Can the insurance in the five insurances and one housing fund be withdrawn after the age of 60?

It is not possible to surrender the insurance after social security is paid, unless it is immigrated, dies, or when the individual requests to surrender the insurance at the legal retirement age, the individual contribution and interest can be refunded.

First, the Social Security Law clearly stipulates that citizens can receive pensions as long as they have paid pension insurance for 15 years, and they can receive pensions when they reach the statutory retirement age of 60 for men and 50 for women.

Second, social security is divided into five insurances: endowment, medical care, work-related injury, unemployment, and family planning. If citizens pay by themselves, they only need to pay pension and medical insurance. The proportion of the unit paying five insurances:

Pension insurance: the unit pays 21% for you every month, and you pay 8% yourself;

Medical insurance: The unit pays 9% for you every month, and you pay 2% plus 10 yuan for serious illness co-ordination (major illness co-ordination is mainly in charge of hospitalization);

Unemployment insurance: the employer pays 2% for you every month, and you pay 1% yourself;

Work-related injury insurance: the employer pays for you every month, and you don't have to pay a penny yourself;

Maternity insurance: The unit pays for you every month, and you don't have to pay a penny yourself;

Third, medical insurance must be guaranteed to be paid continuously, and there is an additional critical illness insurance of 10 yuan, which can only enjoy the reimbursement treatment of medical insurance hospitalization if it is paid continuously.

Fourth, if a citizen dies before the statutory retirement age, the state will refund all the amount paid by the individual, interest, and the state will also give a funeral subsidy.

First, social insurance is a welfare.

The second is the joint contribution of the state, individuals, and units.

Third, and the individual only pays pension and medical care, you are young and healthy, and you can't see it, and when you retire when you are old, this social insurance will come into play.

Fourth, insurance has always been a necessity and is not useless.

Fifth, if you have any questions, you can ask the local social insurance center **12333 Sixth, the situation varies from place to place, and there are all kinds of information on the Internet, and only the local answers are the most authoritative and accurate.

Seventh, I wish you a smooth work, a prosperous career, a healthy life, and a happy family.

1. Maternity insurance and work-related injury insurance are not paid by individuals. In other words, there is no such thing as paying money for nothing.

2. No one can guarantee that they will never be unemployed and sick, so unemployment insurance and medical insurance are mandatory.

3. Pension insurance is to ensure the life after retirement, can you not do it?

If you can't pay it back, you can only use it, you can't withdraw it.

Insurance that can receive money at the age of 60 generally has pension insurance.

Life and death insurance, annuity insurance.

and so on. 1. Endowment insurance refers to the amount of insurance paid by the policyholder on time in accordance with the policy.

When the policyholder retires or loses the labor force, the insurance company will pay the policyholder according to the agreement, usually according to the cycle of the draft.

2. Life and death insurance.

It means that regardless of the death of the policyholder during the insurance period or the conditions agreed in the policy (such as reaching the age of 60, etc.), the insurance company will pay the policyholder in accordance with the policy.

3. Annuity insurance refers to the one-time or regular payment of premiums by the policyholder or the insured, and the insurance company pays the insurance money annually, semi-annually, quarterly or monthly on the condition of the insured's survival until the death of the insured or the expiration of the insurance contract.

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If you do not pay pension insurance, you will not be able to receive a pension after retirement at the age of 60. When reaching the statutory retirement age, the cumulative contribution for 15 years is completed, and Wan Hongla receives a basic pension on a monthly basis. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts.

Article 16 of the Social Insurance Law of the People's Republic of China Article 16 Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive a basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic buried pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Who said to claim the individual first?

At the time of retirement, the retirement benefits shall be assessed in accordance with the calculation method prescribed by the state. For example, a person's retirement fee is calculated as a total of $1,000, of which $200 is calculated by the individual contribution of $27,800 139.

When receiving benefits, you will receive 1,000 yuan per month, of which 139 yuan will be reduced from 27,800 yuan per month for individual contributions.

If there is any remaining 27,800 at the time of this person's death, how much will be returned to the heirs.

If this person has been living, then Nian Xun will always be open, and the retirement fee will be increased in the middle. After the 27800 becomes 0, the tomato is still a normal investment and will not be affected.

