Online banking suddenly failed to pay???????

The account submitted when applying online to become a non-contracted customer of CCB is a "non-contracted account". There is a limit for online payment for non-contracted accounts, and the payment limit is up to RMB 1,500 per transaction and RMB 1,500 per day.

The amount of money you ordered is a bit large. Pick something less and reorder.

If you still want to order such a large order, you need a personal certificate, and sign a contract at the CCB counter to upgrade to a contracted customer. To sign a contract, the customer needs to bring his or her original valid certificate and original account voucher (card or passbook) to the CCB business branch where the account is located for identity authentication and sign the relevant written agreement.

1.You are a non-contracted customer service, you can only check accounts and repay credit cards on online banking, you cannot use online banking to transfer money, nor can you make online payments.

2.You must go to the counter with your CCB debit card and ID card to apply for online banking, you can choose to apply for UBSKEY (64 yuan) or electronic password card (2 yuan), no annual fee for online banking, and the password card can only be used 29 times, leaving one to use to receive a new card.

3.After the bank has opened online banking, log in with your personal **.

Click Personal Internet Banking Login and then follow the prompts to register When registering, you need to provide your mobile phone number After successful registration, the mobile phone will receive the user number and password of the personal Internet Banking digital certificate.

5.After the official contract is signed, you can make an online payment.

If the money in the bank card cannot be transferred, it is likely to be caused by the following reasons:1The transfer amount has exceeded the transfer limit set by the bank.

2.The status of the bank card is different, it may be frozen, reported as lost, frozen, etc.;

3.The name of the beneficiary and the beneficiary bank card number provided when operating the transfer are incorrect, and the real information is not the same.

4.The transfer equipment is faulty, the network is not smooth, and the signal is not good;

5.When operating a transfer at an ATM, the machine cannot read the information due to damage and demagnetization of the magnetic stripe chip of the bank card.

Questions. The display is frozen, and it generally takes how long it takes to use it normally.

You need to bring your ID card and bank card to the bank branch to check what caused the freezing, and the specific unfreezing time depends on what causes the freezing.

590271. The bank card is frozen. There are many possible reasons for the freezing of bank cards, such as: continuous input of wrong passwords, suspected risky transactions, expired identity information, etc., and it is necessary to find out the reasons for freezing and then solve them; 2. The bank card has been reported lost or cancelled, if you need to transfer money, it is recommended to verify the bank card number; 3. If the bank card has not been used for a long time (more than one year), you need to reactivate it at the counter to pay the arrears before you can continue to use it; 4. If the bank card is not activated after the card is released, the bank card needs to be activated and used.

Questions. Suspected gambling.

The bank card was frozen by the public security requesting the court, suspected to be related to online gambling, and cooperated with the public security investigation, after the investigation is completed, if there are no other problems, the account will be unfrozen in time. If the bank card is frozen by the public security and is suspected to have something to do with online gambling, you should assist the public security in the investigation, and if it has nothing to do with online gambling, you can hire a lawyer to issue a legal opinion to the public security and the procuratorate to help. The bank card freeze can be lifted as soon as possible, within six months; If it is related to online gambling, it should be dealt with in accordance with the law.

1. If it is necessary to handle the case or the judiciary, the public security bureau shall report to the court to freeze the bank accounts related to the case; 2. The court sent a letter to the bank, and the bank replied and signed to freeze the account according to the regulations; 3. The general freezing period is six months, which can be extended once according to demand, and the general extension is three to six months; 4. If you are suspected of violating the law, you can permanently freeze the account.

The above is all my reply, I hope it can help you and I wish you a happy life

It could be due to the following reasons:

1. The account status of the bank card is different, and there may be reasons.

1. The number of password errors reaches the upper limit. We need to enter the bank card password when using the bank card for transactions, if the number of incorrect password entries reaches the upper limit, the bank card will be locked and the payment cannot be continued. Generally speaking, if the bank debit card enters the wrong transaction password three times in a row in various transaction channels in one day, it will be locked and will not be automatically unlocked the next day.

