How much is the pension for 54 people who participate in the work

According to the current policy, the pension insurance has been paid for 15 years and the retirement age is reached, and the pension treatment can be received.

Unfortunately, we can't estimate how much pension we will receive in the future. Because the calculation of the pension is based on the average social wage of the on-the-job employees in the province (municipality directly under the central government) where you retire, the cumulative payment period, the payment base of the past years, and the cumulative amount of the personal account. Given that these indicators are unknown, there is no way to measure them.

Only if these indicators are available can they be accurately calculated. Therefore, you will only know how much money you will receive until you retire. Everyone's insurance situation is different, and everyone's retirement salary is also different.

Personnel who participate in the social co-ordination of the basic old-age insurance for employees of municipal and urban enterprises, reach the retirement age stipulated by the state, and the actual payment period (including the deemed payment period, the same below) is more than 15 years, and the basic pension shall be calculated and paid on a monthly basis. According to the latest pension calculation method, the pension of employees when they retire consists of two parts: pension = basic pension + personal account pension.

Personal account pension = personal account savings The number of months (50 years old is 139, and it is no longer 120) basic pension = (the average monthly salary of on-the-job employees in the province in the previous year + the average monthly indexed monthly payment salary of the province) 2 Payment period 1% = the average monthly salary of on-the-job employees in the province in the previous year (1 + my average payment index) 2 Payment period 1%.

Note: My indexed average monthly contribution wage = the average monthly salary of the province's on-the-job employees in the previous year and my average contribution index.

The formula is more complicated, and there is no way for individuals to calculate, and the results can only be calculated by the social security institution when they retire.

It depends on what kind of job you are participating in, the level of salary, etc.

Calculation formula:

Basic pension = basic pension + personal account pension + transitional pension Basic pension = C1 12 [20% + (H-15) Personal account pension = cumulative savings in personal account at retirement 120 Transitional pension = x Payment period before establishing personal account Adjustment x = C1 12n (A1 C1 + A2 C2 + A3 C3 + ......an/cn)

In the formula: x is the indexed average monthly contribution wage.

a1、a2……an is the ...... of 1 year and 2 years before the employee's retirementContributory wages C1, C2 ...... for year nCN is the ...... 1 year and 2 years before the employee's retirementThe average annual wage of employees in the city for n years is the actual payment period for enterprises and employees.

h is the full number of years of payment.

1. The basic pension of the insured who participated in the work after July 1, 1998 and meets the conditions for receiving the basic pension on a monthly basis shall be composed of the basic pension and the pension of the personal account. The monthly standard of basic pension is based on the average monthly salary of employees in the previous year and the average indexed monthly salary of the employee, and 1% is paid for every 1 year.

2. Insured persons who participated in the work before June 30, 1998 and met the conditions for receiving the basic pension on a monthly basis after January 1, 2006 shall be paid a transitional pension in addition to the basic pension and personal account pension on a monthly basis. The specific transitional measures shall be formulated by the municipal labor and social security administrative department and shall be implemented after the approval of the municipal people.

The average monthly salary of municipal employees * 20% + the balance of the personal pension account is 120

How to calculate it, the people in the social security company don't know, and of course I don't know!

According to your current basic salary (no bonuses or anything), 59% should be the money you should open! It won't be more than 80% of your current salary!

It is recommended to check with the Social Security Bureau, the pension is mainly related to the total amount of Bao Dan jujube insurance paid by oneself, the average salary in the region, the number of years of work, etc., and there are individual differences and regional hunger differences.

Seniority is not pensionable.

There are three conditions that must be met to receive a basic pension:

1. Have reached the statutory retirement age and have gone through the retirement procedures;

2. The units and individuals to which they belong participate in the endowment insurance in accordance with the law and fulfill the obligation to pay the endowment insurance;

3. Individual contributions for at least 15 years.

The pension is calculated as follows:

1. Pension = basic pension + personal account pension.

2. Personal account pension = personal account savings The number of months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time.) The number of months is slightly equal to (average life expectancy - retirement age) x 12. At present, 50 years old is 139 years old, and it is no longer unified to 120).

3. Basic pension = (the average monthly salary of the on-the-job employees in the province in the previous year + the average indexed monthly payment salary of the person) 2 The payment period is 1% = The average monthly salary of the on-the-job employees in the province in the previous year (1 + the average payment index of the person) 2 The payment period is 1%.

4. In the formula: my indexed average monthly payment salary = the average monthly salary of the province's on-the-job employees in the previous year and my average payment index.

Your mother has been working for 79 years, with 20 years of service, and should retire in 99, you should know how much you receive, and then there is no retirement allowance calculated according to the length of service, but according to the number of years of payment, the payment base and the average social wage.

The length of service before 96 years is based on the file. At the beginning of 96, the length of service is calculated based on the number of years you have paid, and the sum of the two is the length of service recognized by the social security, if there are 20 years, you can get up to 1 3 of the local average salary according to the minimum contribution index

Why is there so little seniority? Retirement pay varies slightly from place to place.

My sister has been working for 82 years, and she only got more than 1,000 yuan a month when she retired last year, and she has not interrupted social security contributions. Whether you don't pay for fifteen years, or you pay until you retire, the pension you receive is different. There are also wage and price factors, and there is no way to say the exact amount received.

Around 35,000. The calculation of the amount of pension is as follows: pension = basic pension + personal account pension.

Personal account pension = personal account savings Number of months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time.) The number of months is slightly equal to (average life expectancy - retirement age) x 12. At present, 50 years old is 139 years old, and it is no longer unified to 120).