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Legal Analysis: Seniors over the age of 60 cannot buy social security. Social security participation must meet the age requirements of the Labor Law and other requirements for employment: Minimum: As a child worker under the age of 16, he or she cannot participate in social security, but as a juvenile worker, he can participate in the insurance.

Legal basis: Civil Code of the People's Republic of China

Article 464 A contract is an agreement between civil subjects to establish, modify, or terminate a civil legal relationship. Marriage, adoption, guardianship, and other agreements related to status relationships shall be governed by the laws and regulations on such status relationships; Where there are no provisions, the provisions of this Part may be applied by reference on the basis of their nature.

Article 465:Contracts established in accordance with law are protected by law. A contract established in accordance with law shall only be legally binding on the parties, unless otherwise provided by law.

Article 466:Where the parties have a dispute over the understanding of the terms of the contract, the meaning of the disputed clause shall be determined in accordance with the provisions of the first paragraph of Article 142 of this Law. If the contract text is concluded in two or more languages and it is agreed that it has the same effect, the words and phrases used in each text are presumed to have the same meaning. If the words and phrases used in each text are inconsistent, they shall be interpreted in accordance with the relevant terms, nature, purpose, and principle of good faith of the contract.

Social security can only receive a pension until the retirement age. Pension insurance must be paid for the minimum payment period of 15 years, and when you reach the retirement age (60 years old for men and 55 years old for women), you can enjoy pension benefits (except for delayed retirement). If there is a unit, even if the employee has not retired after 15 years, the enterprise must continue to pay until retirement; If you pay social security, you can stop paying or continue to pay.

According to the local policy, it must continue to pay well, and the pension insurance is to follow the principle of "pay more, get more", the higher the payment base, the longer the number of years, and the more pension you receive when you retire.

Everyone will get old one day, some people have prepared for their old age in advance when they are young, and some people are not fully prepared when they are young, which is easy to lead to the situation of being old and helpless. So, if we weren't ready when we were young, can we make up for it when we're old? Today, let's take a look at how to buy pension insurance at the age of 60.

How to buy pension insurance at the age of 60? In order to ensure that the elderly in our country can "rely on the old", the state in 2009 specially issued a special law and regulation on the rural social pension insurance pilot for the elderly over 60 years old, this document stipulates that if the age is over 60 years old, due to various reasons when the young did not pay social pension insurance premiums, resulting in the rural elderly who can not enjoy the basic pension insurance for urban workers, can receive a certain amount of pension every month without paying. At the same time, the regulations also stipulate that if you want to enjoy the pension insurance for the elderly over 60 years old, the children of the elderly who meet the conditions for social pension insurance must participate in the social pension insurance.

Can people over 60 years old still buy commercial endowment insurance? Some elderly people think that the level of protection of the basic social pension insurance is relatively low, and the amount of pension received each month is relatively small, so they hope to be able to buy a commercial pension insurance to ensure the quality of life in their later years. But here I am sorry to tell you that almost no insurance companies will provide more than 60 commercial pension insurance, even if there are insurance companies that provide this type of pension insurance products, but the insurance rate will be very high.

The reason is that this age is already the time to receive an annuity for most pension insurance contracts, so it is no longer suitable to buy commercial pension insurance at this time. What kind of insurance is suitable for 60-year-olds?

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Summary. Hello, the pension insurance paid before the age of 60 can still receive a pension: as long as you have paid social security for 15 years, men will reach the age of 60, female workers will reach the age of 50, and female cadres can start to receive pensions after they reach the age of 55. <>

Hello, the five insurance households can still receive pensions before the age of 60: as long as you buy social security for 15 years, men will be 60 years old, female workers will be 50 years old, and female cadres will be 55 years old before they can start receiving pensions. <>

Because I am a five-guarantee household after I turn 60.

Hello, it is possible to claim it.

Hello, according to the provisions of the legal basis of China's "Regulations on the Provision of Rural Five Guarantees", the elderly, disabled or under the age of 16 morning shirt villagers, who have no ability to work, no livelihood and no legal support, raising, and support obligor, or whose legal support, raising, and support obligors have no support, support, or support ability, enjoy the rural five guarantees support treatment and pension insurance. <>