For specific situations, you can call ** in advance to consult the customer service staff of the corresponding bank.

2. The bank card is in the status of loss report. When the bank card is lost, in order to ensure the safety of funds, the user must go through the loss reporting procedures as soon as possible, and can call the bank customer service ** to register the loss first, and then go to the bank counter to go through the re-application procedures. In the stage of reporting the loss of the bank card, if you find the bank card that has been reported as lost, there will be an exception that cannot be used normally.

3. The bank card has not been used for a long time. Now the People's Bank of China stipulates that a user can only apply for one type of card in a bank. If the previous bank card has not been used for a long time, it may become a "sleep card", and there will be an abnormality, if you want to continue to use it, you can go to the bank to activate it; If you no longer use it, it is recommended to cancel it in time.

4. Expired personal ID card. If the personal ID card has expired, after getting a new identity document, you need to update the identity information reserved by the bank, otherwise there may be an abnormal bank card, the most direct way is to bring the ID card to the bank counter to go through the renewal procedures, and some banks can also use WeChat***, mobile banking and other ways to update the identity information.

5. Frozen by the court. If an individual's bank card is frozen by the court because he or she is being sued, then it will take a long time to unfreeze it.

2. The bank's system is under maintenance and upgrade, and some functions are temporarily suspended, and after the system maintenance and upgrade are completed, everything will naturally return to normal. The bank's exchange system is being maintained. At this time, the remittance will either not be able to operate, or it will not arrive until the system is maintained.

During the above-mentioned maintenance period, deposits, withdrawals, and account opening transactions initiated by depository users will not be accepted. Users who need to recharge, withdraw, or open an account should avoid operations during this time period. We apologize for the inconvenience caused by system maintenance and updates.

Strengthen the monitoring and management of cross-cutting financial business risks, fully assess the impact of market fluctuations, and take precautions to prevent risks.

3. It may be that the payment has reached the limit of quick payment or transfer. In this regard, it can only be used after the limit is lifted (for example, after reaching the daily limit, you will have to wait until tomorrow to reuse). Bank of China Debit Card Quick Payment Limit.

The limit of "quick payment" of debit card: 10,000 yuan for a single card and 10,000 yuan for a single card. BOC has not set the monthly cumulative limit for debit card quick payment, and some merchants may set the monthly cumulative limit on the merchant side.

The limit of a single quick payment is set for merchants, and the limits of different merchants are not shared.

The simplest thing is that your bank card has been monitored and controlled, or there are security risks and transactions are restricted.

The card cannot be used for online payments and transfers because the card is limited or locked.

Generally speaking, the bank will have a system for risk control and traceability, and those who are preliminarily identified as suspected of money laundering will limit account transactions and cannot use mobile banking and online banking, and can only handle business at the counter. In this case, if it is used normally and is subject to risk control, as long as the corresponding certification materials are presented at the counter in accordance with the corresponding procedures, the risk control can generally be lifted normally.

Here are a few common ones:

The suspension of non-counter transactions of bank cards is a lot of inconvenience for people who are accustomed to mobile phone transactions, so we should pay attention to the use of food, if there is no transaction for more than six months after opening an account, the non-counter business of the account will be suspended. The central bank stipulates that if there is no transaction record within six months of opening an individual's account, non-counter business will be suspended, and payment institutions will suspend the classified management of all business bank personal accounts.

Incomplete identity information or expired information will also cause non-counter transactions, we need to reserve basic personal information when handling business in the bank, if the information is incomplete or the ID card is expired, the bank will carry out non-counter transactions on the account, in this case, as long as the cardholder takes the new identity document to the bank to complete the information.