Basic pension = (the average monthly salary of on-the-job employees in the province in the previous year + the average indexed monthly contribution salary of the person) 2 Payment period 1% = the average monthly salary of the on-the-job employees in the province in the previous year (1 + the average payment index of the person) 2 The payment period is 1%. In the formula: my indexed average monthly payment wage = the average monthly salary of the province's on-the-job employees in the previous year and my average payment index.

Extended information: 1. Individuals who participate in the basic endowment insurance can receive the basic pension on a monthly basis if they have paid for 15 years when they reach the statutory retirement age. That is to say, employees who participate in pension insurance must meet two conditions to receive pensions: first, they must reach the statutory retirement age; The second is to pay pension insurance premiums for 15 years.

According to the relevant regulations, the statutory retirement age for enterprise workers in China is 60 years old for men, 50 years old for female workers, and 55 years old for female cadres. For those engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health (hereinafter referred to as "special types of work"), the retirement age is 55 years old for men and 45 years old for women; If the person is disabled due to illness or non-work-related reasons, and is certified by the hospital and confirmed by the labor appraisal committee to be completely incapacitated, the retirement age is 55 years old for men and 45 years old for women.

2. With the consent of the National Development and Reform Commission and the China Banking Regulatory Commission, the "Notice on Printing and Distributing the Pricing Catalogue of Commercial Bank Services" will be implemented from August 1, 2014. Article 2 of the circular stipulates that: "Commercial banks shall be exempted from the handling fee for the first two withdrawals of cash from the Bank's counters (including the Bank's counters and ATMs) for the personal basic pension (including retirement pension) accounts signed and opened by the social insurance agency and the Bank.

According to reports, when it was implemented on August 1, the basic pension was still issued through the bank's special passbook and debit card, and the pension was marked on the passbook and card statement. The Ministry of Human Resources and Social Security requires that when the basic pension account of an individual is changed, all localities should simultaneously do a good job of switching the handling fee for cash withdrawal from other places of the Bank.

28245 yuan. The formula is as follows: r=[5000(1+6%) 50-5000(1+6%) 15] [(1+6%) 15-1].

Extended information: Pension (pension), also known as retirement pension and retirement fee, is one of the most important social pension insurance benefits. That is, the relevant documents of the state stipulate that after the workers are old or lose the ability to work, according to their contributions to the society and their qualifications for enjoying pension insurance or retirement conditions, the insurance benefits paid in the form of money on a monthly or one-time basis are the needs of benefiting the society, and are mainly used to ensure the basic living needs of employees after retirement.

Pensions are accumulated and operated in accordance with the principle of common accumulation of the state, collectives and individuals. When people are in the prime of life, a portion of the wealth created is invested in pension plans to ensure that they are provided for in old age. There are two main types of pensions in China:

Retirement pension for personnel of government agencies and institutions and retirement pension for enterprise personnel. The different systems implemented by the two are manifested in three differences:

First, the overall planning method is different, that is, the enterprise personnel are the unit and the employees themselves pay according to a certain standard, and the organs and institutions are financed by the unified finance;

Second, the payment channels are different, that is, the enterprise personnel are paid by the self-raised account, while the government institutions are paid by the financial department;

Third, the standard of enjoyment is different, that is, the pension standard of government institutions is higher than that of enterprise retirees.

The calculation basis of the basic pension of retired employees of enterprises is the average social wage, taking the "newcomer" of the urban employee pension insurance system as an example, the calculation formula of the basic pension is as follows: pension = (the average salary of local employees in the previous year + the average monthly indexed salary of the employee) 2 [payment period (including the deemed payment period) 1%] + the number of months of personal account deposit (50 years old is 139 years old). However, the wage level of government agencies and institutions is higher than the average social wage, which also increases the gap between the pensions of enterprise retirees and those of government agencies and institutions.

From 1999 to 2009, the average salary of organs and institutions was higher than the national average wage level. As far as the pension replacement rate is concerned, according to Zheng Bingwen's calculations, the average social wage pension replacement rate of Chinese enterprise workers in 1997 reached a year, and then decreased year by year, and only in 2008. It shows that the growth rate of the pension of enterprise retirees is lower than the growth rate of the average social wage.

Compared with government agencies and institutions, the pension replacement rate of enterprise retirees is only more than half of that of government agencies and institutions.

Calculation Method: Calculated as full present value.

r/(1+6%)^35+..r/(1+6%)^50

This is the equation that can be reduced to a series of.

5000/%6-5000/(1+6%)^35/%6=r/(1+6%)^35/6%-r/(1+6%)^50

6% simplification. 5000(1+6%)^50-5000(1+6%)^15=r[(1+6%)^15-1]

So the amount of money is equal to.

r=[5000(1+6%)^50-5000(1+6%)^15]/[(1+6%)^15-1]

5000*（

aThis is the total amount of the person's pension at the age of 60.

Assuming that it is a one-time payment until the age of 74, the amount that can be received is assuming that the person receives x yuan per year, which can be regarded as borrowing from a pension account, and the annual interest rate is the loan at the age of 60 x and the loan must be repaid at the age of 74.

The loan at the age of 61 x will have to be repaid at the age of 74.

.Loan x at age 74 will have to be repaid at age 74.

Therefore, 74 years old is a total of also.

x*(1+x*(=5000*

That is, 74 years old is the amount that can be received in a lump sum.

The equation is made as. The solution is x=5000*yuan.

Go to the local social security application for transfer-in, give you the receipt letter and the bank account number of the social security, and then go to the social security application of the original place of account to transfer out, print the payment details for you, and finally continue here now.