On the issue of social security five insurances, on the issue of social security five insurances

The five insurances are social security.

"Five insurances" refers to five types of insurance, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance;

Among them, endowment insurance, medical insurance and unemployment insurance, these three types of insurance are jointly paid by enterprises and individuals, and work-related injury insurance and maternity insurance are fully borne by enterprises. Individuals do not need to pay. The "five insurances" are statutory.

The social security contribution ratio is as follows:

Pension insurance: 20% for employers and 8% for individual employees

Basic medical insurance: 6% for employers and 2% for individual employees.

Unemployment insurance: 2% for employers and 1% for individual employees.

Work-related injury insurance: the employer has a total of six grades), and the individual employee does not pay.

Maternity insurance: Employers and individual employees do not pay for it.

ps, now I don't have points, and the other problems are solved, and I must make up for the points if I have them. Thank you. Question addendum: If you want to check the personal details of social security and provident fund, you can only go through the unit and ask the accountant to help you type out the individual in the social security center.

1, will 2, it will not be invalid for a long time.

3. Because of the two provinces, if there is no network between the provinces, you need to go back and forth to handle the transfer procedures. You must first start paying in Guangzhou, and then go back to Hangzhou to get your ID card to issue a certificate of social security transfer continuation, and then hand it back to the social security department in Guangzhou to accumulate the personal accounts in the two places.

4. The money in the original Hangzhou medical insurance card can still be used in Hangzhou.

5. At present, there is no better way, because the social security province is not networked, when you resign in Hangzhou, let the unit help you transfer social security to other cities, and ask you to keep the resignation certificate and other relevant materials. If you can join the company quickly in Guangzhou, you can open a transfer certificate when you leave Hangzhou, otherwise it is best to apply for it after the job in Guangzhou is confirmed.

1.The social security payment will be stopped in the month of your resignation, but the provident fund can be withdrawn before the age of the year.

3.Find a new job, transfer the social security, and if you stop paying, you don't need to make up, and then you can continue to pay.4, medical insurance is bound to your ID card, unless you change your ID card number, and the money in it has been 5Hurry up and find a job, and the unit will then pay social security.

1.You can convert it into an individual account and pay the fee by yourself.

2.Until you retire, if you retire with 10 months of social insurance, then it will be invalid and you will be given free contribution.

3.The original place of insurance will issue a certificate of payment, fill in the transfer application at the new place of insurance, and submit the proof of payment, and the social security agencies of the two places will do the rest.

4.The medical insurance personal account can continue to be used in your original place of insurance.

5.Find a new job as soon as possible, even if the period is interrupted for a few months, because the cumulative number of years of contribution is calculated.

Go to your local human resources bureau to check your relevant five insurances.

The five insurances include:

Pension insurance: 8% for individuals and 22% for employers.

Medical insurance: 2% for individuals and 10% for employers.

Unemployment insurance: 1% for individuals and 2% for employers.

Work-related injury insurance and maternity insurance: only paid by the employer, not by the individual.

One housing fund includes: Housing Provident Fund: Individuals and units pay in the same proportion, the proportion is 5-12%, which is determined by the employer.

Five insurances and one housing fund refer to the collective name of several types of protective benefits given by employers to employees, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund.

Individual employees shall pay into the housing provident fund in accordance with the regulations. "Housing provident fund is a "payable" item, which should be legally mandatory, and at the same time the payment also shows that it is an obligation.

Housing provident fund refers to the long-term housing savings fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non-enterprise units, social organizations and their employees.

In-service employees shall open a housing provident fund account by the unit. Freelancers (i.e., self-employed workers who have not established a labor contract relationship with any unit) can go through the procedures for opening individual details of the housing provident fund and declare according to the "Instructions for the Procedures for the Opening, Alteration, Cancellation and Annual Adjustment of the Housing Provident Fund Details".

Paying five insurances for employees is a mandatory insurance stipulated in the labor law. As long as the employee is willing to defend his or her rights, he will definitely win the lawsuit.

