Which insurance is the best, and which is better?

What kind of insurance is the best?

1.Age is the primary consideration.

2.The premium should be 10%-15% of the annual income, and the sum insured should be set at 6-10 times the annual income. However, it should be analyzed on a case-by-case basis.

5.Under the premise of social security, plan commercial insurance, with a focus on accidents and critical illnesses. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.

6.At the same time, pay attention to the security of family members, protect the people around them as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced, and the meaning of protection will be missing.

7.It is important to prioritize the protection of the main income earners of the family as much as possible.

8.Recommended: Ping An Talisman Participating Insurance, Ping An Outsmart Life Universal Insurance, Ping An Fu Whole Life Insurance.

9.My personal advice is to communicate extensively and effectively with ** people, after all, face-to-face communication is the most direct and effective. If necessary, you can also directly call the customer service of the relevant insurance company** for verification and consultation.

Do you buy insurance or do you retire with insurance? If you do insurance work, it's best not to do it·· They all rely on deceiving people and fooling relatives and colleagues to make money... Have the ability to find a solid and stable job to do on your own.

Insurance doesn't last long. China's insurance industry is too chaotic.

Don't go to insurance, don't listen to fools, fool you into taking money, they get commissions... There are too many commercial insurance exclusions... As long as you have social security (pension and medical insurance), you can do it·· If you don't have to buy personal accident insurance, you can buy a personal accident insurance for up to one year.

It is most important to find a unit that can give you social security... National social security is your most basic security·· Insist on paying social security.

Hehe. Insurance is to invest in a peace of mind. There are only the right ones, not the best.

I don't know your situation and can't recommend insurance.

Suggestion: You can find a few more insurance salesmen from different insurance companies and let them give you a comparative introduction, and you must compare them with each other, and you will understand. Remember, insurance is a matter of money, you must be clear to yourself, otherwise you will be whitewashed!

Insurance is good except for financial management type participating insurance. , to buy according to your situation.

The persuasion upstairs can do anything, but insurance can't be persuaded! If you don't know insurance, don't spray there anymore! Insurance is the embodiment of a person's sense of responsibility.

Choosing an insurance company when buying commercial insurance is a false proposition.

Insurance sells a contract, which is protected under the Chinese legal system. Regardless of which insurance company's contract, it is under the supervision of the law. (In other words, the law will protect me from any insurance company I buy).

As for what kind of insurance to buy, it has to be formulated according to your needs and actual situation, but if you don't have any insurance, then it is recommended to buy protection insurance first, and protection is the core role of insurance.

Accident insurance, health insurance, and life insurance should form a "golden triangle of protection", so that the protection will be relatively complete, and there are many classifications between various types of insurance, which need to be formulated in combination with your actual situation and tailored to your needs.

Different types of insurance have different functions, depending on what risks you are worried about, you can resist the risks through the corresponding insurance.

However, when the risk comes, it is recommended to allocate medical insurance, accident insurance, critical illness insurance, and life insurance from the perspective of comprehensive risk coverage!

You can contact a professional insurance consultant to match the right insurance plan for you according to your physical condition, family expenses, occupation and other factors, and only the right one is the best.

Which insurance is the best to buy? Do you really understand? Don't choose the wrong choice to buy insurance, spend money unjustly!

Feeling not as good as it used to be? If you have a little physical problem, you basically confess your health insurance.

Which is better, buy according to age, you can buy financial management when you are young, and it is better to buy consumer-based critical illness insurance when you are in your 40s.

Four criteria for choosing an insurance company.

The development of insurance in our country has just begun, and it will gradually improve in the process of continuous development. Especially with the opening of WT0 to the financial industry, new management and new technologies will continue to enter our insurance companies. Therefore, there are still some things that need to be paid attention to when applying for insurance.

First, the choice of insurance type. When choosing an insurance type, you should see which one is more suitable for you.

At present, the terms of various types of insurance sold in our national market are basically the same. Therefore, if you choose a type of insurance, such as medical insurance, you can compare the types of medical insurance from different companies, although they are all medical insurance, but the focus of each company may be different, you can choose one that focuses more on your needs and is more suitable for you.

Second, the choice of the solvency of the insurance company.

The main purpose of insurance is to obtain protection through the transfer of risk. So look at the financial strength of the insurance company. The economic strength is mainly reflected in the capital, premium income and operating conditions.

Therefore, only a company that is in good health and has a stable premium income is a company that can be relied upon.

Third, the quality of service provided by the insurance company.

The insurance company that serves the best can think about the policyholder, and from the beginning of the customer's insurance, it can reflect the concept of service from all angles. In the event of an insurance liability, the customer will be able to get the claim in a timely manner.

Fourth, the quality of people.

A person with good quality, when designing insurance policies for customers, can start from the actual needs of customers, and cannot blindly pursue high premium income. In the preservation service of the insurance policy, the idea of long-term service can be established, rather than the short-term behavior of blindly pursuing benefits.

Insurance generally buys accident insurance, critical illness insurance, life insurance, and medical insurance. 1. Accident insurance: low insurance threshold, low premium, and total disability protection for accidental death, suitable for most people to buy; 2. Critical illness insurance:

Critical illness protection, diagnosis of the critical illness agreed in the contract can be claimed, strict underwriting, high health requirements, suitable for healthy individuals to insure insurance; 3. Life insurance: protect the death, take the death of the insured as the payment condition, compensate for the loss of the family, and is suitable for the purchase of the family's economic support; 4. Medical insurance: As a supplement to social security, medical expenses can be reimbursed to provide necessary protection for individuals.

