billing date.
2. Jinsui Tongbao Card is a national debit card product of the Agricultural Bank of China, so there is no overdraft function, and you can only deposit first and then consume (or withdraw cash).
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The cost of opening the card is 5 yuan. During the use of the card, an annual fee of 10 yuan will be charged every year. If the average daily balance in a quarter is less than 300 yuan, a service fee of 3 yuan will be charged for each quarter.
If you open online banking, the following items will be charged: The annual fee for online banking used to be 12 yuan a year, but now it is 6 yuan a year. If you choose IE certificate, you will be charged a production cost of 2 yuan for the dynamic password card.
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Generally speaking, there is no fee to open online banking. Many ** online shopping is free of charge, such as ** and so on.
There is no charge after activation, unless you request additional services, such as SMS notification of account changes, etc.
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1. There is no charge for opening online banking. 2. There is no charge for online banking, but your bank card is subject to an annual fee, and some operations are charged, such as remote transfers, which have nothing to do with online banking charges, but are expenses generated by other businesses. 3. There is no renewal fee for online shopping, unless there is a handling fee for some merchants or specific transactions, but it will definitely be prompted, and it has nothing to do with online banking charges, please feel free to use it.
In addition, it can be cancelled.
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My friend from the Agricultural Bank of China gave me a card, and he didn't charge U disk money, and he also helped me register, that is, I had to have a text message fee of 2 yuan every month, and the charge was never delayed. The annual fee is 10 yuan. Other costs are gone.
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1. There is no handling fee for activation.
2. Whether there is an annual fee depends on the province you are in, which is different.
3. No transaction fees.
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ABC's. Golden Spike Treasure Card.
There is an annual fee and.
Small Account Management Fee.
Target. The annual fee of the Agricultural Bank of China Golden Harvest Tongbao Card is 10 yuan, and if the average daily balance of your account is less than 300 yuan per quarter, you will be charged a small account management fee, 3 yuan per quarter, and no small account management fee will be charged for more than 300 yuan. The annual fee of the ABC Golden Harvest Tongbao Card is automatically deducted from your account.
If the amount on your ABC Golden Harvest Tongbao Card is 0 and has not been used for a year, it will be automated. Account closure.
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ABC Golden Harvest Tongbao Card is a debit card.
The annual fee is 10 yuan for one year, and the annual fee is not exempt.
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The annual fee of the Golden Harvest Debit Card is generally charged in the second month after the card is opened, and the annual fee is 10 yuan.
If the average daily balance of the account is less than 300 yuan, a small account service fee of 3 yuan per quarter will be charged.
The funds in the card are calculated at the current current interest rate.
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