I am in charge of payroll insurance. Endowment insurance has a personal endowment insurance handbook and a personal payment voucher. The manual is handled by the company independently, and you can check it on the local social security **, which is an ID card; The voucher is issued by the local social security agency in June every year, and it may take a long time for the company to receive it and issue it to the individual, and it may be a few months late for large companies;

Maternity, work-related injury, and unemployment only have the company's payment certificate, and the individual does not have the relevant certificate.

Medical insurance, individuals have a medical certificate and a medical IC card, the medical certificate is handled by the company independently, there is money in the IC card, the company does not issue it, you should go to ask for it, otherwise there is no.

Another way is to open a work contact letter from your new company, asking the previous company to issue a certificate of transfer of insurance relationship such as pension insurance, which can be opened.

As long as you have a payroll, the company must be on it, now Tianjin is your resignation insurance can not be taken out, some companies are to give you insurance will not give you a certificate too quickly, my company gave me a social security card in 08, 09 years before I gave my card, I was no longer in that company, but I still went back to the company to get out. I don't know what happened to you when you resigned, the resignation certificate given by the company when I would leave the company, as long as you have the resignation insurance you can't run, you still have to ask your old workers, the specific will vary from company to company, or go to the insurance place to check. I'm just giving you a suggestion for your reference ...

Three of the five insurances are borne by the employee and the unit, and the other two are borne by the unit itself, you can go to the insurance company to check, but it should be noted that some types of insurance have a certain number of years, and only when they reach this period can they receive insurance.

1. Pension insurance can be transferred, first go to the front desk of the Shanghai Social Security Bureau with your ID card to print the "Individual Insurance Payment Certificate" and stamp it, and then, after participating in the insurance at the place of household registration, you can apply for transfer with this certificate. Other types of insurance cannot be transferred at this time.

2. One gold is generally refunded. If the place of household registration is paid, it can be transferred according to the requirements.

3. You can go to the photo to explain how to apply for a medical insurance card, and then go to the bank to apply for it with the photo receipt.

4. The insurance is to be able to check your personal account, the type of insurance and the fees paid by the local social security bureau.

The five insurances belong to the category of social insurance, which refers to pension, medical care, work-related injury, maternity, unemployment, etc.; One gold is the provident fund.

Pension and provident fund can be transferred with personal work transfer, and the rest are enjoyed in the place where insurance and payment are made (cannot be transferred), so I think medical treatment must be convenient for me to see a doctor. It is recommended that you weigh it up, and it is better to enroll in the insurance in your place of residence.

It is also important to estimate for yourself that when you reach the statutory retirement age, you can only retire and receive a monthly pension if you have more than 15 years of pension insurance participation and payment period; You must have been insured and paid for more than 20 years in order to be eligible for retiree health insurance. Remember that you must not terminate your enrollment and contributions before retirement.

Regarding the basis of your participation, you can go to the social insurance management center of the place where you participate in the insurance with your ID card and ask for help (local 114** query social insurance management center** ask for the address).

I wish you all the best!!

Pension insurance can be transferred, and it can be transferred out to the specific social security department in Shanghai. However, if you need to provide a certificate of acceptance first, please consult yourself (Hunan here must provide a certificate of acceptance before agreeing to issue a certificate of transfer).

The housing provident fund can be refunded.

Medical insurance, work-related injury insurance, and maternity insurance should be contributing.

Unemployment insurance, you can go to the social security department to receive unemployment insurance money with the resignation certificate issued by the employer. However, if you resign yourself, this is not possible.

For social security inquiries, you can use your ID card. You can log on to the portal of your local social security department** or go directly to the social security bureau to make an inquiry.

Only the endowment insurance and housing provident fund can be refunded in the five insurances and one housing fund, and the endowment insurance can only be refunded by itself, and the part paid by the unit cannot be refunded! The part of the housing provident fund paid by oneself and the unit is all returned to the individual. Because the housing provident fund cannot be transferred temporarily, it is recommended that you withdraw all the housing provident fund.