Don't care about choosing an insurance company, there is no operability, there are large and small domestic insurance companies in terms of scale, but everyone is unified with national supervision, and the degree of safety is the same; All of them are based on the specific policy terms as the contractual principle, and there is no question of which claim is good and which is bad; Everyone is a unified insurance design background parameters, there is no good or bad insurance or special advantages, whether it is the rate or insurance content there are big and small differences, the purpose is to follow the insurance function in the general direction, and meet the detailed needs of different customers in the small direction, which is a reasonable choice of insurance.

We know that the basis of a suitable insurance is whether the insurance benefits of this type of insurance are the most effective and most directly aimed at the needs of customers (the purpose of buying insurance), the higher the degree of match, the higher the efficiency of this type of insurance, which is generally said to be cost-effective.

The key is to buy the right type of insurance, so it is especially recommended that you follow the scientific process of "clear needs - > preliminary selection - > negotiation and verification - > effective choice"!

First of all, clear needs and clear directions are the first steps to buy insurance correctly, the so-called insurance needs, that is, why buy insurance, what problems do you want to solve, or what wishes do you want to achieve? Maybe there are a lot of requirements and expectations, and it doesn't matter, but it's best to keep them in order;

Then it is to explain their approximate economic ability or approximate premium budget, in fact, all your needs may not be met, excellent insurance ** person is to consider comprehensively, make a trade-off, through a reasonable combination of insurance to achieve your insurance needs most effectively.

After the premise is clear, implement open plan collection and comparison operations to see which insurance type or combination can most effectively meet your needs, that is what you want! If you are worried about possible harassment or entanglement, you can also go online through the insurance bidding platform of the third-party insurance intermediary, according to the set standard process, directly and anonymously solicit specific insurance plans tailored by different insurance companies for you, compare and choose.

In this way, there will basically be a more reasonable result!

The insurance company is betterLife Insurance, Pacific Insurance, Xinhua Insurance, Ping An Insurance, People's InsuranceWait.

Life insurance

Life insurance is a kind of life insurance, which takes the life of the insured as the subject of insurance and the life or death of the insured as the condition of payment. As with all insurance businesses, the insured passes on the risk to the insurer. Chinese Life Insurance Co., Ltd. **** is the largest life insurance company in China.

Pacific Insurance

CPIC is a leading comprehensive insurance group in China, providing about 86.99 million customers with auto insurance, life insurance, personal accident insurance, property insurance, health insurance, travel insurance, children's insurance, financial insurance, etc.

New China Insurance

Founded in September 1996 and headquartered in Beijing, Xinhua Life Insurance Co., Ltd. (hereinafter referred to as Xinhua Insurance Company or New China Life) is a large-scale life insurance company. It is a national professional life insurance company approved by the first People's Bank of China. New China Insurance is a subsidiary of New China Life Insurance.

Ping An Insurance

Ping An Insurance of China is a subsidiary of Ping An Group, one of the world's top 500 companies, providing you with one-stop financial and insurance services, covering car insurance, accident insurance, travel insurance and other types of insurance**. Ping An of China is a financial services group with the most complete financial licenses in China, with businesses such as auto insurance, accident insurance, critical illness insurance, Ping An Puhui, Ping An Credit Card, Ping An Insurance, Ping An Bank, etc.

People's Insurance

Founded in 1949, Chinese People's Insurance Group Co., Ltd. (hereinafter referred to as Chinese Insurance or People's Insurance) is a comprehensive insurance (finance) company, one of the world's top 500 companies, and one of the largest insurance companies in the world. The company logo is PICC in English.

Summary. Kiss <>

We'll be happy to answer for you. 1. Medical insurance, 2. Personal accident insurance, and 3. Children's education insurance, these insurances are all relatively good.

Which insurance is good.

Kiss <>

We'll be happy to answer for you. First, the medical insurance branch old, second, personal accident insurance, third, Jianhuai children's education insurance, which is better to upgrade some insurance.

Extended information: 1. Medical insurance, as one of the most basic insurance, is one of the insurance that ordinary people must buy. With the continuous increase in medical costs**, medical insurance can effectively alleviate the financial burden caused by medical treatment due to illness.

Especially in the event of a sudden serious illness or accidental injury, medical insurance can help us tide over the difficulties. It's important to note that there is a huge difference in the amount of coverage and reimbursement for health insurance. Therefore, when choosing medical insurance, you need to choose different protection plans according to your actual situation.

For example, young people can choose lower sum insured and deductibles to lower their premiums, while middle-aged seniors need to choose higher sum insured and reimbursement ratios. 2. Personal Accident InsurancePersonal accident insurance refers to the payment of a certain amount of insurance money by the insurance company in the event of death or disability caused by accidental bodily injury. Unlike medical insurance, personal accident insurance can not only help us cope with the financial pressure caused by emergencies, but also help us solve the problem of loss of income**.

When purchasing personal accident insurance, you need to pay attention to the exclusion clause in the policy. For example, in certain hazardous activities or occupations, insurance companies may be exempt from insurance liability. Therefore, we need to choose the right personal accident insurance according to our actual situation.

3. Children's education insuranceChildren's education insurance refers to the insurance company paying a certain amount of insurance money for the child's education or other purposes after the child becomes an adult. Due to the continuous cost of education, more and more families are beginning to pay attention to children's education insurance. By purchasing children's education insurance, you can provide a certain degree of financial security for your child's future.