If the public security organ determines that the bank account is suspected of financial fraud or money laundering, such as multiple high-value transfers or overseas payments in the middle of the night, it may be automatically set as a money laundering or fraud account. If you find that your bank card has suspended non-counter transactions in your daily life, you don't have to worry, as long as you go to the card-holding bank with your ID card to handle the cancellation business, you can resume normal use.

There are two main possibilities. 1. System maintenance or upgrade will suspend some functions, and after the system maintenance and upgrade are completed, everything will naturally return to normal; 2. When the account transaction amount reaches the upper limit, there is a maximum limit for a single payment, and if the limit is reached, it cannot be paid, and it will be used after the limit is lifted, for example, after reaching the maximum limit of a single day, you will have to wait until tomorrow to use it again.

Extended material: How to secure your payments with your card

When using bank cards to pay, the protection of personal information, especially bank card information, should be strengthened. It is of great significance to be vigilant and master certain prevention skills in daily payment transactions to ensure the security of personal cards and payments.

1. Do not keep your bank card out of sight.

Ensure that the bank card is safe to use, and do not keep the bank card out of your sight when swiping the card. When the cashier returns the card, make sure it's your card.

2. Cover it with your body or your other hand when entering the password.

When entering the password, you should cover the operation gesture with your body or other hand as much as possible to prevent criminals from prying eyes or recording through a concealed camera device. Also, don't set your password to your or your loved one's birthday or other less secure form.

3. Carefully check the card number and amount on the bill.

When swiping a credit card to consume, please carefully check the card number and amount on the signed bill before signing and confirming, and sign in the signature column of the signed bill after confirming that it is correct, and do not sign on the blank signed bill at will.

4. Pay close attention to changes in bank card balances.

Set up SMS or WeChat reminders for bank card balance changes to keep a close eye on account balance changes; After receiving the bank statement, carefully check the transaction details, and contact the bank's customer service center in time if you find any unknown expenses.

5. Replace the magnetic stripe card with a chip card.

If you still have a magnetic stripe card issued many years ago, it is recommended to go to the bank to apply for a new chip card, because the chip card is less likely to be copied by criminals than the magnetic stripe card, and it is more secure.

6. Timely control of losses when stolen brushes are found.

Once the bank card is swiped, make a check transaction or small consumption at the nearest ATM machine to prove that the card is around, and contact the bank staff as soon as possible, immediately freeze the account, and then immediately call the police.

There are many reasons why bank cards suddenly cannot be paid quickly, and the following two common ones are common:

1. ICBC system maintenanceICBC system maintenance or upgrade will suspend some functions.

2. When the account transaction amount reaches the upper limit, there is a maximum limit for a single payment, and the payment cannot be made if the limit is reached.

Expand knowledge: 1. Online banking payment.

Online banking payment, i.e. online banking payment, is an instant arrival transaction. Online banking payment is one of the most mature payment functions of UnionPay, and it is also the preferred payment method for netizens, and it is one of the indispensable functions for domestic e-commerce enterprises to provide first-class transaction services. It is characterized by the fact that the bank card needs to open the online banking payment function in advance, and the bank card information is completely entered on the bank's online banking page and the payment password is verified when paying, which has the characteristics of stability, ease of use, safety and reliability.

It can support debit and credit cards from more than 20 banks in China.

2. Characteristics of online banking payment.

Efficient and low-cost access to banks.

No development is required to integrate.

Tightly integrate with the bank, establish a secure channel from the user to the bank, and improve the user's trust in the bank. Smooth payment channels and stable payment background to ensure the stability of transactions.

Easy access to payment gateways.

The mobile payment platform provides standard access instructions and sample access in a variety of network program languages, making access more convenient and fast.

First of all, it is necessary to consult the bank whether it is upgraded, if the bank system is being upgraded, it will not be able to be used normally. There is also whether the balance in the card is sufficient, if the balance is insufficient, it will not be able to pay. If you can't use it, go to the bank as much as possible to prevent criminals from stealing information.