For endowment insurance, it is recommended that you do not surrender the policy! Go to your new place of work and continue paying!

If you have paid five insurances and one housing fund, you should have a social security card and a housing provident fund card! This is the voucher for your use and transfer, you can ask the unit to handle, if the unit does not handle, you can bring your ID card and digital ** receipt to the local social security ** management center and housing provident fund ** management center to apply!

Social security can only take out the personal part, and enough for more than 10 years, your conditions are not good, can only be transferred to your new unit, if you work for the unit does not buy social security then you can only transfer to your hukou location, and participate in personal social security, their own purchase, which kind of personal burden will be very heavy, at least more than 600 per month, the provident fund can be withdrawn, you go to the unit to open a certificate to the provident fund management office to receive it, but the certificate must be related to the house, such as buying a house, Home repair, home decoration, etc.

Your health insurance card is your proof of payment, you log in to your local social security office**, enter your name, ID number and social security card number to check all your payment information.

There are publicly available queries**. Nanjing Cha Pension is 12333 Provident Fund is 95533 Medical Insurance ID Number.

The insurance in a province is relatively good, and it is quite troublesome to transfer across provinces, especially from municipalities directly under the central government, and it is an option, there is no cost-effective or cost-effective, and your money will be refunded to you. This is based on the premise that it is not going to get better, and if you don't give up, it is equivalent to giving up. In addition to your own, the money in the medical insurance card will also be credited to a part of the unit at the same time according to a certain proportion.

The percentage of income varies by age and from city to city.

Insurance is the protection of your old age, it is a pity to bring it up, if you can mention 5000, and then 10000 I am afraid it will be difficult to do.

If you can, you can turn around. If you take it out, you can only take the part you hand in. The unit's will be charged to the treasury.

I suggest that you pay, according to the law of other cities, enterprises participate in five insurances, the proportion of units is 32%, and individuals are 10-11%, then receive cash compensation, and the unit reduces your investment in insurance in disguise; At the same time, you have no medical protection.

2. In the case of insurance in the enterprise, as long as the unit pays for you, you can participate. There is no such thing as when it is appropriate to pay. As long as it is borne by the enterprise, it will be paid. Otherwise, you will need to bear more later.

3. The salary after retirement is not calculated separately in accordance with the regulations of a certain city.

According to the calculation method of retirement pension, you need to comprehensively consider many factors such as your contribution year, historical contribution base, proportion of social security, and social equality in the place where you retire. Now it has little to do with the hukou.

Those who can receive a pension in a place other than their household registration.

4. In principle, medical insurance is paid at your place of work.

Social Security Payment Process:

The newly established unit shall go through the registration formalities within one month from the date of approval of the establishment of the unit. The insured entity must go through social insurance procedures for all persons (except for retired personnel employed) with whom it has de facto labor relations.

The social insurance process is as follows:

** and supplementary information to be filled:

The social insurance registration form and the detailed list of changes in the increase or decrease of in-service employees (in duplicate) shall be collected at the social insurance agency under its jurisdiction.

1.Enterprise business license (copy) or other approved practice or establishment certificate (copy of enterprise ** legal person ID card);

2.People's Republic of China Organization ** Certificate;

3.Local tax registration certificate;

4.If the relevant documents of a private enterprise cannot clearly identify the nature of its unit, it shall submit relevant information that can prove its private nature (such as: certificate of industrial and commercial department, national tax registration certificate, capital verification report, etc.).

5.Public institutions shall attach the approval of the documents related to the establishment of public institutions.

6.The office in Han should attach a letter of authorization from the head office or head office.

Attached information: a copy of the ID card of the newly insured employee (employees whose household registration is not in the city also need to provide a copy of the household registration or temporary residence permit).

Summary: The above documents need to be original and photocopies at the same time, and they should be handled at the social security agency.