If you don t pay the five insurances such as pension, medical care, and unemployment, can you get th

1. Social security cannot be surrendered. After the promulgation and implementation of the Social Insurance Law in July 2011, pension insurance cannot be surrendered before reaching retirement age, except for the death on the job, settlement abroad, repeated contributions, etc. If you meet the conditions for withdrawing from your personal account, you can voluntarily opt out of the part of your personal account for pension insurance.

Although it is non-refundable, you can renew or transfer the policy as described below according to your personal circumstances.

2. It can be transferred to the new rural insurance in the hometown. If you are a rural household registered in a foreign country, according to the national arrangement, the enterprise pension insurance in which the rural household registration participates will be able to choose to transfer it to the new rural insurance in the place where the household registration is located.

3. You can transfer to other places, you work in other places and pay social security, you can transfer the insurance you paid before to the new place of employment, and the years are cumulatively calculated. Specific transfer procedures: When you leave your former place of work, you can first go to the municipal social security department where you participated in the insurance at your former place of work to issue a certificate of pension insurance payment, and after you go to other places to participate in insurance, you can take this certificate and directly apply for the transfer of social security from your former place of work.

It will take about 1-2 months to complete. For other matters, the social security authorities of the two places will be contacted.

4. If you don't deal with it for the time being, the social security institution will keep your social security relationship and temporarily seal it. After you are re-employed locally, you can continue to use this social security account to continue to participate in social security, and it will be combined with the previous social security contributions. For transfers, pre-retirement transfers are OK.

Yes, don't you have a passbook, and you can hand in the part yourself.

Legal analysis: Generally speaking, it is not possible to return the money after the payment is stopped.

Legal basis: Social Insurance Law of the People's Republic of China

Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.

The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number.

Summary. Hello dear ! We'll be happy to answer your questions. When you are at retirement age, if you have not paid for 15 years, you will not be able to go through the retirement procedures. In this case, it is refundable and can refund the amount of your contribution for the individual who has paid for the number of years.

If the pension insurance is not paid, can it be refunded and how much can it be refunded.

Hello dear ! We'll be happy to answer your questions. When you are at retirement age, if you have not paid for 15 years, you cannot apply for retirement.

In this case, it is refundable, and you can refund the amount of your personal contribution for the payment period. Carry a letter.

Once the insurance is not can be surrendered casually, there are strict regulations on surrender, only if certain conditions are met can be surrendered, and not all can be refunded, only can be returned to this part of our personal payment. The main conditions for surrender are: 1. If the payment is repeated in two places, the insurance fee in one of the places can be refunded at this time.

2. If you want to settle abroad or settle in Hong Kong, Macao and Taiwan, you can apply for surrender if you don't need social security at this time. 3. If you die without the time from the time of retirement to retirement, the family can also take out the money in the personal account of the insured at this time. 4. If the chain has not paid enough years to retire, and does not want to make up for it, then you can apply to withdraw the money in your personal account at this time.